j.p. morgan acceptance corporation ii ABS-15G
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
304096746 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304096746 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304096746 | Original CLTV | 37.92 | 43.5119 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304096746 | Original LTV | 7.14 | 8.26446 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304096746 | Investor: Qualifying Total Debt Ratio | 31.88 | 44.28398 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304255845 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304255845 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304255845 | Original CLTV | 70.26 | 64.2952 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304255845 | Original LTV | 27.69 | 25.33333 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304256394 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304331425 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304319845 | Investor: Qualifying Total Debt Ratio | 29.45 | 42.94522 | Verified | Matching with Lender's DTI as per 1008 |
304357166 | Original Interest Rate | 9.25 | 9.125 | Verified | Field Value reflects the Note value |
304357166 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304357166 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304337483 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304337483 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304336506 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304336506 | Investor: Qualifying Total Debt Ratio | 10.07 | 48.31346 | Verified | Matches approval. |
304364609 | Occupancy | Second Home | Primary | Verified | Field Value reflects Occupancy per the Final Loan Application |
304364609 | Investor: Qualifying Total Debt Ratio | 25 | 29.45184 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304356135 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304356135 | Original CLTV | 70.73 | 74.784 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304356135 | Original LTV | 15.2 | 16.77704 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304356252 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304359167 | Investor: Qualifying Total Debt Ratio | 37.52 | 40.90328 | Verified | Missing income documentation for co-borrower. |
304359815 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304359815 | Original CLTV | 88.36 | 89.45483 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304359175 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304367976 | Investor: Qualifying Total Debt Ratio | 49 | 42.67933 | Verified | Matches approval. |
304375826 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304375826 | Investor: Qualifying Total Debt Ratio | 38.36 | 34.47851 | Verified | Similar to lenders DTI of 35.5%. |
304368743 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304368743 | Investor: Qualifying Total Debt Ratio | 47.21 | 43.81145 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304368582 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304368582 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304368582 | Original CLTV | 71.57 | 74.56109 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304368582 | Original LTV | 26.9 | 29.88866 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304367978 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304376480 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304376480 | Investor: Qualifying Total Debt Ratio | 27.73 | 32.80585 | Verified | Matches approval. |
304380017 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304373373 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304371842 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304371842 | Investor: Qualifying Total Debt Ratio | 49.66 | 37.81149 | Verified | Matches approval. |
304371859 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304371859 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304384833 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304384833 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304365451 | Investor: Qualifying Total Debt Ratio | 17.92 | 21.84174 | Verified | Matches approval. |
304376281 | Investor: Qualifying Total Debt Ratio | 27.11 | 32.59904 | Verified | Lender approved at 40% but used a higher rental loss for subject. Review used lease agreement. |
304369675 | Investor: Qualifying Total Debt Ratio | 39.67 | 43.11617 | Verified | Tape data is incorrect. 1008 reflects 43.112% DTI |
304376518 | Investor: Qualifying Total Debt Ratio | 44.23 | 49.95444 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304368762 | Investor: Qualifying Total Debt Ratio | 48.74 | 41.81219 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304381969 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304381969 | Investor: Qualifying Total Debt Ratio | 32.79 | 37.07304 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304376102 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304376102 | Investor: Qualifying Total Debt Ratio | 50 | 43.32598 | Verified | Matches approval. |
304386553 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304386552 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304380018 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304380018 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304380018 | Investor: Qualifying Total Debt Ratio | 47.61 | 44.57069 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304381637 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304371718 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304381794 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304396426 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390789 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390398 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304381043 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390418 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304390418 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304386996 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304386996 | Investor: Qualifying Total Debt Ratio | 36.8 | 40.90893 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304382297 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304382297 | Investor: Qualifying Total Debt Ratio | 48.95 | 42.97478 | Verified | Matches approval. |
304388643 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304365659 | Purpose | Refinance | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
304365659 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304365659 | Refi Purpose | Cash-out | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304365659 | Original CLTV | 82.3 | 86.95652 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304365659 | Original LTV | 19.21 | 20.3 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304376540 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390397 | Investor: Qualifying Total Debt Ratio | 31.75 | 38.64183 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304385892 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385892 | Investor: Qualifying Total Debt Ratio | 28.64 | 34.71165 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304388656 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385534 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385868 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385541 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304385541 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304385541 | Investor: Qualifying Total Debt Ratio | 38.79 | 42.77054 | Verified | Matches approval. |
304385458 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385458 | Investor: Qualifying Total Debt Ratio | 43.04 | 46.51196 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304400242 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304400242 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400078 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400190 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400086 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304400032 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304400032 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400032 | Original CLTV | 49.24 | 50.53987 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304400596 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304400278 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400141 | Investor: Qualifying Total Debt Ratio | 47.634 | 44.3999 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304400103 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400104 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304400104 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400104 | Investor: Qualifying Total Debt Ratio | 49.892 | 41.56363 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304385403 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304384300 | Investor: Qualifying Total Debt Ratio | 4.07 | 31.79018 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304391133 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304388657 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304385445 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304390790 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390790 | Investor: Qualifying Total Debt Ratio | 25.17 | 33.61397 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304384063 | Representative FICO | 784 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304384063 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304384063 | Original CLTV | 61.5 | 56.97714 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304384063 | Investor: Qualifying Total Debt Ratio | 33.55 | 42.04683 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304392189 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304392189 | Investor: Qualifying Total Debt Ratio | 46.16 | 39.08977 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304382296 | Original Interest Rate | 8.875 | 8.625 | Verified | Field Value reflects the Note value |
304382296 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304382296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304382789 | Investor: Qualifying Total Debt Ratio | 23.49 | 28.50928 | Verified | Tape data is incorrect. Loan approved at 28.512% |
304385597 | Investor: Qualifying Total Debt Ratio | 27.78 | 33.22246 | Verified | Tape data is incorrect. Loan approved at 33.553% |
304390396 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304390396 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304388053 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398247 | Investor: Qualifying Total Debt Ratio | 31.18 | 38.84776 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304393746 | Investor: Qualifying Total Debt Ratio | 28.74 | 36.32557 | Verified | Tape data is incorrect. Loan approved at 36.326% |
304396464 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304365236 | Investor: Qualifying Total Debt Ratio | 26.07 | 29.62978 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304388588 | Investor: Qualifying Total Debt Ratio | 40.11 | 33.59787 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304390406 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304390406 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304390406 | Original CLTV | 64.97 | 67.13659 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304390406 | Investor: Qualifying Total Debt Ratio | 39.98 | 44.49605 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304387438 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398263 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398263 | Investor: Qualifying Total Debt Ratio | 43.56 | 48.4721 | Verified | Matches approval. |
304393744 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398577 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304398673 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400690 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304400690 | Investor: Qualifying Total Debt Ratio | 45.57 | 41.52633 | Verified | Matches approval. |
304391201 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304391201 | Investor: Qualifying Total Debt Ratio | 44.18 | 49.25881 | Verified | Matches approval. |
304418233 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418233 | Investor: Qualifying Total Debt Ratio | 0.2625 | 26.32677 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418229 | Investor: Qualifying Total Debt Ratio | 0.4155 | 41.65377 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418299 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304418299 | Investor: Qualifying Total Debt Ratio | 0.2927 | 29.27356 | Verified | Matching with 1008 |
304418219 | Investor: Qualifying Total Debt Ratio | 0.4642 | 46.39781 | Verified | Unable to verify due to missing information |
304418440 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304418440 | Representative FICO | 783 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418440 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418440 | Investor: Qualifying Total Debt Ratio | 0.2871 | 27.90537 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418372 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304418372 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304418372 | Representative FICO | 819 | 815 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418474 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304418474 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304418474 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418474 | Investor: Qualifying Total Debt Ratio | 0.355 | 34.1363 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418328 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418328 | Investor: Qualifying Total Debt Ratio | 0.3829 | 38.51345 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418456 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418456 | Investor: Qualifying Total Debt Ratio | 0.333 | 33.56356 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418454 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418454 | Investor: Qualifying Total Debt Ratio | 0.4185 | 41.96574 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418224 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304418224 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418224 | Investor: Qualifying Total Debt Ratio | 0.3942 | 39.37172 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418259 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418259 | Investor: Qualifying Total Debt Ratio | 0.3811 | 38.11423 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418276 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418276 | Investor: Qualifying Total Debt Ratio | 0.4442 | 44.41465 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418342 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418342 | Investor: Qualifying Total Debt Ratio | 0.3655 | 35.92594 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418360 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418360 | Investor: Qualifying Total Debt Ratio | 0.4078 | 40.7779 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418385 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418385 | Investor: Qualifying Total Debt Ratio | 0.2759 | 27.65027 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418388 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418388 | Investor: Qualifying Total Debt Ratio | 0.4357 | 43.57781 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418245 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304418245 | Representative FICO | 801 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418326 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418326 | Investor: Qualifying Total Debt Ratio | 0.3904 | 39.03915 | Verified | All Income and Liabilities are updated per document |
304418287 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418287 | Investor: Qualifying Total Debt Ratio | 0.434 | 43.39879 | Verified | Unable to verify due to missing information |
304418371 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418371 | Investor: Qualifying Total Debt Ratio | 0.4351 | 42.94162 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304418383 | Representative FICO | 736 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418383 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418383 | Investor: Qualifying Total Debt Ratio | 0.3668 | 36.71056 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418411 | Representative FICO | 803 | 800 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418411 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418411 | Investor: Qualifying Total Debt Ratio | 0.3587 | 35.81295 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418412 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418412 | Investor: Qualifying Total Debt Ratio | 0.4376 | 43.7364 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418406 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418406 | Investor: Qualifying Total Debt Ratio | 0.4455 | 44.31619 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418300 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418300 | Investor: Qualifying Total Debt Ratio | 0.4235 | 42.5425 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418209 | Investor: Qualifying Total Debt Ratio | 0.4428 | 44.3103 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418274 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418274 | Investor: Qualifying Total Debt Ratio | 0.4457 | 44.66234 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418305 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418305 | Investor: Qualifying Total Debt Ratio | 0.2268 | 17.30966 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418298 | Representative FICO | 761 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418298 | Investor: Qualifying Total Debt Ratio | 0.3509 | 34.93924 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418435 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418435 | Investor: Qualifying Total Debt Ratio | 0.4135 | 42.67454 | Verified | Similar to lenders approval. |
304418336 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418336 | Investor: Qualifying Total Debt Ratio | 0.3552 | 35.45446 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418477 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304418477 | Representative FICO | 725 | 721 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418477 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418477 | Investor: Qualifying Total Debt Ratio | 0.4104 | 41.06174 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418464 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304418444 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304418444 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304418444 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418444 | Investor: Qualifying Total Debt Ratio | 0.2795 | 27.94636 | Verified | Unable to verify due to missing information |
304418466 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418226 | Investor: Qualifying Total Debt Ratio | 0.2706 | 27.06239 | Verified | Matching with 1008 |
304418284 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304418284 | Investor: Qualifying Total Debt Ratio | 0.4498 | 44.9849 | Verified | Unable to verify due to missing information |
