The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 244,802 1,608 SH SOLE 1,608 0 0
ABBOTT LABS Equities 002824100 1,650,345 12,134 SH SOLE 12,134 0 0
ABBVIE INC Equities 00287Y109 387,389 2,087 SH SOLE 2,087 0 0
ACCENTURE PLC Equities G1151C101 347,310 1,162 SH SOLE 1,162 0 0
ADOBE SYS INC Equities 00724F101 82,019 212 SH DFND 212 0 0
ADOBE SYS INC Equities 00724F101 7,611,477 19,674 SH SOLE 19,674 0 0
ADV MICRO DEVICES Equities 007903107 204,762 1,443 SH SOLE 1,443 0 0
AECOM TECHNOLOGY Equities 00766T100 7,501,578 66,468 SH SOLE 66,468 0 0
AIR PRODUCTS & CHEM Equities 009158106 243,136 862 SH SOLE 862 0 0
ALLSTATE CORP Equities 020002101 663,316 3,295 SH SOLE 3,295 0 0
ALPHABE CL C Equities 02079K107 945,843 5,332 SH SOLE 5,332 0 0
ALPHABET CL A Equities 02079K305 155,082 880 SH DFND 880 0 0
ALPHABET CL A Equities 02079K305 16,851,994 95,625 SH SOLE 95,625 0 0
AMAZON COM INC Equities 023135106 15,570,766 70,973 SH SOLE 70,973 0 0
AMER EUROPACIFIC GRW Mutual Funds 298706110 326,618 5,373 SH SOLE 5,373 0 0
AMEREN CORP Equities 023608102 996,223 10,373 SH SOLE 10,373 0 0
AMERICAN ELEC POWER Equities 025537101 300,904 2,900 SH SOLE 2,900 0 0
AMERICAN EXPRESS CO Equities 025816109 826,477 2,591 SH SOLE 2,591 0 0
AMGEN INC Equities 031162100 6,852,930 24,544 SH SOLE 24,544 0 0
APOLLO GLOBAL MGMT Equities 03769M106 1,219,231 8,594 SH SOLE 8,594 0 0
APPLE INC Equities 037833100 221,584 1,080 SH DFND 1,080 0 0
APPLE INC Equities 037833100 18,868,254 91,964 SH SOLE 91,964 0 0
APPLIED MATERIALS Equities 038222105 1,369,181 7,479 SH SOLE 7,479 0 0
AT&T INC Equities 00206R102 174,508 6,030 SH DFND 6,030 0 0
AT&T INC Equities 00206R102 263,846 9,117 SH SOLE 9,117 0 0
AUTO DATA PROCESS Equities 053015103 226,057 733 SH SOLE 733 0 0
AUTOZONE INC Equities 053332102 913,209 246 SH SOLE 246 0 0
BANKAMERICA CORP NEW Equities 060505104 252,500 5,336 SH SOLE 5,336 0 0
BERKSHIRE HATHAWAY Equities 084670702 401,732 827 SH SOLE 827 0 0
BLACKROCK INC Equities 09290D101 867,730 827 SH SOLE 827 0 0
BOSTON SCIENTIFIC Equities 101137107 1,155,624 10,759 SH SOLE 10,759 0 0
BROADCOM INC Equities 11135F101 4,166,450 15,115 SH SOLE 15,115 0 0
CATERPILLAR INC Equities 149123101 8,026,242 20,675 SH SOLE 20,675 0 0
CBOE GLOBAL MARKETS Equities 12503M108 1,581,863 6,783 SH SOLE 6,783 0 0
CHARLES SCHWAB CORP Equities 808513105 3,402,431 37,291 SH SOLE 37,291 0 0
CHEVRON CORP Equities 166764100 807,305 5,638 SH SOLE 5,638 0 0
CHUBB LTD Equities H1467J104 3,621,500 12,500 SH SOLE 12,500 0 0
CINTAS CORP Equities 172908105 246,717 1,107 SH SOLE 1,107 0 0
CISCO SYSTEMS INC Equities 17275R102 1,977,677 28,505 SH SOLE 28,505 0 0
COCA COLA CO Equities 191216100 28,300 400 SH DFND 400 0 0
COCA COLA CO Equities 191216100 1,155,348 16,330 SH SOLE 16,330 0 0
COLGATE PALMOLIVE CO Equities 194162103 262,337 2,886 SH SOLE 2,886 0 0
COMCAST CORP NEW A Equities 20030N101 1,662,583 46,584 SH SOLE 46,584 0 0
COMMUNITY TRUST BANK Equities 204149108 358,745 6,779 SH SOLE 6,779 0 0
