v3.25.2
CAPITAL REQUIREMENTS - Actual and Required Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Capital requirements and restrictions on dividends    
Total Capital (to Risk Weighted Assets): Actual Amount $ 833,709 $ 866,878
Total Capital (to Risk Weighted Assets): Actual Ratio 0.1307 0.1237
Total Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Amount $ 669,998 $ 735,539
Total Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Ratio 0.1050 0.1050
Tier I Capital (to Risk Weighted Assets): Actual Amount $ 685,934 $ 685,767
Tier I Capital (to Risk Weighted Assets): Actual Ratio 0.1075 0.0979
Tier I Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Amount $ 542,379 $ 595,437
Tier I Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Ratio 0.0850 0.0850
Common Equity Tier 1 capital (to risk-weighted assets): Actual Amount $ 510,435 $ 510,269
Common Equity Tier 1 capital (to risk-weighted assets): Actual Ratio 8.00% 7.28%
Common Equity Tier 1 capital (to risk-weighted assets): Minimum Required for adequate capital Amount $ 446,665 $ 490,360
Common equity tier 1 capital (to risk-weighted assets): minimum required for adequate capital ratio 7.00% 7.00%
Tier I Capital (to Average Assets): Actual Amount $ 685,934 $ 685,767
Tier I Capital (to Average Assets): Actual Ratio 0.0903 0.0873
Tier I Capital (to Average Assets): Minimum Required For Adequate Capital Purposes Amount $ 255,237 $ 280,206
Tier I Capital (to Average Assets): Minimum Required For Adequate Capital Purposes Ratio 0.0400 0.0400
Midland States Bank    
Capital requirements and restrictions on dividends    
Total Capital (to Risk Weighted Assets): Actual Amount $ 792,327 $ 809,596
Total Capital (to Risk Weighted Assets): Actual Ratio 0.1243 0.1157
Total Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Amount $ 669,052 $ 734,781
Total Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Ratio 0.1050 0.1050
Total Capital (to Risk Weighted Assets): Required to be Well Capitalized Amount Under Prompt Corrective Action Requirements Amount $ 637,192 $ 699,791
Total Capital (to Risk Weighted Assets): Required to be Well Capitalized Ratio Under Prompt Corrective Action Requirements Ratio 0.1000 0.1000
Tier I Capital (to Risk Weighted Assets): Actual Amount $ 712,263 $ 722,122
Tier I Capital (to Risk Weighted Assets): Actual Ratio 0.1118 0.1032
Tier I Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Amount $ 541,614 $ 594,823
Tier I Capital (to Risk Weighted Assets): Minimum Required For Adequate Capital Purposes Ratio 0.0850 0.0850
Tier I Capital (to Risk Weighted Assets): Required to be Well Capitalized Amount Under Prompt Corrective Action Requirements Amount $ 509,754 $ 559,833
Tier I Capital (to Risk Weighted Assets): Required to be Well Capitalized Ratio Under Prompt Corrective Action Requirements Ratio 0.0800 0.0800
Common Equity Tier 1 capital (to risk-weighted assets): Actual Amount $ 712,263 $ 722,122
Common Equity Tier 1 capital (to risk-weighted assets): Actual Ratio 11.18% 10.32%
Common Equity Tier 1 capital (to risk-weighted assets): Minimum Required for adequate capital Amount $ 446,035 $ 489,854
Common equity tier 1 capital (to risk-weighted assets): minimum required for adequate capital ratio 7.00% 7.00%
Common Equity Tier 1 capital (to risk-weighted assets): Required to be Well Capitalized Amount Under Prompt Corrective Action Requirements Amount $ 414,175 $ 454,864
Common Equity Tier 1 capital (to risk-weighted assets): Required to be Well Capitalized Ratio Under Prompt Corrective Action Requirements Ratio 6.50% 6.50%
Tier I Capital (to Average Assets): Actual Amount $ 712,263 $ 722,122
Tier I Capital (to Average Assets): Actual Ratio 0.0938 0.0920
Tier I Capital (to Average Assets): Minimum Required For Adequate Capital Purposes Amount $ 254,877 $ 279,917
Tier I Capital (to Average Assets): Minimum Required For Adequate Capital Purposes Ratio 0.0400 0.0400
Tier I Capital (to Average Assets): Required to be Well Capitalized Amount Under Prompt Corrective Action Requirements Amount $ 318,596 $ 349,896
Tier I Capital (to Average Assets): Required to be Well Capitalized Ratio Under Prompt Corrective Action Requirements Ratio 0.0500 0.0500