The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 270,197 904 SH SOLE 0 0 0 904
AIM ETF PRODUCTS TRUST ALLIANZIM US EQU 00888H513 5,086,930 195,421 SH SOLE 0 0 0 195,421
ALPHABET INC CAP STK CL A 02079K305 678,486 3,850 SH SOLE 0 0 0 3,850
ALPHABET INC CAP STK CL C 02079K107 497,224 2,803 SH SOLE 0 0 0 2,803
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,408,430 55,606 SH SOLE 0 0 0 55,606
APPLE INC COM 037833100 3,264,037 15,909 SH SOLE 0 0 0 15,909
CHUBB LIMITED COM H1467J104 349,402 1,206 SH SOLE 0 0 0 1,206
DANAHER CORPORATION COM 235851102 223,418 1,131 SH SOLE 0 0 0 1,131
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 34,355,376 958,576 SH SOLE 0 0 0 958,576
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,498,290 70,606 SH SOLE 0 0 0 70,606
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 406,106 11,420 SH SOLE 0 0 0 11,420
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 4,196,889 142,606 SH SOLE 0 0 0 142,606
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 202,266 6,859 SH SOLE 0 0 0 6,859
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 251,120 8,077 SH SOLE 0 0 0 8,077
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 9,135,716 306,157 SH SOLE 0 0 0 306,157
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 9,157,513 308,542 SH SOLE 0 0 0 308,542
DIREXION SHS ETF TR DIREXION HCM 25461A726 8,822,098 270,783 SH SOLE 0 0 0 270,783
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 959,490 5,529 SH SOLE 0 0 0 5,529
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 817,092 24,362 SH SOLE 0 0 0 24,362
DTE ENERGY CO COM 233331107 289,892 2,189 SH SOLE 0 0 0 2,189
ELECTRONIC ARTS INC COM 285512109 378,010 2,367 SH SOLE 0 0 0 2,367
FLEXSHARES TR M STAR DEV MKT 33939L803 1,548,475 18,554 SH SOLE 0 0 0 18,554
FLEXSHARES TR MSTAR EMKT FAC 33939L308 394,871 6,735 SH SOLE 0 0 0 6,735
FLEXSHARES TR MORNSTAR USMKT 33939L100 1,808,032 8,071 SH SOLE 0 0 0 8,071
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888 222,399 2,107 SH SOLE 0 0 0 2,107
INVESCO QQQ TR UNIT SER 1 46090E103 956,036 1,733 SH SOLE 0 0 0 1,733
ISHARES SILVER TR ISHARES 46428Q109 1,311,850 39,983 SH SOLE 0 0 0 39,983
ISHARES TR MICRO-CAP ETF 464288869 536,949 4,206 SH SOLE 0 0 0 4,206
ISHARES TR EAFE VALUE ETF 464288877 1,211,887 19,091 SH SOLE 0 0 0 19,091
ISHARES TR CORE US AGGBD ET 464287226 1,824,145 18,389 SH SOLE 0 0 0 18,389
ISHARES TR MSCI EAFE ETF 464287465 675,813 7,560 SH SOLE 0 0 0 7,560
ISHARES TR U.S. UTILITS ETF 464287697 241,680 2,311 SH SOLE 0 0 0 2,311
ISHARES TR S&P 500 VAL ETF 464287408 1,413,314 7,232 SH SOLE 0 0 0 7,232
ISHARES TR CORE S&P500 ETF 464287200 3,139,403 5,056 SH SOLE 0 0 0 5,056
ISHARES TR 1 3 YR TREAS BD 464287457 1,114,680 13,453 SH SOLE 0 0 0 13,453
ISHARES TR MSCI EMG MKT ETF 464287234 350,741 7,271 SH SOLE 0 0 0 7,271
ISHARES TR SHRT NAT MUN ETF 464288158 733,148 6,894 SH SOLE 0 0 0 6,894
ISHARES TR CORE S&P TTL STK 464287150 612,059 4,532 SH SOLE 0 0 0 4,532
ISHARES TR ISHS 1-5YR INVS 464288646 14,503,132 274,889 SH SOLE 0 0 0 274,889
ISHARES TR NATIONAL MUN ETF 464288414 671,044 6,423 SH SOLE 0 0 0 6,423
ISHARES TR EAFE SML CP ETF 464288273 342,605 4,714 SH SOLE 0 0 0 4,714
ISHARES TR 0-3 MNTH TREASRY 46436E718 2,336,519 23,205 SH SOLE 0 0 0 23,205
JPMORGAN CHASE & CO. COM 46625H100 1,187,761 4,097 SH SOLE 0 0 0 4,097
LOWES COS INC COM 548661107 516,291 2,327 SH SOLE 0 0 0 2,327
MASTERCARD INCORPORATED CL A 57636Q104 558,568 994 SH SOLE 0 0 0 994
MICROSOFT CORP COM 594918104 1,812,729 3,644 SH SOLE 0 0 0 3,644
MICROSTRATEGY INC CL A NEW 594972408 502,581 1,243 SH SOLE 0 0 0 1,243