304418210 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418266 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304418266 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418266 | Investor: Qualifying Total Debt Ratio | 0.342 | 34.19532 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418222 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418222 | Investor: Qualifying Total Debt Ratio | 0.4355 | 43.54937 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418418 | Representative FICO | 741 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418418 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418418 | Investor: Qualifying Total Debt Ratio | 0.396 | 39.1998 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418403 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418413 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304418413 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418413 | Investor: Qualifying Total Debt Ratio | 0.3517 | 33.2724 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418386 | Investor: Qualifying Total Debt Ratio | 0.3844 | 38.43342 | Verified | Unable to verify due to missing information |
304418346 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304418346 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418346 | Investor: Qualifying Total Debt Ratio | 0.4483 | 44.83333 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418419 | Representative FICO | 795 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418419 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304418419 | Investor: Qualifying Total Debt Ratio | 0.2889 | 28.87754 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418450 | Investor: Qualifying Total Debt Ratio | 0.3938 | 40.22481 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418349 | Representative FICO | 767 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418349 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418349 | Investor: Qualifying Total Debt Ratio | 0.4334 | 43.34144 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418452 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418452 | Investor: Qualifying Total Debt Ratio | 0.3959 | 41.8442 | Verified | Lender approved at 39.5%. |
304418271 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418271 | Investor: Qualifying Total Debt Ratio | 0.3101 | 31.0076 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418254 | Investor: Qualifying Total Debt Ratio | 0.4358 | 43.99743 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418240 | Investor: Qualifying Total Debt Ratio | 0.3393 | 33.93204 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418208 | Representative FICO | 712 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418208 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418208 | Investor: Qualifying Total Debt Ratio | 0.3813 | 38.13103 | Verified | All Income and Liabilities are updated per document |
304418337 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418337 | Investor: Qualifying Total Debt Ratio | 0.3418 | 34.17987 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418339 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418339 | Investor: Qualifying Total Debt Ratio | 0.448 | 44.80252 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418389 | Investor: Qualifying Total Debt Ratio | 0.4287 | 42.86848 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418391 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418356 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418356 | Investor: Qualifying Total Debt Ratio | 0.446 | 44.59937 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304418366 | Representative FICO | 745 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418409 | Investor: Qualifying Total Debt Ratio | 0.4213 | 42.13189 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418272 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418272 | Investor: Qualifying Total Debt Ratio | 0.3653 | 36.53158 | Verified | Matching with 1008 |
304418325 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418325 | Investor: Qualifying Total Debt Ratio | 0.4118 | 41.01783 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418304 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418304 | Investor: Qualifying Total Debt Ratio | 0.4492 | 44.91631 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418246 | Investor: Qualifying Total Debt Ratio | 0.4722 | 47.2738 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418414 | Investor: Qualifying Total Debt Ratio | 0.4288 | 42.84679 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418416 | Investor: Qualifying Total Debt Ratio | 0.4375 | 43.74911 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418482 | Property Type | Single Family Attached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304418239 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304418239 | Investor: Qualifying Total Debt Ratio | 0.3866 | 38.65945 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418301 | Investor: Qualifying Total Debt Ratio | 0.4417 | 44.16773 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418332 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418332 | Investor: Qualifying Total Debt Ratio | 0.4215 | 42.34365 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304418453 | Representative FICO | 747 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418453 | Investor: Qualifying Total Debt Ratio | 0.3793 | 37.46649 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418434 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418434 | Investor: Qualifying Total Debt Ratio | 0.438 | 43.80395 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418292 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418292 | Investor: Qualifying Total Debt Ratio | 0.4399 | 44.33822 | Verified | All Income and Liabilities are updated per document |
304418345 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304418345 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304418345 | Investor: Qualifying Total Debt Ratio | 0.1767 | 17.77425 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418334 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
304418334 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418334 | Investor: Qualifying Total Debt Ratio | 0.3468 | 33.70225 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418320 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304418320 | Representative FICO | 724 | 711 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418324 | Representative FICO | 762 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418324 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418324 | Investor: Qualifying Total Debt Ratio | 0.278 | 25.1871 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418296 | Representative FICO | 744 | 714 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418296 | Property Type | Condo | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304418296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418296 | Investor: Qualifying Total Debt Ratio | 0.444 | 44.40263 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418295 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418295 | Investor: Qualifying Total Debt Ratio | 0.4387 | 42.84611 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418333 | Representative FICO | 735 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304418333 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418333 | Investor: Qualifying Total Debt Ratio | 0.3042 | 30.41855 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418364 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418364 | Investor: Qualifying Total Debt Ratio | 0.2565 | 25.64876 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418479 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418479 | Investor: Qualifying Total Debt Ratio | 0.4494 | 44.94469 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418357 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418357 | Investor: Qualifying Total Debt Ratio | 0.4491 | 43.49521 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418468 | Investor: Qualifying Total Debt Ratio | 0.4479 | 44.66087 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418306 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418306 | Investor: Qualifying Total Debt Ratio | 0.4215 | 42.7966 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418348 | Investor: Qualifying Total Debt Ratio | 0.43 | 42.67901 | Verified | DTI is matching with 1008 |
304418207 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418207 | Investor: Qualifying Total Debt Ratio | 0.4658 | 46.57557 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418255 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418255 | Investor: Qualifying Total Debt Ratio | 0.2346 | 23.45734 | Verified | Unable to verify due to missing information |
304418374 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418374 | Investor: Qualifying Total Debt Ratio | 0.2899 | 28.8327 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418380 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418380 | Investor: Qualifying Total Debt Ratio | 0.3646 | 36.83922 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304418353 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304418353 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304418353 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418353 | Investor: Qualifying Total Debt Ratio | 0.4429 | 44.28942 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304418355 | Representative FICO | 683 | 681 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
304418355 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418355 | Investor: Qualifying Total Debt Ratio | 0.3732 | 37.66205 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304418473 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304418473 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418473 | Investor: Qualifying Total Debt Ratio | 0.4408 | 44.08349 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304385093 | Investor: Qualifying Total Debt Ratio | 38.13 | 43.50984 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304387441 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304387441 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304387441 | Original CLTV | 88.48 | 89.98995 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304398246 | Coborrower Last Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
304392255 | Investor: Qualifying Total Debt Ratio | 14.74 | 48.61792 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304392253 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304392253 | Investor: Qualifying Total Debt Ratio | 17.27 | 47.39651 | Verified | Tape data is wrong. Loan approved at 44.502% |
304390422 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304398529 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304401036 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
304401105 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304402763 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398660 | Investor: Qualifying Total Debt Ratio | 42.88 | 26.60405 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304401037 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304401037 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304401037 | Investor: Qualifying Total Debt Ratio | 25.1 | 32.26173 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304416201 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304416201 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304385443 | Investor: Qualifying Total Debt Ratio | 24.92 | 28.0557 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304393745 | Investor: Qualifying Total Debt Ratio | 38.5 | 49.47427 | Verified | Lenders approval reflects 49%. |
304415949 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400806 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416287 | Investor: Qualifying Total Debt Ratio | 34.66 | 40.50515 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304385095 | Investor: Qualifying Total Debt Ratio | 21.57 | 44.9077 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304385080 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304401312 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304425976 | Investor: Qualifying Total Debt Ratio | 35.06 | 40.97851 | Verified | Review used a more conservative income calculation. |
304426081 | Representative FICO | 716 | 709 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426081 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426084 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304426084 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425981 | Representative FICO | 725 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426107 | Representative FICO | 788 | 729 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426028 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426139 | Representative FICO | 741 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304425999 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426047 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426055 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426048 | Representative FICO | 727 | 721 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426048 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426071 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426143 | Representative FICO | 807 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426143 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426156 | Representative FICO | 725 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426053 | Investor: Qualifying Total Debt Ratio | 38.38 | 42.97963 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304426060 | Representative FICO | 713 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426147 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426069 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426086 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425937 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425937 | Original CLTV | 67.561 | 20.67413 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304426185 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304426185 | Original CLTV | 67.962 | 61.56816 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304426170 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304426170 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304426170 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426046 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425986 | Representative FICO | 780 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304425986 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426155 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304425963 | Representative FICO | 745 | 744 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426125 | Representative FICO | 706 | 698 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426125 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426153 | Representative FICO | 793 | 727 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426153 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426180 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426061 | Representative FICO | 755 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
304426087 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304426014 | Original CLTV | 84.99 | 82.84909 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304426138 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426059 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304426059 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304426059 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426067 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426163 | Representative FICO | 778 | 769 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426044 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426110 | Representative FICO | 773 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426110 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426099 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426018 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304426101 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304426101 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304426101 | Representative FICO | 772 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304425944 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304426135 | Representative FICO | 725 | 721 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426135 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425935 | Representative FICO | 730 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304425980 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426073 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426075 | Representative FICO | 803 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304426164 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304426164 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304398566 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398576 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304398576 | Original CLTV | 63.35 | 60.70215 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304416545 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416499 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304416499 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416499 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304419532 | Investor: Qualifying Total Debt Ratio | 21.87 | 38.33506 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304365327 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304398644 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304405706 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304405706 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304419017 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420151 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428389 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428431 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428543 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428551 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428551 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428577 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428482 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428681 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428690 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428690 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428725 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304428702 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428544 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428544 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428450 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428599 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428599 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428632 | Property Type | PUD | Verified | Field Value captured from Appraisal or Valuation model in file | |
304428632 | Occupancy | Primary | Verified | Field Value reflects Occupancy per the Final Loan Application | |
304428632 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428650 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428366 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428520 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428556 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428565 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428703 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428703 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428703 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428678 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428678 | Original CLTV | 79.816 | 83.61519 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304428678 | Original LTV | 28.772 | 30.37037 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304428701 | Representative FICO | 728 | 744 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304428701 | Investor: Qualifying Total Debt Ratio | 38.68 | 45.20527 | Verified | Matches approval. |
