The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103 154,947 11,294 SH SOLE 0 0 11,294
SPOTIFY TECHNOLOGY S A SHS L8681T102 593,166 773 SH SOLE 0 0 773
ALPHABET INC CAP STK CL C 02079K107 1,379,411 7,776 SH SOLE 0 0 7,776
AMAZON COM INC COM 023135106 3,030,075 13,811 SH SOLE 0 0 13,811
APPLE INC COM 037833100 1,271,726 6,198 SH SOLE 0 0 6,198
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,457,600 2 SH SOLE 0 0 2
CLOUDFLARE INC CL A COM 18915M107 274,737 1,403 SH SOLE 0 0 1,403
CROWDSTRIKE HLDGS INC CL A 22788C105 328,620 645 SH SOLE 0 0 645
DATADOG INC CL A COM 23804L103 413,981 3,082 SH SOLE 0 0 3,082
DISNEY WALT CO COM 254687106 420,343 3,390 SH SOLE 0 0 3,390
DRAFTKINGS INC NEW COM CL A 26142V105 313,437 7,308 SH SOLE 0 0 7,308
META PLATFORMS INC CL A 30303M102 1,201,222 1,627 SH SOLE 0 0 1,627
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 446,869 4,462 SH SOLE 0 0 4,462
HIMS & HERS HEALTH INC COM CL A 433000106 746,617 14,977 SH SOLE 0 0 14,977
ISHARES TR CORE S&P TTL STK 464287150 944,200 6,992 SH SOLE 0 0 6,992
ISHARES TR CORE S&P500 ETF 464287200 600,401 967 SH SOLE 0 0 967
ISHARES TR CORE US AGGBD ET 464287226 3,733,184 37,633 SH SOLE 0 0 37,633
ISHARES TR ISHS 1-5YR INVS 464288646 889,164 16,853 SH SOLE 0 0 16,853
ISHARES TR US TREAS BD ETF 46429B267 3,926,478 170,865 SH SOLE 0 0 170,865
ISHARES TR CORE MSCI EAFE 46432F842 503,185 6,028 SH SOLE 0 0 6,028
ISHARES INC CORE MSCI EMKT 46434G103 496,361 8,269 SH SOLE 0 0 8,269
ISHARES TR CORE INTL AGGR 46435G672 2,379,110 46,567 SH SOLE 0 0 46,567
ISHARES TR 0-3 MNTH TREASRY 46436E718 12,770,211 126,827 SH SOLE 0 0 126,827
JPMORGAN CHASE & CO. COM 46625H100 1,042,250 3,595 SH SOLE 0 0 3,595
KKR & CO INC COM 48251W104 207,849 1,562 SH SOLE 0 0 1,562
ELI LILLY & CO COM 532457108 222,166 285 SH SOLE 0 0 285
MASTERCARD INCORPORATED CL A 57636Q104 402,911 717 SH SOLE 0 0 717
MICROSOFT CORP COM 594918104 2,682,932 5,394 SH SOLE 0 0 5,394
MID-AMER APT CMNTYS INC COM 59522J103 232,919 1,574 SH SOLE 0 0 1,574
NETFLIX INC COM 64110L106 1,042,789 779 SH SOLE 0 0 779
NEXTERA ENERGY INC COM 65339F101 325,474 4,688 SH SOLE 0 0 4,688
NVIDIA CORPORATION COM 67066G104 2,806,084 17,761 SH SOLE 0 0 17,761
OPENDOOR TECHNOLOGIES INC COM 683712103 33,972 63,737 SH SOLE 0 0 63,737
PALANTIR TECHNOLOGIES INC CL A 69608A108 351,855 2,581 SH SOLE 0 0 2,581
ROBLOX CORP CL A 771049103 893,630 8,495 SH SOLE 0 0 8,495
ROKU INC COM CL A 77543R102 358,945 4,084 SH SOLE 0 0 4,084
SPDR S&P 500 ETF TR TR UNIT 78462F103 381,687 618 SH SOLE 0 0 618
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 203,366 359 SH SOLE 0 0 359
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 721,548 7,866 SH SOLE 0 0 7,866
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 20,544,559 862,130 SH SOLE 0 0 862,130
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,357,880 111,409 SH SOLE 0 0 111,409
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 555,194 22,378 SH SOLE 0 0 22,378
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,549,566 296,360 SH SOLE 0 0 296,360
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,117,624 177,178 SH SOLE 0 0 177,178
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 331,260 13,587 SH SOLE 0 0 13,587
SEA LTD SPONSORD ADS 81141R100 482,903 3,019 SH SOLE 0 0 3,019
SHIFT4 PMTS INC CL A 82452J109 263,933 2,663 SH SOLE 0 0 2,663
SHOPIFY INC CL A SUB VTG SHS 82509L107 252,538 2,189 SH SOLE 0 0 2,189
BLOCK INC CL A 852234103 337,489 4,968 SH SOLE 0 0 4,968
TESLA INC COM 88160R101 4,374,819 13,772 SH SOLE 0 0 13,772
TOAST INC CL A 888787108 349,640 7,894 SH SOLE 0 0 7,894
TWILIO INC CL A 90138F102 207,902 1,672 SH SOLE 0 0 1,672
UNITEDHEALTH GROUP INC COM 91324P102 295,016 946 SH SOLE 0 0 946
VANGUARD STAR FDS VG TL INTL STK F 921909768 927,741 13,428 SH SOLE 0 0 13,428
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,334,130 72,445 SH SOLE 0 0 72,445
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,445,271 77,974 SH SOLE 0 0 77,974
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 979,543 19,785 SH SOLE 0 0 19,785
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,613,678 133,718 SH SOLE 0 0 133,718
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 644,850 10,971 SH SOLE 0 0 10,971
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,856,368 23,351 SH SOLE 0 0 23,351
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,252,882 2,206 SH SOLE 0 0 2,206
VANGUARD INDEX FDS GROWTH ETF 922908736 368,256 840 SH SOLE 0 0 840
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,615,562 41,508 SH SOLE 0 0 41,508
VISA INC COM CL A 92826C839 213,945 603 SH SOLE 0 0 603
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 21,052,119 418,448 SH SOLE 0 0 418,448