The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 25,818,575 189,829 SH SOLE 0 0 189,828
ABBVIE INC COM 00287Y109 38,140,576 205,477 SH SOLE 0 0 205,476
ADAPTHEALTH CORP COMMON STOCK 00653Q102 1,064,298 112,863 SH SOLE 0 0 112,863
ADMA BIOLOGICS INC COM 000899104 187,563 10,300 SH SOLE 0 0 10,300
ALDEYRA THERAPEUTICS INC COM 01438T106 38,300 10,000 SH SOLE 0 0 10,000
ALPHABET INC CAP STK CL A 02079K305 650,381 3,691 SH SOLE 0 0 3,690
ALPHABET INC CAP STK CL C 02079K107 2,367,802 13,348 SH SOLE 0 0 13,348
AMAZON COM INC COM 023135106 3,031,092 13,816 SH SOLE 0 0 13,816
AMERICAN ELEC PWR CO INC COM 025537101 200,983 1,937 SH SOLE 0 0 1,937
AMPHENOL CORP NEW CL A 032095101 276,500 2,800 SH SOLE 0 0 2,800
AON PLC SHS CL A G0403H108 366,393 1,027 SH SOLE 0 0 1,027
APPLE INC COM 037833100 11,806,740 57,546 SH SOLE 0 0 57,546
ARISTA NETWORKS INC COM SHS 040413205 328,210 3,208 SH SOLE 0 0 3,208
BANK AMERICA CORP COM 060505104 422,456 8,928 SH SOLE 0 0 8,927
BAXTER INTL INC COM 071813109 694,789 22,945 SH SOLE 0 0 22,945
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,464,111 3,014 SH SOLE 0 0 3,014
BIOMARIN PHARMACEUTICAL INC COM 09061G101 346,861 6,310 SH SOLE 0 0 6,310
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 22,618,169 435,635 SH SOLE 0 0 435,635
BOEING CO COM 097023105 350,334 1,672 SH SOLE 0 0 1,672
BOSTON SCIENTIFIC CORP COM 101137107 218,365 2,033 SH SOLE 0 0 2,033
BROADCOM INC COM 11135F101 265,727 964 SH SOLE 0 0 964
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 41,122,320 1,515,751 SH SOLE 0 0 1,515,750
CATERPILLAR INC COM 149123101 351,015 904 SH SOLE 0 0 904
CME GROUP INC COM 12572Q105 880,606 3,195 SH SOLE 0 0 3,195
CONSTELLATION ENERGY CORP COM 21037T109 322,929 1,001 SH SOLE 0 0 1,000
COSTCO WHSL CORP NEW COM 22160K105 908,387 918 SH SOLE 0 0 917
COUPANG INC CL A 22266T109 4,024,047 134,314 SH SOLE 0 0 134,314
CROWDSTRIKE HLDGS INC CL A 22788C105 581,632 1,142 SH SOLE 0 0 1,142
DEERE & CO COM 244199105 1,192,263 2,345 SH SOLE 0 0 2,344
DISNEY WALT CO COM 254687106 548,944 4,427 SH SOLE 0 0 4,426
DUKE ENERGY CORP NEW COM NEW 26441C204 202,788 1,719 SH SOLE 0 0 1,718
EDWARDS LIFESCIENCES CORP COM 28176E108 888,700 11,363 SH SOLE 0 0 11,363
ELI LILLY & CO COM 532457108 531,779 682 SH SOLE 0 0 682
EMBRAER S.A. SPONSORED ADS 29082A107 663,343 11,656 SH SOLE 0 0 11,656
EXXON MOBIL CORP COM 30231G102 656,691 6,092 SH SOLE 0 0 6,091
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 257,746 5,343 SH SOLE 0 0 5,343
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,174,781 12,499 SH SOLE 0 0 12,499
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 2,892,200 58,053 SH SOLE 0 0 58,053
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 682,642 34,295 SH SOLE 0 0 34,295
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 1,494,656 74,361 SH SOLE 0 0 74,361
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2,990,941 121,238 SH SOLE 0 0 121,238
