The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,421,363 22,473 SH SOLE 0 0 22,473
ABBOTT LABS COM 002824100 527,649 3,879 SH SOLE 0 0 3,879
ABBVIE INC COM 00287Y109 219,349 1,182 SH SOLE 0 0 1,182
ADOBE INC COM 00724F101 204,273 528 SH SOLE 0 0 528
ADVANCED MICRO DEVICES INC COM 007903107 435,207 3,067 SH SOLE 0 0 3,067
ALLIANT ENERGY CORP COM 018802108 208,440 3,447 SH SOLE 0 0 3,447
ALPHABET INC CAP STK CL A 02079K305 417,497 2,369 SH SOLE 0 0 2,369
ALTRIA GROUP INC COM 02209S103 318,787 5,437 SH SOLE 0 0 5,437
AMAZON COM INC COM 023135106 1,342,096 6,117 SH SOLE 0 0 6,117
AMERIPRISE FINL INC COM 03076C106 436,954 819 SH SOLE 0 0 819
AMGEN INC COM 031162100 252,964 906 SH SOLE 0 0 906
APPLE INC COM 037833100 6,380,216 31,097 SH SOLE 0 0 31,097
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 867,470 1,786 SH SOLE 0 0 1,786
BOSTON SCIENTIFIC CORP COM 101137107 377,868 3,518 SH SOLE 0 0 3,518
BROADCOM INC COM 11135F101 239,816 870 SH SOLE 0 0 870
CENCORA INC COM 03073E105 377,211 1,258 SH SOLE 0 0 1,258
CISCO SYS INC COM 17275R102 270,232 3,895 SH SOLE 0 0 3,895
COLGATE PALMOLIVE CO COM 194162103 664,025 7,305 SH SOLE 0 0 7,305
COMERICA INC COM 200340107 241,642 4,051 SH SOLE 0 0 4,051
COSTCO WHSL CORP NEW COM 22160K105 1,752,156 1,770 SH SOLE 0 0 1,770
DELTA AIR LINES INC DEL COM NEW 247361702 321,133 6,530 SH SOLE 0 0 6,530
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 10,250,225 354,067 SH SOLE 0 0 354,067
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 160,213,964 2,390,540 SH SOLE 0 0 2,390,540
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 56,060,417 879,931 SH SOLE 0 0 879,931
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 37,257,009 690,456 SH SOLE 0 0 690,456
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 17,831,204 664,599 SH SOLE 0 0 664,599
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 11,020,970 307,505 SH SOLE 0 0 307,505
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 29,074,856 935,184 SH SOLE 0 0 935,184
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 59,649,552 1,242,440 SH SOLE 0 0 1,242,440
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 105,748,265 2,502,325 SH SOLE 0 0 2,502,325
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 127,594,538 4,344,383 SH SOLE 0 0 4,344,383
DONALDSON INC COM 257651109 2,171,973 31,319 SH SOLE 0 0 31,319
ECOLAB INC COM 278865100 722,481 2,681 SH SOLE 0 0 2,681
ELI LILLY & CO COM 532457108 598,607 768 SH SOLE 0 0 768
ETF OPPORTUNITIES TRUST AMERICAN CONSER 26923N108 280,444 5,947 SH SOLE 0 0 5,947
ETFIS SER TR I VIRTUS INFRCAP 26923G822 208,300 10,000 SH SOLE 0 0 10,000
FAIR ISAAC CORP COM 303250104 1,164,411 637 SH SOLE 0 0 637
GENERAL MLS INC COM 370334104 433,698 8,371 SH SOLE 0 0 8,371
GLOBAL NET LEASE INC COM NEW 379378201 75,500 10,000 SH SOLE 0 0 10,000
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 224,846 13,448 SH SOLE 0 0 13,448
GOLDEN OCEAN GROUP LTD SHS NEW G39637205 73,200 10,000 SH SOLE 0 0 10,000
HOME DEPOT INC COM 437076102 403,724 1,101 SH SOLE 0 0 1,101
HONEYWELL INTL INC COM 438516106 3,984,540 17,110 SH SOLE 0 0 17,110
INTERNATIONAL BUSINESS MACHS COM 459200101 216,369 734 SH SOLE 0 0 734
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,611,843 22,135 SH SOLE 0 0 22,135
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 844,496 45,747 SH SOLE 0 0 45,747
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 492,575 24,110 SH SOLE 0 0 24,110
INVESCO QQQ TR UNIT SER 1 46090E103 438,554 795 SH SOLE 0 0 795
ISHARES TR CORE S&P TTL STK 464287150 379,668 2,812 SH SOLE 0 0 2,812
ISHARES TR CORE S&P500 ETF 464287200 779,794 1,256 SH SOLE 0 0 1,256
ISHARES TR MSCI EAFE ETF 464287465 1,810,901 20,258 SH SOLE 0 0 20,258
ISHARES TR EXPND TEC SC ETF 464287549 229,174 2,040 SH SOLE 0 0 2,040
ISHARES TR RUS 1000 VAL ETF 464287598 1,542,095 7,940 SH SOLE 0 0 7,940
ISHARES TR RUS 1000 GRW ETF 464287614 2,179,426 5,133 SH SOLE 0 0 5,133
ISHARES TR RUSSELL 2000 ETF 464287655 22,821,187 105,756 SH SOLE 0 0 105,756
