The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100 439,967 12,842 SH SOLE 0 0 12,842
ABBOTT LABS COM 002824100 610,005 4,485 SH SOLE 0 0 4,485
ABBVIE INC COM 00287Y109 1,117,432 6,020 SH SOLE 0 0 6,020
ADOBE INC COM 00724F101 511,455 1,322 SH SOLE 0 0 1,322
ADVANCED MICRO DEVICES INC COM 007903107 221,080 1,558 SH SOLE 0 0 1,558
ALLEGION PLC ORD SHS G0176J109 376,874 2,615 SH SOLE 0 0 2,615
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 334,894 1,027 SH SOLE 0 0 1,027
ALPHABET INC CAP STK CL A 02079K305 1,690,948 9,595 SH SOLE 0 0 9,595
ALPHABET INC CAP STK CL C 02079K107 2,998,633 16,904 SH SOLE 0 0 16,904
ALTRIA GROUP INC COM 02209S103 414,983 7,078 SH SOLE 0 0 7,078
AMAZON COM INC COM 023135106 6,320,438 28,809 SH SOLE 0 0 28,809
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,373,950 34,636 SH SOLE 0 0 34,636
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 283,413 4,556 SH SOLE 0 0 4,556
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 675,793 12,621 SH SOLE 0 0 12,621
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 847,933 11,457 SH SOLE 0 0 11,457
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 971,973 12,260 SH SOLE 0 0 12,260
AMERICAN EXPRESS CO COM 025816109 706,222 2,214 SH SOLE 0 0 2,214
AMERICAN TOWER CORP NEW COM 03027X100 218,589 989 SH SOLE 0 0 989
AMGEN INC COM 031162100 488,059 1,748 SH SOLE 0 0 1,748
ANALOG DEVICES INC COM 032654105 294,907 1,239 SH SOLE 0 0 1,239
APPLE INC COM 037833100 18,000,470 87,734 SH SOLE 0 0 87,734
APPLIED MATLS INC COM 038222105 285,955 1,562 SH SOLE 0 0 1,562
ARISTA NETWORKS INC COM SHS 040413205 476,355 4,656 SH SOLE 0 0 4,656
ASML HOLDING N V N Y REGISTRY SHS N07059210 356,619 445 SH SOLE 0 0 445
ASTRAZENECA PLC SPONSORED ADR 046353108 413,759 5,921 SH SOLE 0 0 5,921
AT&T INC COM 00206R102 1,457,752 50,372 SH SOLE 0 0 50,372
AURORA INNOVATION INC CLASS A COM 051774107 458,406 87,482 SH SOLE 0 0 87,482
AZEK CO INC CL A 05478C105 264,685 4,870 SH SOLE 0 0 4,870
BANK AMERICA CORP COM 060505104 1,935,986 40,913 SH SOLE 0 0 40,913
BANK NEW YORK MELLON CORP COM 064058100 304,854 3,346 SH SOLE 0 0 3,346
BARCLAYS BANK PLC IPATH SELCT MLP 06742C723 606,924 20,700 SH SOLE 0 0 20,700
BECTON DICKINSON & CO COM 075887109 279,217 1,621 SH SOLE 0 0 1,621
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,173,550 6,533 SH SOLE 0 0 6,533
BHP GROUP LTD SPONSORED ADS 088606108 333,216 6,929 SH SOLE 0 0 6,929
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 500,820 9,646 SH SOLE 0 0 9,646
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 11,386,570 215,491 SH SOLE 0 0 215,491
BLACKROCK ETF TRUST II ISHARES TOTAL RE 092528876 1,335,388 26,425 SH SOLE 0 0 26,425
BLACKROCK INC COM 09290D101 273,854 261 SH SOLE 0 0 261
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 1,572,431 143,601 SH SOLE 0 0 143,601
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 660,162 69,272 SH SOLE 0 0 69,272
BLACKSTONE INC COM 09260D107 241,273 1,613 SH SOLE 0 0 1,613
BOEING CO COM 097023105 664,210 3,170 SH SOLE 0 0 3,170
BOSTON SCIENTIFIC CORP COM 101137107 839,731 7,818 SH SOLE 0 0 7,818
BROADCOM INC COM 11135F101 832,386 3,020 SH SOLE 0 0 3,020