304428348 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428348 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304428369 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428537 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428537 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428561 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428561 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428561 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428557 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428584 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428584 | Investor: Qualifying Total Debt Ratio | 42.87 | 48.63506 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304428446 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428436 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304428519 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428519 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428560 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428612 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304428612 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428707 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304428707 | Original CLTV | 67.633 | 69.27784 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304428411 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428421 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304428535 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428535 | Original CLTV | 71.142 | 66.32319 | Verified | Tape Value reflects the LTV value |
304428538 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428531 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428487 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428590 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428590 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428590 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304428590 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304428720 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428720 | Original CLTV | 79.182 | 8.35015 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304428720 | Original LTV | 47.143 | 4.98185 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304428396 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428452 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428517 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428682 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428485 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428688 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428417 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428432 | Representative FICO | 718 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304428471 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428490 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304428490 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428549 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428541 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428491 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428610 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428364 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428461 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428461 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304428461 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428410 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428457 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428463 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428583 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428611 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428680 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428680 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428694 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304428694 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304428659 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428669 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428399 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428506 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428496 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428496 | Investor: Qualifying Total Debt Ratio | 37.68 | 34.3626 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304428615 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428360 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428513 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428484 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428492 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428576 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428652 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428661 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428661 | Investor: Qualifying Total Debt Ratio | 41.8 | 47.30613 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304428466 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304428691 | Investor: Qualifying Total Debt Ratio | 28.87 | 32.23919 | Verified | Lender did not include the student loans. |
304428626 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428626 | Investor: Qualifying Total Debt Ratio | 44.16 | 40.29542 | Verified | Excluded a payment with less than 10 payments. |
304428676 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420136 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420136 | Original CLTV | 60.16 | 62.79229 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304401304 | Original CLTV | 76.83 | 73.6304 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304401304 | Investor: Qualifying Total Debt Ratio | 37.34 | 41.45001 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304384880 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304384880 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304392233 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304393341 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304393341 | Original CLTV | 53.13 | 42.56691 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304393341 | Original LTV | 12.68 | 10.16023 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304393341 | Investor: Qualifying Total Debt Ratio | 42.58 | 45.71447 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304393212 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416260 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304416260 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304416260 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304392162 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304392162 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420844 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304420844 | Investor: Qualifying Total Debt Ratio | 43.22 | 35.31002 | Verified | 1008 reflects total DTI of 35.439%. |
304400787 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304400787 | Original CLTV | 55.8 | 53.92915 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304400787 | Investor: Qualifying Total Debt Ratio | 42.84 | 39.68462 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304418806 | Investor: Qualifying Total Debt Ratio | 32.96 | 27.08937 | Verified | Verified Credit income and subject expenses still there is a discrepancy in dti |
304401940 | Investor: Qualifying Total Debt Ratio | 28.08 | 31.21967 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304423265 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304423265 | Original CLTV | 49.89 | 47.0803 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304387624 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304387624 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304387624 | Original CLTV | 55.78 | 64.15843 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304387624 | Original LTV | 14.15 | 16.30435 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304387624 | Investor: Qualifying Total Debt Ratio | 45.14 | 38.39206 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304422971 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304416501 | Investor: Qualifying Total Debt Ratio | 48.2 | 42.18193 | Verified | Tax Updated as per doc hence there is a difference |
304391221 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304424089 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304424089 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304417252 | Investor: Qualifying Total Debt Ratio | 43.41 | 46.81887 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304419530 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304419530 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304392229 | Investor: Qualifying Total Debt Ratio | 17.87 | 47.73742 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304415930 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304422954 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304422954 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400608 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304400608 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304400608 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304400608 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304400608 | Original CLTV | 74.89 | 72.7855 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304400608 | Original LTV | 13.44 | 5.83658 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304400608 | Investor: Qualifying Total Debt Ratio | 17.04 | 26.48805 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304405721 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304405721 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304398239 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304398239 | Investor: Qualifying Total Debt Ratio | 44.94 | 38.51808 | Verified | Matches 1008. |
304405444 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304405444 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425266 | Original Interest Rate | 8.625 | 9 | Verified | Field Value reflects the Note value |
304425266 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304425266 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425266 | Original CLTV | 71.69 | 76.13311 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304423664 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304423664 | Original CLTV | 70.99 | 74.9014 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304423664 | Original LTV | 27.91 | 29.44882 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304438855 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438855 | Investor: Qualifying Total Debt Ratio | 0.4171 | 41.70633 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438857 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438857 | Investor: Qualifying Total Debt Ratio | 0.4032 | 40.32228 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304438877 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438877 | Investor: Qualifying Total Debt Ratio | 0.2803 | 27.45058 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439012 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439012 | Investor: Qualifying Total Debt Ratio | 0.3143 | 31.39635 | Verified | Verified |
304438978 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438978 | Investor: Qualifying Total Debt Ratio | 0.433 | 44.82089 | Verified | 1008 reflects 43.302% DTI |
304439045 | Representative FICO | 788 | 722 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439045 | Investor: Qualifying Total Debt Ratio | 0.4488 | 44.8778 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439066 | Investor: Qualifying Total Debt Ratio | 0.4159 | 41.59138 | Verified | 1008 reflects 41.592% DTI. |
304439076 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304439076 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439076 | Investor: Qualifying Total Debt Ratio | 0.3037 | 30.37153 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438801 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304438801 | Original CLTV | 78.103 | 69.40051 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304438801 | Investor: Qualifying Total Debt Ratio | 0.4614 | 46.13645 | Verified | Unable to verify due to missing information |
304438822 | Representative FICO | 699 | 686 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438822 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438822 | Investor: Qualifying Total Debt Ratio | 0.4443 | 44.08679 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438904 | Investor: Qualifying Total Debt Ratio | 0.314 | 31.4004 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438809 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438809 | Investor: Qualifying Total Debt Ratio | 0.2717 | 27.19727 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438839 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438853 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438853 | Investor: Qualifying Total Debt Ratio | 0.3556 | 35.55806 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439001 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304439001 | Investor: Qualifying Total Debt Ratio | 0.3714 | 36.49922 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439004 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439043 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439043 | Investor: Qualifying Total Debt Ratio | 0.3813 | 36.47553 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438848 | Representative FICO | 791 | 700 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438848 | Investor: Qualifying Total Debt Ratio | 0.3448 | 34.48443 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438893 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438893 | Investor: Qualifying Total Debt Ratio | 0.3077 | 30.74184 | Verified | Decimal discrepancy |
304438832 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438832 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438832 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438832 | Investor: Qualifying Total Debt Ratio | 0.2458 | 21.56245 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304438828 | Investor: Qualifying Total Debt Ratio | 0.4759 | 45.09098 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304439081 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304439081 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304439018 | Investor: Qualifying Total Debt Ratio | 0.2729 | 27.29221 | Verified | Unable to verify due to missing information |
304438998 | Representative FICO | 793 | 691 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438998 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438998 | Investor: Qualifying Total Debt Ratio | 0.4338 | 43.38434 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304438836 | Representative FICO | 791 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438836 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304438836 | Investor: Qualifying Total Debt Ratio | 0.3367 | 33.75489 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438800 | Investor: Qualifying Total Debt Ratio | 0.4415 | 46.84992 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438951 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438951 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438951 | Investor: Qualifying Total Debt Ratio | 0.3588 | 35.87627 | Verified | 1008 reflects 35.876% DTI |
304438958 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438958 | Investor: Qualifying Total Debt Ratio | 0.4122 | 41.22014 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438952 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438952 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438952 | Representative FICO | 747 | 738 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439058 | Investor: Qualifying Total Debt Ratio | 0.4055 | 43.43762 | Verified | Decimal discrepancy |
304439075 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304439075 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304439075 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439075 | Investor: Qualifying Total Debt Ratio | 0.4462 | 44.98754 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438829 | Representative FICO | 704 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438829 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438829 | Investor: Qualifying Total Debt Ratio | 0.4039 | 40.82385 | Verified | This looks like due to typo on bid tape so nothing further needed |
304438873 | Representative FICO | 747 | 704 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438873 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438873 | Investor: Qualifying Total Debt Ratio | 0.4084 | 40.83615 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438879 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438879 | Investor: Qualifying Total Debt Ratio | 0.4496 | 44.96105 | Verified | All Income and Liabilities are updated per document |
304438944 | Representative FICO | 762 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438944 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438944 | Investor: Qualifying Total Debt Ratio | 0.4994 | 48.11272 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438867 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438867 | Investor: Qualifying Total Debt Ratio | 0.2305 | 23.0497 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438870 | Investor: Qualifying Total Debt Ratio | 0.4546 | 45.4583 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439026 | Representative FICO | 720 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
304439026 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439026 | Investor: Qualifying Total Debt Ratio | 0.4482 | 44.90262 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439080 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439080 | Investor: Qualifying Total Debt Ratio | 0.2976 | 29.79585 | Verified | All Income and Liabilities are updated per document |
304439087 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439087 | Investor: Qualifying Total Debt Ratio | 0.4475 | 44.74862 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439044 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439044 | Investor: Qualifying Total Debt Ratio | 0.4272 | 42.73525 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439057 | Representative FICO | 754 | 736 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439072 | Investor: Qualifying Total Debt Ratio | 0.4066 | 37.21566 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439015 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304439015 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439015 | Investor: Qualifying Total Debt Ratio | 0.3187 | 30.95339 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439039 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439062 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439062 | Investor: Qualifying Total Debt Ratio | 0.3843 | 38.428 | Verified | Matching with 1008 |
304438874 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438874 | Investor: Qualifying Total Debt Ratio | 0.3343 | 33.4295 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438821 | Representative FICO | 790 | 681 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438821 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438821 | Investor: Qualifying Total Debt Ratio | 0.2906 | 29.4194 | Verified | 1008 reflects 29.061% DTI |
