MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.7 Schedule 4
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 9069055 | Closed | 2025-02-12 04:52 | 2025-03-04 20:33 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 102.2 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-03/04/2025 Resolved-Resolved-Final Settlement Statement provided. Cash to Borrower used for reserves and meets requirements. - Due Diligence Vendor-02/13/2025 Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Executed Final HUD missing for cash out value - Due Diligence Vendor-02/12/2025 |
Resolved-Audited Reserves of 102.2 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-03/04/2025 Resolved-Resolved-Final Settlement Statement provided. Cash to Borrower used for reserves and meets requirements. - Due Diligence Vendor-02/13/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3403722 | N/A | N/A | ||||||
| XXXX | 9069055 | Closed | 2025-02-12 11:06 | 2025-03-04 20:33 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Supplemental report provided. Resolved - Due Diligence Vendor-03/04/2025 Resolved-Audited LTV of 75% is less than or equal to Guideline LTV of 75% - Due Diligence Vendor-03/04/2025 Ready for Review-Document Uploaded. Credit Report for FICO - Seller-03/03/2025 Counter-Borrower qualifying Score is 671 and does not meet 680 required for 80% LTV. Per Matrix 640+ score LTV is 75% - 5% for Cash out = 70% - Due Diligence Vendor-02/27/2025 Rescinded-Borrower qualifying Score is 671 and does not meet 680 required for 80% LTV. Per Matrix 640+ score LTV is 75% - 5% for Cash out = 70% - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. UW Response: Per the GL, Max LTV starts at 80% minus the 5% reduction is 75%, which aligns with the max for cash out. No further reduction required. - Seller-02/26/2025 Counter-Borrower receiving $XXXX qualifies as Cash Out Refinance. Per GL's, Cash Out Refinance requires a 5% reduction in allowable LTV. 75% max LTV - 5% reduction for Cash Out =- 70%. Audited LTV exceeds Guideline Max. - Due Diligence Vendor-02/14/2025 Ready for Review-Document Uploaded. UW Response: please see attached snippet on the C/O - Seller-02/13/2025 Open-Audited LTV Exceeds Guideline LTV File is Cash out Refinance, As per Matrix Max LTV is 75% minus 5% for Cash Out. Max LTV 70% - Due Diligence Vendor-02/12/2025 |
Ready for Review-Document Uploaded. Credit Report for FICO - Seller-03/03/2025 Ready for Review-Document Uploaded. UW Response: Per the GL, Max LTV starts at 80% minus the 5% reduction is 75%, which aligns with the max for cash out. No further reduction required. - Seller-02/26/2025 Ready for Review-Document Uploaded. UW Response: please see attached snippet on the C/O - Seller-02/13/2025 |
Resolved-Supplemental report provided. Resolved - Due Diligence Vendor-03/04/2025 Resolved-Audited LTV of 75% is less than or equal to Guideline LTV of 75% - Due Diligence Vendor-03/04/2025 Rescinded-Borrower qualifying Score is 671 and does not meet 680 required for 80% LTV. Per Matrix 640+ score LTV is 75% - 5% for Cash out = 70% - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3404476 | N/A | N/A | ||||
| XXXX | 9069055 | Closed | 2025-02-12 20:03 | 2025-02-20 19:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Complete Trust document provided. Trustee's Deed executed by additional members of the trust page 146. Resolved - Due Diligence Vendor-02/20/2025 Ready for Review-Document Uploaded. Trust Docs - Seller-02/18/2025 Counter-Please provide complete Trust Document - Due Diligence Vendor-02/14/2025 Ready for Review-Document Uploaded. Trust showing borrowers name - Seller-02/13/2025 Open-Title Document is Incomplete Lender Approval reflects transaction is a Refinance. However, Title reflects Property in Trust and not in Borrower name. Title Invoice, page 144 reflects Trust is Seller and Borrower is Buyer. Closing Disclosure, dated XXXX, signed by Borrower, XXXX, reflects $XXXX cash to Borrower. - Due Diligence Vendor-02/12/2025 |
Ready for Review-Document Uploaded. Trust Docs - Seller-02/18/2025 Ready for Review-Document Uploaded. Trust showing borrowers name - Seller-02/13/2025 |
Resolved-Complete Trust document provided. Trustee's Deed executed by additional members of the trust page 146. Resolved - Due Diligence Vendor-02/20/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3410382 | N/A | N/A | ||||
| XXXX | 9069055 | Closed | 2025-02-12 20:46 | 2025-02-14 14:55 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR unknown | Resolved-Updated DSCR Worksheet provided - Due Diligence Vendor-02/14/2025 Ready for Review-Document Uploaded. DSCR Calculations - Seller-02/13/2025 Open-Updated DSCR required. P&I, tax and insurance values are incorrect. - Due Diligence Vendor-02/12/2025 |
Ready for Review-Document Uploaded. DSCR Calculations - Seller-02/13/2025 |
Resolved-Updated DSCR Worksheet provided - Due Diligence Vendor-02/14/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3410953 | N/A | N/A | ||||
| XXXX | 9069055 | Closed | 2025-02-12 05:14 | 2025-02-13 14:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final Settlement Statement provided - Due Diligence Vendor-02/13/2025 Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-02/13/2025 Ready for Review-Document Uploaded. Final HUD from title, signed by all parties - Seller-02/12/2025 Open-Final HUD-1 Document is Missing. - Due Diligence Vendor-02/12/2025 |
Ready for Review-Document Uploaded. Final HUD from title, signed by all parties - Seller-02/12/2025 |
Resolved-Final Settlement Statement provided - Due Diligence Vendor-02/13/2025 Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-02/13/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3403766 | N/A | N/A | ||||