CORNING INCORPORATED Equities 219350105 539,416 10,257 SH SOLE 10,257 0 0
COSTCO WHOLESALE Equities 22160K105 14,074,967 14,218 SH SOLE 14,218 0 0
D R HORTON INC Equities 23331A109 3,038,000 23,565 SH SOLE 23,565 0 0
DANAHER CORPORATION Equities 235851102 261,148 1,322 SH SOLE 1,322 0 0
DEERE & CO Equities 244199105 2,903,986 5,711 SH SOLE 5,711 0 0
DICKS SPORTING GOODS Equities 253393102 5,313,374 26,861 SH SOLE 26,861 0 0
DISNEY(WALT) COMPANY Equities 254687106 37,203 300 SH DFND 300 0 0
DISNEY(WALT) COMPANY Equities 254687106 1,734,404 13,986 SH SOLE 13,986 0 0
DUKE ENERGY CORP NEW Equities 26441C204 235,882 1,999 SH DFND 1,999 0 0
DUKE ENERGY CORP NEW Equities 26441C204 108,914 923 SH SOLE 923 0 0
DUPONT DE NEMOURS Equities 26614N102 60,702 885 SH DFND 885 0 0
DUPONT DE NEMOURS Equities 26614N102 1,005,804 14,664 SH SOLE 14,664 0 0
DUPREE NORTH CAROLINA TAX FREE Mutual Funds 266155704 1,497,737 143,324 SH SOLE 143,324 0 0
EATON CORP PLC Equities G29183103 311,295 872 SH SOLE 872 0 0
ELI LILLY & CO Equities 532457108 1,713,407 2,198 SH SOLE 2,198 0 0
EOG RES INC Equities 26875P101 868,129 7,258 SH SOLE 7,258 0 0
EQT CORP Equities 26884L109 1,637,334 28,075 SH SOLE 28,075 0 0
ETF I -SHARES TRUST Equities 464287465 9,407,761 105,244 SH SOLE 104,697 547 0
ETF ISHARES INC MSCI Equities 46434G764 10,809,315 171,196 SH SOLE 171,196 0 0
EXPEDIA GROUP, INC Equities 30212P303 1,299,679 7,705 SH SOLE 7,705 0 0
EXXON MOBIL CORP Equities 30231G102 100,901 936 SH DFND 936 0 0
EXXON MOBIL CORP Equities 30231G102 705,443 6,544 SH SOLE 6,544 0 0
FED INTER MUNI TR Mutual Funds 458810108 186,512 19,489 SH SOLE 19,489 0 0
FED ULTRASHORT BD CL Mutual Funds 31428Q747 307,541 33,104 SH SOLE 33,104 0 0
FID 500 INDEX FD Mutual Funds 315911750 775,794 3,590 SH SOLE 3,590 0 0
FID CONTRAFUND Mutual Funds 316071109 1,002,168 42,956 SH SOLE 42,956 0 0
FIFTH THIRD BANCORP Equities 316773100 289,062 7,028 SH SOLE 7,028 0 0
FISERV INC USD 0.01 Equities 337738108 715,329 4,149 SH SOLE 4,149 0 0
FRANKLIN DYNAMIC ETF Mutual Funds 35473P868 17,999,246 741,931 SH SOLE 741,931 0 0
GE AEROSPACE Equities 369604301 267,171 1,038 SH DFND 1,038 0 0
GE AEROSPACE Equities 369604301 519,670 2,019 SH SOLE 2,019 0 0
GE VERNOVA INC Equities 36828A101 220,126 416 SH SOLE 416 0 0
GILEAD SCIENCES INC Equities 375558103 759,681 6,852 SH SOLE 6,852 0 0
HERSHEY COMPANY Equities 427866108 2,448,592 14,755 SH SOLE 14,755 0 0
HOME DEPOT INC Equities 437076102 164,988 450 SH DFND 450 0 0
HOME DEPOT INC Equities 437076102 2,177,842 5,940 SH SOLE 5,940 0 0
HONEYWELL INTL INC Equities 438516106 1,653,215 7,099 SH SOLE 7,099 0 0
HUMANA INC Equities 444859102 684,300 2,799 SH SOLE 2,799 0 0
I SHS RUSSELL2000 Equities 464287655 6,896,648 31,960 SH SOLE 31,960 0 0
ILLINOIS TOOL WORKS Equities 452308109 360,738 1,459 SH SOLE 1,459 0 0
INTERCONTINENTAL EXC Equities 45866F104 675,903 3,684 SH SOLE 3,684 0 0
