MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.7 Schedule 5

 

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As
9015106   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 11.750% XXXX XXXX $837.96 $69.83 $0.00 $0.00 $0.00 $834.79   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.03 1.03 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     784                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 39.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9015139   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% XXXX Yes 11.250% XXXX XXXX $2,851.68 $237.64 $0.00 $0.00 $0.00 $2,221.73   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.262 1.26 N/A Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 507054.13 228.2 XXXX 228.2 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A
9069055   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX No   XXXX XXXX $1,481.04 $123.42 $0.00 $0.00 $0.00 $2,435.73   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.54 1.54 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     692                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 102.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9069034   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX No   XXXX XXXX $950.04 $79.17 $0.00 $0.00 $0.00 $2,716.22   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.0 1.0 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX Employment Authorization Document/Card [I-821/I-766]   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 10955.44 4.0 XXXX 4.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9069073   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX No   XXXX XXXX $5,448.60 $454.05 $0.00 $0.00 $0.00 $4,813.47   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.039 1.039 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     641                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 182057.72 37.8 XXXX 37.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9069054   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.375% 8.375% XXXX No   XXXX XXXX $2,865.24 $238.77 $0.00 $0.00 $0.00 $1,822.38   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00%       N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   Yes 1.613 1.613 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     648                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 25.5 No 37.8 N/A No No Yes Borrower As Individual N/A N/A N/A
9069056   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.250% 9.250% XXXX No   XXXX XXXX $1,636.32 $136.36 $200.04 $16.67 $0.00 $1,808.91   N/A XXXX IN $16.67 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.106 1.106 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     629                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 19.3 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9069021   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% 7.625% XXXX No   XXXX XXXX $10,077.00 $839.75 $999.96 $83.33 $0.00 $13,413.21   N/A XXXX TX $83.33 XXXX Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.383 1.383 N/A Borrower || Co Borrower Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 98968.50 7.4 XXXX 7.7 No 39.67 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A
9069061   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% 7.625% XXXX No   XXXX XXXX $1,080.96 $90.08 $0.00 $0.00 $0.00 $1,787.63   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.65 1.65 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     760                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 93.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9082008   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.875% 7.875% XXXX Yes 18.000% XXXX XXXX $3,080.28 $256.69 $0.00 $0.00 $0.00 $6,849.24   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.025 1.025 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     714                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1876.48 0.3 XXXX 5.6 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9069077   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX No   XXXX XXXX $580.20 $48.35 $0.00 $0.00 $0.00 $1,260.79   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.289 1.28 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 174167.70 138.1 XXXX 138.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9069032   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX No   XXXX XXXX $580.20 $48.35 $0.00 $0.00 $0.00 $1,260.80   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.348 1.348 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 162662.26 129.0 XXXX 129.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9082078   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 18.000% XXXX XXXX $4,160.88 $346.74 $0.00 $0.00 $0.00 $7,431.66   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.029 1.009 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 20026.52 2.7 XXXX 19.4 Yes 74.19 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9082098   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% XXXX Yes 18.000% XXXX XXXX $6,609.24 $550.77 $0.00 $0.00 $0.00 $6,058.04   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.18 1.18 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     732                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Passport   XXXX United States XXXX USA XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 46.78 0.0 XXXX 34.7 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9015138   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.875% 8.875% XXXX Yes 12.875% XXXX XXXX $1,120.20 $93.35 $0.00 $0.00 $0.00 $1,165.27   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A Yes 1.287 1.287 N/A Borrower Borrower XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     656                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 10369.92 8.9 XXXX 8.9 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9113532   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX No   XXXX XXXX $968.04 $80.67 $0.00 $0.00 $0.00 $2,509.35   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.116 1.116 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     695                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 5852.40 2.3 XXXX 3.9 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9113561   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.625% 8.625% XXXX No   XXXX XXXX $4,500.96 $375.08 $0.00 $0.00 $0.00 $3,178.83   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.007 1.048 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     647                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 87.8 No 68.03 N/A No No Yes Borrower As Individual N/A N/A N/A
9113562   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.250% 8.250% XXXX No   XXXX XXXX $752.04 $62.67 $0.00 $0.00 $0.00 $2,913.12   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.141 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 50.2 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A