| XXXX | 9069034 | Closed | 2025-02-19 15:40 | 2025-02-21 13:02 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-02/21/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/20/2025 Open-Third Party Fraud Report Partially Provided Fraud report shows uncleared alerts - Due Diligence Vendor-02/19/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/20/2025 |
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-02/21/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3446192 | N/A | N/A | ||||
| XXXX | 9069073 | Closed | 2025-02-18 17:18 | 2025-02-21 14:01 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-02/21/2025 Ready for Review-Document Uploaded. Final HUD1 signed by all parties in counterpart - Seller-02/19/2025 Open-Final HUD-1 Document is Missing. Final HUD-1 or Final Settlement Statement Document is Missing, Provide the updated FINAL HUD-1 Document with Settlement Agent Signature. - Due Diligence Vendor-02/18/2025 |
Ready for Review-Document Uploaded. Final HUD1 signed by all parties in counterpart - Seller-02/19/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-02/21/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3439703 | N/A | N/A | ||||
| XXXX | 9069073 | Closed | 2025-02-18 16:25 | 2025-02-21 10:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud report with cleared alerts uploaded, verified, and entered into the system - resolved. - Due Diligence Vendor-02/21/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/21/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/20/2025 Open-Fraud Report Shows Uncleared Alerts Fraud Report Showing Uncleared High Alerts. - Due Diligence Vendor-02/18/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/20/2025 |
Resolved-Updated Fraud report with cleared alerts uploaded, verified, and entered into the system - resolved. - Due Diligence Vendor-02/21/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/21/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3439122 | N/A | N/A | ||||
| XXXX | 9069054 | Closed | 2025-02-20 04:51 | 2025-02-26 09:59 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/26/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/26/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/25/2025 Open-Fraud Report Shows Uncleared Alerts Provide the updated fraud report, Fraud Report Showing 1 Uncleared High Alerts. - Due Diligence Vendor-02/20/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/25/2025 |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/26/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/26/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3451398 | N/A | N/A | ||||
| XXXX | 9069021 | Closed | 2025-02-25 16:16 | 2025-03-07 18:35 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/07/2025 Resolved-Updated hud page - Due Diligence Vendor-02/26/2025 Ready for Review-Document Uploaded. Final HUD1 stamped certified & signed by all parties - Seller-02/25/2025 Open-Final HUD-1 Document is Missing. Need stamped and certified final hud - Due Diligence Vendor-02/25/2025 |
Ready for Review-Document Uploaded. Final HUD1 stamped certified & signed by all parties - Seller-02/25/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/07/2025 Resolved-Updated hud page - Due Diligence Vendor-02/26/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3476636 | N/A | N/A | ||||
| XXXX | 9069021 | Closed | 2025-02-25 16:10 | 2025-03-06 13:01 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing letter of explanation | Resolved-Updated asset page. - Due Diligence Vendor-03/06/2025 Ready for Review-Document Uploaded. Access Letter - Seller-03/05/2025 Open-Need LOE for the co-borrwer for access to joint account LOE is in file for the primary. - Due Diligence Vendor-02/25/2025 |
Ready for Review-Document Uploaded. Access Letter - Seller-03/05/2025 |
Resolved-Updated asset page. - Due Diligence Vendor-03/06/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3476595 | N/A | N/A | ||||
| XXXX | 9069021 | Closed | 2025-02-25 16:03 | 2025-02-27 11:38 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-02/27/2025 Resolved-Updated fraud page. - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/26/2025 Open-Third Party Fraud Report Partially Provided Fraud report shows uncleared alerts - Due Diligence Vendor-02/25/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/26/2025 |
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-02/27/2025 Resolved-Updated fraud page. - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3476541 | N/A | N/A | ||||
| XXXX | 9069021 | Closed | 2025-02-25 16:10 | 2025-02-27 11:36 | Resolved | 1 - Information | A | A | Property | Appraisal | Appraisal | Resolved-Interior photos provided - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. Appraisal - Seller-02/26/2025 Open-No interior photos of the property only a few exterior photos. - Due Diligence Vendor-02/25/2025 |
Ready for Review-Document Uploaded. Appraisal - Seller-02/26/2025 |
Resolved-Interior photos provided - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3476593 | N/A | N/A | ||||
| XXXX | 9069061 | Closed | 2025-02-21 06:02 | 2025-02-27 21:13 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Updated Final 1003 with Asset removed uploaded, Loan is Qualified with Cash-Out Refinance , Verified & entered in system - Resolved - Due Diligence Vendor-02/27/2025 Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. Updated 1003 - Seller-02/26/2025 Open-Asset Record 1 Does Not Meet G/L Requirements Provide proof of documentation for C/O proceeds for $XXXX mentioned in final 1003 as it is missing from file. - Due Diligence Vendor-02/21/2025 |
Ready for Review-Document Uploaded. Updated 1003 - Seller-02/26/2025 |
Resolved-Updated Final 1003 with Asset removed uploaded, Loan is Qualified with Cash-Out Refinance , Verified & entered in system - Resolved - Due Diligence Vendor-02/27/2025 Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3458677 | N/A | N/A | ||||
