The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 235,427 8,244 SH SOLE 0 0 8,244
AT&T INC COM 00206R102 263,725 2,947 SH SOLE 0 0 2,947
CHEVRON CORP NEW COM 166764100 300,948 2,454 SH SOLE 0 0 2,454
EXXON MOBIL CORP COM 30231G102 233,730 1,793 SH SOLE 0 0 1,793
ISHARES GOLD TR ISHARES NEW 464285204 832,044 8,505 SH SOLE 0 0 8,505
ISHARES INC CORE MSCI EMKT 46434G103 20,250,007 337,319 SH SOLE 0 0 337,319
ISHARES INC JP MORGAN EM ETF 464286517 11,016,554 61,991 SH SOLE 0 0 61,991
ISHARES TR 0-3 MNTH TREASRY 46436E718 15,541,566 154,346 SH SOLE 0 0 154,346
ISHARES TR 0-5 YR TIPS ETF 46429B747 7,949,402 77,250 SH SOLE 0 0 77,250
ISHARES TR A RATE CP BD ETF 46429B291 8,078,192 168,866 SH SOLE 0 0 168,866
ISHARES TR CORE 1 5 YR USD 46432F859 6,939,517 142,614 SH SOLE 0 0 142,614
ISHARES TR CORE HIGH DV ETF 46429B663 373,411 6,541 SH SOLE 0 0 6,541
ISHARES TR CORE MSCI EAFE 46432F842 35,404,152 424,089 SH SOLE 0 0 424,089
ISHARES TR CORE MSCI TOTAL 46432F834 240,103 3,094 SH SOLE 0 0 3,094
ISHARES TR CORE S&P MCP ETF 464287507 7,313,727 117,912 SH SOLE 0 0 117,912
ISHARES TR CORE S&P SCP ETF 464287804 3,830,306 42,941 SH SOLE 0 0 42,941
ISHARES TR CORE S&P TTL STK 464287150 202,798 1,421 SH SOLE 0 0 1,421
ISHARES TR CORE S&P500 ETF 464287200 24,818,503 40,031 SH SOLE 0 0 40,031
ISHARES TR CORE US AGGBD ET 464287226 3,079,570 31,048 SH SOLE 0 0 31,048
ISHARES TR ESG AW MSCI EAFE 46435G516 341,075 3,288 SH SOLE 0 0 3,288
ISHARES TR IBOXX HI YD ETF 464288513 4,158,046 38,067 SH SOLE 0 0 38,067
ISHARES TR MSCI EAFE ETF 464287465 3,786,727 46,967 SH SOLE 0 0 46,967
ISHARES TR RUSSELL 2000 ETF 464287655 1,830,748 8,493 SH SOLE 0 0 8,493
ISHARES TR S&P 500 GRWT ETF 464287309 1,662,088 6,079 SH SOLE 0 0 6,079
ISHARES TR S&P 500 VAL ETF 464287408 5,313,778 27,213 SH SOLE 0 0 27,213
ISHARES TR SELECT DIVID ETF 464287168 278,268 2,494 SH SOLE 0 0 2,494
ISHARES TR TIPS BD ETF 464287176 5,696,558 51,757 SH SOLE 0 0 51,757
ISHARES TR U.S. REAL ES ETF 464287739 1,103,276 10,043 SH SOLE 0 0 10,043
ISHARES TR U.S. TECH ETF 464287721 403,231 2,327 SH SOLE 0 0 2,327
MICROSOFT CORP COM 594918104 379,884 560 SH SOLE 0 0 560
NVIDIA CORPORATION COM 67066G104 406,388 849 SH SOLE 0 0 849
OREILLY AUTOMOTIVE INC COM 67103H107 626,133 10,038 SH SOLE 0 0 10,038
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 6,697,470 123,462 SH SOLE 0 0 123,462
VANGUARD INDEX FDS VALUE ETF 922908744 10,813,600 267,698 SH SOLE 0 0 267,698
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 346,193 3,840 SH SOLE 0 0 3,840
WALMART INC COM 931142103 849,331 8,955 SH SOLE 0 0 8,955
WEC ENERGY GROUP INC COM 92939U106 491,332 3,110 SH SOLE 0 0 3,110