Exhibit 21

 

Subsidiaries of the Registrant

 

The following is a list of the subsidiaries of Seneca Bancorp, Inc.:

 

NameState of Incorporation
  
Seneca Savings Bank, National Association*United States
Seneca Savings Insurance Agency, Inc.**New York

 

 

* As part of the conversion, Seneca Savings will convert its charter to a national bank and will be renamed Seneca Savings Bank, National Association.

** Subsidiary of Seneca Savings