The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 256,061 8,848 SH SOLE 7,916 0 932
AT&T INC COMMON STOCK 00206R102 56,404 1,949 SH OTR 1,949 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 169,876 1,249 SH SOLE 893 0 356
ABBOTT LABORATORIES COMMON STOCK 002824100 32,370 238 SH OTR 238 0 0
ABBVIE INC COMMON STOCK 00287Y109 214,207 1,154 SH SOLE 838 0 316
ABBVIE INC COMMON STOCK 00287Y109 152,580 822 SH OTR 822 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 322,272 833 SH SOLE 749 0 84
ADOBE SYSTEMS INC COMMON STOCK 00724F101 75,828 196 SH OTR 91 0 105
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 413,508 3,504 SH SOLE 3,451 0 53
ALPHABET INC COMMON STOCK 02079K107 1,050,504 5,922 SH SOLE 5,259 0 663
ALPHABET INC COMMON STOCK 02079K107 110,691 624 SH OTR 624 0 0
ALPHABET INC COMMON STOCK 02079K305 1,346,400 7,640 SH SOLE 6,385 0 1,255
ALPHABET INC COMMON STOCK 02079K305 244,609 1,388 SH OTR 1,085 0 303
ALTRIA GROUP INC COMMON STOCK 02209S103 811,441 13,840 SH SOLE 13,514 0 326
ALTRIA GROUP INC COMMON STOCK 02209S103 27,967 477 SH OTR 477 0 0
AMAZON COM INC SR COMMON STOCK 023135106 1,237,141 5,639 SH SOLE 3,863 0 1,776
AMAZON COM INC SR COMMON STOCK 023135106 100,042 456 SH OTR 310 0 146
AMERICAN CENTURY US QUALITY MUTUAL FUNDS/EQ 025072307 210,383 1,928 SH SOLE 1,928 0 0
AVANTIS INTL SMALL CAP VAL ETF MUTUAL FUNDS/EQ 025072802 684,106 8,629 SH SOLE 634 0 7,995
AMERICAN EXPRESS CO COMMON STOCK 025816109 641,470 2,011 SH SOLE 1,832 0 179
AMERICAN EXPRESS CO COMMON STOCK 025816109 257,736 808 SH OTR 808 0 0
APPLE INC COMMON STOCK 037833100 4,461,013 21,743 SH SOLE 19,015 0 2,728
APPLE INC COMMON STOCK 037833100 1,039,802 5,068 SH OTR 4,861 0 207
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,791,803 5,810 SH SOLE 5,725 0 85
BANK OF AMERICA CORP COMMON STOCK 060505104 137,607 2,908 SH SOLE 1,080 0 1,828
BANK OF AMERICA CORP COMMON STOCK 060505104 62,983 1,331 SH OTR 0 0 1,331
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 613,626 6,735 SH SOLE 6,706 0 29
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 74,710 820 SH OTR 820 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 488,674 2,837 SH SOLE 2,800 0 37
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 2,186,400 3 SH SOLE 3 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 756,343 1,557 SH SOLE 1,256 0 301
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 70,437 145 SH OTR 0 0 145
BLACKROCK INC COMMON STOCK 09290D101 354,650 338 SH SOLE 318 0 20
BLACKROCK INC COMMON STOCK 09290D101 144,796 138 SH OTR 138 0 0
BOEING CO COMMON STOCK 097023105 204,920 978 SH SOLE 821 0 157
BOEING CO COMMON STOCK 097023105 2,095 10 SH OTR 0 0 10
BOOKING HLDGS INC COMMON STOCK 09857L108 353,143 61 SH SOLE 52 0 9
BOOKING HLDGS INC COMMON STOCK 09857L108 46,314 8 SH OTR 8 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1,356,576 29,306 SH SOLE 28,571 0 735
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 14,767 319 SH OTR 319 0 0
BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103 546,818 2,250 SH SOLE 2,250 0 0
BROADCOM INC COM COMMON STOCK 11135F101 584,103 2,119 SH SOLE 1,325 0 794
CSX CORP COMMON STOCK 126408103 258,854 7,933 SH SOLE 7,444 0 489
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 197,229 927 SH SOLE 786 0 141
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 39,998 188 SH OTR 0 0 188
CATERPILLAR INC COMMON STOCK 149123101 2,874,696 7,405 SH SOLE 7,342 0 63
CATERPILLAR INC COMMON STOCK 149123101 65,996 170 SH OTR 170 0 0
CHEVRON CORP COMMON STOCK 166764100 3,097,199 21,630 SH SOLE 21,332 0 298
CHEVRON CORP COMMON STOCK 166764100 172,830 1,207 SH OTR 1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 445,767 6,425 SH SOLE 5,710 0 715
