BMW Vehicle Owner Trust 2025-A
  
           
Accrued Interest Date:
5/27/25
Collection Period Ending:
  
5/31/25
  
Current Payment Date:
6/25/25
Period:
    
4
  
             

Balances
  
                   
   
Initial
    
Beginning of Period
    
End of Period
  
Pool Balance
  
$
1,897,363,700.14
    
$
1,627,783,218.22
    
$
1,565,422,091.35
  
Yield Supplement Overcollateralization Amount
  
$
102,491,905.06
    
$
82,589,995.11
    
$
78,107,003.97
  
Adjusted Pool Balance
  
$
1,794,871,795.08
    
$
1,545,193,223.11
    
$
1,487,315,087.38
  
Reserve Account
  
$
4,487,179.49
    
$
4,487,179.49
    
$
4,487,179.49
  
Overcollateralization
  
$
44,871,795.08
    
$
44,871,794.88
    
$
44,871,794.88
  
                         
                         
                         
                         

Notes
                    
Ratio
  
Class A-1 Notes
  
$
350,000,000.00
    
$
100,321,428.23
    
$
42,443,292.50
      
2.9
%
                                 
Class A-2a Notes
  
$
306,250,000.00
    
$
306,250,000.00
    
$
306,250,000.00
      
21.2
%
                                 
Class A-2b Notes
  
$
306,250,000.00
    
$
306,250,000.00
    
$
306,250,000.00
      
21.2
%
                                 
Class A-3 Notes
  
$
647,500,000.00
    
$
647,500,000.00
    
$
647,500,000.00
      
44.9
%
                                 
Class A-4 Notes
  
$
140,000,000.00
    
$
140,000,000.00
    
$
140,000,000.00
      
9.7
%
   
$
1,750,000,000.00
    
$
1,500,321,428.23
    
$
1,442,443,292.50
      
100.0
%
                                 
                                 
                                 

Reconciliation of Collection Account
  
Available Funds:
  
Available Interest:
      
Interest Collected on Receivables
  
$
7,288,738.74
  
Servicer Advances
    
178,520.02
  
Servicer Advance Reimbursement
    
163,809.43
  
Administrative Purchase Payment
    
0.00
  
Warranty Purchase Payment
    
9,357.38
  
Recoveries
    
19,596.15
  
Investment Earnings from Reserve Account
    
16,181.73
  
Investment Earnings from Collection Account
    
0.00
  
Total Available Interest
  
$
7,348,584.59
  
         
Available Principal:
        
Principal Collection on Receivables
        
         
Receipts of Scheduled Principal
  
$
40,111,274.03
  
Receipts of Pre-Paid Principal
    
21,755,494.28
  
Liquidation Proceeds
    
0.00
  
Administrative Purchase Payment
    
0.00
  
Warranty Purchase Payment
    
494,358.56
  
         
   
Total Available Principal
  
$
62,361,126.87
  
         
Advances from the Reserve Account
  
$
0.00
  
Release from the Reserve Fund Account
  
$
0.00
  
         
Total Available Funds
  
$
69,709,711.46
  
         
Distributions:
        
Servicing Fees
  
$
1,356,486.02
  
Non-recoverable Servicer Advance Reimbursement
    
9,858.40
  
Noteholder's Accrued and Unpaid Interest
    
5,630,650.55
  
First Priority Principal Distribution Amount to Noteholders
    
13,006,340.85
  
Reserve Account Deposit to achieve the Specified Reserve Account Balance
    
0.00
  
Regular Principal Distributable Amount to Noteholders
    
44,871,794.88
  
         
Amounts paid to Indenture Trustee, Owner Trustee and Asset
    
0.00
  
Representations Reviewer (subject to annual cap)
        
Amounts paid to Indenture Trustee, Owner Trustee and Asset
    
0.00
  
Representations Reviewer (not subject to annual cap)
        
         
Certificate Distribution Account (any remaining payments)
    
4,834,580.76
  
         
Total Distributions
  
$
69,709,711.46
  
         
         
         

Monthly Period Receivables Principal Balance Calculation
  
       
Beginning Receivable Principal Balance
  
$
1,627,783,218.22
  
Monthly Principal Received
        
Regular Principal Received
  
$
40,111,274.03
  
Prepaid Principal Received
    
21,755,494.28
  
Liquidation Proceeds
    
0.00
  
Principal Balance Allocable to Gross Charge-offs
    
0.00
  
Principal Portion of Repurchased Receivables
    
494,358.56
  
Total Monthly Principal Amounts
  
$
62,361,126.87
  
         
Ending Receivable Principal Balance
  
$
1,565,422,091.35
  
         