| XXXX | 9069061 | Closed | 2025-02-21 06:06 | 2025-02-27 10:06 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/27/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/26/2025 Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows 1 Uncleared Alerts - Due Diligence Vendor-02/21/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-02/26/2025 |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/27/2025 Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3458683 | N/A | N/A | ||||
| XXXX | 9082008 | Closed | 2025-02-24 10:49 | 2025-03-12 14:56 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/12/2025 Ready for Review-Line 1506 - Seller-03/10/2025 Counter-The attached HUD's are missing the appraisal fee. Provide updated Settlement Statement document with appraisal fee. - Due Diligence Vendor-03/04/2025 Ready for Review-Document Uploaded. - Seller-02/28/2025 Open-Final HUD-1 Document is Missing. Provide updated Settlement Statement document with appraisal fee. - Due Diligence Vendor-02/24/2025 |
Ready for Review-Line 1506 - Seller-03/10/2025 Ready for Review-Document Uploaded. - Seller-02/28/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/12/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3467151 | N/A | N/A | ||||
| XXXX | 9069077 | Closed | 2025-02-24 12:13 | 2025-03-26 19:00 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Prepayment Rider Missing | Resolved-ppp received - Due Diligence Vendor-03/26/2025 Ready for Review-Document Uploaded. Prepay Rider - Seller-03/26/2025 Open-Prepayment Rider Missing - Due Diligence Vendor-02/24/2025 |
Ready for Review-Document Uploaded. Prepay Rider - Seller-03/26/2025 |
Resolved-ppp received - Due Diligence Vendor-03/26/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3467414 | N/A | N/A | ||||
| XXXX | 9069077 | Closed | 2025-02-24 12:13 | 2025-03-26 18:55 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-03/26/2025 Ready for Review-Document Uploaded. Letter of Intent to Re-record, signed Prepay Rider & corrected page 2 of DOT with box checked for prepay rider - Seller-03/26/2025 Open-The Deed of Trust is Missing Provide updated DOT with Prepayment Rider check mark on it. - Due Diligence Vendor-02/24/2025 |
Ready for Review-Document Uploaded. Letter of Intent to Re-record, signed Prepay Rider & corrected page 2 of DOT with box checked for prepay rider - Seller-03/26/2025 |
Resolved-The Deed of Trust is Present - Due Diligence Vendor-03/26/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3467413 | N/A | N/A | ||||
| XXXX | 9069032 | Closed | 2025-02-24 12:53 | 2025-03-26 18:16 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Updated DOT will be corrected and sent for re recording - Due Diligence Vendor-03/26/2025 Ready for Review-Document Uploaded. Letter of Intent to Re-record, signed Prepay Rider & corrected page 2 of DOT with box checked for prepay rider - Seller-03/26/2025 Open-The Deed of Trust is Missing Provide updated DOT with Prepayment Rider check mark on it. - Due Diligence Vendor-02/24/2025 |
Ready for Review-Document Uploaded. Letter of Intent to Re-record, signed Prepay Rider & corrected page 2 of DOT with box checked for prepay rider - Seller-03/26/2025 |
Resolved-Updated DOT will be corrected and sent for re recording - Due Diligence Vendor-03/26/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3467595 | N/A | N/A | ||||
| XXXX | 9069032 | Closed | 2025-02-24 13:07 | 2025-02-28 09:47 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Housing History is verified for 22 Months in Credit Report, Verified - Resolved - Due Diligence Vendor-02/28/2025 Resolved-Validation Resolved' - Due Diligence Vendor-02/28/2025 Ready for Review-Document Uploaded. VOM is on Credit report VOM is on Credit report UW Response - VOM is on the Credit report - see attached snippets - Seller-02/27/2025 Open-VOR/VOM Doc Status should not be 'Missing'. Unable to verify the 12 months Borrower Housing History Provide VOM document. - Due Diligence Vendor-02/24/2025 |
Ready for Review-Document Uploaded. VOM is on Credit report VOM is on Credit report UW Response - VOM is on the Credit report - see attached snippets - Seller-02/27/2025 |
Resolved-Housing History is verified for 22 Months in Credit Report, Verified - Resolved - Due Diligence Vendor-02/28/2025 Resolved-Validation Resolved' - Due Diligence Vendor-02/28/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3467670 | N/A | N/A | ||||
| XXXX | 9069032 | Closed | 2025-02-26 15:46 | 2025-02-27 12:02 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing disbursement date on final HUD-1 | Resolved-Updated Hud page. - Due Diligence Vendor-02/27/2025 Ready for Review-Document Uploaded. Final HUD1 signed by all parties - Seller-02/26/2025 Open-Need stamped and certified copy of the hud - Due Diligence Vendor-02/26/2025 |
Ready for Review-Document Uploaded. Final HUD1 signed by all parties - Seller-02/26/2025 |
Resolved-Updated Hud page. - Due Diligence Vendor-02/27/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3484311 | N/A | N/A | ||||
| XXXX | 9082078 | Closed | 2025-03-04 12:19 | 2025-03-12 11:06 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/12/2025 Ready for Review-Document Uploaded. - Seller-03/10/2025 Open-Final HUD-1 Document is Missing. Final HUD doc is on page # 449. But missing Appraisal Fee in file. - Due Diligence Vendor-03/04/2025 |
Ready for Review-Document Uploaded. - Seller-03/10/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/12/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3519950 | N/A | N/A | ||||
