The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 218,714 1,178 SH SOLE 0 0 1,178
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 210,419 704 SH SOLE 0 0 704
AGNICO EAGLE MINES LTD COM 008474108 713,580 6,000 SH SOLE 0 0 6,000
ALPHABET INC CAP STK CL A 02079K305 1,311,078 7,440 SH SOLE 0 0 7,440
ALPHABET INC CAP STK CL C 02079K107 704,518 3,972 SH SOLE 0 0 3,972
AMAZON COM INC COM 023135106 5,536,087 25,234 SH SOLE 0 0 25,234
APPLE INC COM 037833100 21,377,416 104,194 SH SOLE 0 0 104,194
APPLOVIN CORP COM CL A 03831W108 3,595,672 10,271 SH SOLE 0 0 10,271
ASTERA LABS INC COM 04626A103 949,953 10,506 SH SOLE 0 0 10,506
AT&T INC COM 00206R102 212,957 7,359 SH SOLE 0 0 7,359
BANK AMERICA CORP COM 060505104 244,313 5,163 SH SOLE 0 0 5,163
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,465,684 9,193 SH SOLE 0 0 9,193
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 442,493 9,099 SH SOLE 0 0 9,099
BLACKSTONE INC COM 09260D107 470,467 3,145 SH SOLE 0 0 3,145
BOEING CO COM 097023105 330,010 1,575 SH SOLE 0 0 1,575
BOOKING HOLDINGS INC COM 09857L108 283,673 49 SH SOLE 0 0 49
BOSTON SCIENTIFIC CORP COM 101137107 374,539 3,487 SH SOLE 0 0 3,487
BROADCOM INC COM 11135F101 1,491,369 5,410 SH SOLE 0 0 5,410
CISCO SYS INC COM 17275R102 273,116 3,937 SH SOLE 0 0 3,937
COCA COLA CO COM 191216100 308,209 4,356 SH SOLE 0 0 4,356
COMPUGEN LTD ORD M25722105 18,236 10,245 SH SOLE 0 0 10,245
CORMEDIX INC COM 21900C308 197,120 16,000 SH SOLE 0 0 16,000
COSTCO WHSL CORP NEW COM 22160K105 469,725 474 SH SOLE 0 0 474
DISNEY WALT CO COM 254687106 358,307 2,889 SH SOLE 0 0 2,889
EATON CORP PLC SHS G29183103 1,073,469 3,007 SH SOLE 0 0 3,007
ELI LILLY & CO COM 532457108 349,229 448 SH SOLE 0 0 448
ESSENTIAL UTILS INC COM 29670G102 289,563 7,797 SH SOLE 0 0 7,797
EXXON MOBIL CORP COM 30231G102 547,079 5,075 SH SOLE 0 0 5,075
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,391,536 27,931 SH SOLE 0 0 27,931
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 2,191,688 46,931 SH SOLE 0 0 46,931
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 324,514 16,145 SH SOLE 0 0 16,145
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 10,734,992 171,103 SH SOLE 0 0 171,103
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 928,803 10,219 SH SOLE 0 0 10,219
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 216,309 4,405 SH SOLE 0 0 4,405
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 378,102 11,890 SH SOLE 0 0 11,890
FIRST TR EXCHNG TRADED FD VI SKYBRIDGE CRYPTO 33740F540 464,200 20,000 SH SOLE 0 0 20,000
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 784,458 17,873 SH SOLE 0 0 17,873
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888 6,183,030 248,414 SH SOLE 0 0 248,414
FISERV INC COM 337738108 205,858 1,194 SH SOLE 0 0 1,194
GLOBAL X FDS US INFR DEV ETF 37954Y673 337,255 7,739 SH SOLE 0 0 7,739