Payments to Indenture Trustee, Owner Trustee and Asset Representations Reviewer
  
       
Indenture Trustee
      
Amount due and payable to Indenture Trustee before giving effect to
    
-
  
payments on current Payment Date:
        
Amount due and payable to Indenture Trustee after giving effect to
    
0.00
  
payments on current Payment Date:
        
         
         
Owner Trustee
        
Amount due and payable to Owner Trustee before giving effect to
    
-
  
payments on current Payment Date:
        
Amount due and payable to Owner Trustee after giving effect to
    
0.00
  
payments on current Payment Date:
        
         
         
Asset Representations Reviewer Trustee
        
Amount due and payable to Asset Representations Reviewer before
    
-
  
giving effect to payments on current Payment Date:
        
Amount due and payable to Asset Representations Reviewer after
    
0.00
  
giving effect to payments on current Payment Date:
        
         
         
         
         

Distributions
  
                   
                   
Interest Distributable Amount
  
Interest Rate
    
Current Payment
    
Per $1,000
  
Class A-1 Notes
    
4.40100
%
  
$
355,664.54
      
1.02
  
Class A-2a Notes
    
4.43000
%
  
$
1,130,572.92
      
3.69
  
Class A-2b Notes
    
4.62197
%
  
$
1,140,246.42
      
3.72
  
Class A-3 Notes
    
4.56000
%
  
$
2,460,500.00
      
3.80
  
Class A-4 Notes
    
4.66000
%
  
$
543,666.67
      
3.88
  
           
$
5,630,650.55
          
                         
                         

Monthly Principal Distributable Amount
  
Beginning Balance
    
Current Payment
    
Ending Balance
    
Per $1,000
    
Note Factor
  
Class A-1 Notes
  
$
100,321,428.23
    
$
57,878,135.73
    
$
42,443,292.50
      
165.37
      
0.12
  
Class A-2a Notes
  
$
306,250,000.00
      
-
    
$
306,250,000.00
      
0.00
      
1.00
  
Class A-2b Notes
  
$
306,250,000.00
      
-
    
$
306,250,000.00
      
0.00
      
1.00
  
Class A-3 Notes
  
$
647,500,000.00
      
-
    
$
647,500,000.00
      
0.00
      
1.00
  
Class A-4 Notes
  
$
140,000,000.00
      
-
    
$
140,000,000.00
      
0.00
      
1.00
  
     
1,500,321,428.23
      
57,878,135.73
      
1,442,443,292.50
                  
                                         
                                         
                                         

Carryover Shortfalls
  
                   
   
Prior Period Carryover
    
Current Payment
    
Per $1,000
  
Class A-1 Interest Carryover Shortfall
    
-
      
-
      
-
  
Class A-2a Interest Carryover Shortfall
    
-
      
-
      
-
  
Class A-2b Interest Carryover Shortfall
    
-
      
-
      
-
  
Class A-3 Interest Carryover Shortfall
    
-
      
-
      
-
  
Class A-4 Interest Carryover Shortfall
    
-
      
-
      
-
  
                         
                         
                         

Yield Supplement Overcollateralization Amount
  
       
Previous Distribution Date Required Amount
    
82,589,995.11
  
Beginning Period Amount
    
82,589,995.11
  
Current Distribution Date Required Amount
    
78,107,003.97
  
Current Period Release
    
4,482,991.14
  
Ending Period Amount
    
78,107,003.97
  
         

Reserve Account
  
       
Beginning Period Required Amount
  
$
4,487,179.49
  
Beginning Period Amount
    
4,487,179.49
  
Net Investment Earnings
    
16,181.73
  
Current Period Deposit Amount Due
    
0.00
  
Reserve Fund Draw Amount
    
0.00
  
Ending Period Required Amount
    
4,487,179.49
  
Release to Depositor
    
16,181.73
  
Ending Period Amount
  
$
4,487,179.49
  
         
         
         

Overcollateralization
  
       
Beginning Period Overcollateralization Amount
  
$
44,871,794.88
  
Target Overcollateralization Amount
  
$
44,871,794.88
  
Ending Period Over Collateralization Amount
  
$
44,871,794.88
  
Current Period Release
  
$
0.00
  
         
         

