v3.25.1
SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS - Compliance with Regulatory Capital Requirements under Banking Regulations (Details)
$ in Thousands
Mar. 31, 2025
USD ($)
Mar. 31, 2024
USD ($)
SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS.    
Total capital to risk weighted assets actual amount $ 178,452 $ 173,521
Total capital to risk weighted assets actual ratio 0.1648 0.1632
Total capital to risk weighted assets for capital adequacy purposes amount $ 86,625 $ 85,080
Total capital to risk weighted assets for capital adequacy purposes ratio 0.08 0.08
Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action amount $ 108,281 $ 106,350
Total capital to risk weighted assets for capital adequacy purposes well capitalized under prompt corrective action ratio 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 164,891 $ 160,197
Tier 1 to risk weighted assets actual ratio 0.1523 0.1506
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 64,969 $ 63,810
Tier 1to risk weighted assets for capital adequacy purposes ratio 0.06 0.06
Tier 1 to risk weighted assets well capitalized under prompt corrective action amount $ 86,625 $ 85,080
Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio 0.08 0.08
Common equity Tier 1 capital to risk weighted assets actual amount $ 164,891 $ 160,197
Common equity Tier 1 capital to risk weighted assets actual ratio 0.1523 0.1506
Common equity Tier 1 to risk weighted assets for capital adequacy purposes amount $ 48,726 $ 47,857
Common equity Tier 1 to risk weighted assets for capital adequacy purposes ratio 0.045 0.045
Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action amount $ 70,383 $ 69,127
Common equity Tier 1 to risk weighted assets well capitalized under prompt corrective action ratio 0.065 0.065
Tier 1 capital leverage to average tangible assets actual amount $ 164,891 $ 160,197
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.111 0.1029
Tier 1 capital leverage to average tangible assets for capital adequacy purposes amount $ 59,406 $ 62,296
Tier 1 capital leverage to average tangible assets for capital adequacy purposes ratio 0.04 0.04
Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action amount $ 74,257 $ 77,870
Tier 1 capital leverage to average tangible assets well capitalized under prompt corrective action ratio 0.05 0.05