Exhibit 99.12

 

EXHIBIT 99.12         CONSOLIDATED ANALYTICS RATING AGENCY GRADES SUMMARY REPORT

 

 

 

 

Loan ID Seller Loan ID Investor Loan ID Original Loan Amount Initial Credit Loan Grades DBRS Initial Credit Loan Grades Fitch Initial Credit Loan Grades Kroll Initial Credit Loan Grades Moody's Initial Credit Loan Grades S&P Initial Compliance Loan Grades DBRS Initial Compliance Loan Grades Fitch Initial Compliance Loan Grades Kroll Initial Compliance Loan Grades Moody's Initial Compliance Loan Grades S&P Initial Property Loan Grades DBRS Initial Property Loan Grades Fitch Initial Property Loan Grades Kroll Initial Property Loan Grades Moody's Initial Property Loan Grades S&P Initial Overall Loan Grades DBRS Initial Overall Loan Grades Fitch Initial Overall Loan Grades Kroll Initial Overall Loan Grades Moody's Initial Overall Loan Grades S&P Final Credit Loan Grades DBRS Final Credit Loan Grades Fitch Final Credit Loan Grades Kroll Final Credit Loan Grades Moody's Final Credit Loan Grades S&P Final Compliance Loan Grades DBRS Final Compliance Loan Grades Fitch Final Compliance Loan Grades Kroll Final Compliance Loan Grades Moody's Final Compliance Loan Grades S&P Final Property Loan Grades DBRS Final Property Loan Grades Fitch Final Property Loan Grades Kroll Final Property Loan Grades Moody's Final Property Loan Grades S&P Final Overall Loan Grades DBRS Final Overall Loan Grades Fitch Final Overall Loan Grades Kroll Final Overall Loan Grades Moody's Final Overall Loan Grades S&P
500000010     $XXXXXX D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
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500000014     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000054     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000085     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000089     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000051     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000100     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000023     $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
500000050     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000034     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000083     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000064     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000074     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000049     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000091     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
500000105     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000065     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000025     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
500000028     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000079     $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
500000024     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000101     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000073     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000060     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
500000052     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000021     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000086     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000033     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000087     $XXXXXX C C C C C B B B B B A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000038     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000084     $XXXXXX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
500000095     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000067     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000099     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000026     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000037     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000022     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000055     $XXXXXX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000053     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000071     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000045     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000096     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000029     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
500000042     $XXXXXX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
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500000124 XXXXX   $XXXXXX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
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