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 6,422,152 98,757 SH SOLE 0 0 98,757
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 299,228 13,299 SH SOLE 0 0 13,299
CAPITAL ONE FINL CORP COM 14040H105 449,406 2,112 SH SOLE 0 0 2,112
CARRIER GLOBAL CORPORATION COM 14448C104 471,490 6,442 SH SOLE 0 0 6,442
CATERPILLAR INC COM 149123101 742,646 1,913 SH SOLE 0 0 1,913
CHEVRON CORP NEW COM 166764100 428,568 2,993 SH SOLE 0 0 2,993
CHUBB LIMITED COM H1467J104 338,972 1,170 SH SOLE 0 0 1,170
CISCO SYS INC COM 17275R102 766,302 11,045 SH SOLE 0 0 11,045
CITIGROUP INC COM NEW 172967424 1,486,714 17,466 SH SOLE 0 0 17,466
COCA COLA CO COM 191216100 558,667 7,896 SH SOLE 0 0 7,896
COHEN & STEERS QUALITY INCOM COM 19247L106 562,242 45,160 SH SOLE 0 0 45,160
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 6,266,562 183,340 SH SOLE 0 0 183,340
COMCAST CORP NEW CL A 20030N101 374,745 10,500 SH SOLE 0 0 10,500
CONOCOPHILLIPS COM 20825C104 213,312 2,377 SH SOLE 0 0 2,377
CONSOLIDATED EDISON INC COM 209115104 759,931 7,573 SH SOLE 0 0 7,573
CONSTELLATION ENERGY CORP COM 21037T109 570,962 1,769 SH SOLE 0 0 1,769
COSTCO WHSL CORP NEW COM 22160K105 1,116,672 1,128 SH SOLE 0 0 1,128
DANAHER CORPORATION COM 235851102 459,281 2,325 SH SOLE 0 0 2,325
DEERE & CO COM 244199105 881,583 1,734 SH SOLE 0 0 1,734
DENALI THERAPEUTICS INC COM 24823R105 239,173 17,096 SH SOLE 0 0 17,096
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,001,166 33,732 SH SOLE 0 0 33,732
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 4,490,608 149,737 SH SOLE 0 0 149,737
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,655,207 91,717 SH SOLE 0 0 91,717
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,129,038 119,753 SH SOLE 0 0 119,753
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,264,311 36,572 SH SOLE 0 0 36,572
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,381,164 46,835 SH SOLE 0 0 46,835
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 329,001 9,997 SH SOLE 0 0 9,997
DISNEY WALT CO COM 254687106 1,208,272 9,743 SH SOLE 0 0 9,743
DUKE ENERGY CORP NEW COM NEW 26441C204 457,840 3,880 SH SOLE 0 0 3,880
EA SERIES TRUST US QUAN VALUE 02072L102 559,851 12,721 SH SOLE 0 0 12,721
EATON CORP PLC SHS G29183103 1,395,474 3,909 SH SOLE 0 0 3,909
ELI LILLY & CO COM 532457108 2,195,936 2,817 SH SOLE 0 0 2,817
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 388,596 21,434 SH SOLE 0 0 21,434
ENTERPRISE PRODS PARTNERS L COM 293792107 221,659 7,148 SH SOLE 0 0 7,148
EXPAND ENERGY CORPORATION COM 165167735 250,836 2,145 SH SOLE 0 0 2,145
EXXON MOBIL CORP COM 30231G102 2,831,475 26,266 SH SOLE 0 0 26,266
FEDEX CORP COM 31428X106 219,127 964 SH SOLE 0 0 964
FIDELITY COVINGTON TRUST ENHANCED HIGH YI 316092618 650,194 13,310 SH SOLE 0 0 13,310
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 1,319,652 39,677 SH SOLE 0 0 39,677
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 409,148 11,889 SH SOLE 0 0 11,889
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 441,723 5,966 SH SOLE 0 0 5,966
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 671,068 16,182 SH SOLE 0 0 16,182
