The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Highlands Reit Inc Real Estate Invst Trust Marylan COM 439587103 6,391 20,616 SH SOLE 0 0 20,616
Apple Computer Inc COM 037833100 13,192,927 64,302 SH SOLE 0 0 64,302
Abbvie Inc COM 00287Y109 570,293 3,072 SH SOLE 0 0 3,072
Abbott Laboratories COM 002824100 371,061 2,728 SH SOLE 0 0 2,728
Analog Devices Inc COM 032654105 450,334 1,892 SH SOLE 0 0 1,892
A F L A C Inc COM 001055102 5,553,019 52,655 SH SOLE 0 0 52,655
Align Technology Inc COM 016255101 378,660 2,000 SH SOLE 0 0 2,000
Advanced Micro Devic COM 007903107 807,553 5,691 SH SOLE 0 0 5,691
Amazon Com Inc COM 023135106 7,030,271 32,045 SH SOLE 0 0 32,045
Ishares Tr S&P Aggressive COM 464289859 11,244,342 134,824 SH SOLE 0 0 134,824
A O N Plc COM G0403H108 3,350,333 9,391 SH SOLE 0 0 9,391
Ishares Tr S&P Allocation Fd COM 464289867 4,562,493 74,103 SH SOLE 0 0 74,103
Smith A O COM 831865209 3,469,809 52,918 SH SOLE 0 0 52,918
Applied Digital Corp COM 038169207 120,135 11,930 SH SOLE 0 0 11,930
Atmos Energy Corp COM 049560105 461,714 2,996 SH SOLE 0 0 2,996
Broadcom Ltd COM 11135F101 411,945 1,494 SH SOLE 0 0 1,494
American Express Company COM 025816109 239,235 750 SH SOLE 0 0 750
Boeing Co COM 097023105 987,934 4,715 SH SOLE 0 0 4,715
Bank Of America Corp COM 060505104 825,552 17,446 SH SOLE 0 0 17,446
Bristol-Myers Squibb Co COM 110122108 323,096 6,980 SH SOLE 0 0 6,980
Berkshire Hathaway Cl B COM 084670702 5,317,238 10,946 SH SOLE 0 0 10,946
Vanguard Short Term Bd Index COM 921937827 583,544 7,415 SH SOLE 0 0 7,415
Blackstone Group LP COM 09260D107 1,445,085 9,661 SH SOLE 0 0 9,661
Caterpillar Inc COM 149123101 402,186 1,036 SH SOLE 0 0 1,036
Carnival Corp COM 143658300 301,165 10,710 SH SOLE 0 0 10,710
VictoryShares US 500 Enh Vol Wtd ETF COM 92647N782 204,745 2,872 SH SOLE 0 0 2,872
City Holding Co COM 177835105 367,260 3,000 SH SOLE 0 0 3,000
Conocophillips COM 20825C104 591,699 6,593 SH SOLE 0 0 6,593
Costco Whsl Corp New COM 22160K105 1,466,101 1,481 SH SOLE 0 0 1,481
Salesforce Com COM 79466L302 290,688 1,066 SH SOLE 0 0 1,066
CrowdStrike Holdings Inc COM 22788C105 254,655 500 SH SOLE 0 0 500
Cisco Systems Inc COM 17275R102 841,712 12,132 SH SOLE 0 0 12,132
Capital Southwest Corp COM 140501107 402,230 18,250 SH SOLE 0 0 18,250
Cintas Corp COM 172908105 205,932 924 SH SOLE 0 0 924
Corteva Inc com COM 22052L104 315,113 4,228 SH SOLE 0 0 4,228
Chevrontexaco Corp COM 166764100 856,706 5,983 SH SOLE 0 0 5,983
Dupont De Nemours Inc COM 26614N102 289,999 4,228 SH SOLE 0 0 4,228
Deere & Co COM 244199105 259,330 510 SH SOLE 0 0 510
