LOANS ISSUED - Summary (Details) - USD ($) $ in Thousands	Mar. 31, 2025	Mar. 31, 2024	Mar. 31, 2023
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 1,670,550	$ 1,425,334
Allowance for loans issued	(75,115)	(43,619)	$ (2,792)
Loans issued	1,595,435	1,381,715
Mortgage loans
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 924,530	$ 741,312
Average Interest Rate	11.40%	10.30%
Fair Value of Collateral	$ 924,386	$ 740,462
Allowance for loans issued	(10,699)	(3,033)	(554)
Uncollateralized bank customer loans
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 249,448	$ 245,188
Average Interest Rate	28.10%	27.40%
Fair Value of Collateral	$ 0	$ 0
Right of claim for purchased retail loans
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 183,635	$ 146,152
Average Interest Rate	15.00%	15.00%
Fair Value of Collateral	$ 183,635	$ 146,152
Car loans
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 156,340	$ 262,708
Average Interest Rate	24.20%	23.90%
Fair Value of Collateral	$ 155,320	$ 259,755
Allowance for loans issued	(8,465)	(14,262)	(758)
Collateralized bank customer loans
Financing Receivable, Past Due [Line Items]
Amount Outstanding	$ 148,759	$ 22,299
Average Interest Rate	19.60%	19.10%
Fair Value of Collateral	$ 128,543	$ 22,270
Allowance for loans issued	(3,114)	(80)	0
Subordinated loan
Financing Receivable, Past Due [Line Items]
Amount Outstanding		$ 5,037
Average Interest Rate		3.00%
Fair Value of Collateral		$ 0
Other
Financing Receivable, Past Due [Line Items]
Amount Outstanding	7,838	2,638
Fair Value of Collateral	29	18
Allowance for loans issued	$ (25)	$ (31)	$ 0
Other Loans KZT
Financing Receivable, Past Due [Line Items]
Average Interest Rate	18.00%	18.60%
Other Loans EUR
Financing Receivable, Past Due [Line Items]
Average Interest Rate	12.70%	2.50%
Other Loans USD
Financing Receivable, Past Due [Line Items]
Average Interest Rate	3.00%	15.00%

Financing Receivable, Excluding Accrued Interest, Weighted Average Interest Rate

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- Definition

The aggregate fair value of assets that are already posted, at the end of the reporting period, as collateral for derivative instruments with credit-risk-related contingent features.

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- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

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- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

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- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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