v3.25.1
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance $ (43,619) $ (2,792)
Charges (79,324) (53,319)
Recoveries 25,088 38,274
Write off 16,225  
Forex 6,515 (587)
Closing balance (75,115) (43,619)
Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (25,195)
Mortgage loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (3,033) (554)
Charges (10,043) (2,361)
Recoveries 1,694 2,132
Write off 1  
Forex 682 (34)
Closing balance (10,699) (3,033)
Mortgage loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (2,216)
Uncollateralized bank customer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (19,636) (233)
Charges (38,895) (22,464)
Recoveries 6,778 10,795
Write off 13,273  
Forex 3,001 (298)
Closing balance (35,479) (19,636)
Uncollateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (7,436)
Collateralized bank customer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (80) 0
Charges (4,703) (115)
Recoveries 1,524 71
Write off 7  
Forex 138 (1)
Closing balance (3,114) (80)
Collateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (35)
Car loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (14,262) (758)
Charges (5,335) (15,014)
Recoveries 6,761 8,181
Write off 2,914  
Forex 1,457 (209)
Closing balance (8,465) (14,262)
Car loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (6,462)
Right of claim for purchased retail loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (6,577) (1,247)
Charges (20,324) (13,334)
Recoveries 8,331 17,095
Write off 0  
Forex 1,237 (45)
Closing balance (17,333) (6,577)
Right of claim for purchased retail loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   (9,046)
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (31) 0
Charges (24) (31)
Recoveries 0 0
Write off 30  
Forex 0 0
Closing balance $ (25) (31)
Other | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance   $ 0