The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100 416,191 3,060 SH SOLE 0 3,060 0 0
Abbvie Inc Com 00287Y109 257,826 1,389 SH SOLE 0 1,389 0 0
Adobe Inc. Com 00724F101 727,334 1,880 SH SOLE 0 1,880 0 0
Air Products & Chemicals Inc Com 009158106 210,135 745 SH SOLE 0 745 0 0
Alphabet Inc Class C Com 02079K107 2,362,125 13,316 SH SOLE 0 11,576 0 1,740
Alphabet Inc Class A Com 02079K305 1,412,660 8,016 SH SOLE 0 7,116 0 900
Amazon Com Inc Com 023135106 3,411,295 15,549 SH SOLE 0 12,784 0 2,765
American Express Co Com 025816109 297,927 934 SH SOLE 0 548 0 386
American Tower Com REIT Com 03027X100 1,048,961 4,746 SH SOLE 0 4,410 0 336
American Water Works Company Com 030420103 871,663 6,266 SH SOLE 0 6,266 0 0
Amgen Inc. Com 031162100 359,902 1,289 SH SOLE 0 1,289 0 0
Apple Inc Com 037833100 2,600,119 12,673 SH SOLE 0 10,498 0 2,175
Astrazeneca Plc Adr Com 046353108 784,403 11,225 SH SOLE 0 11,225 0 0
Autodesk, Inc. Com 052769106 207,412 670 SH SOLE 0 670 0 0
Baker Hughes Company Com 05722G100 862,420 22,494 SH SOLE 0 22,494 0 0
Bank Amer Corp Com 060505104 999,209 21,116 SH SOLE 0 21,116 0 0
Berkshire Hathaway Inc Cl B Com 084670702 1,045,377 2,152 SH SOLE 0 1,751 0 401
BlackRock Inc. Com 09290D101 397,666 379 SH SOLE 0 379 0 0
Boeing Co Com 097023105 818,634 3,907 SH SOLE 0 3,767 0 140
Broadstone Net Lease Inc Com 11135E203 965,375 60,148 SH SOLE 0 60,148 0 0
Brookfield Corp Com 11271J107 322,424 5,213 SH SOLE 0 3,706 0 1,507
Cigna Group Com 125523100 702,483 2,125 SH SOLE 0 2,125 0 0
Canadian Natl Ry Co Com 136375102 417,617 4,014 SH SOLE 0 3,074 0 940
Caterpillar Inc Com 149123101 883,178 2,275 SH SOLE 0 2,275 0 0
Chevron Corporation Com 166764100 507,895 3,547 SH SOLE 0 3,547 0 0
Cisco Systems Com 17275R102 486,770 7,016 SH SOLE 0 7,016 0 0
Coca Cola Co Com 191216100 523,904 7,405 SH SOLE 0 7,405 0 0
Constellation Brands Inc Cl A Com 21036P108 906,616 5,573 SH SOLE 0 5,573 0 0
Copart Inc Com 217204106 277,638 5,658 SH SOLE 0 3,581 0 2,077
Diageo Plc New Adr Com 25243Q205 210,756 2,090 SH SOLE 0 1,517 0 573
Digital Rlty Tr Inc Com 253868103 252,779 1,450 SH SOLE 0 1,450 0 0
Dimensional World Ex US Core Equity 2 ETF Com 25434V880 1,304,909 44,430 SH SOLE 0 33,253 0 11,177
Doubleline ETF Trust - Mortgage ETF Com 25861R402 575,346 11,725 SH SOLE 0 8,308 0 3,417
Exxon-Mobil Corp Com 30231G102 679,248 6,301 SH SOLE 0 6,301 0 0
Meta Platforms Inc Com 30303M102 573,496 777 SH SOLE 0 777 0 0
Goldman Sachs Group Inc. Com 38141G104 489,055 691 SH SOLE 0 691 0 0
HCA Healthcare Inc Com 40412C101 731,338 1,909 SH SOLE 0 1,909 0 0
Henry Jack & Assoc Inc Com 426281101 305,028 1,693 SH SOLE 0 1,146 0 547
Hewlett Packard Enterprise Co Com 42824C109 258,672 12,649 SH SOLE 0 12,649 0 0
Home Depot Inc Com 437076102 816,507 2,227 SH SOLE 0 1,827 0 400
Intercontinental Exchange Inc Com 45866F104 299,240 1,631 SH SOLE 0 1,631 0 0
Intl Business Machines Corp Com 459200101 253,806 861 SH SOLE 0 861 0 0