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 210,444 7,302 SH SOLE 0 0 7,302
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 455,716 9,961 SH SOLE 0 0 9,961
FIFTH THIRD BANCORP COM 316773100 357,119 8,683 SH SOLE 0 0 8,683
FIRSTENERGY CORP COM 337932107 342,894 8,517 SH SOLE 0 0 8,517
FISERV INC COM 337738108 396,715 2,301 SH SOLE 0 0 2,301
FREEPORT-MCMORAN INC CL B 35671D857 636,378 14,680 SH SOLE 0 0 14,680
FRESHPET INC COM 358039105 596,349 8,775 SH SOLE 0 0 8,775
GE AEROSPACE COM NEW 369604301 1,976,240 7,678 SH SOLE 0 0 7,678
GE VERNOVA INC COM 36828A101 992,156 1,875 SH SOLE 0 0 1,875
GENERAL DYNAMICS CORP COM 369550108 1,976,871 6,778 SH SOLE 0 0 6,778
GOLDMAN SACHS GROUP INC COM 38141G104 618,574 874 SH SOLE 0 0 874
HESS CORP COM 42809H107 376,829 2,720 SH SOLE 0 0 2,720
HOME DEPOT INC COM 437076102 1,934,393 5,276 SH SOLE 0 0 5,276
HONEYWELL INTL INC COM 438516106 1,274,552 5,473 SH SOLE 0 0 5,473
INGERSOLL RAND INC COM 45687V106 1,276,064 15,341 SH SOLE 0 0 15,341
INTEL CORP COM 458140100 332,768 14,856 SH SOLE 0 0 14,856
INTERCONTINENTAL EXCHANGE IN COM 45866F104 450,052 2,453 SH SOLE 0 0 2,453
INTERNATIONAL BUSINESS MACHS COM 459200101 1,378,610 4,677 SH SOLE 0 0 4,677
INTUIT COM 461202103 875,219 1,111 SH SOLE 0 0 1,111
INVESCO EXCH TRADED FD TR II FNDMNTL IG CRP 46138E693 927,857 38,555 SH SOLE 0 0 38,555
INVESCO EXCH TRADED FD TR II INTL BUYBACK 46138E644 4,103,433 84,346 SH SOLE 0 0 84,346
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 4,417,398 76,931 SH SOLE 0 0 76,931
INVESCO EXCH TRADED FD TR II RAFI EMRGNG MRKT 46138E727 212,241 9,074 SH SOLE 0 0 9,074
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 411,646 8,360 SH SOLE 0 0 8,360
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 2,435,309 73,842 SH SOLE 0 0 73,842
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 7,796,674 191,423 SH SOLE 0 0 191,423
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 1,359,343 26,395 SH SOLE 0 0 26,395
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 2,566,196 20,762 SH SOLE 0 0 20,762
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 820,226 40,011 SH SOLE 0 0 40,011
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 21,009,663 497,035 SH SOLE 0 0 497,035
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 2,097,718 51,579 SH SOLE 0 0 51,579
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 3,497,133 32,471 SH SOLE 0 0 32,471
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 884,589 6,877 SH SOLE 0 0 6,877
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 996,350 10,142 SH SOLE 0 0 10,142
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 1,146,116 20,604 SH SOLE 0 0 20,604
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 921,059 13,541 SH SOLE 0 0 13,541
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 17,806,263 97,977 SH SOLE 0 0 97,977
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 1,881,904 20,072 SH SOLE 0 0 20,072
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,210,422 16,986 SH SOLE 0 0 16,986
INVESCO QQQ TR UNIT SER 1 46090E103 1,530,249 2,774 SH SOLE 0 0 2,774
IQVIA HLDGS INC COM 46266C105 319,908 2,030 SH SOLE 0 0 2,030