304439095 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304439095 | Original CLTV | 78.473 | 79.52175 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304439095 | Investor: Qualifying Total Debt Ratio | 0.3512 | 28.25899 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438930 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439111 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304439111 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439111 | Investor: Qualifying Total Debt Ratio | 0.4549 | 47.33662 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439083 | Investor: Qualifying Total Debt Ratio | 0.4228 | 46.09561 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438878 | Representative FICO | 729 | 727 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438878 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438878 | Investor: Qualifying Total Debt Ratio | 0.3829 | 38.2892 | Verified | 1008 reflects 38.289% DTI |
304438890 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438890 | Investor: Qualifying Total Debt Ratio | 0.4314 | 43.29817 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438882 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438882 | Investor: Qualifying Total Debt Ratio | 0.4937 | 49.37348 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438817 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438817 | Investor: Qualifying Total Debt Ratio | 0.3836 | 37.42759 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438806 | Investor: Qualifying Total Debt Ratio | 0.3423 | 34.22778 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438923 | Representative FICO | 726 | 722 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438923 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438923 | Investor: Qualifying Total Debt Ratio | 0.4377 | 43.77436 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304439020 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439020 | Investor: Qualifying Total Debt Ratio | 0.4169 | 41.68799 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439010 | Representative FICO | 763 | 728 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438936 | Representative FICO | 721 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438966 | Representative FICO | 738 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438939 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438939 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438939 | Investor: Qualifying Total Debt Ratio | 0.3666 | 29.94862 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438799 | Representative FICO | 713 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438799 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438799 | Investor: Qualifying Total Debt Ratio | 0.4359 | 43.58789 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438875 | Investor: Qualifying Total Debt Ratio | 0.4292 | 48.1947 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304438920 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438920 | Investor: Qualifying Total Debt Ratio | 0.3487 | 34.86112 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438940 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438940 | Investor: Qualifying Total Debt Ratio | 0.2816 | 28.15591 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438991 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438991 | Investor: Qualifying Total Debt Ratio | 0.2981 | 29.73332 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438992 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438992 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438992 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438992 | Investor: Qualifying Total Debt Ratio | 0.331 | 33.53423 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439061 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439061 | Investor: Qualifying Total Debt Ratio | 0.4479 | 44.79026 | Verified | 1008 reflects 44.788% DTI. |
304438945 | Representative FICO | 740 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438945 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438945 | Investor: Qualifying Total Debt Ratio | 0.3748 | 37.48837 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438989 | Investor: Qualifying Total Debt Ratio | 0.4319 | 43.18925 | Verified | Matching with DTI |
304438831 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438831 | Investor: Qualifying Total Debt Ratio | 0.3473 | 33.91153 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438895 | Representative FICO | 802 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438895 | Investor: Qualifying Total Debt Ratio | 0.2459 | 24.58115 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438845 | Investor: Qualifying Total Debt Ratio | 0.3088 | 30.88195 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304439023 | Investor: Qualifying Total Debt Ratio | 0.2292 | 22.91861 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304438961 | Representative FICO | 722 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438961 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438961 | Investor: Qualifying Total Debt Ratio | 0.4496 | 44.95647 | Verified | 1008 reflects 44.956% DTI. |
304439034 | Investor: Qualifying Total Debt Ratio | 0.4192 | 41.92093 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439035 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304439035 | Representative FICO | 781 | 768 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439110 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304439110 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439110 | Investor: Qualifying Total Debt Ratio | 0.4025 | 40.25034 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438962 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438962 | Investor: Qualifying Total Debt Ratio | 0.4996 | 49.93496 | Verified | DTI of 52.16% exceeds guideline max of 45%. Unable to verify year to date overtime, bonus and commission from the paystubs provided. Lender approved the DTI at 49.9%. |
304438802 | Representative FICO | 711 | 708 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304438802 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438802 | Investor: Qualifying Total Debt Ratio | 0.4279 | 42.7866 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438862 | Investor: Qualifying Total Debt Ratio | 0.2856 | 28.56194 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304438864 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304438864 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304438994 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304438994 | Investor: Qualifying Total Debt Ratio | 0.4118 | 41.23898 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304438972 | Investor: Qualifying Total Debt Ratio | 0.3518 | 35.07509 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304439085 | Representative FICO | 806 | 792 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439085 | Investor: Qualifying Total Debt Ratio | 0.4248 | 42.58813 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304439054 | Investor: Qualifying Total Debt Ratio | 0.4421 | 46.563 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439071 | Representative FICO | 749 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439071 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439071 | Investor: Qualifying Total Debt Ratio | 0.4126 | 41.26429 | Verified | 1008 reflect 41.262% DTI |
304432297 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304432297 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432297 | Investor: Qualifying Total Debt Ratio | 30.69 | 35.21865 | Verified | Matching with 1008 |
304428876 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428876 | Investor: Qualifying Total Debt Ratio | 39.19 | 47.2696 | Verified | The Lender’s 1008 reflects a Total DTI of 47.040%. |
304401959 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426222 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426222 | Investor: Qualifying Total Debt Ratio | 42.21 | 47.16239 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304427458 | Investor: Qualifying Total Debt Ratio | 32.57 | 39.65475 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304419321 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304419321 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304419321 | Investor: Qualifying Total Debt Ratio | 49.73 | 45.87178 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304432875 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304432875 | Investor: Qualifying Total Debt Ratio | 32.07 | 28.37097 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304420076 | Original CLTV | 6.99 | 32.95581 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304419533 | Original CLTV | 70.6 | 72.82392 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304418741 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304418741 | Original CLTV | 34.99 | 30.7282 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304443030 | Representative FICO | 751 | 704 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304443030 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442520 | Representative FICO | 755 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442569 | Representative FICO | 743 | 741 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442569 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442512 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304442512 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442575 | Representative FICO | 699 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304443025 | Representative FICO | 742 | 741 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442568 | Representative FICO | 780 | 770 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442558 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442558 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304442558 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442509 | Representative FICO | 792 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442495 | Representative FICO | 759 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442519 | Representative FICO | 750 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442502 | Representative FICO | 727 | 696 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442500 | Representative FICO | 761 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442572 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442572 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442572 | Investor: Qualifying Total Debt Ratio | 38.67 | 42.13117 | Verified | Borrower income is not match with 1008 |
304442607 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442607 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442607 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442606 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442606 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304442606 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442477 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304442593 | Representative FICO | 805 | 799 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442599 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304442599 | Representative FICO | 713 | 683 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442602 | Representative FICO | 737 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442595 | Investor: Qualifying Total Debt Ratio | 38.79 | 42.42842 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304442583 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442583 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442564 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304442564 | Representative FICO | 719 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442596 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304442601 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304442601 | Investor: Qualifying Total Debt Ratio | 39.08 | 45.19163 | Verified | New employer has no history of overtime and no confirmation of continuance, in order to use to qualify. |
304442589 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304442589 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442505 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304442505 | Representative FICO | 756 | 748 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304443027 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304443027 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442577 | Representative FICO | 735 | 724 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442559 | Representative FICO | 802 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442591 | Representative FICO | 750 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442697 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304442851 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304442851 | Original Interest Rate | 10.88 | 10.875 | Verified | Field Value reflects the Note value |
304442851 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304442821 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442681 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442838 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442838 | Investor: Qualifying Total Debt Ratio | 35.96 | 39.02 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304442778 | Representative FICO | 763 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442778 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304442864 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442864 | Investor: Qualifying Total Debt Ratio | 38.28 | 44.65807 | Verified | Matches approval. |
304442768 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442720 | Representative FICO | 768 | 729 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442720 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442801 | Representative FICO | 713 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442870 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442825 | Representative FICO | 752 | 724 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442825 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304442825 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442849 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442796 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442856 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442856 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442758 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304442862 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304442847 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442711 | Representative FICO | 773 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442711 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442753 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442771 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442740 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304442740 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442779 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304442779 | Representative FICO | 700 | 686 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442833 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442723 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304442723 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442866 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442866 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442866 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442887 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442887 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442887 | Representative FICO | 794 | 764 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442887 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442887 | Investor: Qualifying Total Debt Ratio | 21.73 | 14.95804 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304442812 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442812 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304442812 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442867 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442867 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442867 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442867 | Representative FICO | 808 | 801 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442890 | Representative FICO | 766 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442739 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442752 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442699 | Representative FICO | 776 | 753 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442699 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442905 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442905 | Investor: Qualifying Total Debt Ratio | 47.35 | 40.86908 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304442736 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304442736 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442690 | Representative FICO | 742 | 729 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442690 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442751 | Representative FICO | 737 | 699 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442726 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304442726 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442818 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304442757 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442841 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304442841 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442872 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304442872 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442703 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442703 | Investor: Qualifying Total Debt Ratio | 42.43 | 46.24949 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442816 | Investor: Qualifying Total Debt Ratio | 30.27 | 26.47538 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304442793 | Representative FICO | 793 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442718 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304442718 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442718 | Investor: Qualifying Total Debt Ratio | 40.08 | 31.26694 | Verified | Lender added taxes and insurance twice. |
304442809 | Representative FICO | 746 | 703 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442698 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304442698 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442875 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442824 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442700 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
304442700 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442773 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426842 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432611 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304432611 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304432611 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432611 | Original CLTV | 72.68 | 74.20766 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304432611 | Original LTV | 12.99 | 14.519 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304426491 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304419168 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304419168 | Original CLTV | 73.75 | 69.56199 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304419168 | Original LTV | 22.09 | 20.86811 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304436452 | Investor: Qualifying Total Debt Ratio | 34.26 | 30.26281 | Verified | Matches approval. |
304432576 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304432576 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304398747 | Investor: Qualifying Total Debt Ratio | 34.44 | 12.68044 | Verified | Matches approval. |