CISCO SYSTEMS INC COMMON STOCK 17275R102 145,906 2,103 SH OTR 2,103 0 0
COCA-COLA CO COMMON STOCK 191216100 2,060,596 29,125 SH SOLE 28,451 0 674
COCA-COLA CO COMMON STOCK 191216100 95,372 1,348 SH OTR 1,348 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 727,606 735 SH SOLE 655 0 80
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 88,105 89 SH OTR 89 0 0
WALT DISNEY CO COMMON STOCK 254687106 444,203 3,582 SH SOLE 954 0 2,628
DUKE ENERGY CORP COMMON STOCK 26441C204 359,310 3,045 SH SOLE 2,910 0 135
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 279,779 4,079 SH SOLE 3,974 0 105
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 17,216 251 SH OTR 251 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 348,926 2,617 SH SOLE 2,517 0 100
EMERSON ELECTRIC CO COMMON STOCK 291011104 102,397 768 SH OTR 768 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,571,891 23,858 SH SOLE 21,147 0 2,711
EXXON MOBIL CORP COMMON STOCK 30231G102 122,245 1,134 SH OTR 859 0 275
META PLATFORMS INC COMMON STOCK 30303M102 554,306 751 SH SOLE 331 0 420
META PLATFORMS INC COMMON STOCK 30303M102 88,571 120 SH OTR 120 0 0
FEDEX CORP COMMON STOCK 31428X106 614,418 2,703 SH SOLE 2,602 0 101
GE VERNOVA INC COMMON STOCK 36828A101 387,867 733 SH SOLE 694 0 39
GE AEROSPACE COMMON STOCK 369604301 780,407 3,032 SH SOLE 2,902 0 130
GENUINE PARTS CO COMMON STOCK 372460105 194,583 1,604 SH SOLE 1,604 0 0
GENUINE PARTS CO COMMON STOCK 372460105 27,295 225 SH OTR 225 0 0
GLOBAL X US INFRASTRUCTURE ETF MUTUAL FUNDS/EQ 37954Y673 289,851 6,651 SH SOLE 0 0 6,651
GLOBE LIFE INC COMMON STOCK 37959E102 838,958 6,750 SH SOLE 6,750 0 0
HOME DEPOT INC COMMON STOCK 437076102 753,809 2,056 SH SOLE 1,842 0 214
HOME DEPOT INC COMMON STOCK 437076102 169,021 461 SH OTR 461 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 756,625 3,249 SH SOLE 3,098 0 151
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 95,248 409 SH OTR 409 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 637,282 38,024 SH SOLE 38,024 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 305,850 1,237 SH SOLE 1,174 0 63
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 131,537 532 SH OTR 532 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 2,081,443 7,061 SH SOLE 6,936 0 125
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 225,507 765 SH OTR 765 0 0
ISHARES GOLD TRUST MUTUAL FUNDS/EQ 464285204 547,832 8,785 SH SOLE 8,785 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUNDS/EQ 464287200 553,845 892 SH SOLE 892 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226 2,782,859 28,053 SH SOLE 28,053 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUNDS/FI 464287226 617,024 6,220 SH OTR 6,220 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS/EQ 464287465 733,625 8,207 SH SOLE 8,207 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507 1,709,145 27,558 SH SOLE 27,558 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUNDS/EQ 464287507 297,696 4,800 SH OTR 4,800 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUNDS/EQ 464287655 645,860 2,993 SH SOLE 2,993 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804 492,135 4,503 SH SOLE 4,503 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUNDS/EQ 464287804 115,301 1,055 SH OTR 1,055 0 0
ISHARES ST NATIONAL AMTFREE MUNI MUTUAL FUNDS / 464288158 1,109,658 10,435 SH SOLE 10,435 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS / 464288414 5,367,659 51,375 SH SOLE 51,375 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUNDS/FI 464288638 408,841 7,672 SH SOLE 7,672 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUNDS/FI 464288646 1,169,321 22,163 SH SOLE 22,163 0 0