FIRST TR EXCHANGE-TRADED FD COML MTG OPPORTU 33738D762 660,664 32,259 SH SOLE 0 0 32,259
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 237,923 3,974 SH SOLE 0 0 3,974
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 20,809,867 422,450 SH SOLE 0 0 422,449
FIRST TR EXCHANGE-TRADED FD INTERMEDIATE GOV 33738D838 1,649,640 81,868 SH SOLE 0 0 81,868
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 641,445 14,350 SH SOLE 0 0 14,350
FIRST TR EXCHANGE-TRADED FD WCM INTL EQUITY 33733E732 160,007 10,057 SH SOLE 0 0 10,057
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 1,927,490 43,916 SH SOLE 0 0 43,916
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888 470,595 18,907 SH SOLE 0 0 18,907
GOLDMAN SACHS GROUP INC COM 38141G104 216,826 306 SH SOLE 0 0 306
GRAINGER W W INC COM 384802104 245,497 236 SH SOLE 0 0 236
GRANITESHARES GOLD TR SHS BEN INT 38748G101 1,480,714 45,365 SH SOLE 0 0 45,365
HARBOR ETF TRUST HARBOR COMMODITY 41151J505 13,759,906 566,484 SH SOLE 0 0 566,484
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 710,876 20,988 SH SOLE 0 0 20,988
HEALTHEQUITY INC COM 42226A107 6,809,400 65,000 SH SOLE 0 0 65,000
HERSHEY CO COM 427866108 398,013 2,398 SH SOLE 0 0 2,398
HOME DEPOT INC COM 437076102 347,953 949 SH SOLE 0 0 949
ILLINOIS TOOL WKS INC COM 452308109 301,151 1,218 SH SOLE 0 0 1,218
INTERNATIONAL BUSINESS MACHS COM 459200101 243,194 825 SH SOLE 0 0 825
INVESCO QQQ TR UNIT SER 1 46090E103 1,142,387 2,071 SH SOLE 0 0 2,070
ISHARES GOLD TR ISHARES NEW 464285204 633,141 10,153 SH SOLE 0 0 10,153
ISHARES INC CORE MSCI EMKT 46434G103 491,041 8,180 SH SOLE 0 0 8,179
ISHARES SILVER TR ISHARES 46428Q109 248,175 7,564 SH SOLE 0 0 7,564
ISHARES TR CORE HIGH DV ETF 46429B663 685,060 5,847 SH SOLE 0 0 5,846
ISHARES TR CORE MSCI EAFE 46432F842 1,223,061 14,651 SH SOLE 0 0 14,650
ISHARES TR CORE S&P500 ETF 464287200 1,567,763 2,525 SH SOLE 0 0 2,524
ISHARES TR GL CLEAN ENE ETF 464288224 131,388 10,022 SH SOLE 0 0 10,022
ISHARES TR RUS 1000 GRW ETF 464287614 301,823 711 SH SOLE 0 0 710
ISHARES TR RUS 1000 VAL ETF 464287598 200,890 1,034 SH SOLE 0 0 1,034
ISHARES TR RUS 2000 GRW ETF 464287648 804,696 2,815 SH SOLE 0 0 2,815
ISHARES TR RUS MDCP VAL ETF 464287473 7,903,634 59,813 SH SOLE 0 0 59,812
ISHARES TR S&P 500 GRWT ETF 464287309 1,593,587 14,474 SH SOLE 0 0 14,474
ISHARES TR S&P 500 VAL ETF 464287408 831,708 4,256 SH SOLE 0 0 4,256
ISHARES TR S&P MC 400GR ETF 464287606 27,373,374 300,872 SH SOLE 0 0 300,872
ISHARES TR S&P SML 600 GWT 464287887 552,515 4,153 SH SOLE 0 0 4,153
ISHARES TR SHORT TREAS BD 464288679 2,008,540 18,190 SH SOLE 0 0 18,190
ISHARES TR SP SMCP600VL ETF 464287879 251,359 2,526 SH SOLE 0 0 2,526
ISHARES TR US INDUSTRIALS 464287754 200,230 1,407 SH SOLE 0 0 1,407
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 682,846 14,164 SH SOLE 0 0 14,164
JANUS DETROIT STR TR HENDERSON MTG 47103U852 23,302,132 517,250 SH SOLE 0 0 517,250
