The risk-adjusted capital amounts and ratios, and leverage ratios, of MUFG, MUFG Bank and Mitsubishi UFJ Trust and Banking presented in the following table are based on amounts calculated in accordance with Japanese GAAP as required by the FSA.

Starting from the fiscal year ended March 31, 2025, the fiscal year of Krungsri has been changed from the previous January to December period to an April to March period for consolidation purposes. In connection with the change, the amount of retained earnings under Japanese GAAP which is included in MUFG's Common Equity Tier 1 capital component as of March 31, 2025, reflects Krungsri's relevant amount for the fifteen months ended March 31, 2025.


	Actual					For capital adequacy purposes
	Amount		Ratio			Amount		Ratio
	(in millions, except percentages)
Consolidated:
At March 31, 2024:
Total capital (to risk-weighted assets):
MUFG(1)	¥	19,817,830		17.82	%	¥	13,517,077		12.16	%
BK	15,915,058			18.11		7,026,643			8.00
TB	2,121,699			20.42		830,995			8.00
Tier 1 capital (to risk-weighted assets):
MUFG(1)	17,479,730			15.72		11,293,874			10.16
BK	14,153,613			16.11		5,269,982			6.00
TB	1,852,135			17.83		623,247			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
MUFG(1)	15,041,314			13.53		9,626,471			8.66
BK	12,126,413			13.80		3,952,486			4.50
TB	1,616,473			15.56		467,435			4.50
Leverage ratio:
MUFG(2)	17,479,730			5.19		12,615,964			3.75
BK	14,153,613			5.23		8,104,067			3.00
TB	1,852,135			6.34		876,017			3.00


At March 31, 2025:
Total capital (to risk-weighted assets):
MUFG(1)	¥	20,145,046	18.83	%	¥	13,002,746	12.16	%
BK	16,477,609		19.63		6,714,352		8.00
TB	1,941,654		19.96		777,957		8.00
Tier 1 capital (to risk-weighted assets):
MUFG(1)	17,804,875		16.65		10,864,137		10.16
BK	14,843,203		17.68		5,035,764		6.00
TB	1,596,399		16.41		583,468		6.00
Common Equity Tier 1 capital (to risk-weighted assets):
MUFG(1)	15,169,261		14.18		9,260,180		8.66
BK	12,675,137		15.10		3,776,823		4.50
TB	1,318,755		13.56		437,601		4.50
Leverage ratio:
MUFG(2)	17,804,875		5.29		13,273,327		3.95
BK	14,843,203		5.45		8,566,333		3.15
TB	1,596,399		5.90		851,341		3.15


	Actual					For capital adequacy purposes
	Amount		Ratio			Amount		Ratio
	(in millions, except percentages)
Stand-alone:
At March 31, 2024:
Total capital (to risk-weighted assets):
BK	¥	12,279,192		16.29	%	¥	6,029,065		8.00	%
TB	2,209,640			19.03		928,478			8.00
Tier 1 capital (to risk-weighted assets):
BK	10,839,039			14.38		4,521,799			6.00
TB	1,941,116			16.72		696,359			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
BK	8,872,411			11.77		3,391,349			4.50
TB	1,707,616			14.71		522,269			4.50
Leverage ratio:
BK	10,839,039			4.50		7,221,205			3.00
TB	1,941,116			7.09		821,320			3.00
At March 31, 2025:
Total capital (to risk-weighted assets):
BK	¥	12,248,919		17.07	%	¥	5,739,789		8.00	%
TB	2,176,037			20.06		867,561			8.00
Tier 1 capital (to risk-weighted assets):
BK	10,940,244			15.24		4,304,842			6.00
TB	1,832,137			16.89		650,671			6.00
Common Equity Tier 1 capital (to risk-weighted assets):
BK	8,830,971			12.30		3,228,631			4.50
TB	1,556,637			14.35		488,003			4.50
Leverage ratio:
BK	10,940,244			4.51		7,634,457			3.15
TB	1,832,137			7.21		800,252			3.15

(1)Effective March 31, 2016, the FSA’s capital conservation buffer, countercyclical buffer and G-SIB surcharge requirements became applicable to Japanese banking institutions with international operations conducted through foreign offices. As a result, in addition to the 4.50% minimum Common Equity Tier 1 capital ratio, MUFG is required to maintain a capital conservation buffer of 2.5% and a G-SIB surcharge of 1.5% as of March 31, 2024 and 2025, and the countercyclical buffer of 0.16% as of March 31, 2024 and 2025, respectively.

(2)Effective March 31, 2023, the G-SIB leverage ratio buffer requirement became applicable to Japanese banking institutions with international operations conducted through foreign offices. As a result, in addition to the 3.00% minimum leverage ratio, MUFG is required to maintain a G-SIB leverage ratio buffer of 0.75% as of March 31, 2024. On and after April 1, 2024, the minimum leverage ratio has been raised to 3.15% and MUFG is required to maintain a G-SIB leverage ratio buffer of 0.75% plus 0.05%.