v3.25.2
Fees and Commissions Income
12 Months Ended
Mar. 31, 2025
Revenue from Contract with Customer [Abstract]  
Fees and Commissions Income FEES AND COMMISSIONS INCOME
Disaggregation of Contract Revenue
Details of fees and commissions income for the fiscal years ended March 31, 2023, 2024 and 2025 were as follows:
 2023
(As Adjusted)
2024
(As Adjusted)
2025
 (in millions)
Fees and commissions on deposits¥49,804 ¥36,692 ¥36,218 
Fees and commissions on remittances and transfers147,499 151,919 160,638 
Fees and commissions on foreign trading business69,076 74,772 83,547 
Fees and commissions on credit card business233,109 252,706 276,605 
Fees and commissions on security-related services224,935 278,776 361,442 
Fees and commissions on administration and management services for investment funds282,156 318,057 340,007 
Trust fees131,069 129,393 140,491 
Guarantee fees(1)
48,045 51,229 55,141 
Insurance commissions50,055 69,725 76,479 
Fees and commissions on real estate business68,407 68,439 71,619 
Other fees and commissions(2)
400,750 478,957 583,540 
Total¥1,704,905 ¥1,910,665 ¥2,185,727 
Notes:
(1)Guarantee fees are not within the scope of the guidance on revenue from contracts with customers.
(2)Other fees and commissions include non-refundable financing related fees that are not within the scope of the guidance on revenue from contracts with customers.
The following is an explanation of the relationship with revenue information disclosed for each reportable segment.
These revenues from contracts with customers are related to various reportable segments disclosed in Note 29. The business segment information is derived from the internal management reporting system used by management to measure the performance of the MUFG Group’s business segments. In addition, the business segment information is primarily based on the financial information prepared in accordance with Japanese GAAP as adjusted in accordance with internal management accounting rules and practices. Further, the format and information as disclosed in Note 29 are not consistent with the accompanying consolidated financial statements prepared on the basis of U.S. GAAP. For example, management does not use information on segments’ gross revenue to allocate resources and assess performance.
The majority of fees and commissions on deposits are attributable to Retail & Digital Business Group (“R&D”) and Global Commercial Banking Business Group (“GCB”) with no significant concentration in any particular segments.
The business activities relevant to fees and commissions on remittances and transfers are attributable to R&D, Commercial Banking & Wealth Management Business Group (“CWM”), Japanese Corporate Investment Banking Business Group (“JCIB”) and Global Corporate Investment Banking Business Group (“GCIB”) with no significant concentration in any particular segments.
The business activities relevant to fees and commissions on foreign trading business are attributable to R&D, CWM, JCIB and GCIB with no significant concentration in any particular segments.
The business activities relevant to fees and commissions on credit card business are substantially attributable to R&D and GCB with no significant concentration in any particular segments.
The majority of fees and commissions on security-related services are from the business activities relevant to CWM, JCIB, with R&D and GCIB providing a smaller impact.
The business activities relevant to fees and commissions on administration and management services for investment funds are substantially attributable to Asset Management & Investor Service Business Group (“AM/IS”).
The business activities relevant to trust fees are attributable to AM/IS.
The majority of insurance commissions are from the business activities relevant to R&D, CWM, and GCB with no significant concentration in any particular segments.
The business activities relevant to fees and commissions on real estate business are attributable to CWM and JCIB with no significant concentration in any particular segments.