ISHARES TR MSCI ACWI ETF 464288257 1,516,484 11,792 SH SOLE 0 0 11,792
JOHNSON & JOHNSON COM 478160104 245,269 1,606 SH SOLE 0 0 1,606
MCDONALDS CORP COM 580135101 804,990 2,755 SH SOLE 0 0 2,755
MCKESSON CORP COM 58155Q103 726,918 992 SH SOLE 0 0 992
MEDTRONIC PLC SHS G5960L103 1,031,563 11,834 SH SOLE 0 0 11,834
META PLATFORMS INC CL A 30303M102 451,099 611 SH SOLE 0 0 611
MICRON TECHNOLOGY INC COM 595112103 412,148 3,344 SH SOLE 0 0 3,344
MICROSOFT CORP COM 594918104 2,627,748 5,283 SH SOLE 0 0 5,283
NVIDIA CORPORATION COM 67066G104 5,872,607 37,171 SH SOLE 0 0 37,171
OMEGA HEALTHCARE INVS INC COM 681936100 366,500 10,000 SH SOLE 0 0 10,000
ORACLE CORP COM 68389X105 341,621 1,563 SH SOLE 0 0 1,563
PACER FDS TR PAC ASSET FLTG 69374H428 237,667 4,993 SH SOLE 0 0 4,993
PEARSON PLC SPONSORED ADR 705015105 272,383 18,244 SH SOLE 0 0 18,244
PFIZER INC COM 717081103 620,901 25,615 SH SOLE 0 0 25,615
PIMCO ETF TR INV GRD CRP BD 72201R817 1,648,393 16,940 SH SOLE 0 0 16,940
ROCKWELL AUTOMATION INC COM 773903109 210,596 634 SH SOLE 0 0 634
RTX CORPORATION COM 75513E101 218,523 1,497 SH SOLE 0 0 1,497
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,350,836 98,650 SH SOLE 0 0 98,650
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,709,749 58,533 SH SOLE 0 0 58,533
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,033,392 36,841 SH SOLE 0 0 36,841
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,157,798 45,763 SH SOLE 0 0 45,763
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 284,066 9,425 SH SOLE 0 0 9,425
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,267,190 85,554 SH SOLE 0 0 85,554
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,520,024 68,779 SH SOLE 0 0 68,779
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,097,934 47,243 SH SOLE 0 0 47,243
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,283,364 52,640 SH SOLE 0 0 52,640
SFL CORPORATION LTD SHS G7738W106 124,950 15,000 SH SOLE 0 0 15,000
SOLVENTUM CORP COM SHS 83444M101 423,718 5,587 SH SOLE 0 0 5,587
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 362,321 2,867 SH SOLE 0 0 2,867
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 2,544,643 36,879 SH SOLE 0 0 36,879
SPDR S&P 500 ETF TR TR UNIT 78462F103 584,826 947 SH SOLE 0 0 947
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,496,322 35,978 SH SOLE 0 0 35,978
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 270,882 1,196 SH SOLE 0 0 1,196
TARGET CORP COM 87612E106 251,375 2,548 SH SOLE 0 0 2,548
TERADYNE INC COM 880770102 450,679 5,012 SH SOLE 0 0 5,012
TESLA INC COM 88160R101 1,178,201 3,709 SH SOLE 0 0 3,709
THOMSON REUTERS CORP COM 884903808 215,812 1,073 SH SOLE 0 0 1,073
TORO CO COM 891092108 591,662 8,371 SH SOLE 0 0 8,371
TRANE TECHNOLOGIES PLC SHS G8994E103 256,760 587 SH SOLE 0 0 587
TRAVELERS COMPANIES INC COM 89417E109 375,495 1,404 SH SOLE 0 0 1,404
UNITEDHEALTH GROUP INC COM 91324P102 5,380,738 17,248 SH SOLE 0 0 17,248
US BANCORP DEL COM NEW 902973304 222,410 4,915 SH SOLE 0 0 4,915
VANECK ETF TRUST BDC INCOME ETF 92189F411 198,388 12,186 SH SOLE 0 0 12,186
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 37,825,269 513,721 SH SOLE 0 0 513,721
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 218,507 385 SH SOLE 0 0 385
VANGUARD INDEX FDS TOTAL STK MKT 922908769 532,353 1,752 SH SOLE 0 0 1,752
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 630,809 8,139 SH SOLE 0 0 8,139
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,906,939 59,289 SH SOLE 0 0 59,289
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,111,523 18,910 SH SOLE 0 0 18,910
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 277,179 3,487 SH SOLE 0 0 3,487
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 268,004 4,701 SH SOLE 0 0 4,701
WALMART INC COM 931142103 370,173 3,786 SH SOLE 0 0 3,786
WELLS FARGO CO NEW COM 949746101 417,696 5,213 SH SOLE 0 0 5,213
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 474,686 17,217 SH SOLE 0 0 17,217
XCEL ENERGY INC COM 98389B100 921,247 13,528 SH SOLE 0 0 13,528