The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 310,585 1,988 SH SOLE 0 0 1,988
ALPHABET INC CAP STK CL A 02079K305 312,991 2,024 SH SOLE 0 0 2,024
AMAZON COM INC COM 023135106 1,014,085 5,330 SH SOLE 0 0 5,330
AMERICAN CENTY ETF TR US SML CP VALU 025072877 22,072,133 253,207 SH SOLE 0 0 253,207
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 16,552,123 237,339 SH SOLE 0 0 237,339
APPLE INC COM 037833100 2,677,366 12,051 SH SOLE 0 0 12,051
BANK AMERICA CORP COM 060505104 234,606 5,622 SH SOLE 0 0 5,622
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 468,671 880 SH SOLE 0 0 880
BROADCOM INC COM 11135F101 214,645 1,282 SH SOLE 0 0 1,282
CARVANA CO CL A 146869102 664,038 3,176 SH SOLE 0 0 3,176
CATERPILLAR INC COM 149123101 243,062 737 SH SOLE 0 0 737
CATHAY GEN BANCORP COM 149150104 2,258,860 52,495 SH SOLE 0 0 52,495
COSTCO WHSL CORP NEW COM 22160K105 312,897 330 SH SOLE 0 0 330
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,022,571 67,322 SH SOLE 0 0 67,322
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 10,454,778 395,115 SH SOLE 0 0 395,115
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 6,102,613 148,084 SH SOLE 0 0 148,084
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 11,891,606 250,243 SH SOLE 0 0 250,243
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,211,611 23,531 SH SOLE 0 0 23,531
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 265,623 9,436 SH SOLE 0 0 9,436
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,121,106 180,921 SH SOLE 0 0 180,921
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,812,740 112,644 SH SOLE 0 0 112,644
DISNEY WALT CO COM 254687106 714,079 7,233 SH SOLE 0 0 7,233
ELI LILLY & CO COM 532457108 204,928 248 SH SOLE 0 0 248
INVESCO QQQ TR UNIT SER 1 46090E103 369,159 787 SH SOLE 0 0 787
ISHARES INC CORE MSCI EMKT 46434G103 721,687 13,372 SH SOLE 0 0 13,372
ISHARES TR CORE S&P SCP ETF 464287804 727,389 6,956 SH SOLE 0 0 6,956
ISHARES TR CORE S&P TTL STK 464287150 34,042,074 279,009 SH SOLE 0 0 279,009
ISHARES TR CORE MSCI EAFE 46432F842 416,378 5,504 SH SOLE 0 0 5,504
ISHARES TR RUSSELL 2000 ETF 464287655 449,509 2,253 SH SOLE 0 0 2,253
ISHARES TR CORE MSCI INTL 46435G326 16,526,543 239,897 SH SOLE 0 0 239,897
ISHARES TR CORE S&P500 ETF 464287200 679,899 1,210 SH SOLE 0 0 1,210
ISHARES TR ESG AWRE 1 5 YR 46435G243 3,331,417 133,310 SH SOLE 0 0 133,310
JPMORGAN CHASE & CO. COM 46625H100 331,499 1,351 SH SOLE 0 0 1,351
MARSH & MCLENNAN COS INC COM 571748102 969,775 3,974 SH SOLE 0 0 3,974
MASTERCARD INCORPORATED CL A 57636Q104 230,759 421 SH SOLE 0 0 421
META PLATFORMS INC CL A 30303M102 425,354 738 SH SOLE 0 0 738
MICROSOFT CORP COM 594918104 1,094,463 2,914 SH SOLE 0 0 2,914
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 1,700,130 24,661 SH SOLE 0 0 24,661
MORGAN STANLEY ETF TRUST CALVERT INTERNAT 61774R106 1,048,727 18,114 SH SOLE 0 0 18,114
NETFLIX INC COM 64110L106 283,490 304 SH SOLE 0 0 304
NVIDIA CORPORATION COM 67066G104 1,053,345 9,719 SH SOLE 0 0 9,719
PROCTER AND GAMBLE CO COM 742718109 225,672 1,324 SH SOLE 0 0 1,324
S&P GLOBAL INC COM 78409V104 241,348 475 SH SOLE 0 0 475
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 959,354 43,449 SH SOLE 0 0 43,449
SCHWAB STRATEGIC TR US TIPS ETF 808524870 433,790 16,132 SH SOLE 0 0 16,132
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 224,806 5,151 SH SOLE 0 0 5,151
SPDR S&P 500 ETF TR TR UNIT 78462F103 418,553 748 SH SOLE 0 0 748
SPOTIFY TECHNOLOGY S A SHS L8681T102 205,160 373 SH SOLE 0 0 373
TESLA INC COM 88160R101 246,461 951 SH SOLE 0 0 951
UNITED PARCEL SERVICE INC CL B 911312106 1,034,971 9,409 SH SOLE 0 0 9,409
VANGUARD BD INDEX FDS INTERMED TERM 921937819 944,721 12,338 SH SOLE 0 0 12,338
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,466,626 18,735 SH SOLE 0 0 18,735
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,674,068 173,828 SH SOLE 0 0 173,828
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 21,637,587 364,268 SH SOLE 0 0 364,268
VERIZON COMMUNICATIONS INC COM 92343V104 305,182 6,728 SH SOLE 0 0 6,728
WISDOMTREE TR INTL QULTY DIV 97717X131 443,146 12,420 SH SOLE 0 0 12,420
WISDOMTREE TR US QTLY DIV GRT 97717X669 645,908 8,088 SH SOLE 0 0 8,088
WISDOMTREE TR US SMALLCAP DIVD 97717W604 783,523 24,515 SH SOLE 0 0 24,515
WISDOMTREE TR EMER MKT HIGH FD 97717W315 289,876 6,888 SH SOLE 0 0 6,888
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,064,695 26,012 SH SOLE 0 0 26,012
WISDOMTREE TR INTL EQUITY FD 97717W703 1,056,728 18,170 SH SOLE 0 0 18,170