| XXXX | 9082098 | Closed | 2025-03-04 11:25 | 2025-03-27 12:33 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Updated HUD signed by Closing Agent including all subject property addresses provided. - Due Diligence Vendor-03/27/2025 Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/27/2025 Ready for Review-Document Uploaded. - Seller-03/26/2025 Counter-Counter requested by Client - incorrect HUDs uploaded by mistake - Due Diligence Vendor-03/21/2025 Ready for Review-Document Uploaded. - Seller-03/20/2025 Counter-XXXX Management Contacting XXXX - Due Diligence Vendor-03/20/2025 Ready for Review-Document Uploaded. - Seller-03/18/2025 Counter-Additional property addresses on Settlement Statement do not match Title or Mortgage. - Due Diligence Vendor-03/11/2025 Ready for Review-Document Uploaded. - Seller-03/10/2025 Open-Final HUD-1 Document is Missing. The HUD document currently shows the property address XXXX, but the addresses for the other three properties are missing. (XXXX XXXX 3-XXXX, XXXX) - Due Diligence Vendor-03/04/2025 |
Ready for Review-Document Uploaded. - Seller-03/26/2025 Ready for Review-Document Uploaded. - Seller-03/20/2025 Ready for Review-Document Uploaded. - Seller-03/18/2025 Ready for Review-Document Uploaded. - Seller-03/10/2025 |
Resolved-Updated HUD signed by Closing Agent including all subject property addresses provided. - Due Diligence Vendor-03/27/2025 Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-03/27/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3519700 | N/A | N/A | ||||
| XXXX | 9113532 | Closed | 2025-03-31 04:20 | 2025-04-04 16:40 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-04/04/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/04/2025 Open-Fraud Report Shows Uncleared Alerts • The XXXX Alerts Summary document is missing. The Fraud Report in file shows High, Medium, and Low alerts. But with the missing document, unable to verify if any/all alerts were reviewed & cleared. - Due Diligence Vendor-03/31/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/04/2025 |
Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-04/04/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Home Improvement/Reno | 3726838 | N/A | N/A | ||||
| XXXX | 9113532 | Closed | 2025-03-31 04:45 | 2025-04-01 19:15 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Final Settlement Statement Document was provided. System updated. Resolved. - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. Certified Stamped Final HUD1 - Seller-04/01/2025 Open-Final HUD-1 Document is Missing. • File is missing the Final HUD-1 or Final Settlement Statement that is marked as the Final. - Due Diligence Vendor-03/31/2025 |
Ready for Review-Document Uploaded. Certified Stamped Final HUD1 - Seller-04/01/2025 |
Resolved-Final HUD-1 Final Settlement Statement Document was provided. System updated. Resolved. - Due Diligence Vendor-04/01/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Home Improvement/Reno | 3726860 | N/A | N/A | ||||
| XXXX | 9113561 | Closed | 2025-04-01 18:07 | 2025-04-04 10:26 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR unknown | Resolved-DSCR Calculation worksheet uploaded. The calculated DSCR ratio is lease amount $3,200 / PITIA $3,178.83 = 1.007. DSCR matches the DSCR worksheet. Verified - Resolved. - Due Diligence Vendor-04/04/2025 Ready for Review-Document Uploaded. DSCR - Seller-04/03/2025 Open-Correctly calculated DSCR Ratio is Lease amount$3,200/PITIA$ 3,178.83 = 1.007 DSCR and Originator Consider DSCR is Lease amount$3,200/PITIA$3,053.75 = 1.048, Variance is 0.041. due to HOI Monthly Premium amount Different in 1008 and HOI Document, 1008 Docs showing as HOI Monthly Premium is $250 But HOI Document showing as $375.08. - Due Diligence Vendor-04/01/2025 |
Ready for Review-Document Uploaded. DSCR - Seller-04/03/2025 |
Resolved-DSCR Calculation worksheet uploaded. The calculated DSCR ratio is lease amount $3,200 / PITIA $3,178.83 = 1.007. DSCR matches the DSCR worksheet. Verified - Resolved. - Due Diligence Vendor-04/04/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3744066 | N/A | N/A | ||||
| XXXX | 9113561 | Closed | 2025-04-01 17:54 | 2025-04-04 10:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-04/04/2025 Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-04/04/2025 Ready for Review-Document Uploaded. 1008 - Seller-04/03/2025 Open-The 1008 document is missing from the loan file. Provide the updated 1008 with HOI Monthly Premium amount $375.08. Different in 1008 and HOI Document, 1008 Dos showing as HOI Monthly Premium is $250 But HOI & Final HUD-1 Document showing as $375.08. - Due Diligence Vendor-04/01/2025 |
Ready for Review-Document Uploaded. 1008 - Seller-04/03/2025 |
Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-04/04/2025 Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-04/04/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3743903 | N/A | N/A | ||||
| XXXX | 9113562 | Closed | 2025-04-02 10:52 | 2025-04-08 19:42 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing Loan program disclosure | Resolved-received loan approval - resolved - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. Loan Approval - Seller-04/08/2025 Open-Loan approval is missing in the file - Due Diligence Vendor-04/02/2025 |
Ready for Review-Document Uploaded. Loan Approval - Seller-04/08/2025 |
Resolved-received loan approval - resolved - Due Diligence Vendor-04/08/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3749228 | N/A | N/A | ||||
| XXXX | 9113562 | Closed | 2025-04-02 09:46 | 2025-04-08 19:41 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. Final Title Policy - Seller-04/08/2025 Open-Title Coverage Amount of $XXXX is Less than Loan Amount of $XXXX. - Due Diligence Vendor-04/02/2025 |
Ready for Review-Document Uploaded. Final Title Policy - Seller-04/08/2025 |
Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/08/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3748947 | N/A | N/A | ||||
| XXXX | 9113562 | Closed | 2025-04-02 10:25 | 2025-04-08 19:40 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/08/2025 Open-Fraud Report Shows Uncleared Alerts Fraud Report Shows Uncleared findings - Due Diligence Vendor-04/02/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/08/2025 |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-04/08/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3749121 | N/A | N/A | ||||
