The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 397,754 1,813 SH SOLE 0 0 0 397
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 255,605 3,747 SH SOLE 0 0 0 256
AMPHENOL CORP NEW CL A 032095101 1,374,008 13,914 SH SOLE 0 0 0 1,374
APPLE INC COM 037833100 1,604,154 7,818 SH SOLE 0 0 0 1,604
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 293,406 604 SH SOLE 0 0 0 292
COMMUNITY TR BANCORP INC COM 204149108 825,181 15,593 SH SOLE 0 0 0 825
CROWDSTRIKE HLDGS INC CL A 22788C105 346,331 680 SH SOLE 0 0 0 346
EA SERIES TRUST FREEDOM 100 EM 02072L607 651,928 16,137 SH SOLE 0 0 0 652
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 593,103 12,964 SH SOLE 0 0 0 593
INTERNATIONAL BUSINESS MACHS COM 459200101 261,470 887 SH SOLE 0 0 0 261
INVESCO QQQ TR UNIT SER 1 46090E103 933,076 1,691 SH SOLE 0 0 0 933
ISHARES INC CORE MSCI EMKT 46434G103 1,058,279 17,629 SH SOLE 0 0 0 1,058
ISHARES TR 1 3 YR TREAS BD 464287457 1,687,772 20,369 SH SOLE 0 0 0 1,688
ISHARES TR 3 7 YR TREAS BD 464288661 3,468,594 29,126 SH SOLE 0 0 0 3,468
ISHARES TR 7-10 YR TRSY BD 464287440 13,215,464 137,992 SH SOLE 0 0 0 13,216
ISHARES TR CORE MSCI EAFE 46432F842 4,619,119 55,332 SH SOLE 0 0 0 4,620
ISHARES TR CORE S&P MCP ETF 464287507 504,770 8,139 SH SOLE 0 0 0 505
ISHARES TR CORE S&P SCP ETF 464287804 357,501 3,271 SH SOLE 0 0 0 358
ISHARES TR CORE S&P TTL STK 464287150 534,312 3,957 SH SOLE 0 0 0 534
ISHARES TR CORE S&P US GWT 464287671 3,393,926 22,566 SH SOLE 0 0 0 3,394
ISHARES TR CORE S&P US VLU 464287663 762,339 8,056 SH SOLE 0 0 0 762
ISHARES TR CORE S&P500 ETF 464287200 26,922,909 43,361 SH SOLE 0 0 0 26,923
ISHARES TR CORE US AGGBD ET 464287226 926,528 9,340 SH SOLE 0 0 0 926
ISHARES TR EAFE SML CP ETF 464288273 689,485 9,487 SH SOLE 0 0 0 690
ISHARES TR MICRO-CAP ETF 464288869 242,171 1,897 SH SOLE 0 0 0 242
ISHARES TR MSCI EAFE ETF 464287465 2,777,922 31,076 SH SOLE 0 0 0 2,778
ISHARES TR PFD AND INCM SEC 464288687 843,423 27,491 SH SOLE 0 0 0 843
ISHARES TR RUS 1000 GRW ETF 464287614 856,936 2,018 SH SOLE 0 0 0 857
ISHARES TR RUS 1000 VAL ETF 464287598 740,990 3,815 SH SOLE 0 0 0 741
ISHARES TR RUS 2000 GRW ETF 464287648 273,854 958 SH SOLE 0 0 0 274
ISHARES TR RUS 2000 VAL ETF 464287630 203,353 1,289 SH SOLE 0 0 0 203
ISHARES TR RUSSELL 2000 ETF 464287655 10,383,737 48,120 SH SOLE 0 0 0 10,384
ISHARES TR RUSSELL 3000 ETF 464287689 5,273,685 15,025 SH SOLE 0 0 0 5,274
ISHARES TR SELECT US REIT 464287564 9,797,553 160,195 SH SOLE 0 0 0 9,798
ISHARES TR TIPS BD ETF 464287176 1,458,037 13,251 SH SOLE 0 0 0 1,457
META PLATFORMS INC CL A 30303M102 233,295 316 SH SOLE 0 0 0 234
MICROSOFT CORP COM 594918104 306,621 616 SH SOLE 0 0 0 307
MOODYS CORP COM 615369105 238,255 475 SH SOLE 0 0 0 238
NVIDIA CORPORATION COM 67066G104 407,628 2,580 SH SOLE 0 0 0 408
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 303,889 7,593 SH SOLE 0 0 0 304
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 237,521 8,132 SH SOLE 0 0 0 238
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 231,382 8,362 SH SOLE 0 0 0 231
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 260,518 10,660 SH SOLE 0 0 0 261
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 288,699 11,411 SH SOLE 0 0 0 289
STRYKER CORPORATION COM 863667101 2,172,009 5,490 SH SOLE 0 0 0 2,172
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 201,211 1,988 SH SOLE 0 0 0 201
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,317,179 58,633 SH SOLE 0 0 0 4,317
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 622,116 12,476 SH SOLE 0 0 0 622
VANGUARD INDEX FDS LARGE CAP ETF 922908637 203,336 713 SH SOLE 0 0 0 203
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,343,526 15,086 SH SOLE 0 0 0 1,344
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 613,237 1,080 SH SOLE 0 0 0 613
VANGUARD INDEX FDS TOTAL STK MKT 922908769 325,435 1,071 SH SOLE 0 0 0 326
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 273,389 5,527 SH SOLE 0 0 0 274
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,035,337 22,434 SH SOLE 0 0 0 1,035
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,084,666 36,567 SH SOLE 0 0 0 2,085
VISA INC COM CL A 92826C839 384,164 1,082 SH SOLE 0 0 0 384