Vista Point Assets LLC ABS-15G
Exhibit 99.4 - Schedule 1
| Loan ID | Dummy ID | Seller Loan ID | Investor Loan ID | Original Loan Amount | Initial Credit Loan Grades DBRS | Initial Credit Loan Grades Fitch | Initial Credit Loan Grades Kroll | Initial Credit Loan Grades Moody's | Initial Credit Loan Grades S&P | Initial Compliance Loan Grades DBRS | Initial Compliance Loan Grades Fitch | Initial Compliance Loan Grades Kroll | Initial Compliance Loan Grades Moody's | Initial Compliance Loan Grades S&P | Initial Property Loan Grades DBRS | Initial Property Loan Grades Fitch | Initial Property Loan Grades Kroll | Initial Property Loan Grades Moody's | Initial Property Loan Grades S&P | Initial Overall Loan Grades DBRS | Initial Overall Loan Grades Fitch | Initial Overall Loan Grades Kroll | Initial Overall Loan Grades Moody's | Initial Overall Loan Grades S&P | Final Credit Loan Grades DBRS | Final Credit Loan Grades Fitch | Final Credit Loan Grades Kroll | Final Credit Loan Grades Moody's | Final Credit Loan Grades S&P | Final Compliance Loan Grades DBRS | Final Compliance Loan Grades Fitch | Final Compliance Loan Grades Kroll | Final Compliance Loan Grades Moody's | Final Compliance Loan Grades S&P | Final Property Loan Grades DBRS | Final Property Loan Grades Fitch | Final Property Loan Grades Kroll | Final Property Loan Grades Moody's | Final Property Loan Grades S&P | Final Overall Loan Grades DBRS | Final Overall Loan Grades Fitch | Final Overall Loan Grades Kroll | Final Overall Loan Grades Moody's | Final Overall Loan Grades S&P |
| xx | 527472 | xx | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 552240 | xx | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 523788 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 516621 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 523889 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 558978 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 560119 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 584249 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 568137 | xx | C | C | C | C | C | C | C | C | C | C | NA | NA | NA | NA | NA | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 596114 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 578843 | xx | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 526445 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 590677 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 596435 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 561539 | xx | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 522850 | xx | C | C | C | C | C | A | A | A | A | A | NA | NA | NA | NA | NA | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 581681 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 563706 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 522643 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 538120 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 580021 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 567116 | xx | B | B | B | B | B | A | A | A | A | A | NA | NA | NA | NA | NA | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 520921 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 555067 | xx | D | D | D | D | D | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 500503 | xx | C | C | C | C | C | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 564202 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 557736 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 506187 | xx | D | D | D | D | D | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 518932 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 576080 | xx | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 554825 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 511466 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 513865 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 541258 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 587560 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 576697 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 565780 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 585646 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 515682 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 572453 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 524001 | xx | A | A | A | A | A | C | C | C | C | C | NA | NA | NA | NA | NA | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 576430 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 529887 | xx | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 514657 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 508908 | xx | D | D | D | D | D | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 558539 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 588755 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 561209 | xx | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 511487 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 556456 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 548978 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 561513 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 565140 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 517991 | xx | D | D | D | D | D | D | D | D | D | D | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 587693 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 510982 | xx | A | A | A | A | A | C | C | C | C | C | NA | NA | NA | NA | NA | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 558040 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 572956 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 553606 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 562866 | xx | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 575849 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 534130 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 544698 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 508009 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 527606 | xx | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 589572 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 542970 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 506349 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 500995 | xx | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 548745 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 595850 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 558186 | xx | D | D | D | D | D | A | A | A | A | A | NA | NA | NA | NA | NA | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 536219 | xx | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A | ||
| xx | 554670 | xx | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| xx | 515511 | xx | A | A | A | A | A | C | C | C | C | C | NA | NA | NA | NA | NA | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | NA | NA | NA | NA | NA | A | A | A | A | A |