The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100 13,334,300 389,209 SH SOLE 0 0 0 389,209
ALPS ETF TR OSHARES US SMLCP 00162Q395 15,139,336 350,366 SH SOLE 0 0 0 350,366
AMAZON COM INC COM 023135106 697,880 3,181 SH SOLE 0 0 0 3,181
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 328,752 4,442 SH SOLE 0 0 0 4,442
AMPLIFY ETF TR AMPLIFY ETHO CLI 032108557 1,368,284 23,538 SH SOLE 0 0 0 23,538
APPLE INC COM 037833100 3,231,637 15,751 SH SOLE 0 0 0 15,751
AUTOMATIC DATA PROCESSING IN COM 053015103 328,754 1,066 SH SOLE 0 0 0 1,066
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 979,798 2,017 SH SOLE 0 0 0 2,017
BOYD GAMING CORP COM 103304101 234,612 2,999 SH SOLE 0 0 0 2,999
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 359,684 1,480 SH SOLE 0 0 0 1,480
CACI INTL INC CL A 127190304 225,002 472 SH SOLE 0 0 0 472
COSTCO WHSL CORP NEW COM 22160K105 387,067 391 SH SOLE 0 0 0 391
CROCS INC COM 227046109 201,851 1,993 SH SOLE 0 0 0 1,993
DEERE & CO COM 244199105 265,056 521 SH SOLE 0 0 0 521
DICKS SPORTING GOODS INC COM 253393102 209,481 1,059 SH SOLE 0 0 0 1,059
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 24,220,188 700,613 SH SOLE 0 0 0 700,613
DOUBLELINE ETF TRUST OPPORTUNISTIC CO 25861R105 350,176 7,573 SH SOLE 0 0 0 7,573
EMERSON ELEC CO COM 291011104 253,736 1,903 SH SOLE 0 0 0 1,903
EXXON MOBIL CORP COM 30231G102 1,063,986 9,870 SH SOLE 0 0 0 9,870
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 529,503 6,980 SH SOLE 0 0 0 6,980
GE AEROSPACE COM NEW 369604301 1,273,308 4,947 SH SOLE 0 0 0 4,947
GE VERNOVA INC COM 36828A101 497,401 940 SH SOLE 0 0 0 940
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 3,320,890 83,734 SH SOLE 0 0 0 83,734
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,102,672 17,323 SH SOLE 0 0 0 17,323
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 305,536 9,021 SH SOLE 0 0 0 9,021
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,038,154 27,120 SH SOLE 0 0 0 27,120
HOME DEPOT INC COM 437076102 514,763 1,404 SH SOLE 0 0 0 1,404
HUNTINGTON BANCSHARES INC COM 446150104 283,087 16,891 SH SOLE 0 0 0 16,891
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,116,306 15,665 SH SOLE 0 0 0 15,665
INVESCO QQQ TR UNIT SER 1 46090E103 226,923 411 SH SOLE 0 0 0 411
ISHARES INC CORE MSCI EMKT 46434G103 1,487,663 24,782 SH SOLE 0 0 0 24,782
ISHARES SILVER TR ISHARES 46428Q109 219,236 6,682 SH SOLE 0 0 0 6,682
ISHARES TR EAFE SML CP ETF 464288273 1,448,440 19,929 SH SOLE 0 0 0 19,929
ISHARES TR MSCI USA MIN VOL 46429B697 670,326 7,141 SH SOLE 0 0 0 7,141
ISHARES TR US TREAS BD ETF 46429B267 2,036,522 88,622 SH SOLE 0 0 0 88,622
ISHARES TR MSCI USA MMENTM 46432F396 31,159,478 129,658 SH SOLE 0 0 0 129,658
ISHARES TR MSCI USA VALUE 46432F388 29,709,228 262,426 SH SOLE 0 0 0 262,426
ISHARES TR MSCI USA QLT FCT 46432F339 9,443,929 51,657 SH SOLE 0 0 0 51,657
ISHARES TR MSCI LW CRB TG 46434V464 3,220,794 15,205 SH SOLE 0 0 0 15,205
ISHARES TR CORE S&P SCP ETF 464287804 295,192 2,701 SH SOLE 0 0 0 2,701
ISHARES TR CORE S&P500 ETF 464287200 314,025 506 SH SOLE 0 0 0 506
ISHARES TR RUS 1000 VAL ETF 464287598 301,639 1,553 SH SOLE 0 0 0 1,553
ISHARES TR RUS 1000 GRW ETF 464287614 769,339 1,812 SH SOLE 0 0 0 1,812
ISHARES TR LATN AMER 40 ETF 464287390 6,368,139 242,966 SH SOLE 0 0 0 242,966
ISHARES TR ESG AWR US AGRGT 46435U549 1,134,495 23,864 SH SOLE 0 0 0 23,864
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 354,691 7,537 SH SOLE 0 0 0 7,537