Dfa Tax Managed US Small COM 25434V609 461,362 8,550 SH SOLE 0 0 8,550
DFA Tax-Managed US Marketwide Value II COM 25434V724 1,070,935 25,330 SH SOLE 0 0 25,330
Spdr Dow Jones COM 78467X109 570,451 1,295 SH SOLE 0 0 1,295
Disney Walt Hldg Co COM 254687106 1,583,903 12,772 SH SOLE 0 0 12,772
Duke Energy Corporation COM 26441C204 382,714 3,243 SH SOLE 0 0 3,243
Ishares Tr Dow Jones Select Divid Index COM 464287168 30,747,709 231,517 SH SOLE 0 0 231,517
Ishares MSCI Emrg Mkt Fd COM 464287234 4,880,407 101,169 SH SOLE 0 0 101,169
Ishares Tr MSCI EAFE Fd COM 464287465 44,331,012 495,928 SH SOLE 0 0 495,928
Enterprise Products Pptns Lp COM 293792107 245,738 7,924 SH SOLE 0 0 7,924
Energy Transfer Equity LP COM 29273V100 243,261 13,418 SH SOLE 0 0 13,418
iShares MSCI USA Equal Weighted ETF COM 464286681 832,608 8,400 SH SOLE 0 0 8,400
Ford Motor Company COM 345370860 144,014 13,273 SH SOLE 0 0 13,273
FB Financial Corp COM 30257X104 253,687 5,600 SH SOLE 0 0 5,600
FIDELITY WISE ORIGIN BITCOIN FUND COM 315948109 1,189,443 12,655 SH SOLE 0 0 12,655
Fedex Corporation COM 31428X106 362,124 1,593 SH SOLE 0 0 1,593
Fifth Third Bancorp COM 316773100 329,040 8,000 SH SOLE 0 0 8,000
Sch Fnd US Sm Etf COM 808524763 626,117 21,854 SH SOLE 0 0 21,854
Schwab Fundamental Intl COM 808524748 296,915 7,061 SH SOLE 0 0 7,061
Schwab Funda Emg Mkts COM 808524730 288,342 8,735 SH SOLE 0 0 8,735
Schwab Fundamental Inl COM 808524755 788,274 19,697 SH SOLE 0 0 19,697
Schwab Fundamental US COM 808524771 1,544,274 62,929 SH SOLE 0 0 62,929
General Electric Company COM 369604301 1,208,386 4,695 SH SOLE 0 0 4,695
Ge Vernova Llc Com COM 36828A101 617,523 1,167 SH SOLE 0 0 1,167
Spdr Gold TRUST COM 78463V107 248,436 815 SH SOLE 0 0 815
General Motors Corp COM 37045V100 315,141 6,404 SH SOLE 0 0 6,404
Google Inc Class C COM 02079K107 5,137,444 28,961 SH SOLE 0 0 28,961
Google Inc Cl A COM 02079K305 2,412,657 13,690 SH SOLE 0 0 13,690
Gorman Rupp Co Com COM 383082104 2,244,180 61,116 SH SOLE 0 0 61,116
Hca The Healthcare Co COM 40412C101 17,292,189 45,138 SH SOLE 0 0 45,138
Home Depot Inc COM 437076102 2,822,260 7,698 SH SOLE 0 0 7,698
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 53,740,118 458,651 SH SOLE 0 0 458,651
Honeywell International COM 438516106 287,840 1,236 SH SOLE 0 0 1,236
Block H & R Incorporated COM 093671105 274,450 5,000 SH SOLE 0 0 5,000
Ishares Gold Trust ETF COM 464285204 241,832 3,878 SH SOLE 0 0 3,878
iShares iBonds Dec 2026 Term Corp ETF COM 46435GAA0 3,475,068 143,302 SH SOLE 0 0 143,302
iShares iBonds Dec 2027 Term Corp ETF COM 46435UAA9 4,737,133 195,185 SH SOLE 0 0 195,185
