LOAN SERVICING RIGHTS - Changes in MSR (Details) - Commercial FHA - USD ($) $ in Thousands |
12 Months Ended | |||
---|---|---|---|---|
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
Dec. 31, 2021 |
|
Servicing Asset at Amortized Cost, Balance [Roll Forward] | ||||
Loan servicing rights, Beginning balance | $ 19,273 | $ 0 | $ 27,386 | |
Servicing rights transferred from (to) held for sale | 0 | 20,473 | (23,995) | |
Amortization | (2,220) | (1,200) | (1,907) | |
Refinancing fee received from third party | 0 | 0 | (221) | |
Permanent impairment | 0 | 0 | (1,263) | |
Loan servicing rights, Ending balance | 17,053 | 19,273 | 0 | |
Fair value, Beginning of period | 25,916 | 32,469 | 0 | $ 28,368 |
Fair value, End of period | $ 25,916 | $ 32,469 | $ 0 |