LOANS AND ACL - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands |
12 Months Ended | ||
---|---|---|---|
Mar. 31, 2025 |
Mar. 31, 2024 |
Mar. 31, 2023 |
|
Changes in the allowance for unfunded loan commitments | |||
Beginning balance | $ 336 | $ 407 | $ 424 |
Net change in ACL - unfunded loan commitments | (50) | (99) | (17) |
Ending balance | 286 | 336 | 407 |
Adjustment | ASU 2016-13 | |||
Changes in the allowance for unfunded loan commitments | |||
Beginning balance | 28 | ||
Ending balance | 28 | ||
Adjusted Balance | ASU 2016-13 | |||
Changes in the allowance for unfunded loan commitments | |||
Beginning balance | $ 336 | 435 | 424 |
Ending balance | $ 336 | $ 435 |