HOME DEPOT INC COM 437076102 887,258 2,420 SH SOLE 0 0 2,420
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 626,511 14,822 SH SOLE 0 0 14,822
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 1,616,573 39,749 SH SOLE 0 0 39,749
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 938,533 5,164 SH SOLE 0 0 5,164
INVESCO QQQ TR UNIT SER 1 46090E103 4,247,083 7,699 SH SOLE 0 0 7,699
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 463,727 7,576 SH SOLE 0 0 7,576
ISHARES INC MSCI EQUAL WEITE 464286681 1,422,319 14,349 SH SOLE 0 0 14,349
ISHARES INC MSCI GBL MIN VOL 464286525 4,158,787 35,075 SH SOLE 0 0 35,075
ISHARES TR CORE DIV GRWTH 46434V621 2,520,102 39,414 SH SOLE 0 0 39,414
ISHARES TR CORE HIGH DV ETF 46429B663 2,688,011 22,941 SH SOLE 0 0 22,941
ISHARES TR CORE MSCI EAFE 46432F842 379,516 4,546 SH SOLE 0 0 4,546
ISHARES TR CORE MSCI TOTAL 46432F834 1,177,827 15,235 SH SOLE 0 0 15,235
ISHARES TR CORE S&P MCP ETF 464287507 259,564 4,185 SH SOLE 0 0 4,185
ISHARES TR CORE S&P TTL STK 464287150 4,286,579 31,743 SH SOLE 0 0 31,743
ISHARES TR CORE S&P US GWT 464287671 1,584,779 10,537 SH SOLE 0 0 10,537
ISHARES TR CORE S&P500 ETF 464287200 5,403,524 8,703 SH SOLE 0 0 8,703
ISHARES TR CORE US AGGBD ET 464287226 491,433 4,954 SH SOLE 0 0 4,954
ISHARES TR ISHARES SEMICDTR 464287523 713,106 2,987 SH SOLE 0 0 2,987
ISHARES TR MSCI ACWI ETF 464288257 224,407 1,745 SH SOLE 0 0 1,745
ISHARES TR MSCI USA MMENTM 46432F396 884,078 3,679 SH SOLE 0 0 3,679
ISHARES TR MSCI USA QLT FCT 46432F339 10,744,411 58,770 SH SOLE 0 0 58,770
ISHARES TR U S EQUITY FACTR 46434V282 1,666,846 25,992 SH SOLE 0 0 25,992
JOHNSON & JOHNSON COM 478160104 1,357,004 8,884 SH SOLE 0 0 8,884
JPMORGAN CHASE & CO. COM 46625H100 1,222,952 4,218 SH SOLE 0 0 4,218
LINCOLN NATL CORP IND COM 534187109 313,684 9,066 SH SOLE 0 0 9,066
LINDE PLC SHS G54950103 213,946 456 SH SOLE 0 0 456
MASTERCARD INCORPORATED CL A 57636Q104 404,597 720 SH SOLE 0 0 720
META PLATFORMS INC CL A 30303M102 1,501,653 2,035 SH SOLE 0 0 2,035
MICROSOFT CORP COM 594918104 10,438,951 20,987 SH SOLE 0 0 20,987
NETFLIX INC COM 64110L106 399,061 298 SH SOLE 0 0 298
NEXTERA ENERGY INC COM 65339F101 260,907 3,758 SH SOLE 0 0 3,758
NVIDIA CORPORATION COM 67066G104 7,167,689 45,368 SH SOLE 0 0 45,368
ORACLE CORP COM 68389X105 530,532 2,427 SH SOLE 0 0 2,427
PACER FDS TR TRENDP US LAR CP 69374H105 210,706 4,151 SH SOLE 0 0 4,151
PACER FDS TR US CASH COWS 100 69374H881 493,337 8,953 SH SOLE 0 0 8,953
PACER FDS TR US LRG CP CASH 69374H360 208,321 5,933 SH SOLE 0 0 5,933
PALANTIR TECHNOLOGIES INC CL A 69608A108 253,828 1,862 SH SOLE 0 0 1,862
PALO ALTO NETWORKS INC COM 697435105 2,554,930 12,485 SH SOLE 0 0 12,485
PEPSICO INC COM 713448108 281,043 2,128 SH SOLE 0 0 2,128
PHILIP MORRIS INTL INC COM 718172109 341,358 1,874 SH SOLE 0 0 1,874
PIMCO ETF TR MULTISECTOR BD 72201R585 1,278,299 48,165 SH SOLE 0 0 48,165
