SEC FORM 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person ^*

King Ryan A

(Last)

(First)

(Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO

94111

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
06/11/2025

3. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
Co-Founder

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock ⁽¹⁾	201,075 ⁽²⁾	D
Common Stock ⁽¹⁾	12,183,739	I	See footnote ⁽³⁾
Common Stock ⁽¹⁾	900,000	I	See footnote ⁽⁴⁾
Common Stock ⁽¹⁾	900,000	I	See footnote ⁽⁵⁾
Common Stock ⁽¹⁾	303,930	I	See footnote ⁽⁶⁾
Common Stock ⁽¹⁾	225,000	I	See footnote ⁽⁷⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽⁸⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽⁹⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹⁰⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹¹⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹²⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹³⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹⁴⁾
Common Stock ⁽¹⁾	87,700	I	See footnote ⁽¹⁵⁾
Common Stock ⁽¹⁾	43,850	I	See footnote ⁽¹⁶⁾

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Employee Stock Option (Right to Buy)	⁽¹⁷⁾	01/27/2030	Common Stock ⁽¹⁸⁾	2,367,925	7.67	D
Employee Stock Option (Right to Buy)	⁽¹⁹⁾	03/28/2033	Common Stock ⁽¹⁸⁾	885,602	13.89	D
Employee Stock Option (Right to Buy)	⁽²⁰⁾	03/29/2034	Common Stock ⁽¹⁸⁾	700,000	17.35	D
Employee Stock Option (Right to Buy)	⁽²⁰⁾	03/29/2034	Common Stock ⁽¹⁸⁾	200,000	17.35	D
Performance Stock Units	⁽²¹⁾	⁽²¹⁾	Common Stock ⁽¹⁸⁾	600,000	⁽²²⁾	D

Explanation of Responses:

1. Immediately prior to the completion of the Issuer's initial public offering of Class A Common Stock (the "IPO"), each share of Common Stock shall be reclassified into one share of Class A Common Stock and such shares of Class A Common Stock shall be exchanged at a 1:1 ratio for shares of Class B Common Stock.

2. Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

3. The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.

4. The shares are held by King Irrevocable Trust A, for which the Reporting Person serves as attorney-in-fact.

5. The shares are held by King Irrevocable Trust M, for which the Reporting Person serves as attorney-in-fact.

6. The shares are held by Peninsula Living Trust, for which the Reporting Person serves as attorney-in-fact.

7. The shares are held by King Grantor Trust MV, for which the Reporting Person serves as attorney-in-fact.

8. The shares are held by King Gift Trust AK, for which the Reporting Person serves as attorney-in-fact.

9. The shares are held by King Gift Trust AV, for which the Reporting Person serves as attorney-in-fact.

10. The shares are held by King Gift Trust CV, for which the Reporting Person serves as attorney-in-fact.

11. The shares are held by King Gift Trust EK, for which the Reporting Person serves as attorney-in-fact.

12. The shares are held by King Gift Trust LK, for which the Reporting Person serves as attorney-in-fact.

13. The shares are held by King Gift Trust MK, for which the Reporting Person serves as attorney-in-fact.

14. The shares are held by King Gift Trust NV, for which the Reporting Person serves as attorney-in-fact.

15. The shares are held by King Gift Trust SK, for which the Reporting Person serves as attorney-in-fact.

16. The shares are held by Maureen Vergara, a member of the Reporting Person's family.

17. All of the shares subject to the option are fully vested and exercisable as of the date hereof.

18. Immediately prior to the completion of the IPO, each share of Common Stock shall be reclassified into one share of Class A Common Stock.

19. This option, originally for 900,000 shares, vested as to 1/48th of the shares on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

20. 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

21. The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.

22. Each performance stock unit represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Theresa Bloom, by power of attorney	06/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

ex24-06122025_010633.htm