| XXXX | 9113562 | Closed | 2025-04-03 19:18 | 2025-04-08 12:48 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. Final HUD1 certified stamped - Seller-04/07/2025 Open-Final HUD-1 Document is Missing. Final HUD with Loan being paid off not in file - Due Diligence Vendor-04/03/2025 |
Ready for Review-Document Uploaded. Final HUD1 certified stamped - Seller-04/07/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-04/08/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3777318 | N/A | N/A | ||||
| XXXX | 9113547 | Closed | 2025-04-09 15:33 | 2025-04-09 15:35 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/09/2025 Open- - Due Diligence Vendor-04/09/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/09/2025 |
Months reserve 22.06 (Min 6 months) Calculated LTV at 68.47% (Max allowed 85%) |
XXXX | Investment | Refinance | Cash Out - Other | 3817785 | Originator Post-Close | No | |||||
| XXXX | 9113557 | Closed | 2025-04-08 18:16 | 2025-04-10 12:07 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-04/10/2025 Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/09/2025 Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-04/08/2025 |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-04/09/2025 |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-04/10/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3809530 | N/A | N/A | ||||
| XXXX | 9113557 | Closed | 2025-04-04 10:31 | 2025-04-09 11:58 | Resolved | 1 - Information | C | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Loan Collateral Advisor with CU score less than 2.5 provided, Verified & entered in system - Resolved - Due Diligence Vendor-04/09/2025 Ready for Review-Document Uploaded. XXXX SSR - Seller-04/08/2025 Open-Provide Secondary Valuation or Additional Valuation per guideline requirements. - Due Diligence Vendor-04/04/2025 |
Ready for Review-Document Uploaded. XXXX SSR - Seller-04/08/2025 |
Resolved-Loan Collateral Advisor with CU score less than 2.5 provided, Verified & entered in system - Resolved - Due Diligence Vendor-04/09/2025 |
XXXX | XXXX | Investment | Purchase | NA | 3781584 | N/A | N/A | ||||
| XXXX | 9113550 | Closed | 2025-04-07 07:38 | 2025-04-10 11:10 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified - Resolved - Due Diligence Vendor-04/10/2025 Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/10/2025 Ready for Review-Document Uploaded. Final Title Policy - Seller-04/09/2025 Open-Title Coverage Amount of $0 is Less than Loan Amount Provide Title Commitment with Coverage Amount. Coverage Amount missing in Title Commitment report. - Due Diligence Vendor-04/07/2025 |
Ready for Review-Document Uploaded. Final Title Policy - Seller-04/09/2025 |
Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified - Resolved - Due Diligence Vendor-04/10/2025 Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/10/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3792562 | N/A | N/A | ||||
| XXXX | 9120565 | Closed | 2025-04-12 07:32 | 2025-04-18 11:14 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves meets guidelines requirements. ALTA Settlement provided showing Cash to Borrower. - Due Diligence Vendor-04/18/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-As per Guidelines Reserves is 3 months but loan does not meet guidelines requirements. Need addition reserves or need Supporting doc to meet guidelines requirements. - Due Diligence Vendor-04/12/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Audited Reserves meets guidelines requirements. ALTA Settlement provided showing Cash to Borrower. - Due Diligence Vendor-04/18/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3847658 | N/A | N/A | ||||
| XXXX | 9120567 | Closed | 2025-04-14 12:31 | 2025-04-17 20:33 | Resolved | 1 - Information | C | A | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-The Deed of Trust is Executed - Due Diligence Vendor-04/17/2025 Ready for Review-Document Uploaded. - Seller-04/16/2025 Open-The Deed of Trust is Not Executed Final docs not signed. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/16/2025 |
Resolved-The Deed of Trust is Executed - Due Diligence Vendor-04/17/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3853337 | N/A | N/A | ||||
| XXXX | 9120567 | Closed | 2025-04-14 12:30 | 2025-04-17 20:31 | Resolved | 1 - Information | C | A | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - Due Diligence Vendor-04/17/2025 Ready for Review-Document Uploaded. - Seller-04/16/2025 Open-The Note is Not Executed Final docs not signed. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/16/2025 |
Resolved-The Note is Executed - Due Diligence Vendor-04/17/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3853334 | N/A | N/A | ||||
| XXXX | 9120579 | Closed | 2025-04-14 06:45 | 2025-04-22 12:30 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3852037 | N/A | N/A | |||||
| XXXX | 9120583 | Closed | 2025-04-14 14:23 | 2025-04-23 13:25 | Resolved | 1 - Information | C | A | Property | Property | Ineligible Property | Resolved-Updated appraisal provided. - Due Diligence Vendor-04/23/2025 Ready for Review-Document Uploaded. - Seller-04/21/2025 Open-XXXX has a property condition of C5 which is not allowed per guidelines. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/21/2025 |
Resolved-Updated appraisal provided. - Due Diligence Vendor-04/23/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3854835 | N/A | N/A | ||||
| XXXX | 9120583 | Closed | 2025-04-14 04:38 | 2025-04-22 12:31 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending - DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending - DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3851670 | N/A | N/A | |||||
| XXXX | 9120586 | Closed | 2025-04-14 07:04 | 2025-04-22 12:54 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3852086 | N/A | N/A | |||||