INTL BUSINESS MACHS Equities 459200101 578,358 1,962 SH SOLE 1,962 0 0
INTUIT INC Equities 461202103 8,226,008 10,444 SH SOLE 10,444 0 0
INTUITIVE SURGICAL Equities 46120E602 9,119,507 16,782 SH SOLE 16,782 0 0
ISHARES EMERGING MKT Equities 464287234 2,983,451 61,846 SH SOLE 61,166 680 0
ISHARES EMRG MKT Equities 464288281 2,429,886 26,235 SH SOLE 26,235 0 0
ISHARES RUSSELL MID Equities 464287499 713,043 7,753 SH SOLE 7,753 0 0
ISHARES S&P SMALLCAP Equities 464287804 912,899 8,353 SH DFND 8,353 0 0
ISHARES S&P SMALLCAP Equities 464287804 1,623,503 14,855 SH SOLE 14,855 0 0
ISHARES SMALL CAP Equities 464287887 316,901 2,382 SH SOLE 2,382 0 0
ISHARES TR MBS ETF Equities 464288588 419,219 4,465 SH SOLE 4,465 0 0
ISHARES TR S&P MIDCP Equities 464287507 671,925 10,834 SH DFND 10,834 0 0
ISHARES TR S&P MIDCP Equities 464287507 3,380,834 54,512 SH SOLE 54,512 0 0
ISHRS CMBS Equities 46429B366 8,901,436 182,706 SH SOLE 182,706 0 0
ISHS 500 INDEX FD US Equities 464287200 3,330,508 5,364 SH SOLE 5,364 0 0
ISHS BCLYS SH TR BD Equities 464288679 2,190,954 19,842 SH SOLE 19,842 0 0
ISHS CORE MSCI EAFE Equities 46432F842 277,488 3,324 SH SOLE 3,324 0 0
ISHS CORE US AGGR BD Equities 464287226 12,164,995 122,631 SH SOLE 122,631 0 0
ISHS GOLD TR NPV NEW Equities 464285204 115,647 1,855 SH DFND 1,855 0 0
ISHS GOLD TR NPV NEW Equities 464285204 657,119 10,538 SH SOLE 10,538 0 0
ISHS HIGH YIELD ETF Equities 464288513 5,133,131 63,647 SH SOLE 63,647 0 0
J P MORGAN CHASE Equities 46625H100 289,910 1,000 SH DFND 1,000 0 0
J P MORGAN CHASE Equities 46625H100 4,568,692 15,759 SH SOLE 15,759 0 0
JOHNSON & JOHNSON Equities 478160104 289,461 1,895 SH DFND 1,895 0 0
JOHNSON & JOHNSON Equities 478160104 582,283 3,812 SH SOLE 3,812 0 0
KIMBERLY-CLARK CORP Equities 494368103 24,237 188 SH DFND 188 0 0
KIMBERLY-CLARK CORP Equities 494368103 1,940,375 15,051 SH SOLE 15,051 0 0
KINDER MORGAN INC DE Equities 49456B101 1,566,138 53,270 SH SOLE 53,270 0 0
KLA-TENCOR Equities 482480100 85,991 96 SH DFND 96 0 0
KLA-TENCOR Equities 482480100 2,392,522 2,671 SH SOLE 2,671 0 0
KY T/F INCOME SERIES Mutual Funds 266155100 7,544,401 1,080,856 SH SOLE 1,080,856 0 0
LAM RESEARCH CORP Equities 512807306 7,797,518 80,106 SH SOLE 80,106 0 0
LOCKHEED MARTIN CORP Equities 539830109 1,456,112 3,144 SH SOLE 3,144 0 0
LOWES COMPANIES INC Equities 548661107 628,114 2,831 SH SOLE 2,831 0 0
LYONDELLBASELL Equities N53745100 520,798 9,001 SH SOLE 9,001 0 0
MARATHON PETE CORP Equities 56585A102 407,800 2,455 SH SOLE 2,455 0 0
MARTIN MARIETTA MATL Equities 573284106 216,839 395 SH DFND 395 0 0
MASCO CORPORATION Equities 574599106 552,338 8,582 SH SOLE 8,582 0 0
MASTERCARD INC Equities 57636Q104 7,868,846 14,003 SH SOLE 14,003 0 0
MCDONALDS CORP Equities 580135101 2,319,538 7,939 SH SOLE 7,939 0 0
MCKESSON HBOC INC Equities 58155Q103 1,453,103 1,983 SH SOLE 1,983 0 0
MERCK & CO INC NEW Equities 58933Y105 11,874 150 SH DFND 150 0 0
MERCK & CO INC NEW Equities 58933Y105 3,691,943 46,639 SH SOLE 46,639 0 0