iShares iBonds Dec 2028 Term Corp ETF COM 46435U515 3,907,303 153,710 SH SOLE 0 0 153,710
iShares iBonds Dec 2029 Term Corporate ETF COM 46436E205 4,494,609 192,654 SH SOLE 0 0 192,654
ISHARES IBND DEC 2030 TRM CORP ETF COM 46436E726 4,709,896 214,281 SH SOLE 0 0 214,281
iShares iBonds Dec 2031 Term Corp ETF COM 46436E486 1,719,470 81,724 SH SOLE 0 0 81,724
iShares iBonds Dec 2032 Term Corp ETF COM 46436E312 1,099,771 43,495 SH SOLE 0 0 43,495
iShares iBonds Dec 2033 Term Corp ETF COM 46436E130 396,606 15,310 SH SOLE 0 0 15,310
iShares iBonds Dec 2034 Term Corp ETF COM 46438G653 381,498 14,600 SH SOLE 0 0 14,600
iShares iBonds 2025 Term High Yield and Income ETF COM 46435U168 5,872,796 252,539 SH SOLE 0 0 252,539
iShares iBonds 2026 Term High Yield and Income ETF COM 46436E528 19,845,804 854,318 SH SOLE 0 0 854,318
iShares iBonds 2027 Term High Yield and Income ETF COM 46436E478 26,273,102 1,165,621 SH SOLE 0 0 1,165,621
iShares iBonds 2028 Term High Yield and Income ETF COM 46436E387 27,856,923 1,173,912 SH SOLE 0 0 1,173,912
iShares iBonds 2029 Term High Yield and Income ETF COM 46436E379 12,126,419 511,879 SH SOLE 0 0 511,879
iShares iBonds 2030 Term High Yield and Income ETF COM 46436E122 7,382,237 277,111 SH SOLE 0 0 277,111
iShares iBonds 2031 Term High Yield and Income ETF COM 46438G661 1,762,961 67,940 SH SOLE 0 0 67,940
iShares Bitcoin Trust ETF COM 46438F101 1,317,851 21,530 SH SOLE 0 0 21,530
Intl Business Machines COM 459200101 1,572,286 5,334 SH SOLE 0 0 5,334
iShares iBonds Dec 2025 Term Muni Bond ETF COM 46435U432 7,354,829 274,808 SH SOLE 0 0 274,808
iShares iBonds Dec 2026 Term Muni Bond ETF COM 46435U259 10,554,796 411,927 SH SOLE 0 0 411,927
iShares iBonds Dec 2027 Term Muni Bond ETF COM 46435U283 10,753,844 424,215 SH SOLE 0 0 424,215
iShares iBonds Dec 2028 Term Muni Bond ETF COM 46435U325 9,547,859 375,752 SH SOLE 0 0 375,752
iShares iBonds Dec 2029 Term Muni Bond ETF COM 46436E163 5,672,235 224,821 SH SOLE 0 0 224,821
iShares iBonds Dec 2030 Term Muni Bond ETF COM 46438G687 1,544,057 60,174 SH SOLE 0 0 60,174
iShares iBonds Dec 2026 Term Treasury ETF COM 46436E858 207,975 9,070 SH SOLE 0 0 9,070
iShares iBonds Dec 2027 Term Treasury ETF COM 46436E841 223,326 9,930 SH SOLE 0 0 9,930
iShares iBonds Dec 2028 Term Treasury ETF COM 46436E833 368,482 16,480 SH SOLE 0 0 16,480
Ishares Cohen Steers REIT COM 464287564 15,662,194 256,086 SH SOLE 0 0 256,086
Icon Media Holdings Inc COM 45110Q104 20 100,000 SH SOLE 0 0 100,000
Ishares Tr Dj US Utils COM 464287697 11,800,048 112,844 SH SOLE 0 0 112,844