| XXXX | 9120586 | Closed | 2025-04-14 15:44 | 2025-04-18 14:45 | Resolved | 1 - Information | B | A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-Allocated loan amounts updated and are where they should be. - Due Diligence Vendor-04/18/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-Property schedule shows properties totaling 106.5% for allocated loan amounts. they should total 100%. there are also 2 different DSCR totals listed - please provide updated approval. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Allocated loan amounts updated and are where they should be. - Due Diligence Vendor-04/18/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3856134 | N/A | N/A | ||||
| XXXX | 9120586 | Closed | 2025-04-14 09:22 | 2025-04-18 07:19 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/18/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-Title Coverage Amount of $XXXX is Less than Loan Amount Coverage amounts not meet Loan amount need supporting doc on same. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/18/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3852430 | N/A | N/A | ||||
| XXXX | 9120556 | Closed | 2025-04-11 14:37 | 2025-04-21 18:27 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown and not found in NMLS website - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3839473 | N/A | N/A | |||||
| XXXX | 9120556 | Closed | 2025-04-11 14:37 | 2025-04-21 18:27 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown and not found in NMLS website - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3839472 | N/A | N/A | |||||
| XXXX | 9120557 | Closed | 2025-04-14 12:54 | 2025-04-23 11:18 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/23/2025 Ready for Review-XXXX Guidelines page 17 of 27 - XXXX does not require a spousal consent for properties financed in community property States. - Seller-04/21/2025 Open-XXXX requires married guarantors to sign a spousal consent - Due Diligence Vendor-04/14/2025 |
Ready for Review-XXXX Guidelines page 17 of 27 - XXXX does not require a spousal consent for properties financed in community property States. - Seller-04/21/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/23/2025 |
No Mortgage Lates (1x30 allowed) 9.54 Months reserves (Min required 3 months) |
XXXX | Investment | Refinance | Cash Out - Other | 3853539 | Originator Post-Close | No | ||||
| XXXX | 9120557 | Closed | 2025-04-11 15:59 | 2025-04-21 18:29 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending - DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3841081 | N/A | N/A | |||||
| XXXX | 9120558 | Closed | 2025-04-11 20:19 | 2025-04-22 12:28 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown No NMLS information in file. - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3844858 | N/A | N/A | |||||
| XXXX | 9120561 | Closed | 2025-04-12 13:09 | 2025-04-15 11:43 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 Ready for Review-Please provide additional details as to what the issue is on this loan. What is the issue with having the Borrowers driver's license being in the same state as the property for a DSCR loan? - Seller-04/14/2025 Open-Bwr DL is XXXX and property is located in XXXX - Due Diligence Vendor-04/12/2025 |
Ready for Review-Please provide additional details as to what the issue is on this loan. What is the issue with having the Borrowers driver's license being in the same state as the property for a DSCR loan? - Seller-04/14/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 |
Calculated DSCR 1.415 (Minimum DSCR 1) Calculated reserves for 22.28 months (Minimum required 3) |
XXXX | Investment | Refinance | Cash Out - Other | 3848225 | Originator Post-Close | No | ||||
| XXXX | 9120561 | Closed | 2025-04-10 09:53 | 2025-04-15 07:52 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved - Due Diligence Vendor-04/15/2025 Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/15/2025 Ready for Review-Document Uploaded. - Seller-04/14/2025 Open-Title Coverage Amount of $XXXX is Less than Loan Amount Provide Title with sufficient coverage. Title Coverage Amount of $XXXX is Less than Loan Amount. - Due Diligence Vendor-04/10/2025 |
Ready for Review-Document Uploaded. - Seller-04/14/2025 |
Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved - Due Diligence Vendor-04/15/2025 Resolved-Title Coverage Amount of $XXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-04/15/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3825132 | N/A | N/A | ||||
| XXXX | 9120564 | Closed | 2025-04-12 14:51 | 2025-04-21 18:31 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Purchase | NA | 3848624 | N/A | N/A | |||||
| XXXX | 9120564 | Closed | 2025-04-12 14:51 | 2025-04-21 18:31 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Purchase | NA | 3848623 | N/A | N/A | |||||
| XXXX | 9120566 | Closed | 2025-04-12 15:44 | 2025-04-21 18:32 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
High reserves (over $1million) Calculated DSCR 1.102 (Minimum DSCR 1) |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3848801 | N/A | N/A | ||||
| XXXX | 9120566 | Closed | 2025-04-12 15:44 | 2025-04-21 18:32 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3848800 | N/A | N/A | |||||
| XXXX | 9120566 | Closed | 2025-04-12 15:52 | 2025-04-15 11:44 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 Open-Per application bwr is married and spousal consent is required - Due Diligence Vendor-04/12/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3848828 | Originator Post-Close | No | ||||||
| XXXX | 9120569 | Closed | 2025-04-11 16:57 | 2025-04-22 12:29 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-NMLS not on docs in file. - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3841737 | N/A | N/A | |||||
| XXXX | 9120572 | Closed | 2025-04-14 06:41 | 2025-04-22 12:29 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3852025 | N/A | N/A | |||||
