The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 21,939 100 SH SOLE 0 100 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 1,998,592 3,623 SH SOLE 0 3,623 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 122,817 485 SH SOLE 0 485 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 14,559,767 47,905 SH SOLE 0 47,905 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 24,749 25 SH SOLE 0 25 0 0
AMPLIFY ETF TR ALTRNTV HARV ETF ETF 032108474 629 35 SH SOLE 0 35 0 0
ISHARES SILVER TRUST ETF 46428Q109 33 1 SH SOLE 0 1 0 0
SPDR S&P SEMICONDUCTOR ETF ETF 78464A862 41,298 161 SH SOLE 0 161 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 349,169 565 SH SOLE 0 565 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 25,486 589 SH SOLE 0 589 0 0
WISDOMTREE INTERNATIONAL QUALITY DIVIDEND GROWTH FUND ETF 97717X131 48,876 1,233 SH SOLE 0 1,233 0 0
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 305,410 9,095 SH SOLE 0 9,095 0 0
INVESCO SHORT TERM TREASURY ETF ETF 46138G888 3,057,494 28,970 SH SOLE 0 28,970 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 29,654 220 SH SOLE 0 220 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 87,251 3,570 SH SOLE 0 3,570 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 200,077 2,471 SH SOLE 0 2,471 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 873,613 29,908 SH SOLE 0 29,908 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,168,957 38,720 SH SOLE 0 38,720 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 29,727 272 SH SOLE 0 272 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 1,373,760 17,280 SH SOLE 0 17,280 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 17,623 100 SH SOLE 0 100 0 0
MICROSOFT CORP COM Stock 594918104 31,834 64 SH SOLE 0 64 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852 3,256 30 SH SOLE 0 30 0 0
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST ETF 98149E303 43,964 671 SH SOLE 0 671 0 0
PGIM ULTRA SHORT BOND ETF ETF 69344A107 2,525,071 50,745 SH SOLE 0 50,745 0 0
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF ETF 47103U852 1,736,587 38,548 SH SOLE 0 38,548 0 0
INVENTRUST PPTYS CORP COM NEW REIT 46124J201 57,211 2,088 SH SOLE 0 2,088 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 36,874 584 SH SOLE 0 584 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 538,649 2,169 SH SOLE 0 2,169 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 716,422 13,680 SH SOLE 0 13,680 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 3,082,558 126,438 SH SOLE 0 126,438 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 4,994,498 7,530 SH SOLE 0 7,530 0 0
SCHWAB US TIPS ETF ETF 808524870 5,124,801 192,084 SH SOLE 0 192,084 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF ETF 808524854 255,706 10,216 SH SOLE 0 10,216 0 0
VANGUARD S&P 500 ETF ETF 922908363 457,832 806 SH SOLE 0 806 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 2,908 17 SH SOLE 0 17 0 0
SPROTT PHYSICAL SILVER TR TR UNIT CEF 85207K107 17,748 1,450 SH SOLE 0 1,450 0 0
ISHARES CYBERSECURITY & TECH ETF ETF 46435U135 637,243 11,976 SH SOLE 0 11,976 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 57,755 2,059 SH SOLE 0 2,059 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 9,108,822 196,565 SH SOLE 0 196,565 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 156,948 832 SH SOLE 0 832 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 3,439,717 67,419 SH SOLE 0 67,419 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718 2,425,018 24,084 SH SOLE 0 24,084 0 0
INVESCO NASDAQ 100 ETF ETF 46138G649 18,529 82 SH SOLE 0 81 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845 4,073,906 80,274 SH SOLE 0 80,274 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 1,544,261 58,274 SH SOLE 0 58,274 0 0
NOVAVAX INC COM NEW Stock 670002401 3,843 610 SH SOLE 0 610 0 0
FIDELITY FUNDAMENTAL SMALL-MID CAP ETF ETF 316092295 68,927 2,535 SH SOLE 0 2,535 0 0
