The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 702,834 3,786 SH SOLE 0 0 3,786
ALPHABET INC CAP STK CL C 02079K107 1,454,370 8,199 SH SOLE 0 0 8,199
ALPHABET INC CAP STK CL A 02079K305 450,406 2,556 SH SOLE 0 0 2,556
ALTRIA GROUP INC COM 02209S103 656,108 11,191 SH SOLE 0 0 11,191
AMAZON COM INC COM 023135106 3,695,830 16,846 SH SOLE 0 0 16,846
AMERICAN ELEC PWR CO INC COM 025537101 343,621 3,312 SH SOLE 0 0 3,312
AMGEN INC COM 031162100 229,808 823 SH SOLE 0 0 823
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 306,747 16,299 SH SOLE 0 0 16,299
APPLE INC COM 037833100 2,579,848 12,574 SH SOLE 0 0 12,574
ARCHER DANIELS MIDLAND CO COM 039483102 395,629 7,496 SH SOLE 0 0 7,496
AT&T INC COM 00206R102 495,522 17,122 SH SOLE 0 0 17,122
AUTOMATIC DATA PROCESSING IN COM 053015103 248,570 806 SH SOLE 0 0 806
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,234,827 2,542 SH SOLE 0 0 2,542
BEST BUY INC COM 086516101 237,106 3,532 SH SOLE 0 0 3,532
BROADCOM INC COM 11135F101 388,117 1,408 SH SOLE 0 0 1,408
BUNGE GLOBAL SA COM SHS H11356104 273,079 3,402 SH SOLE 0 0 3,402
CHEVRON CORP NEW COM 166764100 469,149 3,276 SH SOLE 0 0 3,276
CITIZENS FINL GROUP INC COM 174610105 358,964 8,022 SH SOLE 0 0 8,022
CMS ENERGY CORP COM 125896100 341,148 4,924 SH SOLE 0 0 4,924
COCA COLA CO COM 191216100 325,026 4,594 SH SOLE 0 0 4,594
COLGATE PALMOLIVE CO COM 194162103 227,891 2,507 SH SOLE 0 0 2,507
CONAGRA BRANDS INC COM 205887102 283,695 13,859 SH SOLE 0 0 13,859
COSTCO WHSL CORP NEW COM 22160K105 2,761,359 2,789 SH SOLE 0 0 2,789
CROWDSTRIKE HLDGS INC CL A 22788C105 342,256 672 SH SOLE 0 0 672
CVS HEALTH CORP COM 126650100 323,004 4,683 SH SOLE 0 0 4,683
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 225,456 6,722 SH SOLE 0 0 6,722
DOMINION ENERGY INC COM 25746U109 397,525 7,033 SH SOLE 0 0 7,033
DTE ENERGY CO COM 233331107 292,226 2,206 SH SOLE 0 0 2,206
DUKE ENERGY CORP NEW COM NEW 26441C204 411,938 3,491 SH SOLE 0 0 3,491
EDISON INTL COM 281020107 422,938 8,196 SH SOLE 0 0 8,196
ELI LILLY & CO COM 532457108 1,306,157 1,676 SH SOLE 0 0 1,676
ETF OPPORTUNITIES TRUST IDX DYNAMIC FIXE 26923N660 2,877,201 124,150 SH SOLE 0 0 124,150
EVERSOURCE ENERGY COM 30040W108 318,961 5,014 SH SOLE 0 0 5,014
EXELON CORP COM 30161N101 291,449 6,712 SH SOLE 0 0 6,712
EXXON MOBIL CORP COM 30231G102 304,549 2,825 SH SOLE 0 0 2,825
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 834,938 18,250 SH SOLE 0 0 18,250
FIFTH THIRD BANCORP COM 316773100 294,879 7,169 SH SOLE 0 0 7,169
FIRSTENERGY CORP COM 337932107 299,061 7,428 SH SOLE 0 0 7,428
FORD MTR CO COM 345370860 430,422 39,670 SH SOLE 0 0 39,670
GE VERNOVA INC COM 36828A101 476,764 901 SH SOLE 0 0 901
GENERAL MLS INC COM 370334104 296,157 5,716 SH SOLE 0 0 5,716
GENUINE PARTS CO COM 372460105 299,708 2,471 SH SOLE 0 0 2,471
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 589,527 6,950 SH SOLE 0 0 6,950
HERSHEY CO COM 427866108 247,266 1,490 SH SOLE 0 0 1,490