Receivables Data
  
             
 
Beginning Period
    
Ending Period
  
Number of Receivables
    
44,834
      
43,820
  
Weighted Average Remaining Term
    
49.55
      
48.72
  
Weighted Average Annual Percentage Rate
    
5.43
%
    
5.44
%
                 

                 
Delinquencies as of the end of the Current Period
  
Units
    
Dollar Amount
    
% of Ending Rec Prin Bal
  
30-59 Days
    
87
    
$
4,383,175.74
      
0.28
%
60-89 Days
    
28
      
1,752,483.72
      
0.11
%
90-119 Days
    
6
      
232,552.62
      
0.01
%
120+ Days
    
3
      
217,524.52
      
0.01
%
                         
Total 30+ Days Past Due as of the end of the current period
    
124
    
$
6,585,736.60
      
0.42
%
Total 60+ Days Past Due as of the end of the current period
    
37
    
$
2,202,560.86
      
0.14
%
                         
Delinquencies as of the end of prior periods
      
Total 30+ Days Past Due as of the end of the prior period
    
0.39
%
Total 30+ Days Past Due as of the end of the 2nd preceding  period
    
0.36
%
Total 30+ Days Past Due as of the end of the 3rd preceding  period
    
0.31
%
         

Repossessions
  
Units
    
Dollar Amount
  
Beginning Period Repossessed Receivables Balance
    
11
      
458,670.53
  
Ending Period Repossessed Receivables Balance
    
20
      
1,133,007.80
  
Principal Balance of 90+ Day Repossessed Vehicles
    
1
      
5,962.71
  
                 
Write-offs as of the end of the Current Period
  
Units
    
Dollar Amount
  
Gross Principal Write-offs
    
0
      
0.00
  
Recoveries
    
9
      
19,596.15
  
Net Write-Offs
            
-19,596.15
  
Cumulative Net Write-offs
    
2
    
-$ 
14,301.90
  
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *
            
0.00
%
Charge Off Rate **
            
0.00
%
Avg of Net Write-offs ***
          
-$ 
7,150.95
  
                 

Historical Loss Information
  
             
Write-offs as of the end of the Prior Period
  
Units
    
Dollar Amount
  
Gross Principal Write-offs
    
1
      
7,084.31
  
Recoveries
    
1
      
4,787.08
  
Net Write-Offs
            
2,297.23
  
Cumulative Net Write-offs
    
2
    
$
5,294.25
  
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *
            
0.00
%
Charge Off Rate **
            
0.00
%
Avg of Net Write-offs ***
          
$
2,647.13
  
                 
Write-offs as of the end of the 2nd Preceding Period
  
Units
    
Dollar Amount
  
Gross Principal Write-offs
    
0
      
0.00
  
Recoveries
    
1
      
2,716.40
  
Net Write-Offs
            
-2,716.40
  
Cumulative Net Write-offs
    
1
    
$
2,997.02
  
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *
            
0.00
%
Charge Off Rate **
            
0.00
%
Avg of Net Write-offs ***
          
$
2,997.02
  
                 
                 
Write-offs as of the end of the 3rd Preceding Period
  
Units
    
Dollar Amount
  
Gross Principal Write-offs
    
1
      
5,713.42
  
Recoveries
    
0
      
0.00
  
Net Write-Offs
            
5,713.42
  
Cumulative Net Write-offs
    
1
    
$
5,713.42
  
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *
            
0.00
%
Charge Off Rate **
            
0.00
%
Avg of Net Write-offs ***
          
$
5,713.42
  
                 

     
*Ratio of Cumulative Net Write-offs to Avg Portfolio Balance is calculated by dividing the Cumulative Net Write-offs for the period
  
     
   by the Avg Portfolio Balance for the period.
  
     
Avg Portfolio Balance for a period is equal to the average of the Beginning Receivable Principal Balance and the Ending Receivable
  
     
   Principal Balance for such period.
  
     
**Charge Off Rate is calculated by dividing Cumulative Net Write-offs by initial Pool Balance as of the Cut-off Date.
  
     
*** Average of Net Write-offs is calculated by dividing Cumulative Net Write-offs by the aggregate number of Receivables
  
     
   that have experienced a net write-off.