ISHARES INC CORE MSCI EMKT 46434G103 477,603 7,956 SH SOLE 0 0 7,956
ISHARES INC MSCI EMRG CHN 46434G764 873,731 13,838 SH SOLE 0 0 13,838
ISHARES INC MSCI JPN ETF NEW 46434G822 756,147 10,086 SH SOLE 0 0 10,086
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,577,905 25,050 SH SOLE 0 0 25,050
ISHARES TR 7-10 YR TRSY BD 464287440 461,899 4,823 SH SOLE 0 0 4,823
ISHARES TR CORE DIV GRWTH 46434V621 510,871 7,990 SH SOLE 0 0 7,990
ISHARES TR CORE DIVID ETF 46435U861 4,167,653 82,823 SH SOLE 0 0 82,823
ISHARES TR CORE MSCI EAFE 46432F842 1,088,078 13,034 SH SOLE 0 0 13,034
ISHARES TR CORE MSCI TOTAL 46432F834 987,193 12,769 SH SOLE 0 0 12,769
ISHARES TR CORE S&P MCP ETF 464287507 4,180,171 67,400 SH SOLE 0 0 67,400
ISHARES TR CORE S&P SCP ETF 464287804 2,936,641 26,870 SH SOLE 0 0 26,870
ISHARES TR CORE S&P US VLU 464287663 4,779,383 50,506 SH SOLE 0 0 50,506
ISHARES TR CORE S&P500 ETF 464287200 14,867,015 23,944 SH SOLE 0 0 23,944
ISHARES TR EAFE GRWTH ETF 464288885 4,711,283 42,065 SH SOLE 0 0 42,065
ISHARES TR EAFE SML CP ETF 464288273 2,629,145 36,174 SH SOLE 0 0 36,174
ISHARES TR EAFE VALUE ETF 464288877 1,823,019 28,718 SH SOLE 0 0 28,718
ISHARES TR FALN ANGLS USD 46435G474 9,465,685 348,772 SH SOLE 0 0 348,772
ISHARES TR FLTG RATE NT ETF 46429B655 298,467 5,850 SH SOLE 0 0 5,850
ISHARES TR HIGH YLD SYSTM B 46435G250 518,427 10,920 SH SOLE 0 0 10,920
ISHARES TR IBOXX INV CP ETF 464287242 230,729 2,105 SH SOLE 0 0 2,105
ISHARES TR INTERNATIONAL SL 46434V266 873,527 22,531 SH SOLE 0 0 22,531
ISHARES TR INVESTMENT GRADE 46435G219 4,304,848 94,737 SH SOLE 0 0 94,737
ISHARES TR ISHS 5-10YR INVT 464288638 4,610,971 86,526 SH SOLE 0 0 86,526
ISHARES TR MBS ETF 464288588 233,492 2,487 SH SOLE 0 0 2,487
ISHARES TR MRGSTR MD CP GRW 464288307 200,334 2,497 SH SOLE 0 0 2,497
ISHARES TR MRGSTR SM CP GR 464288604 358,770 7,210 SH SOLE 0 0 7,210
ISHARES TR MSCI ACWI EX US 464288240 225,478 3,700 SH SOLE 0 0 3,700
ISHARES TR MSCI EAFE ETF 464287465 976,496 10,924 SH SOLE 0 0 10,924
ISHARES TR MSCI EAFE MIN VL 46429B689 1,605,714 19,102 SH SOLE 0 0 19,102
ISHARES TR MSCI INTL QUALTY 46434V456 9,672,743 223,802 SH SOLE 0 0 223,802
ISHARES TR MSCI INTL VLU FT 46435G409 1,179,995 35,877 SH SOLE 0 0 35,877
ISHARES TR MSCI JP VALUE 46435U374 309,935 8,919 SH SOLE 0 0 8,919
ISHARES TR MSCI USA MIN VOL 46429B697 204,637 2,180 SH SOLE 0 0 2,180
ISHARES TR MSCI USA MMENTM 46432F396 582,459 2,424 SH SOLE 0 0 2,424
ISHARES TR MSCI USA QLT FCT 46432F339 5,134,865 28,087 SH SOLE 0 0 28,087
ISHARES TR NATIONAL MUN ETF 464288414 1,681,919 16,098 SH SOLE 0 0 16,098
ISHARES TR RUS 1000 ETF 464287622 5,941,456 17,497 SH SOLE 0 0 17,497
ISHARES TR RUS 1000 GRW ETF 464287614 15,734,721 37,059 SH SOLE 0 0 37,059
ISHARES TR RUS 1000 VAL ETF 464287598 13,296,168 68,456 SH SOLE 0 0 68,456
ISHARES TR RUS MD CP GR ETF 464287481 317,993 2,293 SH SOLE 0 0 2,293
ISHARES TR RUS MDCP VAL ETF 464287473 383,867 2,905 SH SOLE 0 0 2,905
ISHARES TR RUS MID CAP ETF 464287499 920,068 10,004 SH SOLE 0 0 10,004
ISHARES TR RUS TOP 200 ETF 464289446 516,321 3,372 SH SOLE 0 0 3,372
ISHARES TR RUSSELL 2000 ETF 464287655 734,890 3,406 SH SOLE 0 0 3,406