304420420 | Representative FICO | 718 | 715 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304424088 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304424088 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420754 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304420754 | Investor: Qualifying Total Debt Ratio | 22.83 | 45.0001 | Verified | Matches approval. |
304436565 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304436565 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304436565 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304436565 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304436565 | Original LTV | 13.06 | 18.73333 | Verified | Tape Value is rounded and within less than 1% of actual calculated LTV |
304436565 | Investor: Qualifying Total Debt Ratio | 36.66 | 43.23629 | Verified | Matches 1008. |
304415942 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304444833 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304436566 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304433058 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304433058 | Investor: Qualifying Total Debt Ratio | 43.86 | 38.78493 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304425600 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304425600 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425600 | Investor: Qualifying Total Debt Ratio | 26.49 | 48.06754 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304420852 | Original Interest Rate | 9.5 | 9.375 | Verified | Field Value reflects the Note value |
304420852 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304423571 | Investor: Qualifying Total Debt Ratio | 18.74 | 36.70005 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304423264 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304420853 | Original CLTV | 78.92 | 67.96951 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304420853 | Investor: Qualifying Total Debt Ratio | 7.81 | 45.64392 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304432403 | Investor: Qualifying Total Debt Ratio | 38 | 33.77669 | Verified | Tax & Insurance has been included in the First Mortgage P & I per 1008. However, only calculated P & I amount in DTI as per Mortgage Statement. |
304425280 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304425280 | Investor: Qualifying Total Debt Ratio | 33.27 | 39.3115 | Verified | Verified with 1008 |
304432295 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304437701 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304437701 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304427457 | Investor: Qualifying Total Debt Ratio | 37.97 | 47.07219 | Verified | Tape data is incorrect. Loan approved at 47% |
304426221 | Original CLTV | 76.13 | 77.18619 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304426221 | Investor: Qualifying Total Debt Ratio | 11.32 | 27.98628 | Verified | Matches 1008. |
304428334 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304428334 | Investor: Qualifying Total Debt Ratio | 37.9 | 33.82896 | Verified | Matches approval. |
304432237 | Investor: Qualifying Total Debt Ratio | 44.6 | 39.36773 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304425054 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304425054 | Original CLTV | 72.14 | 69.21149 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304435350 | Investor: Qualifying Total Debt Ratio | 42.77 | 48.68961 | Verified | Matching with 1008 |
304432638 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432638 | Investor: Qualifying Total Debt Ratio | 44.99 | 41.38549 | Verified | 1008 reflects 41.386% DTI. |
304432296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432763 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304432763 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304438725 | Investor: Qualifying Total Debt Ratio | 44.55 | 48.23856 | Verified | matches 1008. |
304405705 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457567 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304457567 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457501 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457605 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457666 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304457666 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457832 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457832 | Investor: Qualifying Total Debt Ratio | 23.96 | 18.30053 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304457691 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304457715 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457848 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457864 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457486 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457487 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457507 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457647 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457809 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304457809 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304457837 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457708 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457812 | Representative FICO | 695 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304457821 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457824 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304457580 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304457580 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457590 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457705 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457723 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457723 | Investor: Qualifying Total Debt Ratio | 47.56 | 42.46828 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304457555 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304457555 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457481 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457682 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457790 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457790 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457523 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457592 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457614 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304457614 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304457614 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457730 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457730 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457839 | Representative FICO | 763 | 769 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304457564 | Investor: Qualifying Total Debt Ratio | 37.84 | 33.21745 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304457489 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457582 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457850 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457819 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457547 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457547 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457573 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457528 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457699 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457728 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457750 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457760 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304457840 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457840 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457846 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304457846 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304457586 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457586 | Investor: Qualifying Total Debt Ratio | 37.91 | 31.84062 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304457575 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457575 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457608 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457752 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457785 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457802 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457536 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457536 | Investor: Qualifying Total Debt Ratio | 38.26 | 33.84909 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304457545 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304457545 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457631 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457838 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457852 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
304457842 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304457558 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457496 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457502 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304457652 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457681 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457724 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457743 | Representative FICO | 770 | 771 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304457743 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457751 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457768 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457849 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457540 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457579 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457579 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457495 | Investor: Qualifying Total Debt Ratio | 49.2 | 39.5096 | Verified | Debt to income matches 1008. |
304457526 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
304457581 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457687 | Investor: Qualifying Total Debt Ratio | 23.77 | 30.40291 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304457635 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457633 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457633 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457633 | Investor: Qualifying Total Debt Ratio | 44.99 | 39.71898 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304425885 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304438433 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304429029 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439611 | Investor: Qualifying Total Debt Ratio | 43.08 | 48.41658 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304419531 | Original CLTV | 57.87 | 54.86585 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304425104 | Investor: Qualifying Total Debt Ratio | 23 | 27.18314 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304429045 | Investor: Qualifying Total Debt Ratio | 31.91 | 41.15346 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304428335 | Investor: Qualifying Total Debt Ratio | 45 | 48.21361 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304387783 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304429015 | Investor: Qualifying Total Debt Ratio | 36.36 | 40.00477 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304441641 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304423251 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304423251 | Investor: Qualifying Total Debt Ratio | 35.25 | 46.40155 | Verified | Matches approval. |
304435362 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304440309 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304440309 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304440309 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304441762 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304441762 | Investor: Qualifying Total Debt Ratio | 39.17 | 32.22354 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304428732 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304428732 | Investor: Qualifying Total Debt Ratio | 32.73 | 49.66058 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304437847 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304436536 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304440089 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304439609 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304439609 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304459556 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304459556 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304442474 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442474 | Investor: Qualifying Total Debt Ratio | 38.55 | 45.70691 | Verified | Matches lenders 1008. |
304376556 | Investor: Qualifying Total Debt Ratio | 37.4 | 41.84742 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304427470 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304436612 | Investor: Qualifying Total Debt Ratio | 44.09 | 48.13146 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304437876 | Investor: Qualifying Total Debt Ratio | 43.32 | 49.96932 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304419018 | Investor: Qualifying Total Debt Ratio | 27.02 | 47.62231 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442614 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442614 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442614 | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
304442614 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442352 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428833 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304437875 | Representative FICO | 713 | 712 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304436631 | Investor: Qualifying Total Debt Ratio | 24.9 | 29.07315 | Verified | DTI is within 3%. 1008 reflects 28.627% |
304432936 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442966 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304422683 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304429674 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304429674 | Investor: Qualifying Total Debt Ratio | 9.82 | 35.82204 | Verified | 1008 reflects total DTI of 38.625%. Slightly higher as Lender included the taxes and insurance escrows twice in their DTI calculation. |
304436434 | Investor: Qualifying Total Debt Ratio | 36.12 | 44.87236 | Verified | Considered updated Insurance premium |
304442462 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304440273 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416271 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304416271 | Investor: Qualifying Total Debt Ratio | 36.24 | 47.448 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304439665 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432863 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466658 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466698 | Original CLTV | 73.2 | 76.31736 | Verified | CLTV is mismatching with 1008 document , Due to appraisal value. Provided AVM document is invalid document ( Date is not reflected) |
304466669 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466668 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304466668 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466720 | Representative FICO | 797 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466709 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466632 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304466632 | Representative FICO | 753 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466632 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466631 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304466631 | Representative FICO | 776 | 754 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466730 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304466730 | Representative FICO | 740 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466710 | Representative FICO | 751 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466710 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466665 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466613 | Representative FICO | 734 | 712 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466718 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466706 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304466697 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304466697 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304466697 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466697 | Investor: Qualifying Total Debt Ratio | 19.93 | 15.5863 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304466598 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304466598 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304466606 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466603 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304466603 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304466699 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466725 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466733 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304466733 | Representative FICO | 817 | 809 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466733 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466732 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304466714 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304466714 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304466714 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466704 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466695 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466683 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304466683 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304466683 | Representative FICO | 801 | 796 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466683 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466663 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304466644 | Representative FICO | 754 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466635 | Representative FICO | 749 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304466635 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304466607 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466646 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466717 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466623 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304441935 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304441935 | Investor: Qualifying Total Debt Ratio | 40.59 | 46.89361 | Verified | 1008 reflects 46.894% DTI. |
304443243 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304401140 | Investor: Qualifying Total Debt Ratio | 31.33 | 48.99581 | Verified | 1008 reflects 48.996% DTI. |
304443274 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304443274 | Investor: Qualifying Total Debt Ratio | 8.43 | 46.12368 | Verified | Matches approval. |
304416199 | Representative FICO | 750 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304416199 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304436635 | Original CLTV | 72.27 | 73.5842 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304436635 | Investor: Qualifying Total Debt Ratio | 43.98 | 48.61384 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304443569 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304443569 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
304436340 | Investor: Qualifying Total Debt Ratio | 35.75 | 46.26606 | Verified | Matching with 1008 |