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303 352,446 7,068 SH SOLE 0 7,068 0 0
VANGUARD GROWTH ETF ETF 922908736 54,362 124 SH SOLE 0 124 0 0
VANECK SEMICONDUCTOR ETF ETF 92189F676 12,095 43 SH SOLE 0 43 0 0
CAPITAL GROUP DIVIDEND VALUE ETF ETF 14020W106 3,739,427 94,693 SH SOLE 0 94,693 0 0
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF ETF 14019W109 745,695 27,486 SH SOLE 0 27,486 0 0
JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF ETF 46641Q134 50,954 720 SH SOLE 0 720 0 0
INVESCO S&P 500 TOP 50 ETF ETF 46137V233 2,539,146 48,736 SH SOLE 0 48,736 0 0
BONDBLOXX BLOOMBERG SIX MONTH TARGET DURATION US TREASURY ETF ETF 09789C788 1,023,865 20,339 SH SOLE 0 20,339 0 0
ANGEL OAK ULTRASHORT INCOME ETF ETF 03463K752 4,230,332 82,834 SH SOLE 0 82,834 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 6,687,871 133,039 SH SOLE 0 133,039 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 756,746 9,065 SH SOLE 0 9,065 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 1,522 32 SH SOLE 0 32 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107 1,555 21 SH SOLE 0 21 0 0
ISHARES AAA CLO ACTIVE ETF ETF 092528504 523,613 10,085 SH SOLE 0 10,085 0 0
NVIDIA CORPORATION COM Stock 67066G104 6,320 40 SH SOLE 0 40 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 13,140 119 SH SOLE 0 119 0 0
WHEATON PRECIOUS METALS CORP COM Stock 962879102 26,940 300 SH SOLE 0 300 0 0
CAVA GROUP INC COM Stock 148929102 8,423 100 SH SOLE 0 100 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 7,927 35 SH SOLE 0 35 0 0
JPMORGAN LIMITED DURATION BOND ETF ETF 46654Q773 6,280,553 120,248 SH SOLE 0 120,248 0 0
INVESCO S&P INTERNATIONAL DEVELOPED HIGH QUALITY ETF ETF 46138E214 230,134 6,978 SH SOLE 0 6,978 0 0
JANUS HENDERSON SECURITIZED INCOME ETF ETF 47103U746 1,020,775 19,399 SH SOLE 0 19,399 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101 14,813 242 SH SOLE 0 242 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669 1,378,863 16,466 SH SOLE 0 16,466 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 179,288 2,114 SH SOLE 0 2,114 0 0
GE VERNOVA INC COM Stock 36828A101 7,937 15 SH SOLE 0 15 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771 2,637,191 107,465 SH SOLE 0 107,465 0 0
GE AEROSPACE COM NEW Stock 369604301 16,216 63 SH SOLE 0 63 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 415,269 2,815 SH SOLE 0 2,815 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755 523,662 13,085 SH SOLE 0 13,085 0 0
CAPITAL GROUP CONSERVATIVE EQUITY ETF ETF 14020U100 1,600,084 55,947 SH SOLE 0 55,947 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 114,944 1,044 SH SOLE 0 1,044 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 9,403,531 15,145 SH SOLE 0 15,145 0 0
CHEVRON CORP NEW COM Stock 166764100 3,518 25 SH SOLE 0 24 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 144,805 2,540 SH SOLE 0 2,540 0 0
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108 1,003,264 2,769 SH SOLE 0 2,769 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 29,676 600 SH SOLE 0 600 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 742,937 5,573 SH SOLE 0 5,573 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 3,031,462 20,156 SH SOLE 0 20,156 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 2,584,368 12,627 SH SOLE 0 12,627 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 60,615 948 SH SOLE 0 948 0 0
ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF ETF 46434V878 132,100 2,605 SH SOLE 0 2,605 0 0
ISHARES U.S. INSURANCE ETF ETF 464288786 159,335 1,185 SH SOLE 0 1,185 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 57,735 317 SH SOLE 0 317 0 0
ALTRIA GROUP INC COM Stock 02209S103 49,601 846 SH SOLE 0 846 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT CEF 85208R101 123,410 4,100 SH SOLE 0 4,100 0 0
APPLE INC COM Stock 037833100 501,230 2,443 SH SOLE 0 2,443 0 0