ISHARES TR S&P 500 GRWT ETF 464287309 2,938,687 26,691 SH SOLE 0 0 26,691
ISHARES TR S&P 500 VAL ETF 464287408 322,834 1,652 SH SOLE 0 0 1,652
ISHARES TR S&P MC 400GR ETF 464287606 1,022,313 11,237 SH SOLE 0 0 11,237
ISHARES TR S&P MC 400VL ETF 464287705 2,041,230 16,517 SH SOLE 0 0 16,517
ISHARES TR S&P SML 600 GWT 464287887 389,408 2,927 SH SOLE 0 0 2,927
ISHARES TR SELECT DIVID ETF 464287168 510,920 3,847 SH SOLE 0 0 3,847
ISHARES TR SELECT US REIT 464287564 225,680 3,690 SH SOLE 0 0 3,690
ISHARES TR SP SMCP600VL ETF 464287879 447,690 4,500 SH SOLE 0 0 4,500
ISHARES TR US REGNL BKS ETF 464288778 274,903 5,548 SH SOLE 0 0 5,548
ISHARES TR USD INV GRDE ETF 464288620 687,701 13,369 SH SOLE 0 0 13,369
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 789,697 12,619 SH SOLE 0 0 12,619
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,888,869 38,051 SH SOLE 0 0 38,051
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 21,075,218 350,961 SH SOLE 0 0 350,961
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 2,654,953 34,191 SH SOLE 0 0 34,191
JANUS DETROIT STR TR HENDERSON MTG 47103U852 464,285 10,306 SH SOLE 0 0 10,306
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,814,922 35,762 SH SOLE 0 0 35,762
JOHNSON & JOHNSON COM 478160104 964,311 6,313 SH SOLE 0 0 6,313
JPMORGAN CHASE & CO. COM 46625H100 4,041,077 13,939 SH SOLE 0 0 13,939
LINDE PLC SHS G54950103 459,796 980 SH SOLE 0 0 980
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 89,276 21,006 SH SOLE 0 0 21,006
LOCKHEED MARTIN CORP COM 539830109 468,698 1,012 SH SOLE 0 0 1,012
LOWES COS INC COM 548661107 871,062 3,926 SH SOLE 0 0 3,926
M & T BK CORP COM 55261F104 399,619 2,060 SH SOLE 0 0 2,060
MARSH & MCLENNAN COS INC COM 571748102 309,157 1,414 SH SOLE 0 0 1,414
MARTIN MARIETTA MATLS INC COM 573284106 229,465 418 SH SOLE 0 0 418
MARVELL TECHNOLOGY INC COM 573874104 940,333 12,149 SH SOLE 0 0 12,149
MASTERCARD INCORPORATED CL A 57636Q104 639,494 1,138 SH SOLE 0 0 1,138
MATSON INC COM 57686G105 222,700 2,000 SH SOLE 0 0 2,000
MCDONALDS CORP COM 580135101 421,017 1,441 SH SOLE 0 0 1,441
MCKESSON CORP COM 58155Q103 343,674 469 SH SOLE 0 0 469
MERCK & CO INC COM 58933Y105 1,013,960 12,809 SH SOLE 0 0 12,809
META PLATFORMS INC CL A 30303M102 2,462,637 3,337 SH SOLE 0 0 3,337
MICRON TECHNOLOGY INC COM 595112103 246,254 1,998 SH SOLE 0 0 1,998
MICROSOFT CORP COM 594918104 10,969,383 22,053 SH SOLE 0 0 22,053
MONDELEZ INTL INC CL A 609207105 281,697 4,177 SH SOLE 0 0 4,177
MORGAN STANLEY COM NEW 617446448 1,126,598 7,998 SH SOLE 0 0 7,998
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841 400,613 7,876 SH SOLE 0 0 7,876
NETFLIX INC COM 64110L106 788,784 589 SH SOLE 0 0 589
NEXTERA ENERGY INC COM 65339F101 980,141 14,119 SH SOLE 0 0 14,119
NIKE INC CL B 654106103 275,145 3,873 SH SOLE 0 0 3,873
NU HLDGS LTD ORD SHS CL A G6683N103 245,917 17,924 SH SOLE 0 0 17,924
NUSHARES ETF TR NUVEEN HIGH YIEL 67092P722 894,197 36,679 SH SOLE 0 0 36,679
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,551,743 142,101 SH SOLE 0 0 142,101
NUVEEN AMT-FREE MUN VALUE FD COM 670695105 705,300 51,557 SH SOLE 0 0 51,557
NUVEEN MUN VALUE FD INC COM 670928100 782,082 89,998 SH SOLE 0 0 89,998
