J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
304390888 | Subject Debt Service Coverage Ratio | 2.09 | 2.17 | Verified | Lender used $xxxx qualifying rent instead of $xxxx market rent. |
304423520 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304438711 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304438711 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304438711 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304438711 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304462151 | Subject Debt Service Coverage Ratio | 3.05 | 2.97 | Verified | Lender used $xxxx qualifying rent instead of $xxxx. |
304438716 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304438716 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304438716 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304438716 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304441932 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304441932 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304441932 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304441932 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304441932 | Original CLTV | 80 | 75 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304441932 | Original LTV | 80 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304441932 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304441933 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304441933 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304441933 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304441933 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304441933 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304462231 | Subject Debt Service Coverage Ratio | 1.70 | 1.66 | Verified | Lender used 100% market rent for 2 leased units $xxxx instead of qualifying rent $xxxx which is total of lower of the lease rent and market rent of the 2 unit. $0 qualifying rent is used for the vacant unit per exception approval. |
304428265 | Subject Debt Service Coverage Ratio | 1.87 | 1.95 | Verified | Difference in insurance amount. |
304471482 | Interest Rate Life Floor | 7.25 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304471482 | Subject Debt Service Coverage Ratio | 1.04 | 1.03 | Verified | Rounding UP |
304422376 | Borrower First Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
304422376 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304422376 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304422376 | Borrower FTHB | 0 | Verified | Unable to verify due to missing information | |
304471338 | Subject Debt Service Coverage Ratio | 1.39 | 1.38 | Verified | Lender used lease rent $xxxx instead of market rent $xxxx. Month to month lease. |
304476741 | Subject Debt Service Coverage Ratio | 1.44 | 1.45 | Verified | Field value reflects source document |
304476967 | Subject Debt Service Coverage Ratio | 1.70 | 1.73 | Verified | Lender used qualifying rent $xxxx instead of $xxxx. |
304481038 | Subject Debt Service Coverage Ratio | 2.62 | 2.76 | Verified | Lender use 100% of market rent $xxxx instead of lease rent $xxxx which is less than 110% of the market rent. |
304405502 | # of Units | 5 | 1 | Verified | Field value reflects source document |
304393254 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304393254 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304393254 | # of Units | 11 | 1 | Verified | Field value reflects source document |
304393256 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304471481 | Interest Rate Life Floor | 7.25 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304476797 | Subject Debt Service Coverage Ratio | 1.99 | 2.18 | Verified | Lender used 100% of market rent $xxxx instead of 110% of the market rent which is less than lease rent $xxxx. |
304476979 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304476979 | Representative FICO | 745 | 676 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304476970 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304632442 | Subject Debt Service Coverage Ratio | 1.58 | 1.64 | Verified | DSCR worksheet matches field value at 1.64 |
304494245 | First Interest Rate Change Date | xxxx | xxxx | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
304494245 | Interest Rate Life Floor | 7 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304494265 | Interest Rate Life Floor | 7.25 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304494265 | Subject Debt Service Coverage Ratio | 2.06 | 2.04 | Verified | Lender used a lower monthly tax of $xxxx. Actual verified monthly taxes are $xxxx |
304510502 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
304510502 | Interest Rate Life Floor | 7.375 | 2.375 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304632430 | Subject Debt Service Coverage Ratio | 1.87 | 2.31 | Verified | Underwriter has considered market rent as $xxxx. |
304481786 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304421500 | # of Units | 3 | 1 | Verified | Field value reflects source document |
304421500 | Subject Debt Service Coverage Ratio | 1.04 | 1.20 | Verified | Qualifying Rent $xxxx / P&I of $xxxx, HOI of $xxxx and taxes of $xxxx. |
304442367 | Subject Debt Service Coverage Ratio | 1.07 | 1.05 | Verified | Qualifying Rent $xxxx/ P&I of xxxx, HOI of $xxxx, and taxes of $xxxx. |
304635714 | Subject Debt Service Coverage Ratio | 1.65 | 1.66 | Verified | Small difference on tax and insurance values. |
304632305 | Subject Debt Service Coverage Ratio | 1.71 | 1.74 | Verified | Calculated DSCR based on higher tax/ins. |
304477254 | Borrower SSN | xxxx | xxxx | Verified | Field Value verified by application or other documentation in file |
304477254 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304477254 | First Payment Date | xxxx | xxxx | Verified | Field Value reflects First Payment Date per the Note |
304477254 | Amortization Term | 360 | Verified | Field Value reflects Amortization Term per Note | |
304477254 | Maturity Date | xxxx | xxxx | Verified | Field Value reflects Maturity Date per the Note |
304477254 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304477254 | Interest Only | 1 | Verified | Field Value reflects 'Interest Only' per the Note | |
304477254 | Cash To Borrower | xxxx | xxxx | Verified | Field value reflects source document |
304477254 | Appraisal Effective Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Date |
304477254 | Product Description | Investor Connect | 10 Year Interest Only, Fixed Rate | Verified | Field value reflects source document |
304477254 | Neg Am | 0 | Verified | Field Value reflects Note 'Neg AM' per the Note | |
304477254 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304477254 | Original HLTV | 75 | Verified | Field value reflects source document | |
304477254 | PITIA Reserves Months | 6.00 | 34.53 | Verified | Field value reflects source document |
