The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 17,993,758 799,723 SH SOLE 799,723 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 19,844,362 502,516 SH SOLE 502,516 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 17,308,244 425,787 SH SOLE 425,787 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 17,132,579 631,499 SH SOLE 631,499 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 8,628,574 312,403 SH SOLE 312,403 0 0
CAPITAL GROUP EQUITY ETF TR US SMALL AND MID 14022A102 13,141,820 488,907 SH SOLE 488,907 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 6,524,005 222,738 SH SOLE 222,738 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 11,222,387 25,599 SH SOLE 25,599 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 20,017,759 249,878 SH SOLE 249,878 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 4,067,697 58,494 SH SOLE 58,494 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,906,738 120,966 SH SOLE 120,966 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,402,722 53,201 SH SOLE 53,201 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 310,416 4,493 SH SOLE 4,493 0 0
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734Y109 442,737 4,551 SH SOLE 4,551 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 925,288 16,276 SH SOLE 16,276 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 2,208,824 82,758 SH SOLE 82,758 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 2,596,875 52,125 SH SOLE 52,125 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 739,426 16,542 SH SOLE 16,542 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,586,410 14,918 SH SOLE 14,918 0 0
MICROSOFT CORP COM 594918104 1,379,077 2,773 SH SOLE 2,773 0 0
JOHNSON & JOHNSON COM 478160104 200,747 1,314 SH SOLE 1,314 0 0
EXXON MOBIL CORP COM 30231G102 913,605 8,475 SH SOLE 8,475 0 0
ISHARES TR RUS MID CAP ETF 464287499 284,539 3,094 SH SOLE 3,094 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 231,428 4,059 SH SOLE 4,059 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,751,198 23,842 SH SOLE 23,842 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 864,509 29,698 SH SOLE 29,698 0 0
F N B CORP COM 302520101 331,618 22,745 SH SOLE 22,745 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766 272,669 7,371 SH SOLE 7,371 0 0
PUBLIC STORAGE OPER CO COM 74460D109 440,505 1,501 SH SOLE 1,501 0 0
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 441,547 15,439 SH SOLE 15,439 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 256,540 870 SH SOLE 870 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 955,130 41,800 SH SOLE 41,800 0 0
NVIDIA CORPORATION COM 67066G104 742,023 4,697 SH SOLE 4,697 0 0
AMAZON COM INC COM 023135106 230,140 1,049 SH SOLE 1,049 0 0
APPLE INC COM 037833100 669,034 3,261 SH SOLE 3,261 0 0
BROADCOM INC COM 11135F101 251,758 913 SH SOLE 913 0 0
ELI LILLY & CO COM 532457108 661,916 849 SH SOLE 849 0 0
META PLATFORMS INC CL A 30303M102 308,984 419 SH SOLE 419 0 0
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 322,672 11,200 SH SOLE 11,200 0 0
MARSH & MCLENNAN COS INC COM 571748102 310,307 1,419 SH SOLE 1,419 0 0
SPDR GOLD TR GOLD SHS 78463V107 495,349 1,625 SH SOLE 1,625 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 273,328 3,520 SH SOLE 3,520 0 0