NUVEEN N Y MUN VALUE FD COM 67062M105 533,322 65,761 SH SOLE 0 0 65,761
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104 243,835 20,966 SH SOLE 0 0 20,966
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 1,205,550 106,216 SH SOLE 0 0 106,216
NUVEEN NEW YORK QLT MUN INC COM 67066X107 826,712 72,455 SH SOLE 0 0 72,455
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 161,164 14,364 SH SOLE 0 0 14,364
NUVEEN QUALITY MUNCP INCOME COM 67066V101 843,713 74,731 SH SOLE 0 0 74,731
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 313,203 22,292 SH SOLE 0 0 22,292
NVIDIA CORPORATION COM 67066G104 5,320,735 33,678 SH SOLE 0 0 33,678
ORACLE CORP COM 68389X105 6,260,689 28,636 SH SOLE 0 0 28,636
PACER FDS TR US CASH COWS 100 69374H881 274,398 4,980 SH SOLE 0 0 4,980
PEPSICO INC COM 713448108 636,587 4,821 SH SOLE 0 0 4,821
PFIZER INC COM 717081103 1,931,201 79,670 SH SOLE 0 0 79,670
PGIM ETF TR AAA CLO ETF 69344A834 696,479 13,537 SH SOLE 0 0 13,537
PGIM ETF TR ACTV HY BD ETF 69344A206 2,048,554 57,722 SH SOLE 0 0 57,722
PHILIP MORRIS INTL INC COM 718172109 335,848 1,844 SH SOLE 0 0 1,844
PHILLIPS 66 COM 718546104 272,243 2,282 SH SOLE 0 0 2,282
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,113,742 21,685 SH SOLE 0 0 21,685
PIMCO ETF TR MULTISECTOR BD 72201R585 5,802,586 218,635 SH SOLE 0 0 218,635
PNC FINL SVCS GROUP INC COM 693475105 875,801 4,698 SH SOLE 0 0 4,698
PROCTER AND GAMBLE CO COM 742718109 883,808 5,547 SH SOLE 0 0 5,547
PROSHARES TR S&P 500 DV ARIST 74348A467 2,330,852 23,146 SH SOLE 0 0 23,146
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 618,134 7,343 SH SOLE 0 0 7,343
QUALCOMM INC COM 747525103 959,542 6,025 SH SOLE 0 0 6,025
QUANTA SVCS INC COM 74762E102 256,716 679 SH SOLE 0 0 679
ROCKWELL AUTOMATION INC COM 773903109 202,292 609 SH SOLE 0 0 609
RPM INTL INC COM 749685103 329,520 3,000 SH SOLE 0 0 3,000
RTX CORPORATION COM 75513E101 780,331 5,344 SH SOLE 0 0 5,344
S&P GLOBAL INC COM 78409V104 332,193 630 SH SOLE 0 0 630
SALESFORCE INC COM 79466L302 530,655 1,946 SH SOLE 0 0 1,946
SAP SE SPON ADR 803054204 275,819 907 SH SOLE 0 0 907
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 1,128,678 34,192 SH SOLE 0 0 34,192
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 5,153,105 122,547 SH SOLE 0 0 122,547
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 1,987,151 80,976 SH SOLE 0 0 80,976
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 1,901,329 66,364 SH SOLE 0 0 66,364
SCHWAB STRATEGIC TR MUN BD ETF 808524649 206,325 8,194 SH SOLE 0 0 8,194
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 628,024 23,699 SH SOLE 0 0 23,699
SEALED AIR CORP NEW COM 81211K100 703,140 22,660 SH SOLE 0 0 22,660
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,345,133 25,685 SH SOLE 0 0 25,685
SELECT SECTOR SPDR TR INDL 81369Y704 511,009 3,464 SH SOLE 0 0 3,464
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 261,371 3,228 SH SOLE 0 0 3,228
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 864,236 3,413 SH SOLE 0 0 3,413
SHELL PLC SPON ADS 780259305 340,996 4,843 SH SOLE 0 0 4,843
SHOPIFY INC CL A SUB VTG SHS 82509L107 676,066 5,861 SH SOLE 0 0 5,861
