The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 363,854 2,390 SH SOLE 0 0 2,390
ABBOTT LABS COM 002824100 252,163 1,854 SH SOLE 0 0 1,854
ADOBE INC COM 00724F101 437,561 1,131 SH SOLE 0 0 1,131
ADVANCED MICRO DEVICES INC COM 007903107 566,181 3,990 SH SOLE 0 0 3,990
ALPHABET INC CAP STK CL C 02079K107 2,069,432 11,666 SH SOLE 0 0 11,666
ALPHABET INC CAP STK CL A 02079K305 2,440,381 13,848 SH SOLE 0 0 13,848
AMAZON COM INC COM 023135106 2,478,888 11,299 SH SOLE 0 0 11,299
AMERICAN EXPRESS CO COM 025816109 2,866,354 8,986 SH SOLE 0 0 8,986
AMGEN INC COM 031162100 247,938 888 SH SOLE 0 0 888
ANALOG DEVICES INC COM 032654105 292,527 1,229 SH SOLE 0 0 1,229
APPLE INC COM 037833100 5,787,106 31,695 SH SOLE 0 0 31,695
APPLIED MATLS INC COM 038222105 649,715 3,549 SH SOLE 0 0 3,549
AUTODESK INC COM 052769106 495,002 1,599 SH SOLE 0 0 1,599
BANK AMERICA CORP COM 060505104 954,918 20,180 SH SOLE 0 0 20,180
BECTON DICKINSON & CO COM 075887109 503,315 2,922 SH SOLE 0 0 2,922
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 913,248 1,880 SH SOLE 0 0 1,880
BLACKSTONE INC COM 09260D107 537,591 3,594 SH SOLE 0 0 3,594
BOOKING HOLDINGS INC COM 09857L108 625,238 108 SH SOLE 0 0 108
CATERPILLAR INC COM 149123101 647,922 1,669 SH SOLE 0 0 1,669
CISCO SYS INC COM 17275R102 1,540,774 22,208 SH SOLE 0 0 22,208
CME GROUP INC COM 12572Q105 748,033 2,714 SH SOLE 0 0 2,714
COLGATE PALMOLIVE CO COM 194162103 814,010 8,955 SH SOLE 0 0 8,955
COMCAST CORP NEW CL A 20030N101 248,795 6,971 SH SOLE 0 0 6,971
COSTCO WHSL CORP NEW COM 22160K105 662,270 669 SH SOLE 0 0 669
CSX CORP COM 126408103 537,775 16,481 SH SOLE 0 0 16,481
DANAHER CORPORATION COM 235851102 1,064,543 5,389 SH SOLE 0 0 5,389
DEERE & CO COM 244199105 799,855 1,573 SH SOLE 0 0 1,573
DISNEY WALT CO COM 254687106 1,883,352 15,187 SH SOLE 0 0 15,187
DUKE ENERGY CORP NEW COM NEW 26441C204 863,878 7,321 SH SOLE 0 0 7,321
EATON CORP PLC SHS G29183103 1,117,022 3,129 SH SOLE 0 0 3,129
ECOLAB INC COM 278865100 1,244,813 4,620 SH SOLE 0 0 4,620
ELECTRONIC ARTS INC COM 285512109 293,688 1,839 SH SOLE 0 0 1,839
ELI LILLY & CO COM 532457108 434,198 557 SH SOLE 0 0 557
EXXON MOBIL CORP COM 30231G102 1,522,567 14,124 SH SOLE 0 0 14,124
FEDEX CORP COM 31428X106 519,631 2,286 SH SOLE 0 0 2,286
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 230,203 7,042 SH SOLE 0 0 7,042
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,381,918 48,354 SH SOLE 0 0 48,354
FISERV INC COM 337738108 374,130 2,170 SH SOLE 0 0 2,170
GENERAL DYNAMICS CORP COM 369550108 1,304,012 4,471 SH SOLE 0 0 4,471
GILEAD SCIENCES INC COM 375558103 556,346 5,018 SH SOLE 0 0 5,018
GOLDMAN SACHS GROUP INC COM 38141G104 239,220 338 SH SOLE 0 0 338
HOME DEPOT INC COM 437076102 1,118,252 3,050 SH SOLE 0 0 3,050
HONEYWELL INTL INC COM 438516106 602,693 2,588 SH SOLE 0 0 2,588
IDEXX LABS INC COM 45168D104 751,949 1,402 SH SOLE 0 0 1,402
ILLINOIS TOOL WKS INC COM 452308109 241,316 976 SH SOLE 0 0 976
INTERNATIONAL BUSINESS MACHS COM 459200101 722,506 2,451 SH SOLE 0 0 2,451
INTUIT COM 461202103 511,960 650 SH SOLE 0 0 650
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,120,542 11,668 SH SOLE 0 0 11,668
ISHARES GOLD TR ISHARES NEW 464285204 8,366,405 134,163 SH SOLE 0 0 134,163
ISHARES INC CORE MSCI EMKT 46434G103 981,070 16,343 SH SOLE 0 0 16,343
ISHARES INC MSCI EMRG CHN 46434G764 2,015,997 31,929 SH SOLE 0 0 31,929
ISHARES INC ESG AWR MSCI EM 46434G863 231,025 5,898 SH SOLE 0 0 5,898
ISHARES TR RUS 1000 ETF 464287622 244,490 720 SH SOLE 0 0 720
ISHARES TR CORE MSCI EAFE 46432F842 3,076,989 36,859 SH SOLE 0 0 36,859
ISHARES TR CORE US AGGBD ET 464287226 2,673,638 26,952 SH SOLE 0 0 26,952
ISHARES TR NATIONAL MUN ETF 464288414 500,668 4,792 SH SOLE 0 0 4,792
ISHARES TR U.S. FINLS ETF 464287788 694,120 5,737 SH SOLE 0 0 5,737
ISHARES TR 3 7 YR TREAS BD 464288661 523,639 4,397 SH SOLE 0 0 4,397
ISHARES TR A RATE CP BD ETF 46429B291 996,124 20,822 SH SOLE 0 0 20,822
ISHARES TR HDG MSCI EAFE 46434V803 3,131,009 82,482 SH SOLE 0 0 82,482
ISHARES TR ISHS 1-5YR INVS 464288646 3,141,833 59,550 SH SOLE 0 0 59,550
ISHARES TR CORE S&P SCP ETF 464287804 6,261,333 57,291 SH SOLE 0 0 57,291
ISHARES TR MSCI EAFE ETF 464287465 293,110 3,279 SH SOLE 0 0 3,279
ISHARES TR RUSSELL 2000 ETF 464287655 655,476 3,038 SH SOLE 0 0 3,038
ISHARES TR CONV BD ETF 46435G102 254,533 2,825 SH SOLE 0 0 2,825
ISHARES TR TIPS BD ETF 464287176 845,988 7,688 SH SOLE 0 0 7,688
ISHARES TR BROAD USD HIGH 46435U853 227,161 6,056 SH SOLE 0 0 6,056
ISHARES TR ESG MSCI KLD 400 464288570 717,215 6,174 SH SOLE 0 0 6,174
ISHARES TR CORE INTL AGGR 46435G672 468,240 9,165 SH SOLE 0 0 9,165
ISHARES TR GNMA BOND ETF 46429B333 2,785,977 63,390 SH SOLE 0 0 63,390
ISHARES TR ESG AW MSCI EAFE 46435G516 460,529 5,162 SH SOLE 0 0 5,162
ISHARES TR ISHARES BIOTECH 464287556 852,677 6,740 SH SOLE 0 0 6,740
ISHARES TR ESG AWR MSCI USA 46435G425 951,159 7,030 SH SOLE 0 0 7,030
ISHARES TR MBS ETF 464288588 2,735,955 29,140 SH SOLE 0 0 29,140
ISHARES TR RUS MD CP GR ETF 464287481 201,086 1,450 SH SOLE 0 0 1,450
ISHARES TR TRS FLT RT BD 46434V860 509,792 10,065 SH SOLE 0 0 10,065
ISHARES TR FLTG RATE NT ETF 46429B655 2,044,831 40,079 SH SOLE 0 0 40,079
ISHARES TR ESG OPTIMIZED 464288802 1,583,464 12,493 SH SOLE 0 0 12,493
ISHARES TR ISHS 5-10YR INVT 464288638 1,856,570 34,839 SH SOLE 0 0 34,839
ISHARES TR CORE S&P MCP ETF 464287507 6,244,192 100,680 SH SOLE 0 0 100,680
ISHARES TR INTRM GOV CR ETF 464288612 1,215,911 11,386 SH SOLE 0 0 11,386
ISHARES TR CORE S&P500 ETF 464287200 15,085,533 24,296 SH SOLE 0 0 24,296
JOHNSON & JOHNSON COM 478160104 2,612,789 17,105 SH SOLE 0 0 17,105
JPMORGAN CHASE & CO. COM 46625H100 3,088,701 10,654 SH SOLE 0 0 10,654
LOWES COS INC COM 548661107 912,054 4,111 SH SOLE 0 0 4,111
MASTERCARD INCORPORATED CL A 57636Q104 971,594 1,729 SH SOLE 0 0 1,729
MCCORMICK & CO INC COM NON VTG 579780206 375,461 4,952 SH SOLE 0 0 4,952
MCDONALDS CORP COM 580135101 325,477 1,114 SH SOLE 0 0 1,114
MEDTRONIC PLC SHS G5960L103 1,035,057 11,874 SH SOLE 0 0 11,874
MERCK & CO INC COM 58933Y105 604,782 7,640 SH SOLE 0 0 7,640
META PLATFORMS INC CL A 30303M102 1,225,967 1,661 SH SOLE 0 0 1,661
MICROSOFT CORP COM 594918104 5,543,137 11,144 SH SOLE 0 0 11,144
NETFLIX INC COM 64110L106 1,447,600 1,081 SH SOLE 0 0 1,081
NEXTERA ENERGY INC COM 65339F101 1,502,665 21,646 SH SOLE 0 0 21,646
NIKE INC CL B 654106103 809,146 11,390 SH SOLE 0 0 11,390
NORFOLK SOUTHN CORP COM 655844108 466,377 1,822 SH SOLE 0 0 1,822
NOVO-NORDISK A S ADR 670100205 212,858 3,084 SH SOLE 0 0 3,084
NVIDIA CORPORATION COM 67066G104 3,759,846 23,798 SH SOLE 0 0 23,798
ORACLE CORP COM 68389X105 1,679,516 7,682 SH SOLE 0 0 7,682
PALO ALTO NETWORKS INC COM 697435105 326,810 1,597 SH SOLE 0 0 1,597
PAYPAL HLDGS INC COM 70450Y103 623,842 8,394 SH SOLE 0 0 8,394
PEPSICO INC COM 713448108 1,302,707 9,866 SH SOLE 0 0 9,866