304477254 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
304477254 | Blanket Mortgage? | 0 | Verified | Field value reflects source document | |
304677289 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304482942 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304482942 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304482942 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304482942 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304482942 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
304482942 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304482942 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304482942 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304483095 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304483095 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304483095 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304483095 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304638547 | State | TX | FL | Verified | Field Value reflects State per Note |
304638547 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304485286 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304485286 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304485286 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304485286 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304485286 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304643346 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304643346 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304643346 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304643346 | Representative FICO | 710 | 727 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304643346 | Original CLTV | 0 | 50 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304643346 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304638296 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304638296 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304643496 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304654707 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304654707 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304654707 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304654707 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
304654707 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304654707 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304510403 | Subject Debt Service Coverage Ratio | 1.18 | 0.87 | Verified | Lender used 110% of appraisal market rent, $xxxx, and not the lower lease rent of $xxxx |
304635738 | Subject Debt Service Coverage Ratio | 1.28 | 1.53 | Verified | Lender used $xxxx qualifying rent instead of $xxxx (lessor of lease rent or 110% of market rent for each unit). Lender also included $xxxx tax that is not on the tax cert. |
304671138 | Subject Debt Service Coverage Ratio | 1.55 | 1.72 | Verified | Lender used 90% of market rent $xxxx instead of 100% of the market rent for the vacant property with less than 6 months seasoning. |
304682677 | Subject Debt Service Coverage Ratio | 1.29 | 1.42 | Verified | Lender used 100% of market rent $xxxx instead of 110% of the market rent which is less than lease rent $xxxx. |
304677017 | Subject Debt Service Coverage Ratio | 1.49 | 1.64 | Verified | Lender used lesser of market rent of $xxxx for a refinance of a leased property. Guidelines allow market rent to be grossed up 110% when leased for an actual market rent of $xxxx, which was used to calculate DSCR. |
304635727 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304635727 | Subject Debt Service Coverage Ratio | 1.39 | 1.49 | Verified | Lender used 100% of market rent $xxxx instead of lessor of lease rent or 110% of the market rent which lower was $xxxx lease rent. |
304677026 | Subject Debt Service Coverage Ratio | 1.01 | 1.03 | Verified | Lender considered qualifying rent is $xxxx which is greater than current market rent $xxxx and impacting DSCR ratio. |
304671109 | Subject Debt Service Coverage Ratio | 1.30 | 1.24 | Verified | Lender used market rent $xxxx instead of lease rent $xxxx which is less than the market rent. |
304677021 | Refi Purpose | Cash-out | Rate/Term | Verified | Cash to borrower is less than 2% of loan amount |
304677001 | Subject Debt Service Coverage Ratio | 1.22 | 1.23 | Verified | Lender used $xxxx qualifying rent instead of $xxxx (total of lessor of lease rent or 110% of market rent of each unit). |
304681495 | Subject Debt Service Coverage Ratio | 1.50 | 1.53 | Verified | Lender used 100% of market rent $xxxx instead of lease rent $xxxx which is less than 110% of the market rent. |
304681653 | Subject Debt Service Coverage Ratio | 1.47 | 1.44 | Verified | Lender did not include winter tax in PITIA for DSCR calculation. |
304681669 | Interest Rate Life Floor | 8 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304681670 | Interest Rate Life Floor | 7.75 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304677041 | Subject Debt Service Coverage Ratio | 2.59 | 2.60 | Verified | Due to rounding |
304439975 | Subject Debt Service Coverage Ratio | 1.09 | 1.08 | Verified | Lender used tax that includes non business credit on tape. DSCR Worksheet reflects review tax and DSCR 1.08. |
304439976 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304439976 | Subject Debt Service Coverage Ratio | 1.32 | 1.33 | Verified | Lender used $xxxx monthly HOI premium instead of $xxxx. |
304439944 | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | Verified | Lender used 2023 tax instead of 2024 tax. |
304439974 | Subject Debt Service Coverage Ratio | 1.06 | 1.25 | Verified | Lender used the $xxxx market rent instead of the $xxxx which is based on the lesser amount of 110% of the market rent or the the lease amount. |
304439934 | Representative FICO | 691 | 683 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304439920 | Subject Debt Service Coverage Ratio | 1.35 | 1.50 | Verified | Lender used higher property tax that seems to double the amount per tax cert. |
304439902 | Subject Debt Service Coverage Ratio | 1.05 | 1.34 | Verified | Lender used housing assistant payment amount $xxxx instead of lease contract rent $xxxx for DSCR calculation. |
304439909 | Subject Debt Service Coverage Ratio | 1.22 | 1.30 | Verified | Lender used $xxxx qualifying rent instead of $xxxx lease amount which is less than 110% of the market rent |
304476998 | Subject Debt Service Coverage Ratio | 1.70 | 1.69 | Verified | Lender did not include Storm Water levy. |
304462180 | Subject Debt Service Coverage Ratio | 1.66 | 1.78 | Verified | Lender used $xxxx market rent for the qualifying rent instead of $xxxx which is the lesser of 110% of Market Rent and the lease amount for each unit. |