9113547   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX No   XXXX XXXX $2,739.72 $228.31 $0.00 $0.00 $0.00 $1,516.60   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.055 1.05 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 22.1 No 68.47 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9113557   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX No   XXXX XXXX $4,099.80 $341.65 $0.00 $0.00 $0.00 $2,248.31   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.579 1.55 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     794                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 125738.36 55.9 XXXX 55.9 No 25.37 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9113550   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX No   XXXX XXXX $1,037.04 $86.42 $0.00 $0.00 $0.00 $1,257.87   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.332 1.332 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     771                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   XXXX USA XXXX   XXXX I-551 Permanent Resident Card    XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 117.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120565   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 10.750% XXXX XXXX $16,175.28 $1,347.94 $0.00 $0.00 $0.00 $8,512.67   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.536 1.536 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 703557.56 98.2 XXXX 98.2 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120567   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXX No   XXXX XXXX $9,075.96 $756.33 $0.00 $0.00 $0.00 $6,672.36   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.013 1.013 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 26772.17 4.5 XXXX 8.7 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120578   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.250% 8.250% XXXX Yes 9.750% XXXX XXXX $7,224.00 $602.00 $0.00 $0.00 $0.00 $3,071.27   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.537 1.536 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 92846.77 30.2 XXXX 30.2 Yes 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120579   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 10.750% XXXX XXXX $16,118.04 $1,343.17 $0.00 $0.00 $0.00 $9,220.21   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.414 1.413 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 26001.45 2.8 XXXX 27.3 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120581   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $3,925.20 $327.10 $0.00 $0.00 $0.00 $2,557.52   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.441 1.441 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 5.01 0.0 XXXX 3.1 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120582   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $3,287.04 $273.92 $0.00 $0.00 $0.00 $2,799.21   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.564 1.564 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 5.00 0.0 XXXX 12.0 Yes 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120583   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 10.750% XXXX XXXX $14,065.32 $1,172.11 $0.00 $0.00 $0.00 $8,936.13   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.384 1.384 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 26001.46 3.3 XXXX 55.8 Yes 70.75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120586   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $5,769.00 $480.75 $0.00 $0.00 $0.00 $4,516.64   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.554 1.554 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     698                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 2900.93 0.6 XXXX 12.6 Yes 46.95 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120556   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 10.500% XXXX XXXX $732.00 $61.00 $0.00 $0.00 $0.00 $640.86   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.802 1.802 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     734                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 275787.24 430.3 XXXX 431.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120557   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX Yes 9.875% XXXX XXXX $3,708.12 $309.01 $0.00 $0.00 $0.00 $3,866.78   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.164 1.164 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 14985.72 3.9 XXXX 9.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120558   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $8,106.96 $675.58 $0.00 $0.00 $0.00 $3,667.73   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.036 1.018 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     735                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 33619.86 9.2 XXXX 9.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120559   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $3,412.92 $284.41 $0.00 $0.00 $0.00 $5,116.98   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.27 1.27 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 37770.64 7.4 XXXX 7.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120560   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 18.000% XXXX XXXX $1,676.16 $139.68 $0.00 $0.00 $0.00 $1,976.72   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.001 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1911068.03 966.8 XXXX 966.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120561   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX No   XXXX XXXX $3,455.52 $287.96 $0.00 $0.00 $0.00 $6,521.57   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.415 1.415 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 22.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120562   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX No   XXXX XXXX $1,325.64 $110.47 $0.00 $0.00 $0.00 $1,909.88   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.237 1.237 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 14968.89 7.8 XXXX 8.8 No 71.08 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120563   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX No   XXXX XXXX $1,067.76 $88.98 $0.00 $0.00 $0.00 $748.77   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.336 1.347 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 20741.45 27.7 XXXX 27.7 No 78.2 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A
9120564   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 10.125% XXXX XXXX $1,268.76 $105.73 $0.00 $0.00 $0.00 $683.24   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.774 1.77 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   XXXX India XXXX India XXXX R-1 Visa   XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   XXXX India XXXX India XXXX R-1 Visa   XXXX                                                     Fee Simple   No No N/A 7576.16 11.1 XXXX 11.1 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A
9120566   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX Yes 9.875% XXXX XXXX $1,706.52 $142.21 $0.00 $0.00 $0.00 $1,905.51   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.102 1.102 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1975864.63 1036.9 XXXX 1036.9 No 68.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120569   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $1,570.20 $130.85 $0.00 $0.00 $0.00 $1,961.46   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.071 1.07 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1906452.71 972.0 XXXX 972.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120571   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $1,590.72 $132.56 $0.00 $0.00 $0.00 $1,691.06   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.183 1.183 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1920032.10 1135.4 XXXX 1137.4 No 63.7 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120572   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $1,888.08 $157.34 $0.00 $0.00 $0.00 $1,898.55   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.106 1.106 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1920032.10 1011.3 XXXX 1011.3 No 68.