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 203,292 4,181 SH SOLE 0 0 0 4,181
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 338,568 6,681 SH SOLE 0 0 0 6,681
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,121,775 17,492 SH SOLE 0 0 0 17,492
JOHNSON & JOHNSON COM 478160104 638,877 4,183 SH SOLE 0 0 0 4,183
JPMORGAN CHASE & CO. COM 46625H100 322,960 1,114 SH SOLE 0 0 0 1,114
KLA CORP COM NEW 482480100 270,564 302 SH SOLE 0 0 0 302
LOCKHEED MARTIN CORP COM 539830109 221,149 478 SH SOLE 0 0 0 478
LOEWS CORP COM 540424108 247,482 2,700 SH SOLE 0 0 0 2,700
LOWES COS INC COM 548661107 266,244 1,200 SH SOLE 0 0 0 1,200
META PLATFORMS INC CL A 30303M102 321,875 436 SH SOLE 0 0 0 436
MICROSOFT CORP COM 594918104 271,671 546 SH SOLE 0 0 0 546
MICROSTRATEGY INC CL A NEW 594972408 891,731 2,206 SH SOLE 0 0 0 2,206
NETFLIX INC COM 64110L106 378,974 283 SH SOLE 0 0 0 283
NEWMONT CORP COM 651639106 278,483 4,780 SH SOLE 0 0 0 4,780
NORTHERN TR CORP COM 665859104 200,582 1,582 SH SOLE 0 0 0 1,582
NORTHROP GRUMMAN CORP COM 666807102 243,759 488 SH SOLE 0 0 0 488
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,715,398 42,106 SH SOLE 0 0 0 42,106
NVIDIA CORPORATION COM 67066G104 285,804 1,809 SH SOLE 0 0 0 1,809
ORACLE CORP COM 68389X105 927,913 4,244 SH SOLE 0 0 0 4,244
PFIZER INC COM 717081103 284,999 11,757 SH SOLE 0 0 0 11,757
PROGRESSIVE CORP COM 743315103 441,120 1,653 SH SOLE 0 0 0 1,653
RTX CORPORATION COM 75513E101 1,201,664 8,229 SH SOLE 0 0 0 8,229
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,781,780 557,803 SH SOLE 0 0 0 557,803
SM ENERGY CO COM 78454L100 203,783 8,247 SH SOLE 0 0 0 8,247
SOUNDHOUND AI INC CLASS A COM 836100107 163,879 15,273 SH SOLE 0 0 0 15,273
SPDR GOLD TR GOLD SHS 78463V107 8,638,745 28,340 SH SOLE 0 0 0 28,340
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 296,468 7,322 SH SOLE 0 0 0 7,322
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,660,364 38,848 SH SOLE 0 0 0 38,848
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 387,262 8,177 SH SOLE 0 0 0 8,177
SPDR S&P 500 ETF TR TR UNIT 78462F103 777,873 1,259 SH SOLE 0 0 0 1,259
SPDR SER TR SPDR S&P 500 ETF 78468R796 3,690,999 72,472 SH SOLE 0 0 0 72,472
STARBUCKS CORP COM 855244109 234,206 2,556 SH SOLE 0 0 0 2,556
STEEL DYNAMICS INC COM 858119100 288,209 2,251 SH SOLE 0 0 0 2,251
TESLA INC COM 88160R101 311,307 980 SH SOLE 0 0 0 980
TIDAL TR II YIELDMAX MSTR OP 88634T493 229,766 10,364 SH SOLE 0 0 0 10,364
UBER TECHNOLOGIES INC COM 90353T100 268,704 2,880 SH SOLE 0 0 0 2,880
VANGUARD INDEX FDS VALUE ETF 922908744 1,954,603 11,059 SH SOLE 0 0 0 11,059
VANGUARD INDEX FDS GROWTH ETF 922908736 240,243 548 SH SOLE 0 0 0 548
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,981,548 282,684 SH SOLE 0 0 0 282,684
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,161,509 36,140 SH SOLE 0 0 0 36,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 9,861,027 172,970 SH SOLE 0 0 0 172,970
VANGUARD WELLINGTON FD US MOMENTUM 921935508 273,444 1,585 SH SOLE 0 0 0 1,585
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 770,133 6,510 SH SOLE 0 0 0 6,510
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,043,417 7,827 SH SOLE 0 0 0 7,827
VANGUARD WORLD FD ESG US STK ETF 921910733 4,081,788 37,229 SH SOLE 0 0 0 37,229
VERIZON COMMUNICATIONS INC COM 92343V104 496,841 11,482 SH SOLE 0 0 0 11,482
WAYFAIR INC CL A 94419L101 265,161 5,185 SH SOLE 0 0 0 5,185