304470338 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304470338 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304436416 | Investor: Qualifying Total Debt Ratio | 43.75 | 37.95266 | Verified | 1008 reflects 37.95% DTI |
304439187 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457457 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304457457 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304428750 | Investor: Qualifying Total Debt Ratio | 34.7 | 39.491 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304436513 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304436513 | Investor: Qualifying Total Debt Ratio | 47.41 | 39.6559 | Verified | 1008 reflects 39.786% DTI. |
304439335 | Investor: Qualifying Total Debt Ratio | 34.62 | 38.12031 | Verified | Hazard Insurance used by lender was $xxxx vs verified monthly cost of $xxxx. |
304435436 | Investor: Qualifying Total Debt Ratio | 30.81 | 36.08542 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304441727 | Investor: Qualifying Total Debt Ratio | 38.03 | 32.8932 | Verified | 1008 has the DTI at 32.89320%. |
304427779 | Investor: Qualifying Total Debt Ratio | 39.47 | 48.81079 | Verified | Matches approval. |
304443146 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304443557 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304443147 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304441509 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304422473 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304422473 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304422473 | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
304443560 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304458287 | Investor: Qualifying Total Debt Ratio | 28.48 | 41.5222 | Verified | BID is not correct. The 1008 has a different amount. |
304454200 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304461891 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304461891 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304458229 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304458229 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304458229 | Investor: Qualifying Total Debt Ratio | 32.39 | 41.80433 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304459019 | Investor: Qualifying Total Debt Ratio | 47.05 | 41.43993 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304458292 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304440021 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304440021 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304440021 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304440021 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304440021 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304440021 | Investor: Qualifying Total Debt Ratio | 28.74 | 41.36389 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442965 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304443250 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304443250 | Investor: Qualifying Total Debt Ratio | 13.75 | 23.98301 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304441849 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426443 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304426443 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304426443 | Original CLTV | 60.42 | 63.21359 | Verified | Tape Value is rounded and within less than 1% of actual calculated CLTV |
304426443 | Original LTV | 6.97 | 9.7629 | Verified | Tape Value is rounded and within less than 1% of actual calculated LTV |
304426443 | Investor: Qualifying Total Debt Ratio | 35.77 | 31.91737 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304458286 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304458286 | Original CLTV | 59.97 | 57.49822 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304461892 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304461892 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304461892 | Investor: Qualifying Total Debt Ratio | 48.4 | 42.93422 | Verified | Verified with 1008 |
304429123 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304429123 | Investor: Qualifying Total Debt Ratio | 17.48 | 36.87606 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304441852 | Investor: Qualifying Total Debt Ratio | 41.78 | 45.90971 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304457957 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304459797 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304432864 | Investor: Qualifying Total Debt Ratio | 44.05 | 40.15369 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304462128 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457951 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304459656 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304469937 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304469937 | Investor: Qualifying Total Debt Ratio | 26.78 | 42.36994 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304425168 | Investor: Qualifying Total Debt Ratio | 15.85 | 42.64463 | Verified | Matches 1008 with 42.60% DTI. |
304462446 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304462446 | Investor: Qualifying Total Debt Ratio | 49.66 | 46.44951 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442351 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304442351 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442645 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304442645 | Representative FICO | 772 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304442645 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442645 | Investor: Qualifying Total Debt Ratio | 25.46 | 41.26857 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304471078 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304471078 | Investor: Qualifying Total Debt Ratio | 32.2 | 45.37556 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304459022 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304459022 | Investor: Qualifying Total Debt Ratio | 37.32 | 42.73642 | Verified | 1008 reflect total DTI of 42.737% |
304433059 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304433059 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304433059 | Investor: Qualifying Total Debt Ratio | 15.3 | 47.66805 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304462114 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304462114 | Investor: Qualifying Total Debt Ratio | 35.4 | 30.64938 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304429180 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304429180 | Investor: Qualifying Total Debt Ratio | 47.25 | 42.94803 | Verified | Uw calculated tax amount as $xxxx instead of $xxxx |
304467595 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
304460964 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304460964 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304443137 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304443110 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304443110 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304438505 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
304442651 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304442651 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304442651 | Original CLTV | 64.68 | 65.94684 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304442651 | Original LTV | 8.27 | 9.6 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304459796 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304459796 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304467165 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304467165 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304470333 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304458712 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304467137 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304467137 | Investor: Qualifying Total Debt Ratio | 5.2 | 27.428 | Verified | Verified |
304471085 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304471085 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304454194 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304454194 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304454194 | Original CLTV | 49.58 | 46.35061 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304470288 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304462269 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304470217 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304470217 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304470217 | Investor: Qualifying Total Debt Ratio | 41.22 | 44.44258 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442643 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304442643 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304442643 | Investor: Qualifying Total Debt Ratio | 29.88 | 41.33433 | Verified | Matches 1008 total DTI of 41.336% |
304471916 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304471928 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304466586 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304426492 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304426492 | Investor: Qualifying Total Debt Ratio | 49.33 | 46.1084 | Verified | Unable to verify due to missing information |
304459541 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304459541 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304459541 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304459541 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304472359 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304435351 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304435351 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304435351 | Original CLTV | 74.65 | 72.65664 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304461907 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304461907 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304460664 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304460664 | Investor: Qualifying Total Debt Ratio | 14.92 | 44.48436 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304442461 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304442461 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304442461 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472044 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304462116 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304467133 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304467133 | Investor: Qualifying Total Debt Ratio | 36.22 | 42.3894 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304460961 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304470346 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304470346 | Investor: Qualifying Total Debt Ratio | 47.47 | 44.45596 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304473751 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304468374 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304475106 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304471951 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304427441 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304458314 | Investor: Qualifying Total Debt Ratio | 34.05 | 30.13352 | Verified | Lender used $xxxx from the 1st lien PITI in qualification. Taxes and insurance are included twice in DTI. |
304470334 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304469974 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484507 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484498 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304484435 | Investor: Qualifying Total Debt Ratio | 34.77 | 39.02544 | Verified | Review used base salary only. |
304484492 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484297 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304484297 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484307 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484331 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484294 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484394 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304484394 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484366 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304484381 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484440 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484413 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484415 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484462 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484471 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484314 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484370 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484310 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484402 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484401 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304484401 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484483 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484468 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484334 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304484382 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484327 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484345 | Investor: Qualifying Total Debt Ratio | 25.36 | 40.70416 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304484339 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484358 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484460 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484430 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484488 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484513 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484386 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484346 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484404 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304484404 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484324 | Investor: Qualifying Total Debt Ratio | 48 | 41.89001 | Verified | Excluded Installment Accounts less then 10 months left to pay. |
304484308 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484360 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484373 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484438 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484454 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304484454 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484436 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484343 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484417 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484353 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484364 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484299 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484427 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484427 | Investor: Qualifying Total Debt Ratio | 35.31 | 40.9501 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304484506 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484517 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304484517 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484409 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484428 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484330 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484361 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484374 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484342 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484376 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484420 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484433 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484323 | Representative FICO | 755 | 743 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304484380 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304484380 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484335 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484473 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484329 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484333 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484365 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484467 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304484495 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304484495 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304484495 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484503 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304484503 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484371 | Representative FICO | 743 | 744 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304484313 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484313 | Investor: Qualifying Total Debt Ratio | 12.22 | 20.82141 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304484408 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484475 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484306 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304484363 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484301 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484377 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484403 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484515 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304484514 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484406 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304462249 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472800 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304458583 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304477557 | Investor: Qualifying Total Debt Ratio | 49.85 | 45.73019 | Verified | Lender added taxes and insurance twice. |
304468373 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304468373 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304468373 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304468373 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304468373 | Investor: Qualifying Total Debt Ratio | 29.05 | 47.6884 | Verified | Lender used $0.00 monthly payment on Student loans. Review used 1% of outstanding balance for minimum payment. |
304472698 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472698 | Investor: Qualifying Total Debt Ratio | 48.73 | 42.41021 | Verified | Matches lenders 1008. |
304472671 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304470666 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304470666 | Investor: Qualifying Total Debt Ratio | 25.5 | 32.68486 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304459109 | Investor: Qualifying Total Debt Ratio | 29.97 | 23.83805 | Verified | 1008 reflects total DTI of 23.512%. |
304471735 | Representative FICO | 769 | 761 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304471735 | Investor: Qualifying Total Debt Ratio | 49.07 | 28.71683 | Verified | Matches 1008. |
304472767 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304472767 | Investor: Qualifying Total Debt Ratio | 50 | 44.41617 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304442472 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304442472 | Investor: Qualifying Total Debt Ratio | 41.84 | 45.33483 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304480866 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304477124 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304477124 | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
304477124 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304477124 | Investor: Qualifying Total Debt Ratio | 39.09 | 44.16239 | Verified | Matches Total DTI on 1008 of 44.162%. |