Ishares Tr Dow Jones COM 464288448 599,090 17,360 SH SOLE 0 0 17,360
Ishares Core Msci Eafe COM 46432F842 47,177,048 565,130 SH SOLE 0 0 565,130
Ishares Core Msci COM 46434G103 6,764,918 112,692 SH SOLE 0 0 112,692
i3 Verticals Inc COM 46571Y107 287,166 10,450 SH SOLE 0 0 10,450
Ishares Tr S&P Midcap COM 464287507 4,621,524 74,517 SH SOLE 0 0 74,517
Ishares S&P Midcap COM 464287606 1,318,784 14,495 SH SOLE 0 0 14,495
Ishares Tr S&P Smallcap COM 464287804 16,862,547 154,292 SH SOLE 0 0 154,292
Intel Corp COM 458140100 215,122 9,604 SH SOLE 0 0 9,604
Ishares Tr S&P 500/ Value Index Fd COM 464287408 8,679,282 44,413 SH SOLE 0 0 44,413
Ishares TRUST S&P 500 COM 464287200 270,721,301 436,014 SH SOLE 0 0 436,014
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 14,140,385 128,432 SH SOLE 0 0 128,432
Ishares Tr Russell COM 464287614 865,243 2,038 SH SOLE 0 0 2,038
Ishares Russell 2000 COM 464287655 151,375,917 701,496 SH SOLE 0 0 701,496
Ishares Russell Index Fd COM 464287499 336,407 3,658 SH SOLE 0 0 3,658
Johnson & Johnson COM 478160104 1,095,384 7,171 SH SOLE 0 0 7,171
J P Morgan Chase & Co COM 46625H100 1,965,892 6,781 SH SOLE 0 0 6,781
Coca Cola Company COM 191216100 2,751,990 38,897 SH SOLE 0 0 38,897
Spdr S&P Regional COM 78464A698 296,950 5,000 SH SOLE 0 0 5,000
Lilly Eli & Company COM 532457108 1,403,154 1,800 SH SOLE 0 0 1,800
Southwest Airlines Co COM 844741108 209,481 6,458 SH SOLE 0 0 6,458
Mastercard Inc COM 57636Q104 975,716 1,736 SH SOLE 0 0 1,736
Main Street Capital Corp COM 56035L104 391,833 6,630 SH SOLE 0 0 6,630
Mc Donalds Corp COM 580135101 526,161 1,801 SH SOLE 0 0 1,801
Mckesson Corporation COM 58155Q103 315,095 430 SH SOLE 0 0 430
Mongodb Inc Cl A COM 60937P106 524,975 2,500 SH SOLE 0 0 2,500
Facebook Inc Class A COM 30303M102 4,397,142 5,957 SH SOLE 0 0 5,957
Marathon Pete Corp COM 56585A102 222,289 1,338 SH SOLE 0 0 1,338
Merck & Co Inc COM 58933Y105 695,500 8,786 SH SOLE 0 0 8,786
Microsoft Corp COM 594918104 7,746,846 15,574 SH SOLE 0 0 15,574
MSGI Security Solutions Inc (NV) COM 553570102 0 50,000 SH SOLE 0 0 50,000
Micron Technology Inc COM 595112103 400,070 3,246 SH SOLE 0 0 3,246
Nebius Group NV COM N97284108 397,823 7,190 SH SOLE 0 0 7,190
Nextera Energy Inc COM 65339F101 367,873 5,299 SH SOLE 0 0 5,299
Novo Nordisk A/S B COM K72807140 503,594 7,250 SH SOLE 0 0 7,250
Nestle Sa Ord COM H57312649 789,791 7,945 SH SOLE 0 0 7,945
NVIDIA Corp COM 67066G104 2,012,342 12,737 SH SOLE 0 0 12,737
Ishares Tr S&P 100 Index COM 464287101 212,004 697 SH SOLE 0 0 697
Oracle Corporation COM 68389X105 1,587,910 7,263 SH SOLE 0 0 7,263