META PLATFORMS INC Equities 30303M102 14,976,584 20,291 SH SOLE 20,291 0 0
MFS ARKANSAS MUNI Mutual Funds 55273N251 484,878 55,797 SH SOLE 55,797 0 0
MICROSOFT CORP Equities 594918104 1,156,976 2,326 SH DFND 2,326 0 0
MICROSOFT CORP Equities 594918104 17,101,951 34,382 SH SOLE 34,382 0 0
MOODYS CORP Equities 615369105 5,543,071 11,051 SH SOLE 11,051 0 0
MORGAN STANLEY Equities 617446448 240,730 1,709 SH SOLE 1,709 0 0
NETAPP INC Equities 64110D104 2,815,051 26,420 SH SOLE 26,420 0 0
NETFLIX COM Equities 64110L106 4,313,338 3,221 SH SOLE 3,221 0 0
NEXTERA ENERGY INC Equities 65339F101 389,793 5,615 SH SOLE 5,615 0 0
NORTHROP GRUMMAN Equities 666807102 299,988 600 SH DFND 600 0 0
NORTHROP GRUMMAN Equities 666807102 1,145,954 2,292 SH SOLE 2,292 0 0
NOVO NORDISK A S Equities 670100205 1,156,637 16,758 SH SOLE 16,758 0 0
NUCOR CORP Equities 670346105 3,878,687 29,942 SH SOLE 29,942 0 0
NVIDIA CORPORATION Equities 67066G104 30,650 194 SH DFND 194 0 0
NVIDIA CORPORATION Equities 67066G104 67,571,375 427,694 SH SOLE 427,694 0 0
NXP SEMICONDUCTORS Equities N6596X109 2,419,340 11,073 SH SOLE 11,073 0 0
OLD DOMINI COM Equities 679580100 2,222,861 13,696 SH SOLE 13,696 0 0
ORACLE CORPORATION Equities 68389X105 47,661 218 SH DFND 218 0 0
ORACLE CORPORATION Equities 68389X105 2,596,669 11,877 SH SOLE 11,877 0 0
PALO ALTO NETWORKS Equities 697435105 28,445 139 SH DFND 139 0 0
PALO ALTO NETWORKS Equities 697435105 1,313,380 6,418 SH SOLE 6,418 0 0
PARKER HANNIFIN CORP Equities 701094104 1,602,290 2,294 SH SOLE 2,294 0 0
PEPSICO INC Equities 713448108 28,521 216 SH DFND 216 0 0
PEPSICO INC Equities 713448108 456,330 3,456 SH SOLE 3,456 0 0
PFIZER INC Equities 717081103 131,308 5,417 SH DFND 5,417 0 0
PFIZER INC Equities 717081103 312,284 12,883 SH SOLE 12,883 0 0
PHILIP MORRIS INTL Equities 718172109 72,852 400 SH DFND 400 0 0
PHILIP MORRIS INTL Equities 718172109 286,673 1,574 SH SOLE 1,574 0 0
PHILLIPS 66 Equities 718546104 237,407 1,990 SH SOLE 1,990 0 0
PNC FINANCIAL SERV Equities 693475105 242,346 1,300 SH DFND 1,300 0 0
PNC FINANCIAL SERV Equities 693475105 75,500 405 SH SOLE 405 0 0
PPG INDS INC Equities 693506107 680,111 5,979 SH SOLE 5,979 0 0
PROCTER & GAMBLE CO Equities 742718109 127,456 800 SH DFND 800 0 0
PROCTER & GAMBLE CO Equities 742718109 1,992,297 12,505 SH SOLE 12,505 0 0
PROG CORP OHIO Equities 743315103 6,148,721 23,041 SH SOLE 23,041 0 0
QUALCOMM INC Equities 747525103 4,809,174 30,197 SH SOLE 30,197 0 0
QUANTA SERVICES INC Equities 74762E102 2,158,459 5,709 SH SOLE 5,709 0 0
RAYMOND JAMES INC Equities 754730109 259,195 1,690 SH SOLE 1,690 0 0
REGENERON PHARMA Equities 75886F107 1,085,700 2,068 SH SOLE 2,068 0 0
ROYAL CARIBBEAN CRUS Equities V7780T103 1,407,877 4,496 SH SOLE 4,496 0 0
S&P GLOBAL INC Equities 78409V104 8,779,379 16,650 SH SOLE 16,650 0 0
SALESFORCE INC Equities 79466L302 1,763,214 6,466 SH SOLE 6,466 0 0
SCHLUMBERGER LTD Equities 806857108 251,945 7,454 SH SOLE 7,454 0 0