ISHARES FLOATING RATE BOND (MKT) MUTUAL FUNDS/FI 46429B655 208,162 4,080 SH SOLE 4,080 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUNDS/EQ 46429B697 591,381 6,300 SH SOLE 6,300 0 0
ISHARES MSCI USA QUALITY FACTOR MUTUAL FUNDS/EQ 46432F339 407,872 2,231 SH SOLE 2,231 0 0
ISHARES ESG1 5 YR USD BD ETF MUTUAL FUNDS/FI 46435G243 532,748 21,166 SH SOLE 21,166 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474 737,747 27,183 SH SOLE 27,183 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUNDS/FI 46435G474 28,877 1,064 SH OTR 1,064 0 0
ISHARES CORE INTERNATIONAL MUTUAL FUNDS/FI 46435G672 1,154,224 22,592 SH SOLE 22,592 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,859,386 9,863 SH SOLE 9,253 0 610
JP MORGAN CHASE & CO COMMON STOCK 46625H100 327,309 1,129 SH OTR 1,129 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,581,992 23,450 SH SOLE 22,553 0 897
JOHNSON & JOHNSON COMMON STOCK 478160104 272,202 1,782 SH OTR 1,782 0 0
ELI LILLY & CO COMMON STOCK 532457108 847,349 1,087 SH SOLE 930 0 157
ELI LILLY & CO COMMON STOCK 532457108 67,039 86 SH OTR 86 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 141,259 305 SH SOLE 267 0 38
LOCKHEED MARTIN CORP COMMON STOCK 539830109 106,059 229 SH OTR 229 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 518,734 2,338 SH SOLE 2,192 0 146
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 1,347,696 6,164 SH SOLE 6,050 0 114
MASTERCARD INC COMMON STOCK 57636Q104 320,305 570 SH SOLE 435 0 135
MASTERCARD INC COMMON STOCK 57636Q104 350,651 624 SH OTR 624 0 0
MCDONALDS CORP COMMON STOCK 580135101 580,834 1,988 SH SOLE 1,054 0 934
MCDONALDS CORP COMMON STOCK 580135101 68,076 233 SH OTR 233 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,149,326 14,519 SH SOLE 13,953 0 566
MERCK & CO INC COMMON STOCK 58933Y105 21,532 272 SH OTR 272 0 0
MICROSOFT CORP COMMON STOCK 594918104 3,500,776 7,038 SH SOLE 5,715 0 1,323
MICROSOFT CORP COMMON STOCK 594918104 1,149,515 2,311 SH OTR 2,226 0 85
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 206,325 2,932 SH SOLE 2,850 0 82
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 35,185 500 SH OTR 500 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 673,254 9,983 SH SOLE 9,755 0 228
MONDELEZ INTL INC COMMON STOCK 609207105 78,298 1,161 SH OTR 1,161 0 0
NETFLIX INC COMMON STOCK 64110L106 412,453 308 SH SOLE 233 0 75
NEXTERA ENERGY INC COMMON STOCK 65339F101 927,521 13,361 SH SOLE 12,943 0 418
NEXTERA ENERGY INC COMMON STOCK 65339F101 23,880 344 SH OTR 344 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,422,169 5,556 SH SOLE 5,500 0 56
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 296,489 593 SH SOLE 551 0 42
NVIDIA CORP COMMON STOCK 67066G104 1,805,669 11,429 SH SOLE 6,956 0 4,473
NVIDIA CORP COMMON STOCK 67066G104 116,123 735 SH OTR 735 0 0
ORACLE CORP COMMON STOCK 68389X105 1,131,628 5,176 SH SOLE 4,739 0 437
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 212,519 1,140 SH SOLE 1,050 0 90
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 16,778 90 SH OTR 90 0 0
PEPSICO INC COMMON STOCK 713448108 545,061 4,128 SH SOLE 3,909 0 219
PEPSICO INC COMMON STOCK 713448108 138,774 1,051 SH OTR 1,051 0 0
PFIZER INC COMMON STOCK 717081103 452,657 18,674 SH SOLE 17,605 0 1,069
PFIZER INC COMMON STOCK 717081103 54,079 2,231 SH OTR 2,231 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 2,029,472 11,143 SH SOLE 10,873 0 270
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 31,873 175 SH OTR 175 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,623,044 16,464 SH SOLE 16,020 0 444
PROCTER & GAMBLE CO COMMON STOCK 742718109 995,431 6,248 SH OTR 6,248 0 0
QUALCOMM INC COMMON STOCK 747525103 186,812 1,173 SH SOLE 1,029 0 144
QUALCOMM INC COMMON STOCK 747525103 49,689 312 SH OTR 312 0 0
RTX CORPORATION COMMON STOCK 75513E101 278,898 1,910 SH SOLE 1,653 0 257