Pepsico Incorporated COM 713448108 513,869 3,892 SH SOLE 0 0 3,892
Pfizer Incorporated COM 717081103 364,588 15,041 SH SOLE 0 0 15,041
Ishares S&P U S Pfd Fund COM 464288687 493,551 16,087 SH SOLE 0 0 16,087
Procter & Gamble Co COM 742718109 370,897 2,328 SH SOLE 0 0 2,328
Philip Morris Intl Inc COM 718172109 389,591 2,139 SH SOLE 0 0 2,139
Pnc Finl Services Gp Inc COM 693475105 615,623 3,302 SH SOLE 0 0 3,302
Pinnancle Finl Partners Inc COM 72346Q104 2,003,460 18,146 SH SOLE 0 0 18,146
FIS CHRISTIAN STOCK FUND ETF COM 78433H204 636,352 20,780 SH SOLE 0 0 20,780
Prudential Financial Inc COM 744320102 246,672 2,296 SH SOLE 0 0 2,296
Phillips COM 718546104 296,950 2,489 SH SOLE 0 0 2,489
Provectus Pharmaceutical Inc COM 74373P108 1,498 20,000 SH SOLE 0 0 20,000
Paypal Holdings Inco COM 70450Y103 260,120 3,500 SH SOLE 0 0 3,500
ProShares Ultra QQQ COM 74347R206 418,611 3,556 SH SOLE 0 0 3,556
Nasdaq 100 Shares COM 46090E103 3,473,106 6,296 SH SOLE 0 0 6,296
Invesco NASDAQ 100 ETF COM 46138G649 336,789 1,483 SH SOLE 0 0 1,483
SPDR MSCI USA StrategicFactors ETF COM 78468R812 2,016,947 12,367 SH SOLE 0 0 12,367
Alpha Architect US Quantitative Val ETF COM 02072L102 352,080 8,000 SH SOLE 0 0 8,000
ATLAS SALT ORD COM 04943J100 3,161 10,000 SH SOLE 0 0 10,000
Regions Financial Cp New COM 7591EP100 444,856 18,914 SH SOLE 0 0 18,914
Invesco S&P 500 Eql Wgt COM 46137V357 241,667,025 1,329,740 SH SOLE 0 0 1,329,740
Raytheon Technologies Ord COM 75513E101 556,736 3,813 SH SOLE 0 0 3,813
PerkinElmer Inc COM 714046109 206,304 2,133 SH SOLE 0 0 2,133
Royal Bk Cda Montreal COM 780087102 296,514 2,254 SH SOLE 0 0 2,254
Schw US Scap Etf COM 808524607 500,084 19,766 SH SOLE 0 0 19,766
Schw Intl Eq Etf COM 808524805 585,562 26,496 SH SOLE 0 0 26,496
Sch US Tips Etf COM 808524870 200,527 7,516 SH SOLE 0 0 7,516
Schwab Intermediate Term COM 808524854 229,976 9,188 SH SOLE 0 0 9,188
The Charles Schwab Corp COM 808513105 400,361 4,388 SH SOLE 0 0 4,388
Schw US Lcap Etf COM 808524201 1,940,252 79,388 SH SOLE 0 0 79,388
Spdr S&P Dividend Etf COM 78464A763 360,336 2,655 SH SOLE 0 0 2,655
Shopify Inc COM 82509L107 1,032,383 8,950 SH SOLE 0 0 8,950
SPDR S&P 600 Small Cap Growth ETF COM 78464A201 292,766 3,299 SH SOLE 0 0 3,299
Smartfinancial Inc COM 83190L208 1,481,760 43,865 SH SOLE 0 0 43,865
Super Micro Computer Inc COM 86800U302 1,224,515 24,985 SH SOLE 0 0 24,985
Snowflake Cl A Ord COM 833445109 968,477 4,328 SH SOLE 0 0 4,328
Synopsys Inc COM 871607107 555,232 1,083 SH SOLE 0 0 1,083
The Southern Company COM 842587107 2,687,782 29,269 SH SOLE 0 0 29,269
