Obligations under Guarantees and Other Off-balance Sheet Instruments (Tables)

12 Months Ended

Mar. 31, 2025

Guarantee Obligations And Other Off Balance Sheet Instruments [Abstract]

Contractual or Notional Amounts of Guarantees with Amount by Expiration Period

The contractual or notional amounts summarized in the following table do not necessarily bear any direct relationship to the future actual credit exposure, primarily because of risk management techniques of the MUFG Group.


	Maximum potential/ Contractual or Notional amount		Amount by expiration period
At March 31, 2024 (As Adjusted):			1 year or less		1-5 years		Over 5 years
	(in billions)
Standby letters of credit and financial guarantees	¥	5,320	¥	4,335	¥	818	¥	167
Performance guarantees	4,788		3,615		1,006		167
Derivative instruments(1)	51,058		22,245		18,100		10,713
Liabilities of trust accounts	19,938		12,502		738		6,698
Other	40		38		2		—
Total	¥	81,144	¥	42,735	¥	20,664	¥	17,745

	Maximum potential/ Contractual or Notional amount		Amount by expiration period
At March 31, 2025:			1 year or less		1-5 years		Over 5 years
	(in billions)
Standby letters of credit and financial guarantees	¥	5,992	¥	4,857	¥	982	¥	153
Performance guarantees	4,851		3,480		1,235		136
Derivative instruments(1)	54,701		23,801		20,040		10,860
Liabilities of trust accounts	21,236		13,762		794		6,680
Other	10		10		—		—
Total	¥	86,790	¥	45,910	¥	23,051	¥	17,829

Note:

(1)Credit derivatives sold by the MUFG Group are excluded from this presentation.

Maximum Potential Amount of Future Payments Classified Based upon Internal Credit Ratings

Presented in the tables below is the maximum potential amount of future payments classified based upon internal credit ratings as of March 31, 2024 and 2025. The determination of the maximum potential future payments is based on the notional amount of the guarantees without consideration of possible recoveries under recourse provisions or from collateral held or pledged. Such amounts do not represent the anticipated losses, if any, on these guarantees.


			Amount by borrower grade
At March 31, 2024 (As Adjusted):	Maximum potential/ Contractual or Notional amount		Normal		Close Watch(1)		Likely to become Bankrupt or Legally/ Virtually Bankrupt(2)		Not rated
	(in billions)
Standby letters of credit and financial guarantees	¥	5,320	¥	5,161	¥	123	¥	18	¥	18
Performance guarantees	4,788		4,685		45		29		29
Total	¥	10,108	¥	9,846	¥	168	¥	47	¥	47

			Amount by borrower grade
At March 31, 2025:	Maximum potential/ Contractual or Notional amount		Normal		Close Watch(1)		Likely to become Bankrupt or Legally/ Virtually Bankrupt(2)		Not rated
	(in billions)
Standby letters of credit and financial guarantees	¥	5,992	¥	5,694	¥	282	¥	14	¥	2
Performance guarantees	4,851		4,734		45		23		49
Total	¥	10,843	¥	10,428	¥	327	¥	37	¥	51

Notes:

(1)Borrowers classified as Close Watch represent those that require close monitoring as the borrower has begun to exhibit elements of potential concern with respect to its business performance and financial condition, the borrower has begun to exhibit elements of serious concern with respect to its business performance and financial condition, including business problems requiring long-term solutions, or loans contractually past due 90 days or more for special reasons.

(2)Borrowers classified as Likely to become Bankrupt or Legally/Virtually Bankrupt represent those that have a higher probability of default than those categorized as Close Watch due to serious debt repayment problems with poor progress in achieving restructuring plans, the borrower being considered virtually bankrupt with no prospects for an improvement in business operations, or the borrower being legally bankrupt with no prospects for continued business operations because of non-payment, suspension of business, voluntary liquidation or filing for legal liquidation.

Contractual Amounts with Regard to Other Off-balance Sheet Instruments

The table below presents the contractual amounts with regard to the other off-balance sheet instruments at March 31, 2024 and 2025:


	2024 (As Adjusted)		2025
	(in billions)
Commitments to extend credit	¥	94,414	¥	96,370
Commercial letters of credit	974		717
Commitments to make investments	674		718