v3.25.2
Fair Value of Financial Instruments (Tables)
 12 Months Ended
Mar. 31, 2025
Fair Value Disclosures [Abstract]  
Fair Value, by Balance Sheet Grouping
The carrying amounts and estimated fair values of the Bank's financial instruments and estimation methodologies at March 31 are as follows:
March 31, 2025
$ in thousandsCarrying
Amount		Estimated
Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)Significant Other Observable Inputs (Level 2)Significant Unobservable Inputs
(Level 3)
Financial Assets:  
Cash and cash equivalents$50,315 $50,315 $50,315 $— $— 
Securities available-for-sale44,522 44,522 — 44,522 — 
Securities held-to-maturity1,750 1,698 — 1,698 — 
Loans receivable607,347 593,030 — — 593,030 
Accrued interest receivable2,980 2,980 — 2,980 — 
Mortgage servicing rights130 130 — — 130 
Financial Liabilities:
Deposits$661,837 $658,537 $406,948 $251,589 $— 
Advances from FHLB of New York1,814 1,817 — 1,817 — 
Other borrowed money18,403 17,900 — 17,900 — 
Accrued interest payable1,049 1,049 — 1,049 — 
March 31, 2024
$ in thousandsCarrying
Amount		Estimated
Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)Significant Other Observable Inputs (Level 2)Significant Unobservable Inputs
(Level 3)
Financial Assets:    
Cash and cash equivalents$59,025 $59,025 $59,025 $— $— 
Securities available-for-sale48,030 48,030 — 48,030 — 
Securities held-to-maturity2,008 1,905 — 1,905 — 
Loans receivable617,007 593,484 — — 593,484 
Accrued interest receivable3,662 3,662 — 3,662 — 
Mortgage servicing rights140 140 — — 140 
Financial Liabilities:
Deposits$646,999 $642,831 $420,663 $222,168 $— 
Advances from FHLB of New York28,027 27,920 — 27,920 — 
Other borrowed money18,403 17,623 — 17,623 — 
Accrued interest payable1,128 1,128 — 1,128 —