(p)(1)_MLIC Powers of Attorney_ZoneChoice Income)2025 0617

MEMBERS Life Insurance Company

Power of Attorney

Paul D. Barbato

Director

KNOW ALL PERSONS BY THESE PRESENT, that I, Paul D. Barbato, Director of

MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby appoint

Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and stead to

prepare, review, execute, deliver and file with any state and/or federal authority registration

statements; any and all amendments to the registration statements and any and all other

instruments, documents, correspondence or forms which they deem necessary or advisable to be

filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/Paul D. Barbato

_________________________________

Paul D. Barbato

MEMBERS Life Insurance Company

Power of Attorney

William A. Karls

Director

KNOW ALL PERSONS BY THESE PRESENT, that I, William A. Karls, Director of

MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby appoint

Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and stead to

prepare, review, execute, deliver and file with any state and/or federal authority registration

statements; any and all amendments to the registration statements and any and all other

instruments, documents, correspondence or forms which they deem necessary or advisable to be

filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/William A. Karls

_________________________________

William A. Karls

MEMBERS Life Insurance Company

Power of Attorney

Brian J. Borakove

Treasurer

KNOW ALL PERSONS BY THESE PRESENT, that I, Brian J. Borakove, Director of

MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby appoint

Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and stead to

prepare, review, execute, deliver and file with any state and/or federal authority registration

statements; any and all amendments to the registration statements and any and all other

instruments, documents, correspondence or forms which they deem necessary or advisable to be

filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/Brian J. Borakove

_________________________________

Brian J. Borakove

MEMBERS Life Insurance Company

Power of Attorney

Jennifer M. Kraus-Florin

Director

KNOW ALL PERSONS BY THESE PRESENT, that I, Jennifer M. Kraus-Florin, Director of

MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby appoint

Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and stead to

prepare, review, execute, deliver and file with any state and/or federal authority registration

statements; any and all amendments to the registration statements and any and all other

instruments, documents, correspondence or forms which they deem necessary or advisable to be

filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/Jennifer M. Kraus-Florin

_________________________________

Jennifer M. Kraus-Florin

MEMBERS Life Insurance Company

Power of Attorney

Abigail R. Rodriguez

Director

KNOW ALL PERSONS BY THESE PRESENT, that I, Abigail R. Rodriguez, Director of

MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby appoint

Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and stead to

prepare, review, execute, deliver and file with any state and/or federal authority registration

statements; any and all amendments to the registration statements and any and all other

instruments, documents, correspondence or forms which they deem necessary or advisable to be

filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/Abigail R. Rodriguez

_________________________________

Abigail R. Rodriguez

MEMBERS Life Insurance Company

Power of Attorney

Tammy L. Schultz

President/Director

KNOW ALL PERSONS BY THESE PRESENT, that I, Tammy L. Schultz, President and

Director of MEMBERS Life Insurance Company, an Iowa company (the “Company”), do hereby

appoint Britney Schnathorst, as my attorney-in-fact and agent, for me and in my name, place and

stead to prepare, review, execute, deliver and file with any state and/or federal authority

registration statements; any and all amendments to the registration statements and any and all

other instruments, documents, correspondence or forms which they deem necessary or advisable

to be filed by the Company under the Securities Act of 1933, as amended (the “1933 Act”) the

Investment Company Act of 1940, as amended (the “1940 Act”) and/or applicable state law and

regulation, in connection with:

MEMBERS Life Insurance Company

1933 Act File Numbers


Product Name	1933 Act File Number (New N-4)
TruStage™ ZoneChoice Income Annuity	333-

and have the full power and authority to do or cause to be done in my name, place and stead each

and every act and thing necessary or appropriate in order to effectuate the same, as fully to all

intents and purposes as I might or could do in person, hereby ratifying and confirming all that

said attorney-in-fact may do or cause to be done by virtue hereof. Said attorney-in-fact shall have

power to act hereunder with or without the others.

IN WITNESS WHEREOF, this 17 day of June, 2025.

/s/Tammy L. Schultz

_________________________________

Tammy L. Schultz