SIMON PPTY GROUP INC NEW COM 828806109 260,431 1,620 SH SOLE 0 0 1,620
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 2,958,766 59,069 SH SOLE 0 0 59,069
SNOWFLAKE INC CL A 833445109 865,542 3,868 SH SOLE 0 0 3,868
SOUTHERN CO COM 842587107 822,471 8,956 SH SOLE 0 0 8,956
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,506,552 5,675 SH SOLE 0 0 5,675
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,627,724 8,169 SH SOLE 0 0 8,169
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359 257,982 3,121 SH SOLE 0 0 3,121
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861 521,412 27,242 SH SOLE 0 0 27,242
SPDR SERIES TRUST NUVEEN ICE HIGH 78464A284 822,597 33,196 SH SOLE 0 0 33,196
SPDR SERIES TRUST PORTFOLIO CRPORT 78464A144 3,660,983 125,290 SH SOLE 0 0 125,290
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,993,410 59,363 SH SOLE 0 0 59,363
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 576,972 10,610 SH SOLE 0 0 10,610
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 3,173,528 74,496 SH SOLE 0 0 74,496
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 9,754,625 102,336 SH SOLE 0 0 102,336
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 2,886,760 55,154 SH SOLE 0 0 55,154
SPDR SERIES TRUST S&P BIOTECH 78464A870 925,582 11,161 SH SOLE 0 0 11,161
STRYKER CORPORATION COM 863667101 835,175 2,111 SH SOLE 0 0 2,111
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 513,906 2,269 SH SOLE 0 0 2,269
TEMPLETON EMERGING MKTS INCO COM 880192109 102,000 17,000 SH SOLE 0 0 17,000
TESLA INC COM 88160R101 870,071 2,739 SH SOLE 0 0 2,739
THE CIGNA GROUP COM 125523100 395,043 1,195 SH SOLE 0 0 1,195
THERMO FISHER SCIENTIFIC INC COM 883556102 242,271 598 SH SOLE 0 0 598
TJX COS INC NEW COM 872540109 1,086,835 8,801 SH SOLE 0 0 8,801
T-MOBILE US INC COM 872590104 565,629 2,374 SH SOLE 0 0 2,374
TORONTO DOMINION BK ONT COM NEW 891160509 205,146 2,793 SH SOLE 0 0 2,793
TRANE TECHNOLOGIES PLC SHS G8994E103 5,529,737 12,642 SH SOLE 0 0 12,642
TRAVELERS COMPANIES INC COM 89417E109 287,873 1,076 SH SOLE 0 0 1,076
UBER TECHNOLOGIES INC COM 90353T100 222,147 2,381 SH SOLE 0 0 2,381
UNILEVER PLC SPON ADR NEW 904767704 615,737 10,066 SH SOLE 0 0 10,066
UNION PAC CORP COM 907818108 341,439 1,484 SH SOLE 0 0 1,484
UNITED PARCEL SERVICE INC CL B 911312106 368,027 3,646 SH SOLE 0 0 3,646
UNITEDHEALTH GROUP INC COM 91324P102 734,065 2,353 SH SOLE 0 0 2,353
VALLEY NATL BANCORP COM 919794107 135,173 15,137 SH SOLE 0 0 15,137
VANECK ETF TRUST CLO ETF 92189H748 1,818,038 34,335 SH SOLE 0 0 34,335
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 1,670,746 57,061 SH SOLE 0 0 57,061
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 394,952 7,866 SH SOLE 0 0 7,866
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,128,753 49,969 SH SOLE 0 0 49,969
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 274,856 2,402 SH SOLE 0 0 2,402
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,494,038 14,759 SH SOLE 0 0 14,759
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,018,180 26,095 SH SOLE 0 0 26,095
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 280,065 1,453 SH SOLE 0 0 1,453