Invesco QQQ Tr Series 1 Com 46090E103 771,744 1,399 SH SOLE 0 1,399 0 0
iShares Core S&P Total US Stock Mkt ETF Com 464287150 529,222 3,919 SH SOLE 0 3,174 0 745
iShares Core S P 500 ETF Com 464287200 507,896 818 SH SOLE 0 783 0 35
iShares MSCI Emerging Markets Com 464287234 603,917 12,519 SH SOLE 0 12,519 0 0
iShares 20 Year Treasury Bond ETF Com 464287432 229,450 2,600 SH SOLE 0 2,600 0 0
iShares Lehman 7-10 Year Treasury Bond Com 464287440 635,147 6,632 SH SOLE 0 4,348 0 2,284
iShares MSCI EAFE Index Fund Com 464287465 2,933,869 32,821 SH SOLE 0 32,821 0 0
iShares Russell Midcap Growth Index Fund Com 464287481 977,139 7,046 SH SOLE 0 7,046 0 0
iShares Russell MidCap Index Fund Com 464287499 476,405 5,180 SH SOLE 0 5,180 0 0
iShares TR Core S&P Mid-Cap ETF Com 464287507 560,971 9,045 SH SOLE 0 375 0 8,670
iShares Tr Russell 2000 Index Com 464287655 536,670 2,487 SH SOLE 0 2,122 0 365
iShares Core S&P US Value ETF Com 464287663 6,451,684 68,178 SH SOLE 0 68,178 0 0
iShares Tr Natl Mun Bd ETF Com 464288414 433,488 4,149 SH SOLE 0 4,149 0 0
iShares Preferred & Income Secs ETF Com 464288687 725,551 23,649 SH SOLE 0 23,649 0 0
iShares U.S. Treasury Bond ETF Com 46429B267 1,553,103 67,585 SH SOLE 0 43,089 0 24,496
Ishares Tr/0-5 Yr Tips Bd ETF Com 46429B747 821,942 7,987 SH SOLE 0 7,987 0 0
iShares Tr MSCI USA Momentum Factor Com 46432F396 291,748 1,214 SH SOLE 0 694 0 520
iShares Core MSCI Total Instl Stk ETF Com 46432F834 2,723,399 35,227 SH SOLE 0 25,810 0 9,417
iShares Core MSCI EAFE ETF Com 46432F842 353,120 4,230 SH SOLE 0 2,995 0 1,235
iShares Core MSCI Emerging Markets ETF Com 46434G103 932,146 15,528 SH SOLE 0 9,264 0 6,264
JP Morgan Chase & Co Com 46625H100 1,525,796 5,263 SH SOLE 0 4,788 0 475
Johnson & Johnson Com 478160104 351,020 2,298 SH SOLE 0 2,018 0 280
L3Harris Technologies Inc Com 502431109 234,535 935 SH SOLE 0 935 0 0
Lennar Corporation Com 526057104 690,428 6,242 SH SOLE 0 6,242 0 0
Lilly Eli & Co Com 532457108 16,943,864 21,736 SH SOLE 0 21,736 0 0
Lockheed Martin Corp Com Com 539830109 1,046,233 2,259 SH SOLE 0 2,259 0 0
Markel Corp Com 570535104 585,226 293 SH SOLE 0 179 0 114
Mastercard Inc Cl A Com 57636Q104 364,699 649 SH SOLE 0 649 0 0
McDonalds Corp Com 580135101 530,581 1,816 SH SOLE 0 1,816 0 0
Merck & Co Inc New Com 58933Y105 1,371,684 17,328 SH SOLE 0 17,328 0 0
Microsoft Corporation Com 594918104 4,771,654 9,593 SH SOLE 0 8,659 0 934
Microchip Technology Inc. Com 595017104 231,658 3,292 SH SOLE 0 3,292 0 0
Moody's Corp Com 615369105 439,894 877 SH SOLE 0 597 0 280
NOV Inc Com 62955J103 962,007 77,394 SH SOLE 0 77,394 0 0
NextEra Energy Inc Com 65339F101 397,985 5,733 SH SOLE 0 5,733 0 0
Norfolk Southern Corp Com 655844108 367,317 1,435 SH SOLE 0 1,210 0 225
Nvidia Corp. Com 67066G104 2,032,699 12,866 SH SOLE 0 11,311 0 1,555
O'Reilly Automotive Inc New Com Com 67103H107 304,189 3,375 SH SOLE 0 2,565 0 810
Oracle Corporation Com 68389X105 413,648 1,892 SH SOLE 0 1,892 0 0