| XXXX | 9120574 | Closed | 2025-04-14 16:38 | 2025-04-21 18:13 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | If the Guarantor is married spouse must approve | Acknowledged-The lack of Spousal Consent will not affect the enforceability of the note; however, in the event of default, the owner of the note may not have the ability to collect on the non-guarantor spouse’s half of the asset(s). - Due Diligence Vendor-04/21/2025 Ready for Review-XXXX Guidelines page 17 of 27 - XXXX does not require spousal consent for properties financed in community property States. - Seller-04/21/2025 Open-• The loan contains a Personal Guaranty from the borrower. Personal Guaranties are subject to community property rights in AK, AZ, ID, LA, NM, TX, WA. State requirements are not excluded for LLC's, please provide spousal consent or regulation clarification. - Due Diligence Vendor-04/14/2025 |
Ready for Review-XXXX Guidelines page 17 of 27 - XXXX does not require spousal consent for properties financed in community property States. - Seller-04/21/2025 |
Acknowledged-The lack of Spousal Consent will not affect the enforceability of the note; however, in the event of default, the owner of the note may not have the ability to collect on the non-guarantor spouse’s half of the asset(s). - Due Diligence Vendor-04/21/2025 |
High reserves (Over $1million) DSCR of 1.005 (Min 0.85) |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3856763 | Investor Post-Close | No | ||||
| XXXX | 9120576 | Closed | 2025-04-10 15:04 | 2025-04-21 18:34 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan originator company and Lender do not populate on the NMLS website - Due Diligence Vendor-04/10/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
High Reserves (Over $1million) Calculated DSCR 1.029 (Min 0.85) |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3827787 | N/A | N/A | ||||
| XXXX | 9120576 | Closed | 2025-04-10 16:08 | 2025-04-15 11:42 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 Open-XXXX requires spousal consent. Guarantor Married ID from XXXX, property is XXXX - Due Diligence Vendor-04/10/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/15/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3829025 | Originator Post-Close | No | ||||||
| XXXX | 9120580 | Closed | 2025-04-14 19:23 | 2025-04-21 18:22 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | If the Guarantor is married spouse must approve | Acknowledged-The lack of Spousal Consent will not affect the enforceability of the note; however, in the event of default, the owner of the note may not have the ability to collect on the non-guarantor spouse’s half of the asset(s). - Due Diligence Vendor-04/21/2025 Ready for Review-BPC Guidelines page 17 of 27 - BPC does not require spousal consent for properties financed in community property States. - Seller-04/21/2025 Open-• • The loan contains a Personal Guaranty from the borrower. Personal Guaranties are subject to community property rights in AK, AZ, ID, LA, NM, TX, WA. State requirements are not excluded for LLC's, please provide spousal consent or regulation clarification. - Due Diligence Vendor-04/14/2025 |
Ready for Review-XXXX Guidelines page 17 of 27 - XXXX does not require spousal consent for properties financed in community property States. - Seller-04/21/2025 |
Acknowledged-The lack of Spousal Consent will not affect the enforceability of the note; however, in the event of default, the owner of the note may not have the ability to collect on the non-guarantor spouse’s half of the asset(s). - Due Diligence Vendor-04/21/2025 |
High Reserves (Over $1million) Calculated DSCR 1.003 (Min 0.85) |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3859350 | Investor Post-Close | No | ||||
| XXXX | 9120587 | Closed | 2025-04-30 21:02 | 2025-05-01 20:31 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-04/30/2025 Resolved-Updated hud page. - Due Diligence Vendor-04/30/2025 Ready for Review-Document Uploaded. - Seller-04/30/2025 Open-Final HUD-1 Document is Missing. Final Hud is missing from the file Only have the Hud from when borrower purchased the property. - Due Diligence Vendor-04/30/2025 |
Ready for Review-Document Uploaded. - Seller-04/30/2025 |
Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-04/30/2025 Resolved-Updated hud page. - Due Diligence Vendor-04/30/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 4009724 | N/A | N/A | ||||
| XXXX | 9120587 | Closed | 2025-04-30 20:59 | 2025-04-30 22:13 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/30/2025 Resolved-Updated insurance page. - Due Diligence Vendor-04/30/2025 Ready for Review-Document Uploaded. Attached EOI 12-month Coverage Policy #XXXX Effective XXXX Paid in FULL XXXX Matching Policy Number HIGHLIGHTED in YELLOW - Seller-04/30/2025 Open-Premium amount is missing from the policy provided. - Due Diligence Vendor-04/30/2025 |
Ready for Review-Document Uploaded. Attached EOI 12-month Coverage Policy #XXXX Effective XXXX-XXXX Paid in FULL XXXX $XXXX Matching Policy Number HIGHLIGHTED in YELLOW - Seller-04/30/2025 |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-04/30/2025 Resolved-Updated insurance page. - Due Diligence Vendor-04/30/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 4009712 | N/A | N/A | ||||
| XXXX | 9120587 | Closed | 2025-04-14 11:25 | 2025-04-30 22:07 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3852931 | N/A | N/A | |||||
| XXXX | 9120588 | Closed | 2025-04-14 11:43 | 2025-04-22 12:54 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3853048 | N/A | N/A | |||||
| XXXX | 9120591 | Closed | 2025-04-09 05:31 | 2025-04-17 17:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax was provided. Figures match. System updated & resolved. - Due Diligence Vendor-04/17/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-Missing Evidence of Property Tax • Tax doc missing in file - Need Supporting doc with annual value $79.23 ($6.60 monthly) as per Lender's DSCR Calculation sheet on Page # 282 and the Payment Letter to borrower on page #371. - Due Diligence Vendor-04/09/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Evidence of Property Tax was provided. Figures match. System updated & resolved. - Due Diligence Vendor-04/17/2025 |
