v3.25.1
LOANS AND ACL - Additional information (Details)
12 Months Ended
Mar. 31, 2025
USD ($)
item
Mar. 31, 2024
USD ($)
item
Mar. 31, 2023
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Deferred loan fees $ 4,300,000 $ 4,700,000  
Discount On Loans Receivable 1,200,000 1,300,000  
Receivable with Imputed Interest, Premium $ 1,700,000 $ 1,900,000  
Number of Loans to Foreign Domiciled Businesses or Foreign Countries | item 0 0  
Percentage Of Loans And Extensions Of Credit Outstanding 15.00%    
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss $ 1,047,086,000 $ 1,008,649,000  
Minimum percentage of monthly payments charged off for consumer installment loan 75.00%    
Allowance for credit losses (in dollars) $ 15,374,000 15,364,000 $ 15,309,000
Interest income foregone on non-accrual loans 16,000 10,000 14,000
Non-accrual loans with no ACL 94,000 137,000  
Non-accrual loans with ACL 61,000 36,000  
Non-accruals, Allowance 1,000 1,000  
Total loans 1,062,460,000 1,024,013,000  
Assets pledged as collateral | FHLB and FRB Borrowing Arrangements      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss 756,600,000    
Assets pledged as collateral | Financing receivable | Commercial Business      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss 37,000 58,000  
Assets pledged as collateral | Financing receivable | Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss 57,000 79,000  
Commercial and Industrial | Commercial Business      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loans 232,935,000 229,404,000  
Commercial Real Estate Portfolio Segment      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loans 950,363,000 925,907,000  
Commercial Real Estate Portfolio Segment | Commercial Business      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses (in dollars) 5,033,000 5,280,000 3,123,000
Total loans 232,935,000 229,404,000  
Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses (in dollars) 7,492,000 7,391,000 8,894,000
Total loans $ 592,185,000 583,501,000  
Commercial Real Estate Portfolio Segment | Raw land loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Maximum loan-to-value ratio 65.00%    
Commercial Real Estate Portfolio Segment | Improved land loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Maximum loan-to-value ratio 75.00%    
Commercial Real Estate Portfolio Segment | Minimum | Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Maximum loan-to-value ratio 65.00%    
Commercial Real Estate Portfolio Segment | Maximum | Commercial Real Estate      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Maximum loan-to-value ratio 80.00%    
Consumer      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for credit losses (in dollars) $ 1,842,000 1,584,000 $ 1,127,000
Total loans $ 112,097,000 98,106,000  
Consumer | Real estate one-to-four family      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Maximum loan-to-value ratio 80.00%    
Total loans $ 97,683,000 $ 96,366,000  
Consumer | Minimum | Real estate one-to-four family      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Terms of maturity 15 years    
Consumer | Maximum | Real estate one-to-four family      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Terms of maturity 30 years