Paychex Inc. Com 704326107 395,069 2,716 SH SOLE 0 2,716 0 0
Paypal Hldgs Inc Com 70450Y103 797,082 10,725 SH SOLE 0 10,725 0 0
Pepsico Inc Com 713448108 1,458,514 11,046 SH SOLE 0 10,471 0 575
Pfizer Inc. Com 717081103 880,324 36,317 SH SOLE 0 36,317 0 0
Procter & Gamble Co Com 742718109 699,733 4,392 SH SOLE 0 4,392 0 0
Procore Technologies Inc Com 74275K108 230,644 3,371 SH SOLE 0 2,340 0 1,031
RTX Corp Com 75513E101 644,824 4,416 SH SOLE 0 4,231 0 185
Republic Services Inc Com 760759100 371,395 1,506 SH SOLE 0 964 0 542
SPDR S&P 500 ETF Trust Com 78462F103 9,937,499 16,084 SH SOLE 0 13,988 0 2,096
SPDR S&P 600 Small Cap Value ETF Com 78464A300 2,803,325 35,147 SH SOLE 0 35,147 0 0
SPDR S&P 500 Growth ETF Com 78464A409 5,743,030 60,250 SH SOLE 0 60,250 0 0
Spdr S P 400 Mid Cap Value ETF Com 78464A839 4,060,064 51,115 SH SOLE 0 51,115 0 0
SPDR Dow Jones Indl Average ETF Trust Com 78467X109 511,595 1,161 SH SOLE 0 1,161 0 0
Salesforce.Com Com 79466L302 889,515 3,262 SH SOLE 0 3,262 0 0
SAP SE-Sponsored ADR Com 803054204 259,397 853 SH SOLE 0 853 0 0
Schlumberger Ltd Com 806857108 894,044 26,451 SH SOLE 0 26,451 0 0
Schwab Charles Corp Com 808513105 945,338 10,361 SH SOLE 0 10,361 0 0
Schwab Fundamental Intl Equity ETF Com 808524755 5,801,259 144,959 SH SOLE 0 144,959 0 0
Schwab Fundamental US Large ETF Com 808524771 602,212 24,540 SH SOLE 0 10,620 0 13,920
Snap-On Inc. Com 833034101 224,361 721 SH SOLE 0 721 0 0
TJX Companies Inc Com 872540109 656,349 5,315 SH SOLE 0 4,902 0 413
T-Mobile US Com 872590104 609,231 2,557 SH SOLE 0 2,557 0 0
Texas Instruments Inc Com 882508104 205,336 989 SH SOLE 0 989 0 0
Thermo Fisher Scientific, Inc. Com 883556102 304,906 752 SH SOLE 0 752 0 0
Travelers Cos Inc. Com 89417E109 440,906 1,648 SH SOLE 0 1,648 0 0
Truist Finl Corp Com 89832Q109 918,911 21,375 SH SOLE 0 21,375 0 0
United Parcel Service Inc Com 911312106 965,188 9,562 SH SOLE 0 9,562 0 0
Unitedhealth Group Inc Com 91324P102 236,473 758 SH SOLE 0 458 0 300
Vanguard FTSE Developed Markets ETF Com 921943858 270,798 4,750 SH SOLE 0 3,350 0 1,400
Vanguard FTSE Emerging Mkt MFC Com 922042858 1,018,381 20,590 SH SOLE 0 18,649 0 1,941
Vanguard MSCI Europe ETF Com 922042874 722,533 9,323 SH SOLE 0 9,323 0 0
Vanguard Index Funds S & P 500 ETF Com 922908363 362,971 639 SH SOLE 0 639 0 0
Vanguard REIT ETF Com 922908553 496,688 5,577 SH SOLE 0 5,577 0 0
Vanguard Small Cap Value Com 922908611 261,118 1,339 SH SOLE 0 1,339 0 0
Vanguard Mid-Cap Etf Com 922908629 588,762 2,104 SH SOLE 0 2,104 0 0
Vanguard Extended Mkt Fd Com 922908652 770,262 3,997 SH SOLE 0 3,234 0 763
Vanguard Small Cap ETF Com 922908751 1,586,818 6,696 SH SOLE 0 6,696 0 0
Visa Com 92826C839 1,216,046 3,425 SH SOLE 0 2,287 0 1,138
Walmart Inc Com 931142103 392,391 4,013 SH SOLE 0 4,013 0 0
WisdomTree Emerging Markets ETF Com 97717W315 1,762,053 38,906 SH SOLE 0 38,906 0 0
Accenture PLC Com G1151C101 240,905 806 SH SOLE 0 806 0 0