HOME DEPOT INC COM 437076102 595,209 1,623 SH SOLE 0 0 1,623
HP INC COM 40434L105 262,845 10,746 SH SOLE 0 0 10,746
HUNTINGTON BANCSHARES INC COM 446150104 389,683 23,251 SH SOLE 0 0 23,251
INTERNATIONAL BUSINESS MACHS COM 459200101 351,167 1,191 SH SOLE 0 0 1,191
INTERNATIONAL PAPER CO COM 460146103 310,445 6,629 SH SOLE 0 0 6,629
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 130,936 10,041 SH SOLE 0 0 10,041
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225 498,362 4,560 SH SOLE 0 0 4,560
INVESCO QQQ TR UNIT SER 1 46090E103 2,028,007 3,676 SH SOLE 0 0 3,676
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 281,566 4,600 SH SOLE 0 0 4,600
ISHARES GOLD TR ISHARES NEW 464285204 251,872 4,039 SH SOLE 0 0 4,039
ISHARES INC CORE MSCI EMKT 46434G103 1,088,232 18,128 SH SOLE 0 0 18,128
ISHARES TR TIPS BD ETF 464287176 366,433 3,330 SH SOLE 0 0 3,330
ISHARES TR CORE US AGGBD ET 464287226 884,681 8,918 SH SOLE 0 0 8,918
ISHARES TR IBOXX INV CP ETF 464287242 672,446 6,135 SH SOLE 0 0 6,135
ISHARES TR 20 YR TR BD ETF 464287432 1,917,692 21,730 SH SOLE 0 0 21,730
ISHARES TR 7-10 YR TRSY BD 464287440 1,184,876 12,372 SH SOLE 0 0 12,372
ISHARES TR 1 3 YR TREAS BD 464287457 1,629,199 19,662 SH SOLE 0 0 19,662
ISHARES TR CORE S&P MCP ETF 464287507 1,448,546 23,356 SH SOLE 0 0 23,356
ISHARES TR CORE S&P SCP ETF 464287804 1,509,541 13,812 SH SOLE 0 0 13,812
ISHARES TR MBS ETF 464288588 386,827 4,120 SH SOLE 0 0 4,120
ISHARES TR 3 7 YR TREAS BD 464288661 1,155,424 9,702 SH SOLE 0 0 9,702
ISHARES TR MSCI USA QLT FCT 46432F339 548,969 3,003 SH SOLE 0 0 3,003
ISHARES TR CORE MSCI EAFE 46432F842 462,980 5,546 SH SOLE 0 0 5,546
ISHARES TR MSCI INTL QUALTY 46434V456 393,408 9,102 SH SOLE 0 0 9,102
ISHARES TR GLOBAL REIT ETF 46434V647 257,785 10,437 SH SOLE 0 0 10,437
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 923,784 18,228 SH SOLE 0 0 18,228
JOHNSON & JOHNSON COM 478160104 218,358 1,430 SH SOLE 0 0 1,430
JPMORGAN CHASE & CO. COM 46625H100 432,870 1,493 SH SOLE 0 0 1,493
KEYCORP COM 493267108 388,842 22,322 SH SOLE 0 0 22,322
KIMBERLY-CLARK CORP COM 494368103 270,742 2,100 SH SOLE 0 0 2,100
LAZARD INC COM 52110M109 353,709 7,372 SH SOLE 0 0 7,372
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 67,949 15,988 SH SOLE 0 0 15,988
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 388,177 6,709 SH SOLE 0 0 6,709
MCCORMICK & CO INC COM NON VTG 579780206 235,042 3,100 SH SOLE 0 0 3,100
MCDONALDS CORP COM 580135101 468,798 1,605 SH SOLE 0 0 1,605
META PLATFORMS INC CL A 30303M102 1,043,007 1,413 SH SOLE 0 0 1,413
MICROSOFT CORP COM 594918104 2,863,236 5,756 SH SOLE 0 0 5,756
MONDELEZ INTL INC CL A 609207105 210,609 3,123 SH SOLE 0 0 3,123
NETFLIX INC COM 64110L106 283,896 212 SH SOLE 0 0 212
NEXTERA ENERGY INC COM 65339F101 312,929 4,508 SH SOLE 0 0 4,508
NIKE INC CL B 654106103 513,476 7,228 SH SOLE 0 0 7,228
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 185,498 23,129 SH SOLE 0 0 23,129
