
	Year ended March 31, 2025
STATEMENTS OF OPERATIONS	Brokerage		Banking		Insurance		Other		Total

Fee and commission income	$	441,839	$	14,689	$	—	$	48,498	$	505,026
Net gain/(loss) on trading securities	10,487		(66,426)		1,843		(3,714)		(57,810)
Interest income	254,340		544,221		60,550		5,342		864,453
Insurance underwriting income	—		—		617,596		—		617,596
Net gain on foreign exchange operations	7,021		8,750		2,621		33,292		51,684
Net gain on derivative	734		5,284		—		6,386		12,404
Sales of goods and services	—		—		—		40,102		40,102
Other income/(expense)	2,928		(370)		416		14,098		17,072
TOTAL REVENUE, NET	717,349		506,148		683,026		144,004		2,050,527

Fee and commission expense	29,280		14,562		284,580		17,652		346,074
Interest expense	84,543		400,905		12,331		38,116		535,895
Insurance claims incurred, net of reinsurance	—		—		298,109		—		298,109
Payroll and bonuses	98,352		62,876		32,381		94,554		288,163
Professional services	6,213		837		1,602		20,272		28,924
Stock compensation expense	27,584		12,617		10,792		8,599		59,592
Advertising and sponsorship expense	50,933		6,747		1,403		65,544		124,627
General and administrative expense	37,592		47,589		17,685		59,608		162,474
Allowance for expected credit losses	6,224		54,759		2,031		(569)		62,445

Cost of sales	—		—		—		31,278		31,278
TOTAL EXPENSE	340,721		600,892		660,914		335,054		1,937,581

INCOME/(LOSS) BEFORE INCOME TAX FROM CONTINUING OPERATIONS	$	376,628	$	(94,744)	$	22,112	$	(191,050)	$	112,946

Income tax (expense)/benefit	(61,122)		8,252		(3,427)		27,872		(28,425)
NET INCOME/(LOSS) FROM CONTINUING OPERATIONS	$	315,506	$	(86,492)	$	18,685	$	(163,178)	$	84,521


	Year ended March 31, 2024
STATEMENTS OF OPERATIONS	Brokerage		Banking		Insurance		Other		Total

Fee and commission income	$	352,481	$	26,236	$	296	$	61,320	$	440,333
Net gain/(loss) on trading securities	33,483		87,459		14,114		(1,202)		133,854
Interest income	233,858		524,596		63,676		6,094		828,224
Insurance underwriting income	—		—		264,218		—		264,218
Net (loss)/gain on foreign exchange operations	(852)		78,174		(1,306)		(3,771)		72,245
Net (loss)/gain on derivative	(2,019)		(101,805)		—		30		(103,794)
Sales of goods and services	—		—		—		21,576		21,576
Other income/(expense)	5,003		1,210		3,603		(120)		9,696
TOTAL REVENUE, NET	621,954		615,870		344,601		83,927		1,666,352

Fee and commission expense	24,740		13,219		103,346		13,046		154,351
Interest expense	89,732		368,286		29,965		13,128		501,111
Insurance claims incurred, net of reinsurance	—		—		139,561		—		139,561
Payroll and bonuses	71,077		48,953		18,796		42,197		181,023
Professional services	6,977		527		561		26,173		34,238
Stock compensation expense	11,352		6,124		2,755		2,488		22,719
Advertising and sponsorship expense	25,353		4,828		789		7,357		38,327
General and administrative expense	40,847		30,804		5,413		43,824		120,888
Allowance for expected credit losses	2,962		16,399		942		922		21,225

Cost of sales	—		—		—		17,538		17,538
TOTAL EXPENSE	273,040		489,140		302,128		166,673		1,230,981

INCOME/(LOSS) BEFORE INCOME TAX FROM CONTINUING OPERATIONS	$	348,914	$	126,730	$	42,473	$	(82,746)	$	435,371

Income tax (expense)/benefit	(51,158)		(15,857)		(8,662)		15,258		(60,419)
INCOME/(LOSS) FROM CONTINUING OPERATIONS	$	297,756	$	110,873	$	33,811	$	(67,488)	$	374,952


	Year ended March 31, 2023
STATEMENTS OF OPERATIONS	Brokerage		Banking		Insurance		Other		Total

Fee and commission income	$	299,070	$	18,208	$	128	$	9,809	$	327,215
Net gain/(loss) on trading securities	20,736		55,437		16,063		(21,152)		71,084
Interest income	64,654		177,561		41,007		11,473		294,695
Insurance underwriting income	—		—		115,371		—		115,371
Net (loss)/gain on foreign exchange operations	(347)		59,190		(1,846)		(4,843)		52,154
Net gain/(loss) on derivative	463		(65,291)		—		2		(64,826)
Other income/(expense)	904		230		2,346		(32)		3,448
TOTAL REVENUE, NET	385,480		245,335		173,069		(4,743)		799,141

Fee and commission expense	33,126		9,097		22,824		613		65,660
Interest expense	43,089		130,693		18,492		16,673		208,947
Insurance claims incurred, net of reinsurance	1		—		77,328		—		77,329
Payroll and bonuses	37,583		21,749		11,733		10,754		81,819
Professional services	4,978		466		580		10,982		17,006
Stock compensation expense	5,648		372		279		2,994		9,293
Advertising and sponsorship expense	9,063		3,251		1,191		554		14,059
General and administrative expense	32,906		13,671		5,024		8,370		59,971
Allowance for expected credit losses	16,911		8,773		1,071		2,364		29,119

TOTAL EXPENSE	183,305		188,072		138,522		53,304		563,203

INCOME BEFORE INCOME TAX FROM CONTINUING OPERATIONS	$	202,175	$	57,263	$	34,547	$	(58,047)	$	235,938

Income tax (expense)/benefit	(32,632)		(7,832)		(5,106)		2,794		(42,776)
INCOME/(LOSS) FROM CONTINUING OPERATIONS	$	169,543	$	49,431	$	29,441	$	(55,253)	$	193,162