XXXX | XXXX | Investment | Refinance | Cash Out - Other | 3813867 | N/A | N/A | ||||
| XXXX | 9120592 | Closed | 2025-04-09 11:39 | 2025-04-18 12:54 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 13.15 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-04/18/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-Audited Reserves of 0.81 month(s) are less than Guideline Required Reserves of 3 month(s) • No Bank Statements provided. Per the DSCR Loan Review Checklist, there was an account with XXXX #XXXX dated XXXX with a balance of $14,811.35 used in qualification. However, this statement was not provided in the loan package. - Due Diligence Vendor-04/09/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Audited Reserves of 13.15 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-04/18/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3814869 | N/A | N/A | ||||
| XXXX | 9120592 | Closed | 2025-04-14 18:17 | 2025-04-17 17:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document was identified. System updated & resolved. - Due Diligence Vendor-04/17/2025 Ready for Review-Document Uploaded. - Seller-04/17/2025 Open-Final HUD-1 Document is Preliminary/Estimated Only. • The HUD-1 or Settlement Statement that is marked as "Final" or otherwise signed by the Title Agent is missing from the file. - Due Diligence Vendor-04/14/2025 |
Ready for Review-Document Uploaded. - Seller-04/17/2025 |
Resolved-Final HUD-1 Document was identified. System updated & resolved. - Due Diligence Vendor-04/17/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3858149 | N/A | N/A | ||||
| XXXX | 9120593 | Closed | 2025-04-11 21:52 | 2025-04-23 18:28 | Acknowledged | 2 - Non-Material | C | B | Credit | Credit | Guarantor 1 spouse has not approved transaction | Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/23/2025 Ready for Review-Document Uploaded. - Seller-04/22/2025 Open-This application says separated but for other loan, application says married?? - Due Diligence Vendor-04/11/2025 |
Ready for Review-Document Uploaded. - Seller-04/22/2025 |
Acknowledged-Spousal Consent not received by guarantor's spouse, when the guarantor's principal residence in a community property state, and the spouse is not a member of the LLC - Due Diligence Vendor-04/23/2025 |
XXXX | HIgh Reserves (over $1 million) Calculated DSCR is 1.169 (Min 1) |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3845740 | Originator Post-Close | No | |||
| XXXX | 9120593 | Closed | 2025-04-11 21:13 | 2025-04-21 18:30 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-received confirmation from client NMLS not required - resolved - Due Diligence Vendor-04/21/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3845365 | N/A | N/A | |||||
| XXXX | 9120593 | Closed | 2025-04-11 21:40 | 2025-04-15 12:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-04/15/2025 Ready for Review-Document Uploaded. - Seller-04/14/2025 Open-The 1008 document is missing from the loan file. UW approval summary not in file - Due Diligence Vendor-04/11/2025 |
Ready for Review-Document Uploaded. - Seller-04/14/2025 |
Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-04/15/2025 |
XXXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3845621 | N/A | N/A | ||||
| XXXX | 9120594 | Closed | 2025-04-11 16:52 | 2025-04-22 12:28 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-NMLS not on docs in file. - Due Diligence Vendor-04/11/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Purchase | NA | 3841663 | N/A | N/A | |||||
| XXXX | 9120596 | Closed | 2025-04-12 19:00 | 2025-04-21 18:19 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Originator NMLS Status is Unknown | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown - Due Diligence Vendor-04/15/2025 Rescinded-Loan Originator NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Rescinded-Loan Originator NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3849302 | N/A | N/A | |||||
| XXXX | 9120596 | Closed | 2025-04-12 19:00 | 2025-04-21 18:19 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown - Due Diligence Vendor-04/15/2025 Rescinded-Loan Origination Company NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Rescinded-Loan Origination Company NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3849301 | N/A | N/A | |||||
| XXXX | 9120596 | Closed | 2025-04-12 19:00 | 2025-04-21 18:19 | Resolved | 1 - Information | C | A | Compliance | Closing | Lender Company NMLS Status is Unknown or Not Active | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Lender Company NMLS Status is Unknown - Due Diligence Vendor-04/15/2025 Rescinded-Lender Company NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/21/2025 Rescinded-Lender Company NMLS Status is Unknown NMLS is N/A for BP DSCR loan. - Due Diligence Vendor-04/12/2025 |
XXXX | Investment | Refinance | Cash Out - Other | 3849300 | N/A | N/A | |||||
| XXXX | 9120597 | Closed | 2025-04-14 10:42 | 2025-04-22 12:30 | Resolved | 1 - Information | C | A | Compliance | Closing | Loan Origination Company NMLS Status is not tied to Loan Originator NMLS | Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 Open-Loan Origination Company NMLS Status is Unknown NMLS Status is Unknown and not found on NMLS website - Due Diligence Vendor-04/14/2025 |
Ready for Review-NMLS Licensing is not required for Business Purpose Lending – DSCR - Seller-04/21/2025 |
Resolved-NMLS Licensing is not required for Business Purpose Lending – DSCR - Due Diligence Vendor-04/22/2025 |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 3852751 | N/A | N/A |