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CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

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We consent to the incorporation by reference in the Registration Statement (No. 333-265345) on Form S-8 pertaining to the Metropolitan Commercial Bank 401(k) Plan of our report dated June 13, 2025, with respect to the 2024 financial statements and supplemental schedule of the Metropolitan Commercial Bank 401(k) Plan included in this Annual Report on Form 11-K for the year ended December 31, 2024.

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/s/ Baker Tilly US, LLP

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Peachtree Corners, Georgia

June 13, 2025

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