304468421 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304476604 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304476604 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304481414 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304477562 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304471665 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304471665 | Investor: Qualifying Total Debt Ratio | 36.59 | 47.24138 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304481322 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304481322 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304481322 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304477646 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304472415 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304475105 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472375 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304475190 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304475190 | Investor: Qualifying Total Debt Ratio | 40.65 | 45.29524 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304473610 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304432229 | Investor: Qualifying Total Debt Ratio | 28.14 | 24.98696 | Verified | Lender approved at 27% which is within 3 %. |
304462331 | Investor: Qualifying Total Debt Ratio | 49.18 | 40.80656 | Verified | Matches approval. |
304473750 | Investor: Qualifying Total Debt Ratio | 25.52 | 29.83781 | Verified | Lender approved at 27.5% which is within 3%. |
304472664 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304472664 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472664 | Investor: Qualifying Total Debt Ratio | 24.68 | 43.80772 | Verified | 1008 reflect total DTI of 43.80% |
304459270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472799 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304481652 | Investor: Qualifying Total Debt Ratio | 43.84 | 40.57081 | Verified | 1008 reflect total DTI of 40.57% |
304483055 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304483055 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304483055 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304485142 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304509956 | Original Interest Rate | 9.625 | Verified | Field Value reflects the Note value | |
304509956 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304509956 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304509956 | Investor: Qualifying Total Debt Ratio | 44.5 | 40.70397 | Verified | DTI mismatch due to installment account less than 10 month has been excluded |
304510051 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304510051 | Representative FICO | 796 | 792 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510051 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510030 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
304510030 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510076 | Representative FICO | 686 | 684 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510217 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510171 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510188 | Original Interest Rate | 10.13 | 10.125 | Verified | Field Value reflects the Note value |
304510066 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304510066 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510208 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510222 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304510259 | Representative FICO | 748 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510259 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304509948 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510014 | Representative FICO | 789 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510014 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510017 | Representative FICO | 740 | 692 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304509945 | Original Interest Rate | 10.125 | Verified | Field Value reflects the Note value | |
304509945 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510042 | Investor: Qualifying Total Debt Ratio | 34.09 | 30.88624 | Verified | Tax amount is not matching as per lender calculation. |
304509991 | Investor: Qualifying Total Debt Ratio | 42.17 | 49.23543 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304510114 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304510114 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510146 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304510224 | Representative FICO | 750 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510172 | Representative FICO | 784 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510172 | Original CLTV | 72.87 | 71.84842 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304510157 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510157 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510157 | Representative FICO | 691 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510166 | Original Interest Rate | 8.25 | Verified | Field Value reflects the Note value | |
304510166 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510166 | Representative FICO | 700 | 684 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510166 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510203 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304510203 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510218 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304510218 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510016 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304510016 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510063 | Representative FICO | 749 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510063 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510080 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304510080 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510082 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304510082 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510145 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510256 | Original Interest Rate | 10.88 | 10.875 | Verified | Field Value reflects the Note value |
304510256 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510089 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304510089 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510091 | Representative FICO | 688 | 680 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510202 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510221 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304509976 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510019 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510019 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510131 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510059 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510072 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304510072 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510083 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510123 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304510123 | Representative FICO | 697 | 680 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
304510123 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510123 | Investor: Qualifying Total Debt Ratio | 39.05 | 35.83592 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304510125 | Investor: Qualifying Total Debt Ratio | 43.16 | 48.15322 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304510272 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510272 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510201 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510024 | Representative FICO | 744 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510045 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304510045 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510048 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304510048 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510110 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304510110 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510153 | Representative FICO | 740 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510262 | Representative FICO | 718 | 684 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510262 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510108 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
304510108 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value reflects the Approval/AUS in file. |
304510108 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304510115 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510275 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510189 | Original Interest Rate | 9.99 | Verified | Field Value reflects the Note value | |
304510189 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510189 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304509962 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
304509962 | Representative FICO | 797 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510061 | Representative FICO | 741 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510023 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304510023 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510025 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304510025 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510156 | Representative FICO | 727 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510156 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510096 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510178 | Investor: Qualifying Total Debt Ratio | 14.47 | 49.47952 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304510210 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510210 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510234 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510257 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304510257 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510006 | Representative FICO | 792 | 736 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304509990 | Representative FICO | 749 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304509964 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304509964 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304510054 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304510054 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510250 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510250 | Original CLTV | 69.2 | 70.8904 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304510213 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510245 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510245 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304509973 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304509973 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304509959 | Representative FICO | 818 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510064 | Representative FICO | 751 | 696 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510129 | Investor: Qualifying Total Debt Ratio | 44.71 | 49.3024 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304510143 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510170 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510274 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510274 | Purpose | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD | |
304510274 | Refi Purpose | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304510281 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510163 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304510163 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510238 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510040 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304510040 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510040 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510073 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304510127 | Representative FICO | 725 | 682 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510192 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510246 | Representative FICO | 782 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510255 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304510255 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510270 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304510270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510011 | Original CLTV | 74.89 | 73.29736 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304509974 | Representative FICO | 789 | 751 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304509955 | Investor: Qualifying Total Debt Ratio | 39.24 | 44.19689 | Verified | Base pay used to qualify. No history of OT income was documented |
304510280 | Representative FICO | 800 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510280 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510097 | Representative FICO | 723 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510097 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510216 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510118 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510187 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510237 | Original Interest Rate | 8.75 | Verified | Field Value reflects the Note value | |
304510237 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510237 | Representative FICO | 802 | 792 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510237 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510252 | Representative FICO | 729 | 722 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510269 | Original Interest Rate | 8.99 | Verified | Field Value reflects the Note value | |
304510269 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304510269 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510041 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510000 | Representative FICO | 761 | 754 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510037 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510052 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304510052 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510092 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510141 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510119 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304510119 | Representative FICO | 752 | 732 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304510276 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510279 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304510279 | Original CLTV | 59.14 | 14.15756 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304510279 | Investor: Qualifying Total Debt Ratio | 40.56 | 44.63157 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304510239 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304510233 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510240 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304510240 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304510240 | Investor: Qualifying Total Debt Ratio | 40.48 | 32.25784 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304485258 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304485258 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304485258 | Investor: Qualifying Total Debt Ratio | 38.84 | 44.81904 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304437714 | Original Interest Rate | 10.38 | 10.375 | Verified | Field Value reflects the Note value |
304437714 | Investor: Qualifying Total Debt Ratio | 49.83 | 46.4562 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304486063 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304482941 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304482941 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304482941 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304482941 | Investor: Qualifying Total Debt Ratio | 42.33 | 49.21047 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304481371 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304481371 | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
304484890 | Investor: Qualifying Total Debt Ratio | 34.78 | 39.30652 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304489925 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304489925 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304483438 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304481557 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304481557 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304492005 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304481459 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304484888 | Investor: Qualifying Total Debt Ratio | 42.08 | 48.54911 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304490470 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304489722 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472309 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304472309 | Property Type | PUD | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
304472309 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304472309 | Investor: Qualifying Total Debt Ratio | 33.25 | 40.07371 | Verified | Review DTI is in line with 1008 at 40.07% |
304632017 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
304632017 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304632017 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304632017 | Investor: Qualifying Total Debt Ratio | 45.12 | 40.13389 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304481254 | Investor: Qualifying Total Debt Ratio | 40.51 | 47.50882 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304480892 | Original Interest Rate | 9.88 | 9.875 | Verified | Field Value reflects the Note value |
304480892 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304492600 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304486946 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304486946 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304486946 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304486946 | Investor: Qualifying Total Debt Ratio | 37.81 | 48.54744 | Verified | Matches 1008 |
304496665 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304481574 | Investor: Qualifying Total Debt Ratio | 33.49 | 46.7981 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304635152 | Representative FICO | 768 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635152 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635085 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635093 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635256 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304635256 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304635258 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635296 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635300 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635265 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635270 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635434 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635441 | Representative FICO | 708 | 688 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635441 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635441 | Investor: Qualifying Total Debt Ratio | 40.85 | 37.79129 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304635239 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635301 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635087 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635169 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635086 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635099 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635099 | Investor: Qualifying Total Debt Ratio | 30.53 | 45.5074 | Verified | Excluded bonus income, less than 2 year verified receipt. |
