The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 336,954 6,187 SH SOLE 0 0 6,187
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,771,805 18,851 SH SOLE 0 0 18,851
HIMS & HERS HEALTH INC COM CL A 433000106 697,750 13,997 SH SOLE 0 0 13,997
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 484,320 6,651 SH SOLE 0 0 6,651
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 354,024 1,559 SH SOLE 0 0 1,559
INVESCO QQQ TR UNIT SER 1 46090E103 46,143,374 83,648 SH SOLE 0 0 83,648
ISHARES GOLD TR ISHARES NEW 464285204 40,162,023 644,035 SH SOLE 0 0 644,035
ISHARES INC CORE MSCI EMKT 46434G103 1,102,353 18,363 SH SOLE 0 0 18,363
ISHARES INC MSCI GERMANY ETF 464286806 26,036,393 615,372 SH SOLE 0 0 615,372
ISHARES TR ESG AWRE USD ETF 46435G193 250,603 10,788 SH SOLE 0 0 10,788
ISHARES TR CORE US AGGBD ET 464287226 412,729 4,161 SH SOLE 0 0 4,161
ISHARES TR IBOXX INV CP ETF 464287242 411,829 3,757 SH SOLE 0 0 3,757
ISHARES TR EAFE GRWTH ETF 464288885 1,300,412 11,611 SH SOLE 0 0 11,611
ISHARES TR S&P 500 GRWT ETF 464287309 373,218 3,390 SH SOLE 0 0 3,390
ISHARES TR RUSSELL 2000 ETF 464287655 2,325,432 10,776 SH SOLE 0 0 10,776
ISHARES TR EAFE VALUE ETF 464288877 313,363 4,936 SH SOLE 0 0 4,936
ISHARES TR CORE S&P500 ETF 464287200 19,157,671 30,855 SH SOLE 0 0 30,855
ISHARES TR 20 YR TR BD ETF 464287432 546,917 6,197 SH SOLE 0 0 6,197
ISHARES TR MSCI INTL QUALTY 46434V456 42,082,817 973,689 SH SOLE 0 0 973,689
ISHARES TR RUS MID CAP ETF 464287499 2,941,222 31,980 SH SOLE 0 0 31,980
ISHARES TR MSCI USA MMENTM 46432F396 2,573,064 10,707 SH SOLE 0 0 10,707
ISHARES TR RUS 1000 GRW ETF 464287614 43,747,543 103,037 SH SOLE 0 0 103,037
ISHARES TR MSCI USA QLT FCT 46432F339 44,808,114 245,094 SH SOLE 0 0 245,094
ISHARES TR CORE MSCI INTL 46435G326 336,073 4,420 SH SOLE 0 0 4,420
ISHARES TR ESG AWR MSCI USA 46435G425 431,620 3,190 SH SOLE 0 0 3,190
ISHARES TR S&P 500 VAL ETF 464287408 238,990 1,223 SH SOLE 0 0 1,223
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 463,222 9,140 SH SOLE 0 0 9,140
NETFLIX INC COM 64110L106 388,348 290 SH SOLE 0 0 290
PGIM ETF TR PGIM ULTRA SH BD 69344A107 381,517 7,667 SH SOLE 0 0 7,667
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 219,312 2,181 SH SOLE 0 0 2,181
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 379,098 4,133 SH SOLE 0 0 4,133
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 609,244 12,218 SH SOLE 0 0 12,218
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 25,970,731 335,106 SH SOLE 0 0 335,106
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 432,299 7,355 SH SOLE 0 0 7,355
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 604,156 12,009 SH SOLE 0 0 12,009