v3.25.2
RESTATEMENT OF PRIOR PERIOD FINANCIAL STATEMENTS - Income Statement (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Jun. 30, 2024
Jun. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Error Corrections and Prior Period Adjustments Restatement [Line Items]                          
Loans, including fees: Taxable $ 93,020 $ 92,095 $ 92,846 $ 96,517 $ 94,964 $ 90,004 $ 184,941 $ 184,968 $ 277,961 $ 281,485 $ 365,892 $ 378,333 $ 285,577
Total interest income 108,994 107,138 105,526 106,614 104,105 98,084 212,664 202,189 321,658 308,803 426,128 417,100 312,715
Net interest income 59,110 58,895 59,771 61,625 62,454 63,049 118,666 125,503 177,776 187,128 236,346 248,821 256,695
Provision for credit losses on loans 17,925 8,482 19,942 22,362 21,816 22,282 28,424 44,098 46,349 66,460 119,262 82,560 75,435
Total provision for credit losses 17,925 8,282 19,942 22,362 21,816 22,282 28,224 44,098 46,149 66,460 120,332 82,560 76,764
Net interest income after provision for credit losses 41,185 50,613 39,829 39,263 40,638 40,767 90,442 81,405 131,627 120,668 116,014 166,261 179,931
Credit enhancement income 14,206 14,328 16,654 14,918 10,082 13,380 30,982 23,462 45,188 38,380 60,998 48,194 69,976
Total noninterest income 33,545 31,984 37,841 26,463 28,835 29,159 69,825 57,994 103,370 84,457 138,741 114,784 149,867
Loan servicing fees 3,031 3,305 3,741 4,654 5,008 5,336 7,046 10,344 10,077 14,998 12,864 19,181 22,750
Total noninterest expense 49,764 50,784 48,608 46,692 47,902 49,818 99,392 97,720 149,156 144,412 207,855 193,083 198,412
Income before income taxes 24,966 31,813 29,062 19,034 21,571 20,108 60,875 41,679 85,841 60,713 46,900 87,962 131,386
Income tax expense 4,535 6,094 6,399 10,344 5,036 4,286 12,493 9,322 17,028 19,666 8,856 26,807 31,149
Net income 20,431 25,719 22,663 8,690 16,535 15,822 48,382 32,357 68,813 41,047 38,044 61,155 100,237
Net income available to common shareholders 18,202 23,491 20,435 6,461 14,307 13,594 43,926 27,901 62,128 34,362 $ 29,131 52,242 97,068
As Previously Reported                          
Error Corrections and Prior Period Adjustments Restatement [Line Items]                          
Loans, including fees: Taxable 88,860 88,252 88,995 93,488 91,350 87,459 177,247 178,809 266,107 272,297   365,529 274,617
Total interest income 104,834 103,295 101,675 103,585 100,491 95,539 204,970 196,030 309,804 299,615   404,296 301,755
Net interest income 54,950 55,052 55,920 58,596 58,840 60,504 110,972 119,344 165,922 177,940   236,017 245,735
Provision for credit losses on loans 5,000 17,000 14,000 5,168 5,879 3,135 31,000 9,014 36,000 14,182   21,132 18,797
Total provision for credit losses 5,000 16,800 14,000 5,168 5,879 3,135 30,800 9,014 35,800 14,182   21,132 20,126
Net interest income after provision for credit losses 49,950 38,252 41,920 53,428 52,961 57,369 80,172 110,330 130,122 163,758   214,885 225,609
Credit enhancement income 0 0 0 0 0 0 0 0 0 0   0 0
Total noninterest income 19,339 17,656 21,187 11,545 18,753 15,779 38,843 34,532 58,182 46,077   66,590 79,891
Loan servicing fees 0 0 0 0 0 0 0 0 0 0   0 0
Total noninterest expense 46,733 47,479 44,867 42,038 42,894 44,482 92,346 87,376 139,079 129,414   173,902 175,662
Income before income taxes 22,556 8,429 18,240 22,935 28,820 28,666 26,669 57,486 49,225 80,421   107,573 129,838
Income tax expense 4,080 1,679 4,355 11,533 7,245 6,894 6,034 14,139 10,114 25,672   32,113 30,813
Net income 18,476 6,750 13,885 11,402 21,575 21,772 20,635 43,347 39,111 54,749   75,460 99,025
Net income available to common shareholders 16,247 4,522 11,657 9,173 19,347 19,544 16,179 38,891 32,426 48,064   66,547 95,856
Adjustment                          
Error Corrections and Prior Period Adjustments Restatement [Line Items]                          
Loans, including fees: Taxable 4,160 3,843 3,851 3,029 3,614 2,545 7,694 6,159 11,854 9,188   12,804 10,960
Total interest income 4,160 3,843 3,851 3,029 3,614 2,545 7,694 6,159 11,854 9,188   12,804 10,960
Net interest income 4,160 3,843 3,851 3,029 3,614 2,545 7,694 6,159 11,854 9,188   12,804 10,960
Provision for credit losses on loans 12,925 (8,518) 5,942 17,194 15,937 19,147 (2,576) 35,084 10,349 52,278   61,428 56,638
Total provision for credit losses 12,925 (8,518) 5,942 17,194 15,937 19,147 (2,576) 35,084 10,349 52,278   61,428 56,638
Net interest income after provision for credit losses (8,765) 12,361 (2,091) (14,165) (12,323) (16,602) 10,270 (28,925) 1,505 (43,090)   (48,624) (45,678)
Credit enhancement income 14,206 14,328 16,654 14,918 10,082 13,380 30,982 23,462 45,188 38,380   48,194 69,976
Total noninterest income 14,206 14,328 16,654 14,918 10,082 13,380 30,982 23,462 45,188 38,380   48,194 69,976
Loan servicing fees 3,031 3,305 3,741 4,654 5,008 5,336 7,046 10,344 10,077 14,998   19,181 22,750
Total noninterest expense 3,031 3,305 3,741 4,654 5,008 5,336 7,046 10,344 10,077 14,998   19,181 22,750
Income before income taxes 2,410 23,384 10,822 (3,901) (7,249) (8,558) 34,206 (15,807) 36,616 (19,708)   (19,611) 1,548
Income tax expense 455 4,415 2,044 (1,189) (2,209) (2,608) 6,459 (4,817) 6,914 (6,006)   (5,306) 336
Net income 1,955 18,969 8,778 (2,712) (5,040) (5,950) 27,747 (10,990) 29,702 (13,702)   (14,305) 1,212
Net income available to common shareholders $ 1,955 $ 18,969 $ 8,778 $ (2,712) $ (5,040) $ (5,950) $ 27,747 $ (10,990) $ 29,702 $ (13,702)   $ (14,305) $ 1,212