304476903 | Subject Debt Service Coverage Ratio | 1.58 | 1.57 | Verified | Lender included 2023 tax instead of 2024/2025 tax in PITIA which is higher. |
304476743 | Subject Debt Service Coverage Ratio | 1.21 | 1.32 | Verified | Actual qualifying rent is $xxxx/ PITI $xxxx = 1.32 DSCR. Using higher tax amount than UW Worksheet. |
304494224 | Representative FICO | 792 | 791 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304494224 | Subject Debt Service Coverage Ratio | 1.29 | 1.28 | Verified | Less than 1% variance |
304632436 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635794 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635773 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304635773 | Subject Debt Service Coverage Ratio | 1.50 | 1.61 | Verified | Current lease $xxxx |
304632345 | Subject Debt Service Coverage Ratio | 1.15 | 1.27 | Verified | Tape data is using 110% of market rent instead of 110% of the market rent which is less than lease rent $1,395. |
304457445 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304457445 | Original LTV | 70 | 62.5 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304671254 | Subject Debt Service Coverage Ratio | 1.75 | 1.61 | Verified | Lender used lower tax that included non business, owner occupancy and homestead reduction plus penalty. |
304423532 | Subject Debt Service Coverage Ratio | 1.15 | 1.13 | Verified | Lender used lower property tax |
304471406 | Subject Debt Service Coverage Ratio | 1.29 | 1.28 | Verified | Rounding. |
304682613 | Subject Debt Service Coverage Ratio | 2.19 | 2.22 | Verified | Lender used 100% market rents $xxxx versus lower of lease or 110% market rent which was $xxxx. |
304681610 | Subject Debt Service Coverage Ratio | 2.07 | 2.06 | Verified | DSCR was rounded off. |
304682528 | Subject Debt Service Coverage Ratio | 1.33 | 1.39 | Verified | DSCR Discrepancy is due to qualifying rent income $xxxx. Lender used 100% market rent value. |
304681667 | Interest Rate Life Floor | 6.798 | 0 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
304682599 | Subject Debt Service Coverage Ratio | 1.34 | 1.31 | Verified | Lender did not include sanitation tax in PITIA for DSCR calculation. |
304681522 | Subject Debt Service Coverage Ratio | 1.20 | 1.27 | Verified | Lender used tenant portion of the monthly rent $xxxx(HAP) instead of $xxxx total lease rent which is less than 110% of the market rent. |
304682429 | Subject Debt Service Coverage Ratio | 1.71 | 1.63 | Verified | Tape using tax $xxxx and field value/DSCR worksheet using $xxxx. |
304682614 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304682614 | Original CLTV | 76.899 | 79.99953 | Verified | Tape LTV is calculated using purchase price $xxxx and review LTV is calculated using adjusted purchase price with reduction of amount of seller concession that is above 2% of the purchase price. |
304682614 | Original LTV | 76.899 | 79.99953 | Verified | Tape LTV is calculated using purchase price $xxxx and review LTV is calculated using adjusted purchase price with reduction of amount of seller concession that is above 2% of the purchase price. |
304682735 | Subject Debt Service Coverage Ratio | 1.30 | 1.20 | Verified | Lease rent $xxxx used to calculate DSCR. Tax and insurance verified per documentation. Field value tax $xxxx and tape is $xxxx |
304693303 | Subject Debt Service Coverage Ratio | 1.71 | 1.87 | Verified | UTD discrepancy. Lender's worksheet reflects DSCR is 1.87 which matches field value |
304498286 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304498286 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304498286 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304498286 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304498286 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
304498286 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304643516 | Borrower First Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
304643516 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304643516 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304643516 | Borrower FTHB | 0 | Verified | Unable to verify due to missing information | |
304637098 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304681097 | Borrower First Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
304681097 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304681097 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304681097 | Borrower FTHB | 0 | Verified | Unable to verify due to missing information | |
304678003 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304678003 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304678003 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304678003 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304678003 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304510503 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304510503 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304510503 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304510503 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304510503 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304675692 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304675692 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304675692 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304675692 | Property Type | Single Family Detached | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
304675692 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304457434 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304457434 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304457434 | Property Type | Townhouse | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
304457434 | Prepayment Penalty Period (months) | 60 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note | |
304457434 | Prepayment Penalty | 1 | 0 | Verified | Field Value reflects 'PrePayment Penalty' per the Note |
304457434 | Subject Debt Service Coverage Ratio | 1.14 | 1.16 | Verified | DSCR calculated using $xxxx, the lessor lease amount. Tax and insurance verified per documentation. Unable to determine how lender calculated DSCR and cause of discrepancy |
304676179 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304676179 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304676179 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304676179 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304676179 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304676179 | Borrower FTHB | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file | |
304683353 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304683353 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304678784 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304678784 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304678784 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |