v3.25.1
LOANS AND ACL - Analysis of loans by aging category (Details)
12 Months Ended
Mar. 31, 2025
USD ($)
loan
Mar. 31, 2024
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual $ 155,000 $ 173,000
Total Past Due and Non-accrual 4,237,000 1,957,000
Total loans 1,062,460,000 1,024,013,000
30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 4,082,000 1,779,000
90 Days and Greater Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans   5,000
Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 1,058,223,000 1,022,056,000
Commercial and Industrial | Commercial Business    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans $ 232,935,000 229,404,000
Commercial and Industrial | Commercial Business | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of loans in the process of securing new contracts to improve revenue | loan 2  
Loans in the process of securing new contracts to improve revenue $ 725,000  
Fully guaranteed SBA or USDA loans 3,100,000 1,800,000
Commercial Real Estate Portfolio Segment    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 950,363,000 925,907,000
Commercial Real Estate Portfolio Segment | Commercial Business    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 37,000 58,000
Total Past Due and Non-accrual 3,830,000 1,841,000
Total loans 232,935,000 229,404,000
Commercial Real Estate Portfolio Segment | Commercial Business | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 3,793,000 1,778,000
Commercial Real Estate Portfolio Segment | Commercial Business | 90 Days and Greater Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans   5,000
Commercial Real Estate Portfolio Segment | Commercial Business | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 229,105,000 227,563,000
Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 88,000 79,000
Total Past Due and Non-accrual 330,000 79,000
Total loans 592,185,000 583,501,000
Commercial Real Estate Portfolio Segment | Commercial Real Estate | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 242,000  
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 591,855,000 583,422,000
Commercial Real Estate Portfolio Segment | Land    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 4,610,000 5,693,000
Commercial Real Estate Portfolio Segment | Land | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 4,610,000 5,693,000
Commercial Real Estate Portfolio Segment | Multi-Family    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 91,451,000 70,771,000
Commercial Real Estate Portfolio Segment | Multi-Family | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 91,451,000 70,771,000
Commercial Real Estate Portfolio Segment | Real Estate Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 29,182,000 36,538,000
Commercial Real Estate Portfolio Segment | Real Estate Construction | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 29,182,000 36,538,000
Consumer    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 30,000 36,000
Total Past Due and Non-accrual 77,000 37,000
Total loans 112,097,000 98,106,000
Consumer | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 47,000 1,000
Consumer | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans $ 112,020,000 $ 98,069,000