Exhibit 99.1
World Omni Auto Receivables Trust 2024-B | |||
Monthly Servicer Certificate | |||
May 31, 2025 |
Dates Covered | ||||||||||||
Collections Period | 05/01/25 - 05/31/25 | |||||||||||
Interest Accrual Period | 05/15/25 - 06/15/25 | |||||||||||
30/360 Days | 30 | |||||||||||
Actual/360 Days | 32 | |||||||||||
Distribution Date | 06/16/25 | |||||||||||
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 04/30/25 | 764,332,595.76 | 34,839 | ||||||||||
Yield Supplement Overcollateralization Amount 04/30/25 | 53,295,708.73 | 0 | ||||||||||
Receivables Balance 04/30/25 | 817,628,304.49 | 34,839 | ||||||||||
Principal Payments | 36,143,321.92 | 1,011 | ||||||||||
Defaulted Receivables | 2,145,683.65 | 64 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 05/31/25 | 50,144,552.37 | 0 | ||||||||||
Pool Balance at 05/31/25 | 729,194,746.55 | 33,764 | ||||||||||
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 58.37 | % | ||||||||||
Prepayment ABS Speed | 1.97 | % | ||||||||||
Aggregate Starting Principal Balance | 1,335,109,741.10 | 47,844 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 9,910,749.70 | 368 | ||||||||||
Past Due 61-90 days | 3,308,993.68 | 103 | ||||||||||
Past Due 91-120 days | 627,259.20 | 20 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 13,847,002.58 | 491 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 1.78 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.51 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 1,541,225.94 | |||||||||||
Aggregate Net Losses/(Gains) - May 2025 | 604,457.71 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 0.89 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | -0.16 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | 0.66 | % | ||||||||||
Third Prior Net Losses/(Gains) Ratio | 0.78 | % | ||||||||||
Four Month Average | 0.54 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.48 | % | ||||||||||
Overcollateralization Target Amount | 6,562,752.72 | |||||||||||
Actual Overcollateralization | 6,562,752.72 | |||||||||||
Weighted Average Contract Rate | 7.40 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 10.92 | % | ||||||||||
Weighted Average Remaining Term | 51.52 | |||||||||||
Flow of Funds | $ Amount | |||||||||||
Collections | 42,644,036.65 | |||||||||||
Investment Earnings on Cash Accounts | 21,063.97 | |||||||||||
Servicing Fee | (681,356.92 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 41,983,743.70 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 3,079,228.36 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 165,883.33 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | 9,758,855.85 | |||||||||||
(6) Class C Interest | 84,329.17 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 18,500,000.00 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 6,562,752.72 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 3,832,694.27 | |||||||||||
Total Distributions of Available Funds | 41,983,743.70 | |||||||||||
Servicing Fee | 681,356.92 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 1,176,800,000.00 | |||||||||||
Original Class B | 37,000,000.00 | |||||||||||
Original Class C | 18,500,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 05/15/25 | 757,453,602.40 | |||||||||||
Principal Paid | 34,821,608.57 | |||||||||||
Note Balance @ 06/16/25 | 722,631,993.83 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 05/15/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 06/16/25 | 0.00 | |||||||||||
Note Factor @ 06/16/25 | 0.0000000 | % | ||||||||||
Class A-2a | ||||||||||||
Note Balance @ 05/15/25 | 85,719,300.99 | |||||||||||
Principal Paid | 16,252,792.80 | |||||||||||
Note Balance @ 06/16/25 | 69,466,508.19 | |||||||||||
Note Factor @ 06/16/25 | 34.7332541 | % | ||||||||||
Class A-2b | ||||||||||||
Note Balance @ 05/15/25 | 97,934,301.41 | |||||||||||
Principal Paid | 18,568,815.77 | |||||||||||
Note Balance @ 06/16/25 | 79,365,485.64 | |||||||||||
Note Factor @ 06/16/25 | 34.7332541 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 05/15/25 | 428,500,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 06/16/25 | 428,500,000.00 | |||||||||||
Note Factor @ 06/16/25 | 100.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 05/15/25 | 89,800,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 06/16/25 | 89,800,000.00 | |||||||||||
Note Factor @ 06/16/25 | 100.0000000 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 05/15/25 | 37,000,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 06/16/25 | 37,000,000.00 | |||||||||||
Note Factor @ 06/16/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 05/15/25 | 18,500,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 06/16/25 | 18,500,000.00 | |||||||||||
Note Factor @ 06/16/25 | 100.0000000 | % |
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 3,329,440.86 | |||||||||||
Total Principal Paid | 34,821,608.57 | |||||||||||
Total Paid | 38,151,049.43 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 5.53400 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2a | ||||||||||||
Coupon | 5.48000 | % | ||||||||||
Interest Paid | 391,451.47 | |||||||||||
Principal Paid | 16,252,792.80 | |||||||||||
Total Paid to A-2a Holders | 16,644,244.27 | |||||||||||
Class A-2b | ||||||||||||
SOFR Rate | 4.33228 | % | ||||||||||
Coupon | 4.76228 | % | ||||||||||
Interest Paid | 414,569.39 | |||||||||||
Principal Paid | 18,568,815.77 | |||||||||||
Total Paid to A-2b Holders | 18,983,385.16 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 5.27000 | % | ||||||||||
Interest Paid | 1,881,829.17 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 1,881,829.17 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 5.23000 | % | ||||||||||
Interest Paid | 391,378.33 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-4 Holders | 391,378.33 | |||||||||||
Class B | ||||||||||||
Coupon | 5.38000 | % | ||||||||||
Interest Paid | 165,883.33 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 165,883.33 |
Class C | ||||||||||||
Coupon | 5.47000 | % | ||||||||||
Interest Paid | 84,329.17 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 84,329.17 |
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 2.7018103 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 28.2574118 | |||||||||||
Total Distribution Amount | 30.9592221 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2a Interest Distribution Amount | 1.9572574 | |||||||||||
A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2a Principal Distribution Amount | 81.2639640 | |||||||||||
Total A-2a Distribution Amount | 83.2212214 | |||||||||||
A-2b Interest Distribution Amount | 1.8143081 | |||||||||||
A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2b Principal Distribution Amount | 81.2639640 | |||||||||||
Total A-2b Distribution Amount | 83.0782721 | |||||||||||
A-3 Interest Distribution Amount | 4.3916667 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 4.3916667 | |||||||||||
A-4 Interest Distribution Amount | 4.3583333 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-4 Distribution Amount | 4.3583333 | |||||||||||
B Interest Distribution Amount | 4.4833332 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 4.4833332 | |||||||||||
C Interest Distribution Amount | 4.5583335 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 4.5583335 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 280.25 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 531.28 | |||||||||||
Noteholders' Principal Distributable Amount | 188.47 | |||||||||||
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 05/15/25 | 3,080,896.88 | |||||||||||
Investment Earnings | 11,162.07 | |||||||||||
Investment Earnings Paid | (11,162.07 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 06/16/25 | 3,080,896.88 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 3,080,896.88 |