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120573   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% XXXX Yes 10.250% XXXX XXXX $1,952.40 $162.70 $0.00 $0.00 $0.00 $3,307.85   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.301 1.301 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 177734.58 53.7 XXXX 53.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120574   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $1,867.08 $155.59 $200.04 $16.67 $0.00 $1,880.92   N/A XXXX TX $16.67 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.005 1.005 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1904637.59 1012.6 XXXX 1012.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120575   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 10.125% XXXX XXXX $4,503.00 $375.25 $0.00 $0.00 $0.00 $4,015.26   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.37 1.37 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 67951.65 16.9 XXXX 16.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120576   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $1,832.40 $152.70 $0.00 $0.00 $0.00 $1,530.16   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.029 1.029 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1914821.50 1251.4 XXXX 1251.4 No 68.42 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120580   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 10.125% XXXX XXXX $1,612.20 $134.35 $0.00 $0.00 $0.00 $1,863.86   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.003 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1909847.63 1024.7 XXXX 1024.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120585   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 10.500% XXXX XXXX $3,980.04 $331.67 $0.00 $0.00 $0.00 $19,181.84   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.408 1.407 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     738                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 24454.19 1.3 XXXX 131.1 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120587   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXX Yes 10.500% XXXX XXXX $1,671.36 $139.28 $0.00 $0.00 $0.00 $3,799.81   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.013 1.003 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 28216.42 7.4 XXXX 7.4 No 78.36 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120588   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXX Yes 11.125% XXXX XXXX $2,120.04 $176.67 $0.00 $0.00 $0.00 $5,698.41   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.193 1.193 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 93146.15 16.4 XXXX 16.4 No 50.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120589   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 10.125% XXXX XXXX $2,734.80 $227.90 $0.00 $0.00 $0.00 $2,708.81   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.096 1.085 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     733                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 3817.63 1.7 XXXX 8.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120590   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXX Yes 9.500% XXXX XXXX $2,990.04 $249.17 $0.00 $0.00 $0.00 $2,516.09   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.777 1.776 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 73167.14 29.1 XXXX 29.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A
9120591   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $558.75 8.250% 8.250% XXXX Yes 9.750% XXXX XXXX $1,449.96 $120.83 $0.00 $0.00 $0.00 $966.97   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.336 1.336 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 8160.97 8.4 XXXX 40.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120592   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.250% 8.250% XXXX Yes 9.750% XXXX XXXX $1,355.88 $112.99 $0.00 $0.00 $0.00 $1,284.40   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.401 1.401 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 14811.35 11.5 XXXX 13.2 No 76.76 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A
9120593   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% XXXX Yes 10.125% XXXX XXXX $1,469.52 $122.46 $270.00 $22.50 $0.00 $1,881.40   N/A XXXX TX $22.50 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.169 1.169 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 1889754.20 1004.4 XXXX 1004.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120594   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% XXXX Yes 10.375% XXXX XXXX $674.04 $56.17 $0.00 $0.00 $0.00 $792.06   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.389 1.389 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     726                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 111516.58 140.8 XXXX 140.8 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A
9120596   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $578.81 8.000% 8.000% XXXX No   XXXX XXXX $1,277.04 $106.42 $0.00 $0.00 $0.00 $982.00   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.39 1.39 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     742                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 42.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9120597   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% XXXX Yes 10.000% XXXX XXXX $4,766.28 $397.19 $0.00 $0.00 $0.00 $4,416.59   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.279 1.279 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     680                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 33055.24 7.5 XXXX 7.5 No 73.2 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9127891   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% XXXX Yes 18.000% XXXX XXXX $3,134.04 $261.17 $0.00 $0.00 $0.00 $2,638.54   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.023 1.023 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     716                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 19624.22 7.4 XXXX 7.4 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9127890   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% XXXX Yes 18.000% XXXX XXXX $982.80 $81.90 $200.04 $16.67 $0.00 $1,794.24   N/A XXXX KY $16.67 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.009 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     717                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A 24087.65 13.4 XXXX 13.4 No 79.04 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9127960   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.500% 8.500% XXXX Yes 18.000% XXXX XXXX $957.60 $79.80 $0.00 $0.00 $0.00 $926.00   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.296 1.3 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     727                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Real ID Driver's License   XXXX United States XXXX   XXXX N/A   XXXX           XXXX   XXXX   XXXX     XXXX                                                     Fee Simple   No No N/A .00 0.0 XXXX 50.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A
9127957   XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.750% 8.750% XXXX Yes 18.000% XXXX XXXX $967.20 $80.60 $0.00 $0.00 $0.00 $1,119.13   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.162 1.162 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX     801                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   XXXX United States XXXX   XXXX N/A   XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   XXXX United States XXXX   XXXX N/A   XXXX                                                     Fee Simple   No No N/A 12223.98 10.9 XXXX 10.9 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A