304635306 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635317 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635408 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635440 | Representative FICO | 804 | 803 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635448 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304635448 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304635448 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635242 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635291 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304635305 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304635092 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635102 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304635102 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304635102 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635130 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635104 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635175 | Representative FICO | 745 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635175 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635315 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635315 | Original CLTV | 74.32 | 75.6061 | Verified | Difference in CLTV due to considered high value from AVM |
304635346 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635377 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635377 | Investor: Qualifying Total Debt Ratio | 38.09 | 33.20189 | Verified | xxxx installment tradeline excluded because of less than 10 months. |
304635201 | Representative FICO | 747 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635201 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635160 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304635287 | Representative FICO | 779 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635287 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635352 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635353 | Representative FICO | 730 | 719 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635353 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304635353 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635292 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635429 | Property Type | PUD | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
304635105 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635095 | Representative FICO | 747 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635095 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635144 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635124 | Representative FICO | 729 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635124 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635206 | Representative FICO | 747 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635206 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635080 | Representative FICO | 712 | 705 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635080 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635235 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635212 | Representative FICO | 744 | 738 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
304635212 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635217 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635330 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635330 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635362 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304635362 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304635362 | Representative FICO | 789 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635362 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635369 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635097 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635215 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635297 | Representative FICO | 777 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635297 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635286 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635326 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635329 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304635329 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304635329 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635364 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304635447 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635378 | Representative FICO | 793 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635378 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635383 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304635383 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304635383 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635387 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304635137 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635184 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635126 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635112 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635307 | Representative FICO | 766 | 710 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635376 | Representative FICO | 799 | 756 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635316 | Representative FICO | 770 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635316 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304635138 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635101 | Representative FICO | 812 | 808 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635159 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635173 | Representative FICO | 731 | 717 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635223 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635334 | Representative FICO | 774 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635129 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635150 | Representative FICO | 741 | 703 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635147 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635191 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304635205 | Representative FICO | 705 | 682 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635208 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635295 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635325 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635337 | Representative FICO | 806 | 725 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635162 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635279 | Representative FICO | 738 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635279 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635289 | Representative FICO | 774 | 738 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635166 | Representative FICO | 761 | 748 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635123 | Representative FICO | 791 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635226 | Investor: Qualifying Total Debt Ratio | 27.16 | 31.63334 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304635271 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635271 | Investor: Qualifying Total Debt Ratio | 38.05 | 44.81884 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304635274 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635280 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635299 | Representative FICO | 722 | 701 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635397 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304635397 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635219 | Representative FICO | 808 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635379 | Representative FICO | 742 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635451 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304635451 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304635453 | Representative FICO | 752 | 718 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304635433 | Original CLTV | 56.546 | 57.60932 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304495165 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494955 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304494955 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494955 | Investor: Qualifying Total Debt Ratio | 41.22 | 44.35836 | Verified | Lender did not include the monthly debt of $xxxx xxxx. |
304477222 | Investor: Qualifying Total Debt Ratio | 23.85 | 46.46608 | Verified | 1008 approval reflects 46.47% DTI |
304486073 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304490210 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304492602 | Investor: Qualifying Total Debt Ratio | 39.99 | 46.73521 | Verified | 1008 reflect total DTI of 46.73% |
304497386 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304497386 | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
304510984 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304510984 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638701 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638701 | Investor: Qualifying Total Debt Ratio | 44.89 | 30.09 | Verified | Utility payment not considered while calculating DTI |
304638855 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638898 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638902 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304638902 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638844 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638724 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304638679 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304638679 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304638811 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638816 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304638816 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638946 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304638770 | Representative FICO | 769 | 753 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638770 | Investor: Qualifying Total Debt Ratio | 29.74 | 25.10262 | Verified | Matches approval. |
304638716 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304638697 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638790 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
304638790 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638790 | Investor: Qualifying Total Debt Ratio | 31.82 | 43.79003 | Verified | Excluded bonus, less than 2 years verified. |
304638853 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638875 | Investor: Qualifying Total Debt Ratio | 35.66 | 41.31805 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304638819 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638819 | Investor: Qualifying Total Debt Ratio | 25.27 | 30.77756 | Verified | Using only base for borrowers employment. Lender used a higher amount, unable to verify. |
304638947 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638722 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304638722 | Representative FICO | 783 | 774 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638722 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638743 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638668 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304638872 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638912 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304638912 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304638818 | Representative FICO | 741 | 693 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638942 | Property Type | Single Family Attached | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638953 | Representative FICO | 788 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638953 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638908 | Investor: Qualifying Total Debt Ratio | 45.36 | 49.52001 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304638932 | Investor: Qualifying Total Debt Ratio | 26.36 | 30.51977 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304638823 | Representative FICO | 751 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638838 | Representative FICO | 734 | 724 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638838 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304638922 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638727 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638674 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638676 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
304638676 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304638871 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638866 | Original CLTV | 79.95 | 78.80582 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304638708 | Representative FICO | 755 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638903 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638815 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638859 | Original Interest Rate | 9.38 | 9.375 | Verified | Field Value reflects the Note value |
304638864 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
304638864 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638950 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304638950 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638899 | Representative FICO | 771 | 736 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638776 | Representative FICO | 766 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638860 | Investor: Qualifying Total Debt Ratio | 31.45 | 37.5223 | Verified | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
304638836 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304638843 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304638843 | Representative FICO | 774 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304638831 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304475042 | Representative FICO | 739 | 757 | Verified | Unable to verify due to missing information |
304490473 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304498283 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304552724 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304552724 | Original CLTV | 49.39 | 30.92975 | Verified | Tape Value is rounded and within less than 1% of actual calculated CLTV |
304492876 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304492876 | Investor: Qualifying Total Debt Ratio | 43.46 | 38.85092 | Verified | Matches approval. |
304492927 | Appraised Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
304492927 | Investor: Qualifying Total Debt Ratio | 32.23 | 49.69242 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304511698 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304634464 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304634464 | Investor: Qualifying Total Debt Ratio | 49.99 | 45.84306 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304498254 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304532361 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304493815 | Investor: Qualifying Total Debt Ratio | 36.75 | 31.79165 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304510770 | Investor: Qualifying Total Debt Ratio | 17.09 | 44.33065 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304498296 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304572269 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304572269 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304495181 | Original Interest Rate | 8.875 | 9.375 | Verified | Field Value reflects the Note value |
304495181 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304494145 | Representative FICO | 734 | 736 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304494145 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304637693 | Investor: Qualifying Total Debt Ratio | 26.77 | 41.70499 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304572074 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304494138 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
304494138 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494138 | Investor: Qualifying Total Debt Ratio | 40.59 | 43.63037 | Verified | Lender approved at 44% which is within 3%. |
304497417 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects Interest Rate per the Note rider |
304497417 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304496682 | Investor: Qualifying Total Debt Ratio | 35.07 | 27.33895 | Verified | Matches 1008. |
304632851 | Investor: Qualifying Total Debt Ratio | 4.53 | 29.89559 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304484902 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
304493958 | Original Interest Rate | 9.13 | 9.125 | Verified | Field Value reflects the Note value |
304493958 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304495145 | Investor: Qualifying Total Debt Ratio | 9.46 | 23.13492 | Verified | Matches 1008. |
304632692 | Property Type | Single Family Detached | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
304635469 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635072 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304485260 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304495180 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304632484 | Investor: Qualifying Total Debt Ratio | 47.44 | 43.0358 | Verified | Review DTI in line with 1008 approval at 41.81% |
304494277 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494277 | Investor: Qualifying Total Debt Ratio | 46.09 | 49.31179 | Verified | 1008 reflect total DTI of 49.32% |
304639995 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304639995 | Investor: Qualifying Total Debt Ratio | 27.8 | 45.5877 | Verified | Difference as the other insurance on the 1008 list $xxxx and the system shows $xxxx |
304498338 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635837 | Investor: Qualifying Total Debt Ratio | 29.59 | 43.12779 | Verified | matches approval. |
304497340 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304634542 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304638515 | Investor: Qualifying Total Debt Ratio | 46.74 | 37.90089 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304498515 | Original Interest Rate | 10.63 | 10.625 | Verified | Field Value reflects the Note value |
304640011 | Investor: Qualifying Total Debt Ratio | 45.13 | 39.01808 | Verified | 1008 reflect 39.46% DTI |
304643217 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304640010 | Investor: Qualifying Total Debt Ratio | 40.4 | 25.31422 | Verified | Lender used P&I on the first as $xxxx, actual amount is $xxxx. |
304635470 | Property Type | 2 Family | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
304642403 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304642551 | Representative FICO | 714 | 705 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304639739 | Investor: Qualifying Total Debt Ratio | 26.21 | 37.3691 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304636832 | Investor: Qualifying Total Debt Ratio | 32.35 | 37.34849 | Verified | 1008 reflect total DTI of 37.34% |
304637675 | Original Interest Rate | 9.63 | 9.625 | Verified | Field Value reflects the Note value |
304641654 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304641654 | Investor: Qualifying Total Debt Ratio | 43.52 | 39.77911 | Verified | All Income and Liabilities are updated per document |
304639785 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |