The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 355,091 1,913 SH SOLE 0 0 1,913
AMAZON COM INC COM 023135106 325,136 1,482 SH SOLE 0 0 1,482
AMERICAN EXPRESS CO COM 025816109 359,490 1,127 SH SOLE 0 0 1,127
APPLE INC COM 037833100 320,065 1,559 SH SOLE 0 0 1,559
BLACKSTONE SENI FLTN RAT 202 COM 09256U105 247,676 17,320 SH SOLE 0 0 17,320
BROADCOM INC COM 11135F101 525,113 1,905 SH SOLE 0 0 1,905
CISCO SYS INC COM 17275R102 304,370 4,387 SH SOLE 0 0 4,387
COREWEAVE INC COM CL A 21873S108 244,590 1,500 SH Call SOLE 0 0 0
COREWEAVE INC COM CL A 21873S108 3,162,782 19,400 SH Put SOLE 0 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 2,330,684 128,554 SH SOLE 0 0 128,554
ENTERPRISE PRODS PARTNERS L COM 293792107 1,490,062 48,051 SH SOLE 0 0 48,051
INTERNATIONAL BUSINESS MACHS COM 459200101 219,022 743 SH SOLE 0 0 743
INVESCO QQQ TR UNIT SER 1 46090E103 127,980 232 SH SOLE 0 0 232
INVESCO QQQ TR UNIT SER 1 46090E103 4,964,760 9,000 SH Put SOLE 0 0 0
ISHARES INC CORE MSCI EMKT 46434G103 278,899 4,646 SH SOLE 0 0 4,646
ISHARES INC MSCI EMRG CHN 46434G764 561,282 8,889 SH SOLE 0 0 8,889
ISHARES TR CORE MSCI EAFE 46432F842 381,354 4,568 SH SOLE 0 0 4,568
ISHARES TR CORE S&P MCP ETF 464287507 812,648 13,103 SH SOLE 0 0 13,103
ISHARES TR CORE S&P SCP ETF 464287804 7,629,498 69,809 SH SOLE 0 0 69,809
ISHARES TR CORE S&P500 ETF 464287200 1,423,103 2,292 SH SOLE 0 0 2,292
ISHARES TR CORE US AGGBD ET 464287226 611,866 6,168 SH SOLE 0 0 6,168
ISHARES TR IBOXX INV CP ETF 464287242 1,482,694 13,526 SH SOLE 0 0 13,526
ISHARES TR MSCI EAFE ETF 464287465 321,715 3,599 SH SOLE 0 0 3,599
ISHARES TR NATIONAL MUN ETF 464288414 576,521 5,518 SH SOLE 0 0 5,518
ISHARES TR RUSSELL 2000 ETF 464287655 829,065 3,842 SH SOLE 0 0 3,842
ISHARES TR SHRT NAT MUN ETF 464288158 205,768 1,935 SH SOLE 0 0 1,935
ISHARES TR SP SMCP600VL ETF 464287879 426,912 4,291 SH SOLE 0 0 4,291
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 245,389 5,090 SH SOLE 0 0 5,090
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,439,016 28,355 SH SOLE 0 0 28,355
JOHNSON & JOHNSON COM 478160104 280,602 1,837 SH SOLE 0 0 1,837
JPMORGAN CHASE & CO. COM 46625H100 422,689 1,458 SH SOLE 0 0 1,458
KINDER MORGAN INC DEL COM 49456B101 204,389 6,952 SH SOLE 0 0 6,952
META PLATFORMS INC CL A 30303M102 919,660 1,246 SH SOLE 0 0 1,246
MICROSOFT CORP COM 594918104 934,633 1,879 SH SOLE 0 0 1,879
NETFLIX INC COM 64110L106 482,087 360 SH SOLE 0 0 360
NUVEEN AMT FREE QLTY MUN INC COM 670657105 125,569 11,499 SH SOLE 0 0 11,499
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 253,432 31,600 SH SOLE 0 0 31,600
NUVEEN QUALITY MUNCP INCOME COM 67066V101 342,539 30,340 SH SOLE 0 0 30,340
NVIDIA CORPORATION COM 67066G104 1,472,314 9,319 SH SOLE 0 0 9,319
NVIDIA CORPORATION COM 67066G104 631,960 4,000 SH Call SOLE 0 0 40
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,285,856 148,681 SH SOLE 0 0 148,681
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 270,319 6,347 SH SOLE 0 0 6,347
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 353,775 13,350 SH SOLE 0 0 13,350
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 335,214 11,476 SH SOLE 0 0 11,476
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 604,590 21,850 SH SOLE 0 0 21,850
SELECT SECTOR SPDR TR ENERGY 81369Y506 240,891 2,816 SH SOLE 0 0 2,816
SELECT SECTOR SPDR TR ENERGY 81369Y506 84,810 1,000 SH Put SOLE 0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,346,810 16,480 SH SOLE 0 0 16,480
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 794,616 19,625 SH SOLE 0 0 19,625
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,979,934 139,914 SH SOLE 0 0 139,914
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,229,203 3,608 SH SOLE 0 0 3,608
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 694,410 7,138 SH SOLE 0 0 7,138
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 214,802 7,115 SH SOLE 0 0 7,115
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 4,709,761 49,410 SH SOLE 0 0 49,410
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 7,439,869 142,144 SH SOLE 0 0 142,144
TEXAS INSTRS INC COM 882508104 278,211 1,340 SH SOLE 0 0 1,340
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,568,613 46,141 SH SOLE 0 0 46,141
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,501,925 82,616 SH SOLE 0 0 82,616
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,141,255 23,050 SH SOLE 0 0 23,050
VANGUARD INDEX FDS GROWTH ETF 922908736 13,758,694 31,383 SH SOLE 0 0 31,383
VANGUARD INDEX FDS MID CAP ETF 922908629 8,743,288 31,244 SH SOLE 0 0 31,244
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 649,960 7,297 SH SOLE 0 0 7,297
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 424,886 748 SH SOLE 0 0 748
VANGUARD INDEX FDS SM CP VAL ETF 922908611 348,678 1,788 SH SOLE 0 0 1,788
VANGUARD INDEX FDS VALUE ETF 922908744 3,487,401 19,731 SH SOLE 0 0 19,731
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 407,996 8,249 SH SOLE 0 0 8,249
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,475,732 18,421 SH SOLE 0 0 18,421
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 318,343 6,897 SH SOLE 0 0 6,897
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 221,130 3,762 SH SOLE 0 0 3,762
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 283,263 1,384 SH SOLE 0 0 1,384
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,946,036 51,675 SH SOLE 0 0 51,675
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 939,702 7,049 SH SOLE 0 0 7,049
VANGUARD WORLD FD ENERGY ETF 92204A306 2,828,559 23,745 SH SOLE 0 0 23,745
VANGUARD WORLD FD INF TECH ETF 92204A702 318,374 480 SH SOLE 0 0 480
WELLS FARGO CO NEW COM 949746101 235,553 2,940 SH SOLE 0 0 2,940