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 75,130,759 1,480,409 SH SOLE 0 0 1,480,409
JOHNSON & JOHNSON COM 478160104 401,257 2,627 SH SOLE 0 0 2,626
JPMORGAN CHASE & CO. COM 46625H100 1,315,225 4,537 SH SOLE 0 0 4,536
KROGER CO COM 501044101 1,370,850 19,111 SH SOLE 0 0 19,111
MASTERCARD INCORPORATED CL A 57636Q104 4,443,822 7,908 SH SOLE 0 0 7,908
MCDONALDS CORP COM 580135101 499,260 1,709 SH SOLE 0 0 1,708
META PLATFORMS INC CL A 30303M102 633,412 858 SH SOLE 0 0 858
MICROSOFT CORP COM 594918104 2,560,728 5,148 SH SOLE 0 0 5,148
MORGAN STANLEY COM NEW 617446448 526,535 3,738 SH SOLE 0 0 3,738
NORFOLK SOUTHN CORP COM 655844108 504,471 1,971 SH SOLE 0 0 1,970
NVIDIA CORPORATION COM 67066G104 1,658,055 10,495 SH SOLE 0 0 10,494
OKTA INC CL A 679295105 300,910 3,010 SH SOLE 0 0 3,010
ORACLE CORP COM 68389X105 574,607 2,628 SH SOLE 0 0 2,628
PDS BIOTECHNOLOGY CORP COM 70465T107 104,448 78,532 SH SOLE 0 0 78,532
PEPSICO INC COM 713448108 417,510 3,162 SH SOLE 0 0 3,162
PFIZER INC COM 717081103 1,574,033 64,935 SH SOLE 0 0 64,935
PHATHOM PHARMACEUTICALS INC COM 71722W107 190,016 19,814 SH SOLE 0 0 19,814
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,206,631 42,964 SH SOLE 0 0 42,964
PIMCO ETF TR MULTISECTOR BD 72201R585 908,172 34,219 SH SOLE 0 0 34,219
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 2,044,829 40,758 SH SOLE 0 0 40,758
PROCTER AND GAMBLE CO COM 742718109 4,510,684 28,312 SH SOLE 0 0 28,312
QUIDELORTHO CORP COM 219798105 330,450 11,466 SH SOLE 0 0 11,466
RTX CORPORATION COM 75513E101 283,425 1,941 SH SOLE 0 0 1,941
SHIFT4 PMTS INC CL A 82452J109 350,651 3,538 SH SOLE 0 0 3,538
SIXTH STREET SPECIALTY LENDI COM 83012A109 367,293 15,426 SH SOLE 0 0 15,426
SNAP ON INC COM 833034101 772,038 2,481 SH SOLE 0 0 2,481
SPDR GOLD TR GOLD SHS 78463V107 2,632,817 8,637 SH SOLE 0 0 8,637
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,743,674 6,059 SH SOLE 0 0 6,059
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 252,084 445 SH SOLE 0 0 445
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 359,251 4,942 SH SOLE 0 0 4,942
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 25,969,935 272,450 SH SOLE 0 0 272,450
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 28,069,721 536,296 SH SOLE 0 0 536,295
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 767,670 8,837 SH SOLE 0 0 8,837
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 313,987 3,953 SH SOLE 0 0 3,953
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 673,790 7,592 SH SOLE 0 0 7,592
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,684,208 21,116 SH SOLE 0 0 21,115
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 1,722,894 57,239 SH SOLE 0 0 57,239
STARBUCKS CORP COM 855244109 640,787 6,993 SH SOLE 0 0 6,993
STRATASYS LTD SHS M85548101 114,700 10,000 SH SOLE 0 0 10,000
TESLA INC COM 88160R101 632,143 1,990 SH SOLE 0 0 1,990