PROCTER AND GAMBLE CO COM 742718109 507,833 3,188 SH SOLE 0 0 3,188
QUALCOMM INC COM 747525103 218,941 1,375 SH SOLE 0 0 1,375
S&P GLOBAL INC COM 78409V104 1,218,451 2,311 SH SOLE 0 0 2,311
SALESFORCE INC COM 79466L302 350,195 1,284 SH SOLE 0 0 1,284
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 1,018,832 42,487 SH SOLE 0 0 42,487
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,932,958 1,088,248 SH SOLE 0 0 1,088,248
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,852,678 485,007 SH SOLE 0 0 485,007
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,697,684 9,222 SH SOLE 0 0 9,222
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 571,310 7,629 SH SOLE 0 0 7,629
TESLA INC COM 88160R101 957,745 3,015 SH SOLE 0 0 3,015
UNITEDHEALTH GROUP INC COM 91324P102 242,300 777 SH SOLE 0 0 777
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 219,200 786 SH SOLE 0 0 786
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 387,372 7,768 SH SOLE 0 0 7,768
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,408,762 7,310 SH SOLE 0 0 7,310
VANGUARD INDEX FDS GROWTH ETF 922908736 7,091,176 16,175 SH SOLE 0 0 16,175
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,398,093 4,900 SH SOLE 0 0 4,900
VANGUARD INDEX FDS MID CAP ETF 922908629 265,151 948 SH SOLE 0 0 948
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,193,252 12,664 SH SOLE 0 0 12,664
VANGUARD INDEX FDS TOTAL STK MKT 922908769 81,644,064 268,628 SH SOLE 0 0 268,628
VANGUARD INDEX FDS VALUE ETF 922908744 564,349 3,193 SH SOLE 0 0 3,193
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 684,687 10,186 SH SOLE 0 0 10,186
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 633,766 8,146 SH SOLE 0 0 8,146
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,708,296 34,842 SH SOLE 0 0 34,842
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,946,127 19,280 SH SOLE 0 0 19,280
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,410,698 92,788 SH SOLE 0 0 92,788
VANGUARD WELLINGTON FD US MOMENTUM 921935508 312,951 1,814 SH SOLE 0 0 1,814
VANGUARD WELLINGTON FD US QUALITY 921935706 611,892 4,258 SH SOLE 0 0 4,258
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 28,186,833 211,438 SH SOLE 0 0 211,438
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,014,489 12,664 SH SOLE 0 0 12,664
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 296,611 1,194 SH SOLE 0 0 1,194
VANGUARD WORLD FD INF TECH ETF 92204A702 530,895 800 SH SOLE 0 0 800
VANGUARD WORLD FD MEGA GRWTH IND 921910816 359,183 981 SH SOLE 0 0 981
VERIZON COMMUNICATIONS INC COM 92343V104 241,835 5,589 SH SOLE 0 0 5,589
VISA INC COM CL A 92826C839 410,438 1,156 SH SOLE 0 0 1,156
VULCAN MATLS CO COM 929160109 867,725 3,327 SH SOLE 0 0 3,327
WALMART INC COM 931142103 471,397 4,821 SH SOLE 0 0 4,821
WISDOMTREE TR US HIGH DIVIDEND 97717W208 491,180 5,118 SH SOLE 0 0 5,118
YUM BRANDS INC COM 988498101 209,556 1,414 SH SOLE 0 0 1,414