The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,993,039 14,654 SH SOLE 0 0 14,654
ABBVIE INC COM 00287Y109 2,583,262 13,917 SH SOLE 0 0 13,917
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 251,366 841 SH SOLE 0 0 841
AFLAC INC COM 001055102 249,835 2,369 SH SOLE 0 0 2,369
ALPHABET INC CAP STK CL A 02079K305 1,212,466 6,880 SH SOLE 0 0 6,880
ALPHABET INC CAP STK CL C 02079K107 775,231 4,370 SH SOLE 0 0 4,370
AMAZON COM INC COM 023135106 1,929,375 8,794 SH SOLE 0 0 8,794
APPLE INC COM 037833100 4,692,700 22,872 SH SOLE 0 0 22,872
AT&T INC COM 00206R102 537,307 18,566 SH SOLE 0 0 18,566
BANK AMERICA CORP COM 060505104 294,481 6,223 SH SOLE 0 0 6,223
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 593,611 1,222 SH SOLE 0 0 1,222
BLACKROCK INC COM 09290D101 378,125 360 SH SOLE 0 0 360
BROADCOM INC COM 11135F101 938,700 3,405 SH SOLE 0 0 3,405
CATERPILLAR INC COM 149123101 267,482 689 SH SOLE 0 0 689
CHEVRON CORP NEW COM 166764100 239,957 1,676 SH SOLE 0 0 1,676
CISCO SYS INC COM 17275R102 410,183 5,912 SH SOLE 0 0 5,912
COCA COLA CO COM 191216100 1,560,429 22,056 SH SOLE 0 0 22,056
COMCAST CORP NEW CL A 20030N101 212,248 5,947 SH SOLE 0 0 5,947
COSTCO WHSL CORP NEW COM 22160K105 10,398,046 10,504 SH SOLE 0 0 10,504
DOMINION ENERGY INC COM 25746U109 320,468 5,670 SH SOLE 0 0 5,670
EATON CORP PLC SHS G29183103 235,256 659 SH SOLE 0 0 659
ELI LILLY & CO COM 532457108 813,892 1,044 SH SOLE 0 0 1,044
EXXON MOBIL CORP COM 30231G102 25,807,601 239,403 SH SOLE 0 0 239,403
GOLDMAN SACHS GROUP INC COM 38141G104 232,248 328 SH SOLE 0 0 328
HOME DEPOT INC COM 437076102 1,781,423 4,859 SH SOLE 0 0 4,859
HONEYWELL INTL INC COM 438516106 313,627 1,347 SH SOLE 0 0 1,347
INTERNATIONAL BUSINESS MACHS COM 459200101 364,520 1,237 SH SOLE 0 0 1,237
INTUITIVE SURGICAL INC COM NEW 46120E602 229,862 423 SH SOLE 0 0 423
ISHARES TR EAFE VALUE ETF 464288877 961,119 15,141 SH SOLE 0 0 15,141
ISHARES TR EAFE GRWTH ETF 464288885 1,007,856 8,999 SH SOLE 0 0 8,999
ISHARES TR MSCI EMG MKT ETF 464287234 424,325 8,796 SH SOLE 0 0 8,796
ISHARES TR RUS 2000 GRW ETF 464287648 2,026,191 7,088 SH SOLE 0 0 7,088
ISHARES TR RUS 1000 VAL ETF 464287598 1,635,422 8,420 SH SOLE 0 0 8,420
ISHARES TR RUS 1000 GRW ETF 464287614 2,248,468 5,296 SH SOLE 0 0 5,296
ISHARES TR RUS 2000 VAL ETF 464287630 1,306,328 8,280 SH SOLE 0 0 8,280
ISHARES TR RUS MD CP GR ETF 464287481 1,580,237 11,395 SH SOLE 0 0 11,395
ISHARES TR RUS MDCP VAL ETF 464287473 1,170,610 8,859 SH SOLE 0 0 8,859
ISHARES TR CORE 1 5 YR USD 46432F859 1,256,970 25,837 SH SOLE 0 0 25,837
JOHNSON & JOHNSON COM 478160104 1,068,761 6,997 SH SOLE 0 0 6,997