NORTHERN LTS FD TR III HCM DEFND 100 66538R748 2,614,599 38,672 SH SOLE 0 0 0 38,672
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730 2,273,114 41,754 SH SOLE 0 0 0 41,754
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591 1,907,313 32,845 SH SOLE 0 0 0 32,845
NVIDIA CORPORATION COM 67066G104 1,334,718 8,448 SH SOLE 0 0 0 8,448
PIMCO ETF TR INTER MUN BD ACT 72201R866 354,025 6,893 SH SOLE 0 0 0 6,893
POST HLDGS INC COM 737446104 220,459 2,022 SH SOLE 0 0 0 2,022
PROSHARES TR ULTRAPRO QQQ 74347X831 1,105,270 13,316 SH SOLE 0 0 0 13,316
PROSHARES TR ULTRPRO DOW30 74347X823 838,815 8,884 SH SOLE 0 0 0 8,884
PROSHARES TR ULTRPRO S&P500 74347X864 833,091 9,111 SH SOLE 0 0 0 9,111
PROSHARES TR PSHS ULTRA TECH 74347R693 328,795 4,320 SH SOLE 0 0 0 4,320
PROSHARES TR PSHS ULTRA DOW30 74347R305 589,877 6,017 SH SOLE 0 0 0 6,017
PROSHARES TR SHORT S&P 500 NE 74349Y753 652,735 16,450 SH SOLE 0 0 0 16,450
PROSHARES TR PSHS ULT S&P 500 74347R107 1,462,109 14,962 SH SOLE 0 0 0 14,962
PROSHARES TR PSHS ULTRA QQQ 74347R206 1,254,759 10,660 SH SOLE 0 0 0 10,660
SCHWAB STRATEGIC TR US REIT ETF 808524847 435,755 20,593 SH SOLE 0 0 0 20,593
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 324,190 3,970 SH SOLE 0 0 0 3,970
SPDR GOLD TR GOLD SHS 78463V107 2,760,129 9,055 SH SOLE 0 0 0 9,055
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 302,287 8,130 SH SOLE 0 0 0 8,130
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 204,020 4,622 SH SOLE 0 0 0 4,622
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 539,647 5,883 SH SOLE 0 0 0 5,883
STRATEGY SHS DAY HAGAN SMART 86280R803 2,407,324 53,532 SH SOLE 0 0 0 53,532
STRATEGY SHS DAY HAGAN SMART 86280R829 3,220,036 101,317 SH SOLE 0 0 0 101,317
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 367,461 1,622 SH SOLE 0 0 0 1,622
TESLA INC COM 88160R101 335,131 1,055 SH SOLE 0 0 0 1,055
UNITED PARCEL SERVICE INC CL B 911312106 510,050 5,053 SH SOLE 0 0 0 5,053
UNITEDHEALTH GROUP INC COM 91324P102 348,159 1,116 SH SOLE 0 0 0 1,116
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,581,581 32,803 SH SOLE 0 0 0 32,803
VANGUARD BD INDEX FDS INTERMED TERM 921937819 41,911,209 541,909 SH SOLE 0 0 0 541,909
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 580,780 7,888 SH SOLE 0 0 0 7,888
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 21,835,834 441,039 SH SOLE 0 0 0 441,039
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,212,066 17,978 SH SOLE 0 0 0 17,978
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,300,635 4,279 SH SOLE 0 0 0 4,279
VANGUARD INDEX FDS VALUE ETF 922908744 958,814 5,425 SH SOLE 0 0 0 5,425
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,558,080 13,118 SH SOLE 0 0 0 13,118
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 215,405 2,419 SH SOLE 0 0 0 2,419
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,431,259 6,040 SH SOLE 0 0 0 6,040
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 203,527 3,028 SH SOLE 0 0 0 3,028
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 290,999 5,789 SH SOLE 0 0 0 5,789
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 223,124 2,807 SH SOLE 0 0 0 2,807
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,866,076 295,844 SH SOLE 0 0 0 295,844
VISA INC COM CL A 92826C839 501,331 1,412 SH SOLE 0 0 0 1,412
WISDOMTREE TR EMG MKTS SMCAP 97717W281 493,377 8,932 SH SOLE 0 0 0 8,932
WISDOMTREE TR FUTRE STRAT FD 97717W125 486,877 13,790 SH SOLE 0 0 0 13,790
WISDOMTREE TR INTL SMCAP DIV 97717W760 354,653 4,722 SH SOLE 0 0 0 4,722
ZACKS TRUST EARNGS CONSTANT 98888G105 1,812,941 56,814 SH SOLE 0 0 0 56,814