Exhibit 99.2 Schedule 5
Rating Agency ATR QM Data Fields
Loans in Report: 8
| Loan Number | Loan Level ATR/QM Status | Application Date Prior to 1/10/2014 | TRID Indicator | Lender Application Date | Broker Application Date | GSE Eligible | QRM Flag | ATR/QM Total Points and Fees | Rate Lock Date | APR | Bwr 1 Employment Indicator | Bwr 2 Employment Indicator | Bwr 1 Foreign National Indicator | Bwr 2 Foreign National Indicator | Residual Income Analysis in File | ATR/QM Residual Income |
| 6354174 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.375 | Unemployed | (No Data) | Non-Resident Alien | (No Data) | (No Data) | 0 |
| 6059995 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.208 | Unemployed | Unemployed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | 0 |
| 6059996 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.5 | Unemployed | Unemployed | (No Data) | U.S. Citizen | (No Data) | 0 |
| 6060001 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 8.875 | Unemployed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| 6060017 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 7437 | XXXXXX | 8.9331 | Employed | (No Data) | Permanent Resident Alien | (No Data) | Yes | 3634.12 |
| 6060018 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 10.625 | Unemployed | Unemployed | (No Data) | Non-Permanent Resident Alien | (No Data) | 0 |
| 6060028 | ATR/QM: Exempt | No | N/A | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 9.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| 6060037 | Non-QM: Lender documented all ATR UW factors | No | Yes | XXXXXX | XXXXXX | No | No | 13720 | XXXXXX | 9.0292 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Yes | 6249.84 |
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