JPMORGAN CHASE & CO. COM 46625H100 1,279,261 4,413 SH SOLE 0 0 4,413
KELLANOVA COM 487836108 701,852 8,825 SH SOLE 0 0 8,825
LEIDOS HOLDINGS INC COM 525327102 576,297 3,653 SH SOLE 0 0 3,653
MASTERCARD INCORPORATED CL A 57636Q104 452,167 805 SH SOLE 0 0 805
MCDONALDS CORP COM 580135101 364,221 1,247 SH SOLE 0 0 1,247
MERCK & CO INC COM 58933Y105 372,664 4,708 SH SOLE 0 0 4,708
META PLATFORMS INC CL A 30303M102 1,013,618 1,373 SH SOLE 0 0 1,373
MICROSOFT CORP COM 594918104 5,422,725 10,902 SH SOLE 0 0 10,902
MONDELEZ INTL INC CL A 609207105 709,806 10,525 SH SOLE 0 0 10,525
MORGAN STANLEY COM NEW 617446448 310,025 2,201 SH SOLE 0 0 2,201
NETFLIX INC COM 64110L106 429,861 321 SH SOLE 0 0 321
NEXTERA ENERGY INC COM 65339F101 265,254 3,821 SH SOLE 0 0 3,821
NVIDIA CORPORATION COM 67066G104 3,143,087 19,894 SH SOLE 0 0 19,894
ORACLE CORP COM 68389X105 344,680 1,577 SH SOLE 0 0 1,577
PALO ALTO NETWORKS INC COM 697435105 263,781 1,289 SH SOLE 0 0 1,289
PEPSICO INC COM 713448108 260,749 1,975 SH SOLE 0 0 1,975
PHILIP MORRIS INTL INC COM 718172109 1,554,124 8,533 SH SOLE 0 0 8,533
PROCTER AND GAMBLE CO COM 742718109 495,817 3,112 SH SOLE 0 0 3,112
QUALCOMM INC COM 747525103 318,839 2,002 SH SOLE 0 0 2,002
REGIONS FINANCIAL CORP NEW COM 7591EP100 260,837 11,090 SH SOLE 0 0 11,090
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 499,836 22,617 SH SOLE 0 0 22,617
SCHWAB STRATEGIC TR US REIT ETF 808524847 448,592 21,200 SH SOLE 0 0 21,200
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 544,095 23,412 SH SOLE 0 0 23,412
SCIENCE APPLICATIONS INTL CO COM 808625107 230,287 2,045 SH SOLE 0 0 2,045
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 310,999 1,431 SH SOLE 0 0 1,431
SERVICENOW INC COM 81762P102 254,964 248 SH SOLE 0 0 248
SOUTHERN CO COM 842587107 273,531 2,979 SH SOLE 0 0 2,979
SPDR GOLD TR GOLD SHS 78463V107 748,053 2,454 SH SOLE 0 0 2,454
SPDR S&P 500 ETF TR TR UNIT 78462F103 597,401 967 SH SOLE 0 0 967
STRYKER CORPORATION COM 863667101 679,297 1,717 SH SOLE 0 0 1,717
TESLA INC COM 88160R101 710,816 2,238 SH SOLE 0 0 2,238
UNION PAC CORP COM 907818108 783,941 3,407 SH SOLE 0 0 3,407
UNITEDHEALTH GROUP INC COM 91324P102 232,907 747 SH SOLE 0 0 747
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 595,777 1,049 SH SOLE 0 0 1,049
VANGUARD WORLD FD INF TECH ETF 92204A702 738,957 1,114 SH SOLE 0 0 1,114
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 217,334 776 SH SOLE 0 0 776
VERIZON COMMUNICATIONS INC COM 92343V104 249,668 5,770 SH SOLE 0 0 5,770
VISA INC COM CL A 92826C839 645,343 1,818 SH SOLE 0 0 1,818
WALMART INC COM 931142103 976,758 9,989 SH SOLE 0 0 9,989
WASTE MGMT INC DEL COM 94106L109 1,684,528 7,362 SH SOLE 0 0 7,362