NVIDIA CORPORATION COM 67066G104 2,658,709 16,828 SH SOLE 0 0 16,828
OGE ENERGY CORP COM 670837103 340,592 7,674 SH SOLE 0 0 7,674
OLD REP INTL CORP COM 680223104 298,418 7,763 SH SOLE 0 0 7,763
OMNICOM GROUP INC COM 681919106 316,866 4,405 SH SOLE 0 0 4,405
ONEOK INC NEW COM 682680103 556,812 6,821 SH SOLE 0 0 6,821
PALANTIR TECHNOLOGIES INC CL A 69608A108 587,267 4,308 SH SOLE 0 0 4,308
PALO ALTO NETWORKS INC COM 697435105 462,896 2,262 SH SOLE 0 0 2,262
PAYCHEX INC COM 704326107 217,754 1,497 SH SOLE 0 0 1,497
PFIZER INC COM 717081103 501,282 20,680 SH SOLE 0 0 20,680
PGIM ETF TR PGIM ULTRA SH BD 69344A107 257,856 5,182 SH SOLE 0 0 5,182
PHILIP MORRIS INTL INC COM 718172109 406,551 2,232 SH SOLE 0 0 2,232
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 400,934 3,988 SH SOLE 0 0 3,988
PIMCO HIGH INCOME FD COM SHS 722014107 124,821 26,004 SH SOLE 0 0 26,004
PINNACLE WEST CAP CORP COM 723484101 271,094 3,030 SH SOLE 0 0 3,030
PPL CORP COM 69351T106 288,924 8,525 SH SOLE 0 0 8,525
PRICE T ROWE GROUP INC COM 74144T108 514,870 5,335 SH SOLE 0 0 5,335
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 254,037 3,198 SH SOLE 0 0 3,198
PROCTER AND GAMBLE CO COM 742718109 1,075,675 6,752 SH SOLE 0 0 6,752
PRUDENTIAL FINL INC COM 744320102 424,808 3,954 SH SOLE 0 0 3,954
PUBLIC STORAGE OPER CO COM 74460D109 454,214 1,548 SH SOLE 0 0 1,548
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 273,563 3,250 SH SOLE 0 0 3,250
QUEST DIAGNOSTICS INC COM 74834L100 206,934 1,152 SH SOLE 0 0 1,152
REGIONS FINANCIAL CORP NEW COM 7591EP100 394,286 16,764 SH SOLE 0 0 16,764
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,590,506 65,078 SH SOLE 0 0 65,078
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 467,369 16,662 SH SOLE 0 0 16,662
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 206,824 7,219 SH SOLE 0 0 7,219
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 431,712 16,291 SH SOLE 0 0 16,291
SCHWAB STRATEGIC TR US TIPS ETF 808524870 205,539 7,704 SH SOLE 0 0 7,704
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 356,461 8,370 SH SOLE 0 0 8,370
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 203,018 1,506 SH SOLE 0 0 1,506
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 332,441 6,348 SH SOLE 0 0 6,348
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 288,948 1,141 SH SOLE 0 0 1,141
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 285,371 3,495 SH SOLE 0 0 3,495
SERVICENOW INC COM 81762P102 450,299 438 SH SOLE 0 0 438
SKYWORKS SOLUTIONS INC COM 83088M102 293,332 3,936 SH SOLE 0 0 3,936
SMURFIT WESTROCK PLC SHS G8267P108 328,804 7,620 SH SOLE 0 0 7,620
SPDR GOLD TR GOLD SHS 78463V107 1,363,809 4,474 SH SOLE 0 0 4,474
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,285,304 30,073 SH SOLE 0 0 30,073
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 429,094 11,541 SH SOLE 0 0 11,541
