Regulatory Requirements and Restrictions - Additional Information (Detail) - USD ($) $ in Thousands |
3 Months Ended | ||
|---|---|---|---|
Mar. 31, 2025 |
Mar. 31, 2024 |
Dec. 31, 2024 |
|
| Insurance [Abstract] | |||
| Statutory Accounting Practices, Statutory Capital and Surplus Required | $ 164,586 | $ 149,586 | |
| Statutory Accounting Practices, Statutory Net Income Amount | $ 17,886 | $ 301 | |
| Description of Regulatory Capital Requirements under Insurance Regulations | The Florida statutes require a residential property insurance company to maintain statutory surplus as to policyholders of at least $1,500 or 10% of the insurer’s total liabilities, whichever is greater. | ||
| Statutory Accounting Practices, Statutory Capital and Surplus, Balance | $ 16,459 | 14,959 | |
| Statutory Accounting Practices, Future Dividend Payments Restrictions | (1) the lesser of 10% of surplus or net income, not including realized capital gains, plus a two-year carry forward; (2) 10% of surplus, with dividends payable limited to unassigned funds minus 25% of unrealized capital gains; or (3) the lesser of 10% of surplus or net investment income plus a three-year carry forward with dividends payable limited to unassigned funds minus 25% of unrealized capital gains. The Company’s insurance subsidiary did not pay any dividends during 2025, and it can still pay dividends without regulatory approval. | ||
| Catstyle Statutory Accounting Practices Statutory Capital and Surplus Required | $ 13,735 | 9,610 | |
| Statutory Accounting Practices Statutory Capital and Surplus Actual | $ 13,735 | $ 9,610 | |
| Statutory Accounting Practices, Description of Prescribed Practice | Florida property and casualty insurance companies are required to adhere to prescribed premium-to-capital surplus ratios. Florida state law requires that the ratio of 90% of premiums written divided by surplus as to policyholders does not exceed 10 to 1 for gross premiums written or 4 to 1 for net premiums written. The Company’s insurance subsidiary had a ratio of gross and net premiums written to surplus of 1.2 to 1 and 0.8 to 1, respectively, which has met the requirements. | ||