VANGUARD INDEX FDS GROWTH ETF 922908736 1,717,651 3,918 SH SOLE 0 0 3,918
VANGUARD INDEX FDS LARGE CAP ETF 922908637 823,107 2,885 SH SOLE 0 0 2,885
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 348,655 2,120 SH SOLE 0 0 2,120
VANGUARD INDEX FDS MID CAP ETF 922908629 1,053,618 3,765 SH SOLE 0 0 3,765
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,966,435 17,546 SH SOLE 0 0 17,546
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,668,308 8,555 SH SOLE 0 0 8,555
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,118,766 3,681 SH SOLE 0 0 3,681
VANGUARD INDEX FDS VALUE ETF 922908744 14,664,246 82,971 SH SOLE 0 0 82,971
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 359,061 4,633 SH SOLE 0 0 4,633
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 651,915 4,851 SH SOLE 0 0 4,851
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 649,783 8,352 SH SOLE 0 0 8,352
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,068,044 100,816 SH SOLE 0 0 100,816
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 968,402 13,163 SH SOLE 0 0 13,163
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 332,140 4,387 SH SOLE 0 0 4,387
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,100,576 22,447 SH SOLE 0 0 22,447
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,970,458 47,883 SH SOLE 0 0 47,883
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 513,634 2,510 SH SOLE 0 0 2,510
VANGUARD STAR FDS VG TL INTL STK F 921909768 383,380 5,549 SH SOLE 0 0 5,549
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,665,681 29,217 SH SOLE 0 0 29,217
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 376,201 2,822 SH SOLE 0 0 2,822
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,508,496 27,835 SH SOLE 0 0 27,835
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 213,093 2,660 SH SOLE 0 0 2,660
VANGUARD WORLD FD FINANCIALS ETF 92204A405 343,710 2,700 SH SOLE 0 0 2,700
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 14,060,390 107,168 SH SOLE 0 0 107,168
VANGUARD WORLD FD MEGA GRWTH IND 921910816 3,434,340 9,379 SH SOLE 0 0 9,379
VAXART INC COM NEW 92243A200 10,848 24,000 SH SOLE 0 0 24,000
VERIZON COMMUNICATIONS INC COM 92343V104 706,599 16,330 SH SOLE 0 0 16,330
VERTEX PHARMACEUTICALS INC COM 92532F100 818,723 1,839 SH SOLE 0 0 1,839
VISA INC COM CL A 92826C839 1,884,960 5,309 SH SOLE 0 0 5,309
WALMART INC COM 931142103 1,509,228 15,435 SH SOLE 0 0 15,435
WASTE MGMT INC DEL COM 94106L109 242,778 1,061 SH SOLE 0 0 1,061
WATSCO INC COM 942622200 229,642 520 SH SOLE 0 0 520
WELLS FARGO CO NEW COM 949746101 1,600,397 19,975 SH SOLE 0 0 19,975
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,404,562 59,711 SH SOLE 0 0 59,711
WISDOMTREE TR INTK MLTIFACTR 97717Y774 453,063 14,423 SH SOLE 0 0 14,423
WISDOMTREE TR INTL QULTY DIV 97717X131 232,964 5,877 SH SOLE 0 0 5,877
WISDOMTREE TR ITL HIGH DIV FD 97717W802 1,508,069 32,548 SH SOLE 0 0 32,548
WISDOMTREE TR US MIDCAP FUND 97717W570 5,661,338 91,652 SH SOLE 0 0 91,652
WISDOMTREE TR US QTLY DIV GRT 97717X669 212,951 2,543 SH SOLE 0 0 2,543
XYLEM INC COM 98419M100 209,046 1,616 SH SOLE 0 0 1,616