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,203,404 79,116 SH SOLE 0 0 79,116
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,498,268 13,755 SH SOLE 0 0 13,755
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 543,891 24,098 SH SOLE 0 0 24,098
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 578,113 17,216 SH SOLE 0 0 17,216
SPDR SERIES TRUST DJ REIT ETF 78464A607 469,872 4,872 SH SOLE 0 0 4,872
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 2,164,830 84,564 SH SOLE 0 0 84,564
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 682,990 25,696 SH SOLE 0 0 25,696
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 218,594 7,598 SH SOLE 0 0 7,598
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 524,610 9,647 SH SOLE 0 0 9,647
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 2,902,476 39,930 SH SOLE 0 0 39,930
SPDR SERIES TRUST BLOOMBERG ENHNCD 78468R440 2,632,451 96,675 SH SOLE 0 0 96,675
SPDR SERIES TRUST BLOOMBERG EMG MK 78468R515 434,677 17,663 SH SOLE 0 0 17,663
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 406,200 4,176 SH SOLE 0 0 4,176
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 580,454 6,328 SH SOLE 0 0 6,328
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 580,271 13,621 SH SOLE 0 0 13,621
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 427,688 10,283 SH SOLE 0 0 10,283
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 3,190,360 58,091 SH SOLE 0 0 58,091
SSGA ACTIVE TR SPDR SSGA FXD 78470P507 1,942,078 75,158 SH SOLE 0 0 75,158
SSGA ACTIVE TR SPDR BRIDGEWATER 78470P630 781,161 29,964 SH SOLE 0 0 29,964
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608 119,839 14,132 SH SOLE 0 0 14,132
TESLA INC COM 88160R101 519,155 1,634 SH SOLE 0 0 1,634
TRACTOR SUPPLY CO COM 892356106 244,431 4,632 SH SOLE 0 0 4,632
TRUIST FINL CORP COM 89832Q109 410,047 9,538 SH SOLE 0 0 9,538
UNITEDHEALTH GROUP INC COM 91324P102 201,715 647 SH SOLE 0 0 647
US BANCORP DEL COM NEW 902973304 400,600 8,853 SH SOLE 0 0 8,853
VALERO ENERGY CORP COM 91913Y100 341,431 2,540 SH SOLE 0 0 2,540
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 692,706 23,658 SH SOLE 0 0 23,658
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 262,238 10,345 SH SOLE 0 0 10,345
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,103,848 14,026 SH SOLE 0 0 14,026
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 231,570 2,988 SH SOLE 0 0 2,988
VANGUARD WORLD FD MEGA GRWTH IND 921910816 220,068 601 SH SOLE 0 0 601
VERIZON COMMUNICATIONS INC COM 92343V104 514,323 11,886 SH SOLE 0 0 11,886
VISA INC COM CL A 92826C839 655,922 1,847 SH SOLE 0 0 1,847
WALMART INC COM 931142103 968,028 9,900 SH SOLE 0 0 9,900
WEC ENERGY GROUP INC COM 92939U106 310,845 2,983 SH SOLE 0 0 2,983
WELLS FARGO CO NEW COM 949746101 245,887 3,069 SH SOLE 0 0 3,069
WISDOMTREE TR US TOTAL DIVIDND 97717W109 409,861 5,154 SH SOLE 0 0 5,154
WORLD GOLD TR SPDR GLD MINIS 98149E303 229,189 3,498 SH SOLE 0 0 3,498