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889 4,761,329 117,593 SH SOLE 0 0 117,593
SPDR S&P Emerging Markets ETF COM 78463X509 500,268 11,705 SH SOLE 0 0 11,705
Invesco S&P 500(R) Quality ETF COM 46137V241 372,690 5,230 SH SOLE 0 0 5,230
SPDR Portfolio S&P 500 ETF COM 78464A854 1,529,126 21,036 SH SOLE 0 0 21,036
S P D R TRUST Unit SR COM 78462F103 4,494,392 7,274 SH SOLE 0 0 7,274
Spdr S&P 500 Growth Etf COM 78464A409 3,165,589 33,210 SH SOLE 0 0 33,210
SPDR Portfolio S&P 500 Value ETF COM 78464A508 705,279 13,475 SH SOLE 0 0 13,475
A T & T Corp COM 00206R102 316,136 10,924 SH SOLE 0 0 10,924
Truist Finl Corp Com COM 89832Q109 348,133 8,098 SH SOLE 0 0 8,098
Rbb Fd Inc Motley Fol Etf COM 74933W601 217,012 3,364 SH SOLE 0 0 3,364
Truxton Corp COM 89845Y107 667,120 8,339 SH SOLE 0 0 8,339
Tesla Motors Inc COM 88160R101 564,799 1,778 SH SOLE 0 0 1,778
Trane Technologies PLC COM G8994E103 437,410 1,000 SH SOLE 0 0 1,000
Texas Instruments Inc COM 882508104 257,656 1,241 SH SOLE 0 0 1,241
United Continental Holdings Inc Com Usd0 COM 910047109 339,781 4,267 SH SOLE 0 0 4,267
Unitedhealth Group Inc COM 91324P102 271,102 869 SH SOLE 0 0 869
U S Bancorp Del New COM 902973304 361,268 7,984 SH SOLE 0 0 7,984
Visa Inc Cl A COM 92826C839 1,152,011 3,245 SH SOLE 0 0 3,245
Vanguard Europe Pac Etf COM 921943858 23,185,756 406,696 SH SOLE 0 0 406,696
Vanguard Information Technology ETF COM 92204A702 1,899,467 2,864 SH SOLE 0 0 2,864
Vanguard Div Appreciation COM 921908844 795,772 3,888 SH SOLE 0 0 3,888
Vanguard Mortgage Backed COM 92206C771 306,493 6,614 SH SOLE 0 0 6,614
Vanguard REIT COM 922908553 8,037,112 90,244 SH SOLE 0 0 90,244
Vanguard Mid Cap COM 922908629 12,444,006 44,470 SH SOLE 0 0 44,470
Vanguard S&P 500 Etf COM 922908363 14,661,057 25,810 SH SOLE 0 0 25,810
Vanguard Total World COM 922042742 2,066,120 16,076 SH SOLE 0 0 16,076
Vanguard Total Stock Mkt COM 922908769 879,489 2,894 SH SOLE 0 0 2,894
Vanguard Russell 2000 COM 92206C664 14,162,139 162,373 SH SOLE 0 0 162,373
Vanguard Growth COM 922908736 237,174 541 SH SOLE 0 0 541
Vanguard Emerging Market COM 922042858 6,976,130 141,046 SH SOLE 0 0 141,046
Vanguard High Div ETF COM 921946406 19,524,406 146,459 SH SOLE 0 0 146,459
Verizon Communications COM 92343V104 242,563 5,606 SH SOLE 0 0 5,606
Wells Fargo & Co New COM 949746101 571,375 7,131 SH SOLE 0 0 7,131
Wal-Mart Stores Inc COM 931142103 902,891 9,234 SH SOLE 0 0 9,234
Sector Spdr Health Fund COM 81369Y209 1,094,794 8,122 SH SOLE 0 0 8,122
Sector Spdr Consumer Fd COM 81369Y407 296,873 1,366 SH SOLE 0 0 1,366
Exxon Mobil Corporation COM 30231G102 1,958,975 18,172 SH SOLE 0 0 18,172