The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2025 (dollars in thousands):


Issuance Trust	Issuance Date	Amount Outstanding		Rate Type		Initial Rate		Current Rate		Maturity Date

Riverview Bancorp Statutory Trust I	12/2005	$	7,217	Variable	⁽¹⁾	5.88	%	5.92	%	3/2036
Riverview Bancorp Statutory Trust II	06/2007		15,464	Variable	⁽²⁾	7.03	%	5.91	%	9/2037
Merchants Bancorp Statutory Trust I ⁽⁴⁾	06/2003		5,155	Variable	⁽³⁾	4.16	%	7.66	%	6/2033
			27,836
Fair value adjustment ⁽⁴⁾			(745)
Total Debentures		$	27,091

⁽¹⁾ The trust preferred securities reprice quarterly based on the three-month Chicago Mercantile Exchange (“CME”) Term Secured Overnight Financing Rate (“SOFR”) plus 1.36%.

⁽²⁾ The trust preferred securities reprice quarterly based on the three-month CME Term SOFR plus 1.35%.

⁽³⁾The trust preferred securities reprice quarterly based on the three-month CME Term SOFR plus 3.10%.

⁽⁴⁾ Amount, net of accretion, attributable to a prior year’s business combination.