PFIZER INC COM 717081103 361,006 14,893 SH SOLE 0 0 14,893
PROCTER AND GAMBLE CO COM 742718109 1,868,027 11,725 SH SOLE 0 0 11,725
ROLLINS INC COM 775711104 1,455,636 25,800 SH SOLE 0 0 25,800
RTX CORPORATION COM 75513E101 2,425,246 16,609 SH SOLE 0 0 16,609
SALESFORCE INC COM 79466L302 479,662 1,759 SH SOLE 0 0 1,759
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,258,144 215,145 SH SOLE 0 0 215,145
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 544,026 21,503 SH SOLE 0 0 21,503
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,608,402 58,128 SH SOLE 0 0 58,128
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,419,376 181,271 SH SOLE 0 0 181,271
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,544,609 155,584 SH SOLE 0 0 155,584
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 621,438 26,740 SH SOLE 0 0 26,740
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,063,492 39,861 SH SOLE 0 0 39,861
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 920,910 32,831 SH SOLE 0 0 32,831
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,086,626 87,563 SH SOLE 0 0 87,563
SCHWAB STRATEGIC TR US REIT ETF 808524847 672,359 31,775 SH SOLE 0 0 31,775
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 354,399 16,036 SH SOLE 0 0 16,036
SPDR GOLD TR GOLD SHS 78463V107 486,204 1,595 SH SOLE 0 0 1,595
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,078,318 19,549 SH SOLE 0 0 19,549
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359 348,991 4,222 SH SOLE 0 0 4,222
STARBUCKS CORP COM 855244109 867,370 9,466 SH SOLE 0 0 9,466
SYSCO CORP COM 871829107 521,015 6,879 SH SOLE 0 0 6,879
TEXAS INSTRS INC COM 882508104 1,134,020 5,462 SH SOLE 0 0 5,462
THERMO FISHER SCIENTIFIC INC COM 883556102 826,733 2,039 SH SOLE 0 0 2,039
TJX COS INC NEW COM 872540109 1,426,063 11,548 SH SOLE 0 0 11,548
TRANE TECHNOLOGIES PLC SHS G8994E103 539,764 1,234 SH SOLE 0 0 1,234
UBER TECHNOLOGIES INC COM 90353T100 353,420 3,788 SH SOLE 0 0 3,788
UNION PAC CORP COM 907818108 200,400 871 SH SOLE 0 0 871
UNITED PARCEL SERVICE INC CL B 911312106 741,202 7,343 SH SOLE 0 0 7,343
UNITEDHEALTH GROUP INC COM 91324P102 1,209,196 3,876 SH SOLE 0 0 3,876
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 398,189 701 SH SOLE 0 0 701
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 933,508 18,874 SH SOLE 0 0 18,874
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 346,064 4,353 SH SOLE 0 0 4,353
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,545,297 18,636 SH SOLE 0 0 18,636
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 10,458,842 51,101 SH SOLE 0 0 51,101
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,968,042 34,521 SH SOLE 0 0 34,521
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,775,823 13,321 SH SOLE 0 0 13,321
VANGUARD WORLD FD CONSUM STP ETF 92204A207 293,898 1,342 SH SOLE 0 0 1,342
VANGUARD WORLD FD INF TECH ETF 92204A702 474,245 715 SH SOLE 0 0 715
VANGUARD WORLD FD UTILITIES ETF 92204A876 2,252,797 12,763 SH SOLE 0 0 12,763
VANGUARD WORLD FD FINANCIALS ETF 92204A405 1,592,014 12,506 SH SOLE 0 0 12,506
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,367,360 5,506 SH SOLE 0 0 5,506
VANGUARD WORLD FD COMM SRVC ETF 92204A884 1,441,441 8,428 SH SOLE 0 0 8,428
VERIZON COMMUNICATIONS INC COM 92343V104 609,501 14,086 SH SOLE 0 0 14,086
VISA INC COM CL A 92826C839 1,353,096 3,811 SH SOLE 0 0 3,811
WALMART INC COM 931142103 458,393 4,688 SH SOLE 0 0 4,688