TEXAS INSTRS INC COM 882508104 922,738 4,444 SH SOLE 0 0 4,444
TRINITY BIOTECH PLC SPONS ADR NEW 896438504 6,500 10,000 SH SOLE 0 0 10,000
TRUIST FINL CORP COM 89832Q109 727,391 16,920 SH SOLE 0 0 16,920
VANECK ETF TRUST GOLD MINERS ETF 92189F106 288,881 5,549 SH SOLE 0 0 5,549
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 267,589 3,959 SH SOLE 0 0 3,959
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 400,824 5,093 SH SOLE 0 0 5,093
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 257,584 5,166 SH SOLE 0 0 5,165
VANGUARD INDEX FDS GROWTH ETF 922908736 57,033,679 130,095 SH SOLE 0 0 130,095
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,622,499 9,221 SH SOLE 0 0 9,221
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 47,221,422 287,130 SH SOLE 0 0 287,130
VANGUARD INDEX FDS MID CAP ETF 922908629 2,177,845 7,783 SH SOLE 0 0 7,782
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 260,895 2,929 SH SOLE 0 0 2,929
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 722,534 1,272 SH SOLE 0 0 1,272
VANGUARD INDEX FDS SM CP VAL ETF 922908611 45,227,447 231,924 SH SOLE 0 0 231,923
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,105,340 4,664 SH SOLE 0 0 4,664
VANGUARD INDEX FDS SML CP GRW ETF 922908595 31,003,146 111,949 SH SOLE 0 0 111,948
VANGUARD INDEX FDS TOTAL STK MKT 922908769 674,172 2,218 SH SOLE 0 0 2,218
VANGUARD INDEX FDS VALUE ETF 922908744 994,016 5,624 SH SOLE 0 0 5,624
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 249,123 887 SH SOLE 0 0 887
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,622,828 7,929 SH SOLE 0 0 7,929
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,288,542 40,143 SH SOLE 0 0 40,142
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 60,926,808 457,031 SH SOLE 0 0 457,031
VANGUARD WORLD FD FINANCIALS ETF 92204A405 210,045 1,650 SH SOLE 0 0 1,650
VANGUARD WORLD FD INF TECH ETF 92204A702 435,108 656 SH SOLE 0 0 655
VERISIGN INC COM 92343E102 433,200 1,500 SH SOLE 0 0 1,500
VISA INC COM CL A 92826C839 1,137,301 3,203 SH SOLE 0 0 3,203
WALMART INC COM 931142103 600,284 6,139 SH SOLE 0 0 6,139
WASTE MGMT INC DEL COM 94106L109 391,969 1,713 SH SOLE 0 0 1,713
WEC ENERGY GROUP INC COM 92939U106 225,068 2,160 SH SOLE 0 0 2,159
WINTRUST FINL CORP COM 97650W108 344,540 2,779 SH SOLE 0 0 2,779
WISDOMTREE TR INTL EQUITY FD 97717W703 391,896 6,166 SH SOLE 0 0 6,165
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,633,400 19,886 SH SOLE 0 0 19,885
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,665,347 93,084 SH SOLE 0 0 93,083
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,310,095 41,250 SH SOLE 0 0 41,249
WORKDAY INC CL A 98138H101 7,971,120 33,213 SH SOLE 0 0 33,213
WORLD GOLD TR SPDR GLD MINIS 98149E303 6,785,055 103,557 SH SOLE 0 0 103,557
WP CAREY INC COM 92936U109 1,489,585 23,879 SH SOLE 0 0 23,879
ZSCALER INC COM 98980G102 2,698,000 8,594 SH SOLE 0 0 8,594