RTX CORPORATION COMMON STOCK 75513E101 59,868 410 SH OTR 410 0 0
SPDR S&P 500 ETF MUTUAL FUNDS/EQ 78462F103 1,783,733 2,887 SH SOLE 2,887 0 0
SPDR BOFA ML CROSSOVER CORP BOND MUTUAL FUNDS/FI 78468R606 627,581 26,369 SH SOLE 26,369 0 0
SPDR NUVEEN ICE MUNICIPAL BOND MUTUAL FUNDS / 78468R721 206,465 4,622 SH SOLE 4,622 0 0
SALESFORCE COMMON STOCK 79466L302 172,885 634 SH SOLE 555 0 79
SALESFORCE COMMON STOCK 79466L302 35,450 130 SH OTR 130 0 0
SCHWAB US BROAD MARKET ETFT MUTUAL FUNDS/EQ 808524102 1,843,251 77,350 SH SOLE 77,350 0 0
SERVICENOW INC SR CV COMMON STOCK 81762P102 218,980 213 SH SOLE 195 0 18
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 172,359 761 SH SOLE 761 0 0
TAIWAN SEMICONDUCTOR FOREIGN STOCK 874039100 72,024 318 SH OTR 318 0 0
TARGET CORP COMMON STOCK 87612E106 975,749 9,891 SH SOLE 9,804 0 87
TARGET CORP COMMON STOCK 87612E106 72,508 735 SH OTR 735 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,407,456 6,779 SH SOLE 6,543 0 236
3M CO COMMON STOCK 88579Y101 457,939 3,008 SH SOLE 2,933 0 75
3M CO COMMON STOCK 88579Y101 54,045 355 SH OTR 355 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109 211,356 790 SH SOLE 745 0 45
UNION PACIFIC CORP COMMON STOCK 907818108 2,029,306 8,820 SH SOLE 7,097 0 1,723
UNION PACIFIC CORP COMMON STOCK 907818108 187,975 817 SH OTR 817 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 166,047 1,645 SH SOLE 1,558 0 87
UNITED PARCEL SERVICE COMMON STOCK 911312106 39,771 394 SH OTR 394 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 220,875 708 SH SOLE 517 0 191
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 17,470 56 SH OTR 56 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835 2,906,473 39,474 SH SOLE 39,474 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUNDS/FI 921937835 276,481 3,755 SH OTR 3,755 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858 813,704 14,273 SH SOLE 14,273 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUNDS/EQ 921943858 17,844 313 SH OTR 313 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUNDS/EQ 921946406 343,540 2,577 SH SOLE 2,577 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858 373,573 7,553 SH SOLE 7,553 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUNDS/EQ 922042858 28,687 580 SH OTR 580 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409 1,213,571 15,265 SH SOLE 15,265 0 0
VANGUARD SHORT-TERM CORP BD IDX MUTUAL FUNDS/FI 92206C409 77,513 975 SH OTR 975 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363 522,020 919 SH SOLE 919 0 0
VANGUARD S&P 500 ETF (MKT) MUTUAL FUNDS/EQ 922908363 25,561 45 SH OTR 45 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553 333,976 3,750 SH SOLE 3,750 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUNDS/EQ 922908553 48,983 550 SH OTR 550 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUNDS/EQ 922908611 609,798 3,127 SH SOLE 3,127 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUNDS/EQ 922908769 3,846,841 12,657 SH SOLE 12,657 0 0
VISA INC COMMON STOCK 92826C839 435,648 1,227 SH SOLE 860 0 367
VISA INC COMMON STOCK 92826C839 106,870 301 SH OTR 301 0 0
WALMART INC COMMON STOCK 931142103 2,945,720 30,126 SH SOLE 29,774 0 352
WALMART INC COMMON STOCK 931142103 92,402 945 SH OTR 945 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108 287,192 805 SH SOLE 738 0 67
ACCENTURE PLC FOREIGN STOCK G1151C101 159,907 535 SH SOLE 434 0 101
ACCENTURE PLC FOREIGN STOCK G1151C101 76,814 257 SH OTR 163 0 94
LINDE PLC FOREIGN STOCK G54950103 69,438 148 SH SOLE 72 0 76
LINDE PLC FOREIGN STOCK G54950103 135,124 288 SH OTR 288 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 181,487 2,082 SH SOLE 1,934 0 148
MEDTRONIC PLC FOREIGN STOCK G5960L103 70,608 810 SH OTR 810 0 0