SECTOR SPDR CONS STA Equities 81369Y308 212,222 2,621 SH SOLE 2,621 0 0
SECTOR SPDR ENERGY Equities 81369Y506 388,684 4,583 SH SOLE 4,583 0 0
SECTOR SPDR TR FUND Equities 81369Y209 1,966,182 14,587 SH SOLE 14,587 0 0
SECTOR SPDR UTILITIE Equities 81369Y886 1,579,059 19,337 SH SOLE 19,337 0 0
SELECT SECTOR FINANC Equities 81369Y605 689,556 13,167 SH SOLE 13,167 0 0
SERVICENOW INC Equities 81762P102 2,457,111 2,390 SH SOLE 2,390 0 0
SHERWIN WILLIAMS Equities 824348106 3,613,521 10,524 SH SOLE 10,524 0 0
SPDR GOLD TR Equities 78463V107 396,279 1,300 SH SOLE 1,300 0 0
SPDR S&P 500 Equities 78462F103 19,495,021 31,553 SH SOLE 31,393 160 0
SPDR S&P MIDCAP 400 Equities 78467Y107 8,076,872 14,258 SH SOLE 14,223 35 0
STARBUCKS CORP Equities 855244109 819,081 8,939 SH SOLE 8,939 0 0
STRYKER CORP Equities 863667101 4,612,255 11,658 SH SOLE 11,658 0 0
T MOBILE US INC Equities 872590104 248,743 1,044 SH SOLE 1,044 0 0
TARGET CORP Equities 87612E106 1,467,517 14,876 SH SOLE 14,876 0 0
TEXAS INSTRUMENTS Equities 882508104 300,219 1,446 SH SOLE 1,446 0 0
THERMO FISHER Equities 883556102 788,620 1,945 SH SOLE 1,945 0 0
TJX COS INC NEW Equities 872540109 2,295,679 18,590 SH SOLE 18,590 0 0
TRACTOR SUPPLY CO Equities 892356106 3,893,423 73,781 SH SOLE 73,781 0 0
UBER TECHNOLOGIES Equities 90353T100 619,979 6,645 SH SOLE 6,645 0 0
ULTA BEAUTY INC Equities 90384S303 799,972 1,710 SH SOLE 1,710 0 0
UNION PACIFIC CORP Equities 907818108 1,783,350 7,751 SH SOLE 7,751 0 0
UNITED PARCEL SERVIC Equities 911312106 463,516 4,592 SH SOLE 4,592 0 0
UNITED RENTALS INC Equities 911363109 8,388,356 11,134 SH SOLE 11,134 0 0
UNITEDHEALTH GROUP INC COM Equities 91324P102 4,086,495 13,099 SH SOLE 13,099 0 0
US BANCORP DEL COM Equities 902973304 310,008 6,851 SH SOLE 6,851 0 0
VALERO ENERGY CORP Equities 91913Y100 4,632,920 34,466 SH SOLE 34,466 0 0
VAN TOTAL STOCK MKT Mutual Funds 922908728 334,936 2,263 SH SOLE 2,263 0 0
VANGD INDEX REIT 986 Equities 922908553 660,558 7,417 SH SOLE 7,417 0 0
VANGUARD EMG MKT ETF Equities 921946885 3,423,621 52,389 SH SOLE 52,389 0 0
VANGUARD FTSE DEV MK Equities 921943858 1,542,063 27,049 SH DFND 27,049 0 0
VANGUARD FTSE DEV MK Equities 921943858 11,685,055 204,965 SH SOLE 204,965 0 0
VANGUARD FTSE EMG MK Equities 922042858 785,870 15,889 SH DFND 15,889 0 0
VANGUARD FTSE EMG MK Equities 922042858 7,887,732 159,477 SH SOLE 159,477 0 0
VANGUARD INTER-TERM Mutual Funds 922907878 1,736,519 129,301 SH SOLE 129,301 0 0
VANGUARD RUSSELL Equities 92206C664 225,900 2,590 SH SOLE 2,590 0 0
VANGUARD S&P 500 ETF Equities 922908363 712,311 1,254 SH SOLE 1,254 0 0
VISA INC CLASS A Equities 92826C839 13,268,574 37,371 SH SOLE 37,371 0 0
WAL MART STORES INC Equities 931142103 3,038,709 31,077 SH SOLE 31,077 0 0
WILLIAMS COS INC Equities 969457100 5,504,229 87,633 SH SOLE 87,633 0 0
XCEL ENERGY INC Equities 98389B100 1,556,153 22,851 SH SOLE 22,851 0 0
ZOETIS INC Equities 98978V103 1,102,722 7,071 SH SOLE 7,071 0 0